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全國(guó)銀行招聘考試重點(diǎn)試題精編

!注意事項(xiàng):

;11.全卷采用機(jī)器閱卷,請(qǐng)考生注意書(shū)寫(xiě)規(guī)范:考試時(shí)間為120分鐘。

5:2.在作答前,考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫(xiě)在試卷和答

?i題卡規(guī)定位置。

3.部分必須使用2B鉛笠填涂;非選擇題部分必須使用黑色簽字笆書(shū)寫(xiě),字體

工整,筆跡清楚。

14.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答,超出答題區(qū)域

j書(shū)寫(xiě)的答案無(wú)效:在草稿紙、試卷上答題無(wú)效。

封一、選擇題

1、ItalycallsanemergencymeetingtosavetheancientcityofPompeii()fallingdown.

A.on

0.off

?,;C.from

N;D.against

瑕!

2、WhenMontebroketheglass,hetriedtoputthe(:backtogether.

A.fragments

B.pieces

C.bits

0.slices

3、Thereisanotepinnedtothedoor()whentheshopwillopenagain.

A.saying

B.says

C.said

D.havingsaid

??

§14,2020年3月10日國(guó)家主席習(xí)近平專門(mén)赴湖北省武漢市考察疫情防控工作。他強(qiáng)調(diào),經(jīng)

f綃過(guò)艱苦努力,湖北和武漢疫情防控形勢(shì)發(fā)生積極向好變化,取得階段性重要成果,但疫情防

控任務(wù)依然艱巨繁重。越是在這個(gè)時(shí)候,越是要保持頭腦清醒,越是要慎終如始,越是要再

j接再厲、善作善成,繼續(xù)把()作為當(dāng)前頭等大事和最重要的工作。

1A.疫情防控

!B.疫情監(jiān)管

:C.疫情防治

ID.疫情管理

[5、資料:(一)

Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouse

owner,forexample,knowsthathispropertycanbedamagedbyfire,theshipownerknowsthat

hisvesselmaybelostatsea;thebreadwinnerknowsthathemaydieatanearlyageandleave

hisfamilythepoorer.Ontheotherhand,noteveryhouseisdamagedbyfirenoreveryvessellost

atsea.Ifthesepersonseachputasmallsumofmoneyintoapool,therewillbeenoughtomeet

theneedsofthefewwhodosufferloss,Inotherwords,thelossesofthefewaremetfromthe

contributionsofthemoney.Thisisthebasisofinsurance,Thosewhopaythecontributionare

knownas“insured"andthosewhoadministerthepoolofcontributionsas“insurers".

Notallriskscanbecoveredbyinsurance.Broadlyspeaking,theordinaryrisksofbusinessand

speculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsatthepricesofferedisnot

ofakindthatcanbestatisticallyestimated,andriskscanonlybeinsuredagainstiftheycanbeso

estimated.

Thelegalbasisofallinsuranceisthe“policy”.Thisisaprintedformofcontract.Itstatesthatin

returnfortheregularpaymentbytheinsuredofacertainsumofmoney,calledthe“premium",

whichisusuallypaideveryyear,theinsurerwillpayasumofmoneyorcompensationforloss,if

theriskactuallyhappens.Thewordingofpolicies,particularlyinmarineinsurance,oftenseems

veryold-fashioned,butthereisasoundreasonofthis.Overalargenumberofyears,manylaw

caseshavebeenbroughttcclearupthemeaningsofdoubtfulphrasesinpolicies.Thelawcourts

havegiventhesephrasesadefiniteandindisputablemeaning,andtoavoidfuturedisputesthe

phraseshavecontinuedtobeusedinpolicesevenwhentheyhavepassedoutofnormalusein

speech.

Theinsuranceofbusinesses^ordinaryrisksisnotpossiblebecause.

A.suchrisksareveryexpensive

B.suchriskscannotbeestimatedprecisely

C.suchrisksaretoohigh

D.thepremiumwouldbetoohigh

、在處理實(shí)際問(wèn)題時(shí),往往不能“一刀切”的主要原因是)

6(0

A.事物矛盾之間存在有機(jī)聯(lián)系

B.事物矛盾具有特殊性

C.事物矛盾具有共同點(diǎn)

D.事物矛盾具有普遍性

7、在貨幣資金借貸中,還款違約屬于金融風(fēng)險(xiǎn)中的()。

A.流動(dòng)性風(fēng)險(xiǎn)

B.市場(chǎng)風(fēng)險(xiǎn)

C.操作風(fēng)險(xiǎn)

D.信用風(fēng)險(xiǎn)

8、票據(jù)喪失的補(bǔ)救措施不包括()。

A.停止支付

B.掛失止付

C.公示催告

D.提起訴訟

9、Whenacompanydiscontinuesanddisposesofanoperation,theactionisconsidered:().

A.acumulativeeffectofachangeinanaccountingprinciple

B.apriorperiodadjustment

C.anextraordinaryitem

D.separatelyandshownnetoftaxesontheincomestatement

10、反映企業(yè)在某一特定日期財(cái)務(wù)狀況的會(huì)計(jì)報(bào)表是()。

A.利潤(rùn)表

B.資產(chǎn)負(fù)債表

C.現(xiàn)金流量表

D.所有者權(quán)益變動(dòng)表

11、資料:ZhangQiaoliuseshersparebedroomforstoringherstockofladies'fashion-wearand

photoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,

somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessories

wholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoverat

pricesunder$10.

TaobaoisownedbyChinesee-commercegiantAlibabaandthebrainchildoffounderJackMa.It

isafree-to-useonlinemarketplacewithsome800millionproductlines-fromfoodtoclothesto

technology.

AcrossChina,onlinecompanieslargeandsmallarelearninghowtobeeffectivee-commerce

players-orfaillikeUSgoliatheBay,whichwastrouncedbyupstartTaobaobackin2006.

In2010,China'sonlineshoppingindustryhadaturnoverof$80bn,andgrew87%year-on-year.

China's420millioninternetusersspendaroundabillionhourseachdayonline-andlastyear,

185millionmadeatleastoneonlinepurchase.AccordingtoBostonConsultingGroup,the

volumeisexpectedtoincreasefourfoldby2015.

E-commerceischangingthewayChineseconsumersthinkaboutshopping:online,itismore

socialthanahardsell.It'sanewengagingexperiencetosavor.

InChineseretail,trustisararecommodity.Thereareplentyoffakesonline,andbuyersareoften

cursedbyscamsorshoddygoods.Still,consumerfaithine-commercestoresisremarkably

robust.That'sbecause,apartfromitsconvenienonlineshoppinghasshiftedthebalanceof

powerfromsellerstobuyers.OnlineshoppinginChinaismorethanclickingonthe"buy"button.

Theexperienceincludesexchangingtipswithothershoppers,discussingtrends,andratingboth

productsandservice.

Theinteractionandcommunicationgeneratestrust.

“Theabilityofsocialnetworkingcombinedwithe-commerseorsocialcommerceasIliketocall

it-wherepeopleareabletoratetheirproviders,provideinformationtootherpurchasers-that

levelofexperienceisreallyovercomingthebigweaknessessaysDuncanClark,ChairmanofBDA

(china),anexpertonChina'se-commerceindustry.

“Basically,thereisaone-to-oneconnectionbeingestablished.Andthat'sbreakingthroughthe

mistrustbarrierifyouwill.SoIthinkwecanlearn,actually-theWestcanlearnfromsomeofthe

developmentshappeningintheChinesee-commercesector,"saysMrClark.

Accordingtothearticle,howdoesZhangQiaolimakemoney?

A.ShesellsdressesandaccessoriesonTaobao

B.Shebuysgoodsathigherpricesandmanagestoselllargenumberofthem

C.Shepurchasesgoodsatwholesaleandsellthemonlineathigherprices

D.Shemakesprofitsbysellingdressesandaccessoriesatretailstores

12、投資?筆國(guó)債,5年期,平價(jià)發(fā)行,票面利率為12.22%,單利計(jì)息,到期一次還本付

息,則該債券的到期收益率是().

A.9%

B.11%

C.10%

D.12%

13、上海證券交易所上市交易的某只股票,2009年末的每股稅后利潤(rùn)為0.2元,市場(chǎng)利率

為2.5%o

根據(jù)上述材料,回答下列問(wèn)題:

股票動(dòng)態(tài)價(jià)格主要是指股票持有期間的價(jià)格,其確定方法與()的價(jià)格確定基本相同。

A.分期付息到期還本債券

B.到期一次還本付息債券

C.分期還本到期一次付息債券

D.分期付息債券

14、Ournewdietpillthepeoplewhowanttoloseweight.

A.satisfiestheneedof

B.stimulatethedemando;

C.arousetheinterestof

□.targetthemarketfor

15、批復(fù)是答復(fù)下級(jí)請(qǐng)示的文件,是()?

A.被動(dòng)發(fā)文

B.主動(dòng)發(fā)文

C.是對(duì)報(bào)告的批件

D.下級(jí)沒(méi)有請(qǐng)示,用來(lái)指導(dǎo)工作的

16、資料:GoogleandUberhavegrabbedmostoftheattentionregardingtheadventof

self-drivingcars,butonSunday,Lyftthrewdowntheultimatechallenge:Amajorityof

autonomousvehiclesforLyftwithinamerefiveyears.

TheboldclaimwasmadebyLyftco-founderJohnZimmerinapostonMediumoutlinirghis

company'svisionforthenextdecade.

"WithinfiveyearsafullyautonomousfleetofcarswillprovidethemajorityofLyftridesacross

thecountry,"saidZimmer,indicatingthatearlyversionsofsuchcarshavebeeninoperationin

SanFranciscoandPhoenix.

Usuallywhentechfounderslayouttheirvision,it'stypicaltoheargrandclaimsthatalmostpush

theboundariesofbelievability.That'swhattechinnovationisabout.Butinthecaseof

self-drivingcars,thesituationisabitmorecomplicated.

Uberhasalreadybegunrollingoutself-drivingcartestsinPittsburghandGoogleishardatwork

onthesamekindofsolutionontheWestCoast.Therefore,talkofgettingself-drivingcarsonthe

roadis,atthispoint,lesscboutthetechnologyandmoreaboutlogistics.WeknowGooglehas

enoughcashtotripledownonanyinitiativeitdecidestotackle.Andasthecurrentride-sharing

leaderintheU.S.,Uberhasenoughmarketshare-poweredcredibilitythatafutureincluding

self-drivingUbercarsisn'tcnrealistic.

Todaytherearesomeinternet-basedridesharingsystembuttoovercomethecriticalmassthe

systemhastobereal-time,automatedandextremelyeasytouse.

HoweverinthecaseofL/t,whichcontinuestostruggleagainstUber(onereportclaimsthat

Uberhasover80percentmarketshareintheU.S.),suchashorttimelinetowardrollingouta

fleetofself-drivingcarsseemssomewhatambitious.Nevertheless,Zimmercontinueshisvision

essaywithevenmoreboldpredictions.

"By2025,privatecarownershipwillallbutendinmajorU.S.cities/'saysZimmer;aprediction

that,ifitturnsouttobetrue,wouldmeanitwouldtakejusteightyearsforthemajorityofthe

human-drivencarsonU.S.roadstodisappear.Possible?Sure.Likely?Eightyearsseemslike,once

again,abitofwishfulthinkingonZimmer'spart.

Remember,ithasn'tevenbeen10yearssincethearrivaloftheiPhone,andasrecentevents

prove,smartphonesarestillacategorythatcanyieldcatastrophicresultsifnotdoneright.And

thosearejustmobiledevices,notvehiclesentrustedwithtransportingandprotectinghuman

lives.

Tobefair;Zimmer'sessaydoesoffersomefactsandfiguresinanattempttobackuphispositions,

butmuchofitdoesn'tappeartotakeintoaccountvariablessuchastheheavilyembedded

interestsofautomobilecompaniesstillrelyingonconsumerautosales,aswellasthemanylegal

androadwaylogisticsthatwillneedtobeaddressedirordertobringaboutthismassive

transformationinsuchashorttime.

Oddly,Zimmer'svisiondoeslittletoaddressthemillionsofhumanjobsthatwillbelostonce

self-drivingcarsdisplacenotonlytaxidrivers,buttruckdrivers.

"Webelievethatinthefirstfiveormoreyearsfollowingtheintroductionofautonomousvehicles,

theneedforhumandriverswillactuallyincrease,notdecrease,"writesZimmer."When

autonomouscarscanonlysolveaportionofthosetrips,moreLyftdriverswillbeneededto

provideservicetothegrowingmarketofformercarowners,"writesZimmer.

Butwhataboutafterfiveyears,whenautonomouscarscanprovidefullservice?Whataboutthe

humandrivers?Thepushbackfromhumandriverslosingworkwilllikelybeanother,majorripple

intheevolutionofself-drivingcars,aswellasotherautorratedsystemsenteringU.S.societyin

comingyears.

However,noneoftheselogisticalissuesdiminishZimmer'sideas.Hisvisionofthefutureof

autonomousvehiclesseemsquitelogicalandinstepwithrrostwhoworkinandwatchthespace

closely.Butthespeedbumpinacceptinghisvisionwholesaleishisambitiousself-drivingcar

timelineingeneral,andforLyftinparticular.

A.arrangethemneatly

B.presentclearly

C.designcorrectly

D.suggestproperly

17、“勞動(dòng)是財(cái)富之父,土地是財(cái)富之母",對(duì)這句話的正確理解是()。

A.勞動(dòng)和土地都是價(jià)值的源泉

B.勞動(dòng)創(chuàng)造使用價(jià)值,土地形成價(jià)值

C.勞動(dòng)是創(chuàng)造價(jià)值的外部條件,土地是價(jià)值的真正源泉

D.勞動(dòng)必須和自然物相結(jié)合才能創(chuàng)造出物質(zhì)財(cái)富

18、下列屬于中國(guó)銀行業(yè)監(jiān)督管理委員會(huì)監(jiān)管標(biāo)準(zhǔn)的有()。

A.促進(jìn)金融穩(wěn)定與金融創(chuàng)新

B.監(jiān)管成本最優(yōu)

C.增進(jìn)市場(chǎng)信心

D.增進(jìn)公眾對(duì)現(xiàn)代金融的了解

19、標(biāo)志著中國(guó)半殖民地半封建社會(huì)形成的是()。

A.《北京條約》

B.《馬關(guān)條約》

C.《中法條約》

D.《辛丑條約》

20、剩余價(jià)值(

A.在生產(chǎn)領(lǐng)域中產(chǎn)生,可以離開(kāi)流通領(lǐng)域

B.在流通領(lǐng)域中產(chǎn)生,但不能離開(kāi)生產(chǎn)領(lǐng)域

C.在生產(chǎn)領(lǐng)域中產(chǎn)生,通過(guò)流通領(lǐng)域來(lái)實(shí)現(xiàn)

D.既在流通領(lǐng)域中產(chǎn)生,也在生產(chǎn)領(lǐng)域中產(chǎn)生

21、公文的權(quán)威性和行政約束力,來(lái)自()的權(quán)威和合法地位。

A.收文機(jī)關(guān)

B.印發(fā)機(jī)關(guān)

C.審核機(jī)美

D.制發(fā)機(jī)關(guān)

22、用支出法核算GDP正確的公式是()o

A.GDP;消費(fèi)支出+投資+政府購(gòu)買(mǎi)+(出口-進(jìn)口)

B.GDP=消費(fèi)支出+投資+政府購(gòu)買(mǎi)+(出口-進(jìn)口)+轉(zhuǎn)移支付

C.GDP=工資+利息+利澗+租金+間接稅和企'也轉(zhuǎn)移支付+折舊

D.GDP=工資+利息+利澗+租金+直接稅和企業(yè)轉(zhuǎn)移支付+折舊

23、減少所得稅的財(cái)政政策,對(duì)利率的影響(),定消費(fèi)的影響()對(duì)投資的影響

(),對(duì)GDP的影響()o

A.上升,增加,減少,增加

B.上升,減少,減少,增加

C.下降,增加,減少,增加

D.上升,增加,減少,減少

24、下列與不作為犯罪相關(guān)的表述,哪一選項(xiàng)是正確的?()

A.甲警察接到報(bào)案:有歹徒正在殺害其妻。甲立即前往現(xiàn)場(chǎng),但只是站在現(xiàn)場(chǎng)觀看,沒(méi)有

采取任何措施。此時(shí),縣衛(wèi)生局副局長(zhǎng)劉某路過(guò)現(xiàn)場(chǎng),也未救助被害婦女。結(jié)果,歹徒殺害

了該女子。甲和劉某都是國(guó)家機(jī)關(guān)工作人員,都沒(méi)有履行救助義務(wù),均應(yīng)成立瀆職罪

B.甲非常討厭其侄子乙(6歲)。某日,甲攜乙外出時(shí),張三酒后駕車(chē)撞傷了乙并迅速逃逸。

乙躺在血泊中。甲心想,反正事故不是自己造成的,于是離開(kāi)了現(xiàn)場(chǎng)。乙因得不到救助而死

亡。由于張三負(fù)有救助義務(wù).所以甲不構(gòu)成不作為犯罪

C.甲下班回家后,發(fā)現(xiàn)自家門(mén)前放著一包來(lái)歷不明、類似面粉的東西。甲第二天上班時(shí)拿

到實(shí)驗(yàn)室化驗(yàn),發(fā)現(xiàn)是海洛因,于是立即倒入廁所馬桶沖入下水道。甲雖然沒(méi)有將毒品上交

公安部門(mén).但不構(gòu)成非法持有毒品罪

D.《消防法》規(guī)定,任何人發(fā)現(xiàn)火災(zāi)都必須立即報(bào)警。過(guò)路人甲發(fā)現(xiàn)火災(zāi)后沒(méi)有及時(shí)報(bào)警,

導(dǎo)致火災(zāi)蔓延。甲的行為成立不作為的放火罪

25、資*4:Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadean

importantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhouse

gasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwide

thattheyneedtothinkabouttheimplicationsofglobalwarningfortheirportfolios.

OnFridayafternoontherewasanexampleofwhatthatmightmeanMrObama'sadministration

issuedanordertemporarilyblockingconstructiononasectionoftheDakotaAccessoilpipeline.

ThemovewasaresponsetolocalconcernsraisedbytheStandingRockSiouxTribeabout

potentialdamagetohistoricsitesandthethreatsofoilspills.Butitistheglobalissueofclimate

changethathadraisedtheprofileofDakotaAccess,makingitintoacausecelebreforUS

environmentalcampaigners.BillMcKibbenof35O.org,whichplayedakeyroleinthesuccessful

efforttostoptheKeystoneXLpipelinefromCanada,hassuggestedthatMrObamacouldblock

DakotaAccesspermanently,onthegroundsthatitwouldexacerbatethethreatofclimate

change.

Lastmonth,theWhiteHouse'sCouncilonEnvironmentalQualityissuednewguidanceforfederal

agencies,makingclearthattheirdecisionsshouldtakeintoaccount“thepotentialeffectsofa

proposedactiononclimatechange7;andquantifytheirconsequencesforgreenhousegas

emissions.DakotaAccessisintendedtocarrycrudeoil1,172milesfromNorthDakota,acentre

oftheUSshalerevolution,toIllinois,enroutetorefineriesaroundAmerica.Thecasethatit

wouldaddtoglobalgreenhousegasemissionwillbehardertomakethanforKeystoneXL,which

wouldhavebroughtcrudefromthehigh-emittingoilsandsofwesternCanada,butthe

campaignersarecertaintotry.

IfDakotaAccessisstopped,itwillhaveasignificantimpactnotjustonenergyTransferPartners,

thecompanyleadingtheproject,butonallNorthDakotaoilproducersandtheircustomers,who

willbeforcedtousemoreexpensiverailtransport.

Climatechangeisnowanunavoidablebusinessissue.Inanexcellentpaperlastweek,BlackRock,

theworld'slargestfundmanager,setoutsomeofthewaysthatinvestorscanreducetheir

exposuretotherisksandbenefitfromtheopportunitiesthatitcreates.Thepaperisalandmark

intherisingawarenessoftheissueamongmainstreaminvestors.Itisonethingwhena

philanthropicfundwithassetsofafewhundredmilliontakesastandonclimateissues,quite

anotherwhenthewarningscomefromacompanywithabout$4.9tnundermanagement.As

BlackRockpointsout,investors/personalviewsonclimatescienceareirrelevant.Enough

governmentsandbusinessesareconvincedbythescientificconsensusthatthethreatisreal,and

aredrivingregulatoryandtechnologicalchangesthatinterestedinyou.

六Iftheworldistoreducetheriskofcatastrophicglobalwarmingtoacceptablelevels,therewill

havetobeahugereallocationofcapitalawayfromfossilfuelsandtowardlow-emissionenergy

sources.Thatshifthasbegun,butitneedstogomuchfurther.Thetransitionisnot

straightforward:foraslongasoilisthelifebloodoftheworld'stransport,pipelineswillbe

needed.ButwheninvestorsandboardsmakedecisionsaboutprojectslikeDakotaAccess,they

willhavetoconsidertheirimpactongreenhousegasemissions.Thefinancialconsequencesof

climatechangecannolongerbeignored.

IfDakotaAccessisblockedpermanently,whowillbeimpactedexcept().

A.Thecompaniesthatcarryouttheproject

B.Environmentalcampaigners

C.NorthDakotaoilproducers

D.Consumers

26、緊縮性貨幣政策的運(yùn)用會(huì)導(dǎo)致()。

A.減少貨幣供給軟,降低利率

B.增加貨幣供給量,提應(yīng)利率

C.減少貨幣供給量,提高利率

D.增加貨幣供給量,降低利率

27、()incomputertechnologyareallowinguserstoreachintoanypartoftheworldbyjust

clickingamouse.

A.Advancement

B.Advances

C.Advancing

D.Advance

28、從企業(yè)規(guī)???,2019年6月份大型企業(yè)PMI為49.9%,比上月下降0.4個(gè)百分點(diǎn),微低

于臨界點(diǎn);中、小型企業(yè)PMI為49.1%和48.3%,分別比上月回升0.3和0.5個(gè)百分點(diǎn),位

于臨界點(diǎn)以下。

在調(diào)查的21個(gè)行業(yè)中,有13個(gè)行業(yè)的生產(chǎn)指數(shù)位于擴(kuò)張區(qū)間,醫(yī)藥、鐵路、船舶、航空航

天設(shè)備、食品及酒、飲料、精制茶、電氣機(jī)械器材、計(jì)算機(jī)通信電子設(shè)備等制造業(yè)的生產(chǎn)指

數(shù)位于54%以上的較高景氣區(qū)間。從重點(diǎn)行業(yè)看,高制迨業(yè)、裝備制造業(yè)和消費(fèi)品行業(yè)的生

產(chǎn)指數(shù)為55.6%、53.3%和52.2%,環(huán)比均有所上升,且分別高于制造業(yè)總體4.3、2.0和0.9

個(gè)百分點(diǎn),生產(chǎn)景氣度呈現(xiàn)穩(wěn)中有升,表明在當(dāng)前復(fù)雜多變的經(jīng)濟(jì)環(huán)境下,制造業(yè)轉(zhuǎn)型升級(jí)

繼續(xù)推進(jìn),中高端制造業(yè)和消費(fèi)品制造業(yè)對(duì)經(jīng)濟(jì)增長(zhǎng)的促進(jìn)作用進(jìn)一步增強(qiáng)。

受?chē)?guó)內(nèi)外大宗商品價(jià)格波動(dòng)和部分行業(yè)供求關(guān)系變化等影響,價(jià)格指數(shù)雙雙回落。主要原材

料購(gòu)進(jìn)價(jià)格指數(shù)和出廠價(jià)格指數(shù)為49.0%和45.4%,分別比上月下降2.8和3.6個(gè)百分點(diǎn),部

分行業(yè)效益增長(zhǎng)受到一定影響。企業(yè)對(duì)近期市場(chǎng)發(fā)展預(yù)期基本穩(wěn)定。企業(yè)生產(chǎn)經(jīng)營(yíng)活動(dòng)預(yù)期

指數(shù)為53.4%,在調(diào)船舶航空航天設(shè)備等制造業(yè)的牛.產(chǎn)經(jīng)營(yíng)活動(dòng)預(yù)期指數(shù)位于60.0%以上的

高位景氣區(qū)

1制造業(yè)PMI指數(shù)(經(jīng)季節(jié)調(diào)整)

表1中國(guó)制造業(yè)PMI及構(gòu)成指出(經(jīng)季節(jié)調(diào)整)

單位,%

PMI生產(chǎn)新訂單原材料庫(kù)存從業(yè)人員供應(yīng)育配送時(shí)間

2018年6月51.553.653.248.849.050.2

2018年7月51253.052348.949250.0

2018年8月51.353352248.749.449.6

2018年9月50.853.052.047.848.349.7

2018年10月50.252.050.847.248.149.5

2018年11月50.051.950.447.448350.3

2018年12月49.450£49.747.148.050.4

2019年1月49550.949.648.147650.1

2019年2月49.249.550.646347549.8

2019年3月50552.751.648.447.650.2

2019年4月50.152.151.447.247.249.9

2019年5月49.451.749.847.447.050.9

2019年6月49.451.349.648.246.950.2

表2中目制造業(yè)PMI其他相關(guān)指標(biāo)?情況《經(jīng)李節(jié)調(diào)整》

單位,%

主要原

料「甲進(jìn).力出廠產(chǎn)成品在手生產(chǎn)經(jīng)營(yíng)

H料購(gòu)

出口□t價(jià)格宏存訂單活動(dòng)情期

進(jìn)價(jià)格

2018年6月49.850.052.857.753.346.345.557.9

2018年7月49.849.651.554.350.547.145.756.6

2018年8月49.449.151.858.754.347.446.757.0

2018年9月48.018.551.559.854.347.445.256.4

2018年10月46.947.651.058.052.047.144.356.4

2018年11月47.047.150.850.346.448.644.354.2

2018年12月46.645.949.844.843.348.244.152.7

2019年1月46.947.149.146.344.547.143.752.5

2019年2月45.244.848.351.948.546.443.656.2

2019年3月47.148.751.253.551.447.046.456.8

2019年4月49.249.71.153.154.046.544.056.5

2019年5月46.547.150.551.849.048.144.354.5

2019年6月46.346.849.749.045.448.144.553.4

關(guān)于2019年6月份制造業(yè)采購(gòu)經(jīng)理指數(shù)的描述中,正確的是()o

A.PMI為49.2%,同比下降9個(gè)百分點(diǎn)

B.PMI為49.4%,比上月下降0.4個(gè)百分點(diǎn)

C.PMI為49.4%,與上月持平

D.PMI為49.2%,環(huán)比下降0.7個(gè)百分點(diǎn)

29、中國(guó)共產(chǎn)黨確定毛澤東思想作為自己的一切工作指針的會(huì)議是()。

A.遵義會(huì)議

B.瓦窯堡會(huì)議

C.中共六屆六中全會(huì)

D.中共七大

30、TheWHOsaysthereiscurrentlynoevidenceofhuman-to-humanofthevirus.

A.translation

B.transition

C.transmission

□.transaction

31、Passage7

Inarareunanimousruling,theUSSupremeCourthasoverturnedthecorruptionconvictionofa

formerVirginiagovernor,RobertMcDonnell.Butitdidsowhileholdingitsnoseattheethicsofhis

conduct,whichincludedacceptinggiftssuchasaRolexwatchandaFerrariAutomobilefroma

companyseekingaccesstogovernment.

Thehighcourt'sdecisionsaidthejudgeinMr.McDonnelKstrailfailedtotellajurythatitmust

lookonlyathisz/officialacts/ortheformergovernor'sdecisionson“specific"and"unsettled"i$sues

relatedtohisduties.

Merelyhelpingagift-givergainaccesstootherofficials,unlessdonewithclearintenttopressure

thoseofficialsjsnotcorruption,thejusticesfound.

Thecourtdidsuggestthatacceptingfavorsinreturnforopeningdoors

isz/distastefurxandnasty.wButunderanti-briberylaws,proofmustbemadeofconcrete

benefits,suchasapprovalofacontractorregulation.Simplyarrangingameeting,makingaphone

call,orhostinganeventisnotan/zofficialact.”

Thecourt'srulingislegallysoundindefiningakindoffavoritismthatisnotcriminal.Elected

leadersmustbeallowedtohelpsupportersdealwithbureaucraticproblemswithoutfearof

prosecutionofbribery/zThebasiccompactunderlyingrepresentativegovernment,z,wroteChief

JusticeJohnRobertsforthecourt/assumesthatpublicofficialswillhearfromtheirconstituents

andactontheirconcerns//

Buttherulingreinforcestheneedforcitizensandtheirelectedrepresentatives,notthecourts,to

ensureequalityofaccesstogovernment.Officialsmustnotbeallowedtoplayfavoritesin

providinginformationorinarrangingmeetingssimplybecauseanindividualorgroupprovidesa

campaigndonationorapersonalgift.Thistypeofintegrityrequireswill-enforcedlawsin

governmenttransparency,suchasrecordsofofficialmeetirgs,rulesonlobbying,andinformation

abouteachelectedleader'ssourceofwealth.

Favoritisminofficialaccesscanfanpublicperceptionsofcorruption.Outitisnotaways

corruption.Ratherofficialsmustavoiddoublestandards,ordifferenttypesofaccessforaverage

peopleandthewealthy.lfconnectionscanbebought,abasicpremiseofdemocraticsociety-that

allareequalintreatmentbygovernment-isundermined.Goodgovernmentrestsonan

understandingoftheinherentworthofeachindividual.

Thecourt/srulingisastepforwardinthestruggleagainstbothcorruptionandofficialfavoritism.

AccordingtoParagraph4,anofficialactisdeemedcorruptiveonlyifitinvolves().

A.concretereturnsforgift-givers

B.sizablegainsintheformofgifts

C.leakingsecretsintentionally

□.breakingcontractsofficially

32、資料:Gonearethedaysof"one-size-fits-all“employeebenefitsprogramsandherecome

newlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlooked

atasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot's

takealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirements

ofamoreparticularhealthcareconsumer.

VoluntaryBenefitsBolsterRecruitmentandRetentionEfforts

Itgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,

whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitsto

roundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvision

caretopetinsurance.Thishelpscompaniestoaddressthespecificheathandfinancialneedsof

candidates,tohelpthestretchtheirfuturepaychecksevenfurther.

TheAdvantagesofOfferingVoluntaryEmployeeBenefits

Intermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelike

voluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonot

cover.Forexample,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.

Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventative

measuresthathelpsupportgoodoralhealth.

CustomizingVoluntaryBenefitPlans

Thereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofother

typesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.

Financialwellnessbenefitscanincludebudgetingsoftware,companymatchedsavingsplans,

employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancing

tohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Some

companiesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecial

discountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionfor

collegeexpenses.

Itcanbeinferredfromthepassagethat,comparingv/iththetraditionalhealthbenefits,

voluntaryplans

A.incurlesscostbythecompanytoofferbenefitprograms

B.covermanyofthegapsthattraditionalhealthbenefitsdonotcover

C.helpemployeeswhoaredealingwithtoughpersonalandcareermatters

0.encourageemployeestostaywiththeircompaniesforlongerperiodsoftime

33、市場(chǎng)營(yíng)銷(xiāo)觀念有四個(gè)支柱:顧客導(dǎo)向、協(xié)調(diào)的市場(chǎng)營(yíng)銷(xiāo)、盈利性和()。

A.產(chǎn)品中心

B.顧客中心

C.工廠中心

D.市場(chǎng)中心

34、資料:RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobal

Investments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryabout

investinginChina.

OneshowsincomegrowthinChina.Basedonthecurrentrateofexpansion,heexpectsthe

world'ssecond-biggesteconomywillachievehighincomestatus—definedasincomeofalmost

$12,500percapita—ineightyears.Thesecondshowsaratioofhousehold

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