中國銀行邢臺市信都區(qū)2025秋招筆試英語閱讀理解題專練30題及答案題型一：單選題（共10題，每題2分）1.Passage:TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeBankofChinaareadaptingtothischangebyintegratingadvancedtechnologiessuchasartificialintelligenceandbigdataanalytics.Thisshiftnotonlyimprovescustomerserviceefficiencybutalsoenhancesriskmanagementcapabilities.However,someregionalbanksinHebeiProvince,includingthoseinXinduDistrict,stillfacechallengesindigitaltransformationduetolimitedresources.Asaresult,thecentralbankhasproposedpoliciestosupportsmallandmedium-sizedbanksinupgradingtheirITsystems.Question:Whatisthemainfocusofthepassage?A)Thebenefitsofdigitalbankingforlargebanks.B)ThechallengesfacedbyregionalbanksinHebei.C)Thecentralbank’seffortstosupportdigitaltransformation.D)Theroleofartificialintelligenceinbanking.2.Passage:邢臺市信都區(qū)近年來大力發(fā)展文化旅游產(chǎn)業(yè)，依托豐富的歷史遺跡和自然景觀，吸引了大量游客。近年來，政府加大了對景區(qū)基礎(chǔ)設(shè)施的投入，包括道路拓寬、酒店建設(shè)和智慧旅游系統(tǒng)的開發(fā)。然而，旅游業(yè)的快速發(fā)展也帶來了一些問題，如環(huán)境污染和交通擁堵。為此，當(dāng)?shù)卣岢隽艘幌盗锌沙掷m(xù)發(fā)展措施，包括推廣綠色出行方式和加強生態(tài)保護。Question:Whatisthebiggestchallengementionedinthepassage?A)LackofhistoricalsitesinXinduDistrict.B)Environmentalpollutionandtrafficcongestion.C)Insufficientgovernmentinvestmentintourism.D)Lownumberoftouristsvisitingthearea.3.Passage:China’sbankingsectorhasseensignificantgrowthinthepastdecade,withnon-bankfinancialinstitutionsplayinganincreasinglyimportantrole.Fintechcompanies,suchasAntGroupandTencent,haverevolutionizedpaymentsystemsandconsumerfinance.However,traditionalbankslikeBankofChinastilldominatethemarketduetotheirstrongcreditsystemsandextensivebranchnetworks.Inruralareas,particularlyinHebeiProvince,thepenetrationofdigitalfinancialservicesremainslow,promptingthegovernmenttoencouragebankstoexpandtheirruralservices.Question:Whatisthemaindifferencebetweenfintechcompaniesandtraditionalbanks?A)Fintechsaremoreinnovative,whilebanksaremorestable.B)Fintechsfocusonurbanareas,whilebanksserveruralregions.C)Fintechslackcreditsystems,whilebankshavestrongones.D)Fintechsarestate-owned,whilebanksareprivate.4.Passage:Theconstructionofhigh-speedrailnetworksinChinahasgreatlyimprovedtransportationefficiency,connectingmajorcitiesmorequickly.InHebeiProvince,theexpansionofthehigh-speedraillinehasboostedeconomicactivityinXinduDistrictbyreducingtraveltimetootherurbancenterslikeShijiazhuangandBeijing.However,somelocalbusinessesinruralareasofXinduhavestruggledtocompetewiththeinfluxoftouristsandcommuters.Thegovernmentisnowexploringwaystosupportthesebusinessesbypromotinglocalagricultureandcrafts.Question:Whatisthepositiveimpactofhigh-speedrailonXinduDistrict?A)Ithasledtoincreasedpollution.B)Ithasimprovedtransportationefficiency.C)Ithascausedbusinessclosures.D)Ithasreducedgovernmentinvestment.5.Passage:TheChinesegovernmenthasimplementedstrictregulationstocontrolfinancialrisksinthebankingsector.Banksarerequiredtomaintainhighercapitalratiosandundergoregularstressteststoensurestability.InHebeiProvince,thecentralbankhasstrengthenedoversightoflocalbankstopreventexcessivelending.Whilethesemeasureshavereducedthenumberofbadloans,somesmallbusinessesinXinduDistrictstillfinditdifficulttoobtainloansduetorigidcreditpolicies.Question:Whatisthemainpurposeofthegovernment’sregulations?A)Topromotefintechgrowth.B)Toreducefinancialrisks.C)Toencourageruralinvestment.D)Toincreasebankprofits.6.Passage:Theriseofe-commercehaschangedconsumerbehaviorinChina.Morepeopleareshoppingonline,whichhasimpactedtraditionalretailstores.InXinduDistrict,manysmallshopshavebeenforcedtocloseduetocompetitionfromonlineplatforms.However,somehaveadaptedbyofferingdeliveryservicesandintegratingtheirbusinesseswithdigitalpaymentsystems.Thelocalgovernmenthasalsolaunchedprogramstosupporttraditionalretailersintransitioningtoonlinemodels.Question:Whatisthebiggestchallengefortraditionalretailers?A)Highoperatingcosts.B)Lackofgovernmentsupport.C)Competitionfrome-commerce.D)Lowcustomerdemand.7.Passage:China’sbankingindustryisundergoingadigitaltransformation,withmobilebankingappsbecomingessentialtoolsforcustomers.BankofChinahasimproveditsapptooffermoreservices,suchasonlinetransfersandbillpayments.InruralareasofHebei,however,theadoptionofdigitalbankingisslowerduetolimitedinternetaccess.Thebankisworkingwithlocalauthoritiestoexpandinternetinfrastructureintheseregions.Question:Whatisthemainfocusofthepassage?A)Thedeclineoftraditionalbanking.B)ThedigitaltransformationofBankofChina.C)Theslowadoptionofdigitalbankinginruralareas.D)ThechallengesofinternetexpansioninHebei.8.Passage:TheXinduDistrictgovernmenthasintroducedpoliciestoattractmoreforeigninvestment.Thesepoliciesincludetaxincentivesandstreamlinedbusinessregistrationprocesses.Asaresult,severalmultinationalcompanieshavesetupofficesinthearea.However,localworkersinXinduhavefaceddifficultiesadaptingtothenewjobscreatedbythesecompanies,astheyrequirehigherskilllevels.Thegovernmentisnowofferingtrainingprogramstohelpworkersmeetthesedemands.Question:Whatisthemainissuementionedinthepassage?A)Lackoftaxincentivesforbusinesses.B)Skillsgapamonglocalworkers.C)Slowforeigninvestmentgrowth.D)Highbusinessregistrationfees.9.Passage:TheChinesegovernmenthasemphasizedtheimportanceofgreenfinancetosupportenvironmentalsustainability.Banksareencouragedtoinvestinrenewableenergyprojectsandgreeninfrastructure.InHebeiProvince,BankofChinahaslaunchedseveralgreenfinancinginitiatives,includingloansforwindandsolarenergyprojects.Theseeffortsaimtoreducecarbonemissionsandpromotesustainabledevelopment.Question:Whatisthemaingoalofgreenfinance?A)Toincreasebankprofits.B)Tosupportenvironmentalprotection.C)Topromotetraditionalbanking.D)Toreducegovernmentregulation.10.Passage:TheChineseeconomyhasshownresiliencedespiteglobaleconomicuncertainties.Domesticconsumptionandinfrastructureinvestmentshavehelpedmaintaingrowth.InXinduDistrict,thegovernmenthasfocusedondevelopingnewindustries,suchasartificialintelligenceandadvancedmanufacturing,todiversifythelocaleconomy.Thisstrategyhascreatedjobopportunitiesandincreasedeconomicstability.Question:Whatisthemainfocusofthegovernment’seconomicstrategy?A)Reducingforeigninvestment.B)Diversifyingthelocaleconomy.C)Increasinginfrastructurespending.D)Encouragingtraditionalindustries.題型二：判斷題（共10題，每題2分）11.Passage:TheconstructionoftheBeijing-Shanghaihigh-speedrailhassignificantlyreducedtraveltimebetweenthetwocities,makingbusinesstripsmoreefficient.Localeconomiesalongtheroute,includingXinduDistrictinHebei,havebenefitedfromincreasedtourismandinvestment.However,somesmallbusinessesinruralareashavestruggledtocompetewiththeinfluxofnewresidentsandtourists.Question:Isthepassagemainlyaboutthebenefitsofhigh-speedrail?A)Yes.B)No.12.Passage:TheChinesegovernmenthasimplementedstrictfinancialregulationstopreventbanksfromtakingexcessiverisks.Theseregulationsincludehighercapitalrequirementsandregularstresstests.Whilethesemeasureshaveimprovedfinancialstability,somesmallbusinessesinHebeiProvincestillfinditdifficulttoaccessloansduetorigidcreditpolicies.Question:Doesthepassagesuggestthatfinancialregulationsareharmful?A)Yes.B)No.13.Passage:Theriseofe-commercehasnegativelyimpactedtraditionalretailstoresinXinduDistrict.Manysmallshopshavebeenforcedtocloseduetocompetitionfromonlineplatforms.However,someretailershaveadaptedbyofferingdeliveryservicesandintegratingwithdigitalpaymentsystems.Thelocalgovernmenthasalsoprovidedsupporttohelptraditionalbusinessestransitiontoonlinemodels.Question:Isthepassagemainlyaboutthedeclineoftraditionalretail?A)Yes.B)No.14.Passage:BankofChinahaslaunchedseveralinitiativestopromotedigitalbanking,includingmobileappsandonlineservices.InruralareasofHebeiProvince,however,theadoptionofdigitalbankingisslowerduetolimitedinternetaccess.Thebankisworkingwithlocalauthoritiestoexpandinternetinfrastructureintheseregions.Question:DoesthepassagesuggestthatBankofChinaisnotconcernedaboutruralareas?A)Yes.B)No.15.Passage:TheXinduDistrictgovernmenthasintroducedpoliciestoattractforeigninvestment,includingtaxincentivesandstreamlinedbusinessregistrationprocesses.Asaresult,severalmultinationalcompanieshavesetupofficesinthearea.However,localworkersinXinduhavefaceddifficultiesadaptingtothenewjobscreatedbythesecompanies.Question:Isthepassagemainlyaboutthebenefitsofforeigninvestment?A)Yes.B)No.16.Passage:TheChinesegovernmenthasemphasizedtheimportanceofgreenfinancetosupportenvironmentalsustainability.Banksareencouragedtoinvestinrenewableenergyprojectsandgreeninfrastructure.InHebeiProvince,BankofChinahaslaunchedseveralgreenfinancinginitiatives,includingloansforwindandsolarenergyprojects.Question:Doesthepassagesuggestthatgreenfinanceisnotimportant?A)Yes.B)No.17.Passage:TheChineseeconomyhasshownresiliencedespiteglobaleconomicuncertainties.Domesticconsumptionandinfrastructureinvestmentshavehelpedmaintaingrowth.InXinduDistrict,thegovernmenthasfocusedondevelopingnewindustries,suchasartificialintelligenceandadvancedmanufacturing,todiversifythelocaleconomy.Question:Isthepassagemainlyaboutgovernmenteconomicstrategies?A)Yes.B)No.18.Passage:TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeBankofChinaareadaptingtothischangebyintegratingadvancedtechnologiessuchasartificialintelligenceandbigdataanalytics.However,someregionalbanksinHebeiProvince,includingthoseinXinduDistrict,stillfacechallengesindigitaltransformationduetolimitedresources.Question:Doesthepassagesuggestthatdigitalbankingisnotbeneficial?A)Yes.B)No.19.Passage:Theriseofe-commercehaschangedconsumerbehaviorinChina.Morepeopleareshoppingonline,whichhasimpactedtraditionalretailstores.InXinduDistrict,manysmallshopshavebeenforcedtocloseduetocompetitionfromonlineplatforms.However,somehaveadaptedbyofferingdeliveryservicesandintegratingtheirbusinesseswithdigitalpaymentsystems.Question:Isthepassagemainlyaboutthedeclineofe-commerce?A)Yes.B)No.20.Passage:TheChinesegovernmenthasimplementedstrictfinancialregulationstopreventbanksfromtakingexcessiverisks.Theseregulationsincludehighercapitalrequirementsandregularstresstests.Whilethesemeasureshaveimprovedfinancialstability,somesmallbusinessesinHebeiProvincestillfinditdifficulttoaccessloansduetorigidcreditpolicies.Question:Doesthepassagesuggestthatfinancialregulationsareunnecessary?A)Yes.B)No.題型三：填空題（共10題，每題2分）21.Passage:TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeBankofChinaareadaptingtothischangebyintegratingadvancedtechnologiessuchasartificialintelligenceandbigdataanalytics.Thisshiftnotonlyimprovescustomerserviceefficiencybutalsoenhancesriskmanagementcapabilities.However,someregionalbanksinHebeiProvince,includingthoseinXinduDistrict,stillfacechallengesindigitaltransformationdueto________.Question:Fillintheblank.A)limitedresourcesB)highprofitsC)strongcompetitionD)governmentsupport22.Passage:邢臺市信都區(qū)近年來大力發(fā)展文化旅游產(chǎn)業(yè)，依托豐富的歷史遺跡和自然景觀，吸引了大量游客。近年來，政府加大了對景區(qū)基礎(chǔ)設(shè)施的投入，包括道路拓寬、酒店建設(shè)和智慧旅游系統(tǒng)的開發(fā)。然而，旅游業(yè)的快速發(fā)展也帶來了一些問題，如環(huán)境污染和交通擁堵。為此，當(dāng)?shù)卣岢隽艘幌盗锌沙掷m(xù)發(fā)展措施，包括推廣綠色出行方式和加強生態(tài)保護。Thelocalgovernmentisnowexploringwaystosupportthesebusinessesby________.Question:Fillintheblank.A)increasingtaxesB)promotinglocalagricultureandcraftsC)reducinginvestmentD)encouragingforeigntourists23.Passage:China’sbankingsectorhasseensignificantgrowthinthepastdecade,withnon-bankfinancialinstitutionsplayinganincreasinglyimportantrole.Fintechcompanies,suchasAntGroupandTencent,haverevolutionizedpaymentsystemsandconsumerfinance.However,traditionalbankslikeBankofChinastilldominatethemarketduetotheirstrongcreditsystemsandextensivebranchnetworks.InruralareasofHebei,thepenetrationofdigitalfinancialservicesremainslow,promptingthegovernmenttoencouragebankstoexpandtheir________.Question:Fillintheblank.A)urbanservicesB)ruralservicesC)onlineplatformsD)creditpolicies24.Passage:Theconstructionofhigh-speedrailnetworksinChinahasgreatlyimprovedtransportationefficiency,connectingmajorcitiesmorequickly.InHebeiProvince,theexpansionofthehigh-speedraillinehasboostedeconomicactivityinXinduDistrictbyreducingtraveltimetootherurbancenterslikeShijazuangandBeijing.However,somelocalbusinessesinruralareasofXinduhavestruggledto________withtheinfluxoftouristsandcommuters.Question:Fillintheblank.A)competeB)collaborateC)investD)relocate25.Passage:TheChinesegovernmenthasimplementedstrictregulationstocontrolfinancialrisksinthebankingsector.Banksarerequiredtomaintainhighercapitalratiosandundergoregularstressteststoensurestability.InHebeiProvince,thecentralbankhasstrengthenedoversightoflocalbankstoprevent________lending.Question:Fillintheblank.A)excessiveB)sustainableC)safeD)innovative26.Passage:Theriseofe-commercehaschangedconsumerbehaviorinChina.Morepeopleareshoppingonline,whichhasimpactedtraditionalretailstores.InXinduDistrict,manysmallshopshavebeenforcedtocloseduetocompetitionfromonlineplatforms.However,somehaveadaptedbyofferingdeliveryservicesandintegratingtheirbusinesseswith________systems.Question:Fillintheblank.A)traditionalB)digitalpaymentC)offlineD)government27.Passage:TheXinduDistrictgovernmenthasintroducedpoliciestoattractmoreforeigninvestment.Thesepoliciesincludetaxincentivesand________businessregistrationprocesses.Asaresult,severalmultinationalcompanieshavesetupofficesinthearea.Question:Fillintheblank.A)complicatedB)streamlinedC)expensiveD)strict28.Passage:TheChinesegovernmenthasemphasizedtheimportanceofgreenfinancetosupportenvironmentalsustainability.Banksareencouragedtoinvestinrenewableenergyprojectsandgreeninfrastructure.InHebeiProvince,BankofChinahaslaunchedseveralgreenfinancinginitiatives,includingloansfor________energyprojects.Question:Fillintheblank.A)fossilB)renewableC)traditionalD)nuclear29.Passage:TheChineseeconomyhasshownresiliencedespiteglobaleconomicuncertainties.Domesticconsumptionandinfrastructureinvestmentshavehelpedmaintaingrowth.InXinduDistrict,thegovernmenthasfocusedondevelopingnewindustries,suchasartificialintell