中國銀行濟寧市汶上縣2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）（注：選項均為A、B、C、D四選一，考查詞匯、語法及語境理解）1.Therapiddevelopmentofdigitalbankinghasgreatly______theefficiencyoffinancialservicesinruralareas.A.enhancedB.diminishedC.delayedD.fluctuated2.InthecontextofChina'sgreenfinancepolicy,banksareencouragedto______moreinvestmentinrenewableenergyprojects.A.allocateB.consumeC.preserveD.neglect3.Thebranchmanageremphasizedtheimportanceof______customersatisfactionbyprovidingpersonalizedfinancialadvice.A.deterioratingB.maintainingC.compromisingD.expanding4.Despiteeconomicchallenges,theChinesebankingsectorhasshownstrongresilience,partlyduetoits______riskmanagementsystem.A.rigidB.flexibleC.outdatedD.inefficient5.Thenewanti-moneylaunderingregulationsrequirebanksto______transactionsinvolvingsuspiciousactivities.A.overlookB.verifyC.ignoreD.postpone6.ManyruralbankingclientsinShandongprefertraditionalpaymentmethodssuchas______fordailytransactions.A.creditcardsB.mobilewalletsC.cashD.digitalcurrencies7.Thebank’smobileapphasbeenupdatedto______onlinebankingservicesmoreuser-friendly.A.deteriorateB.simplifyC.complicateD.expand8.Topromotefinancialinclusion,banksin汶上縣havebeen______low-incomehouseholdswithmicrocreditopportunities.A.excludingB.supportingC.targetingD.discouraging9.Theloanofficernotedthattheapprovalprocesshasbeen______tomeetthegrowingdemandforsmallbusinessfinancing.A.streamlinedB.complicatedC.delayedD.ignored10.Thebank’sCSRinitiativesfocuson______environmentalsustainabilityincommunities.A.underminingB.promotingC.neglectingD.opposing二、單選題（每題2分，共10題）（注：考查更深層次的語境理解、邏輯推理及銀行業(yè)特定場景）11.DuetotheincreasinguseofAIinbanking,employeesarerequiredto______theirdigitalliteracytostaycompetitive.A.ignoreB.improveC.denyD.neglect12.Thebank’swealthmanagementdivisionaimsto______clients’assetsthroughdiversifiedinvestmentstrategies.A.preserveB.accumulateC.dissipateD.optimize13.TheruralcreditcooperativesinJiningoften______traditionalfarmingknowledgewhenevaluatingagriculturalloans.A.combineB.excludeC.emphasizeD.overlook14.Theregulatoryauthorityhaswarnedbanksabouttherisksof______speculativeinvestmentsincryptocurrencies.A.encouragingB.avoidingC.engagingD.supporting15.Thebranchin汶上縣hasimplementeda"one-stopservice"to______customersfrommultipledepartments.A.confuseB.assistC.delayD.reject16.Thebank’sonlineplatformhasbeenoptimizedto______frauddetectionalgorithmsmoreeffectively.A.weakenB.enhanceC.disableD.degrade17.ManyelderlyclientsinruralShandongstillpreferto______theirsavingsinlocalbanksduetotrustissues.A.withdrawB.depositC.investD.transfer18.Thenewbranchin汶上縣hasbeendesignedto______thegrowingdemandforfinancialservicesintheregion.A.meetB.ignoreC.reduceD.exceed19.Thebank’sriskassessmentteamcarefully______loanapplicationstopreventdefaults.A.approvesB.disregardsC.scrutinizesD.simplifies20.Thedigitalbankingrevolutionhas______thetraditionalbankingmodelinChina.A.preservedB.transformedC.ignoredD.weakened三、單選題（每題3分，共10題）（注：考查長難句分析、銀行業(yè)政策細節(jié)及綜合推理能力）21.ThePeople’sBankofChinahasrecentlyintroducedstrictercapitalrequirementsto______banksfromexcessiverisk-taking.A.protectB.encourageC.punishD.incentivize22.TheruraldevelopmentbankinJininghasbeen______toprovidetailoredfinancialsolutionsforagriculturalbusinesses.A.reluctantB.committedC.hesitantD.indifferent23.Thebank’smobileapphasintroducedabiometricauthenticationfeatureto______securitythreats.A.reduceB.eliminateC.ignoreD.increase24.Theloanofficerexplainedthattheinterestratesforsmallbusinesseshavebeen______tosupportentrepreneurship.A.loweredB.raisedC.unchangedD.frozen25.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinancing.A.increaseB.reduceC.maintainD.ignore26.Thebranchmanageremphasizedtheneedto______compliancewithanti-moneylaunderingregulations.A.violateB.prioritizeC.undermineD.postpone27.ThedigitalpaymentsysteminShandonghasbeen______tostreamlinetransactionsinruralmarkets.A.optimizedB.complicatedC.neglectedD.abandoned28.Thebank’swealthmanagementteamofferspersonalizedinvestmentplansto______clients’long-termfinancialgoals.A.undermineB.achieveC.delayD.ignore29.Theruralcreditunionin汶上縣hasbeen______toprovideemergencyloansduringnaturaldisasters.A.unwillingB.proactiveC.passiveD.unresponsive30.Thenewbankinglawrequiresfinancialinstitutionsto______customerdataprotectionmeasuresmorerigorously.A.weakenB.strengthenC.overlookD.simplify答案及解析一、單選題（每題1分，共10題）1.A.enhanced解析：數(shù)字銀行的發(fā)展提升了農(nóng)村金融服務效率。enhance意為“提升”，符合語境。2.A.allocate解析：綠色金融政策鼓勵銀行將更多投資分配給可再生能源項目。allocate意為“分配”，符合政策導向。3.B.maintaining解析：銀行經(jīng)理強調(diào)通過提供個性化財務建議來維持客戶滿意度。maintain意為“維持”，符合銀行業(yè)務邏輯。4.B.flexible解析：中國經(jīng)濟挑戰(zhàn)下，銀行業(yè)因風險管理系統(tǒng)靈活而表現(xiàn)出強大韌性。flexible意為“靈活”，符合實際情況。5.B.verify解析：反洗錢法規(guī)要求銀行核實可疑交易。verify意為“核實”，符合監(jiān)管要求。6.C.cash解析：山東農(nóng)村客戶更傾向于使用現(xiàn)金進行日常交易。cash意為“現(xiàn)金”，符合地域性偏好。7.B.simplify解析：銀行更新移動應用以簡化在線金融服務，使其更易使用。simplify意為“簡化”，符合技術(shù)發(fā)展趨勢。8.B.supporting解析：汶上縣銀行通過小額信貸機會支持低收入家庭，促進金融包容性。support意為“支持”，符合政策目標。9.A.streamlined解析：貸款審批流程已優(yōu)化以應對小微企業(yè)融資需求的增長。streamlined意為“簡化”，符合銀行業(yè)務改革方向。10.B.promoting解析：銀行的社會責任計劃側(cè)重于在社區(qū)中推廣環(huán)境可持續(xù)性。promote意為“推廣”，符合CSR理念。二、單選題（每題2分，共10題）11.B.improve解析：AI應用要求員工提升數(shù)字技能以保持競爭力。improve意為“提升”，符合行業(yè)趨勢。12.D.optimize解析：財富管理部通過多元化投資策略優(yōu)化客戶資產(chǎn)配置。optimize意為“優(yōu)化”，符合業(yè)務目標。13.C.emphasize解析：濟寧農(nóng)村信用社在評估農(nóng)業(yè)貸款時強調(diào)傳統(tǒng)農(nóng)業(yè)知識。emphasize意為“強調(diào)”，符合評估邏輯。14.C.engaging解析：監(jiān)管機構(gòu)警告銀行避免參與加密貨幣投機投資。engaging意為“參與”，符合風險提示。15.B.assist解析：“一站式服務”旨在協(xié)助客戶處理多個部門的事務。assist意為“協(xié)助”，符合服務理念。16.B.enhance解析：優(yōu)化在線平臺以增強欺詐檢測算法的效能。enhance意為“增強”，符合技術(shù)改進方向。17.B.deposit解析：山東農(nóng)村老年人因信任問題仍傾向于在當?shù)劂y行存款。deposit意為“存款”，符合地域性偏好。18.A.meet解析：汶上縣新設分行旨在滿足該地區(qū)日益增長的金融服務需求。meet意為“滿足”，符合業(yè)務拓展目標。19.C.scrutinizes解析：風險評估團隊仔細審查貸款申請以預防違約。scrutinize意為“仔細審查”，符合風險控制邏輯。20.B.transformed解析：數(shù)字銀行革命已改變了中國傳統(tǒng)銀行業(yè)模式。transform意為“轉(zhuǎn)變”，符合行業(yè)變革趨勢。三、單選題