郵儲銀行漯河市郾城區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共15題，每題2分，合計30分）1.Passage1(2分)Text:ThePostalSavingsBankofChina(PSBC)hasbeenexpandingitsruralfinancialservicesinHenanProvince,particularlyinYatingDistrictofLuoheCity.Withthegovernment'ssupport,PSBChaslaunchedseveralinitiativestoimproveaccesstobankingservicesforfarmersandsmallbusinesses.Theseincludemobilebankingunitsthattraveltoremotevillagesanddigitalplatformstailoredtolocalneeds.Thebank'seffortshavesignificantlyreducedtransactioncostsandincreasedfinancialinclusionintheregion.Question:WhatisthemainfocusofPSBC'sexpansioninYatingDistrict?A.Urbandevelopment.B.Ruralfinancialservices.C.Corporatebanking.D.Internationaltrade.2.Passage2(2分)Text:LuoheCity,locatedincentralHenan,isknownforitsagriculturalproducts,especiallypeanutsandwheat.Thelocalgovernmenthasbeenpromotingsustainablefarmingpracticestoenhanceproductivity.FarmersinYatingDistricthaveadoptedprecisionagriculturetechniques,suchasGPS-guidedtractorsandsmartirrigationsystems,whichhaveimprovedcropyields.Additionally,PSBChasprovidedloanstosupportthesemodernfarmingmethods,helpingfarmersachievehigherprofitability.Question:WhichofthefollowinghascontributedtoincreasedagriculturalproductivityinLuohe?A.Traditionalfarmingmethods.B.Governmentsubsidiesalone.C.Precisionagricultureandfinancialsupport.D.Urbanization.3.Passage3(2分)Text:PSBChasintroducedanewmobilebankingappspecificallydesignedforruralcustomersinHenan.Theappoffersfeatureslikeofflinetransactions,voicenavigation,andsimplifiedinterfacestocatertouserswithlimiteddigitalliteracy.Thisinitiativehasbeenpraisedbylocalauthoritiesforbridgingthedigitaldivide.Thebankalsoprovidestrainingsessionsforfarmerstofamiliarizethemwiththeapp,ensuringsmoothadoption.Question:WhatmakesthePSBCmobileappsuitableforruralusersinHenan?A.Complexfinancialtools.B.Offlinefunctionalityanduser-friendlydesign.C.Hightransactionfees.D.Foreignlanguagesupport.4.Passage4(2分)Text:TheeconomicgrowthofYatingDistricthasbeendrivenbyitsthrivingsmallandmedium-sizedenterprises(SMEs).PSBChasplayedacrucialrolebyofferingaffordablecreditsolutionstailoredtoSMEneeds.Thesebusinessesoftenfacechallengesinsecuringloansduetolimitedcollateral,butPSBC’sflexiblepolicieshaveenabledmanytoexpandtheiroperations.Asaresult,thedistricthasseenariseinjobcreationandlocaleconomicactivity.Question:HowhasPSBCsupportedthegrowthofSMEsinYatingDistrict?A.Byimposingstrictloanconditions.B.Throughaffordablecreditsolutions.C.Byfocusingonlargecorporationsonly.D.Bydiscouragingentrepreneurship.5.Passage5(2分)Text:HenanProvincehasbeenexperiencingrapidurbanization,leadingtoincreaseddemandforbankingservicesincitieslikeLuohe.PSBChasadaptedbyopeningnewbranchesandATMsinurbanareaswhilemaintainingitsruralfocus.Thisdualstrategyensuresthatbothurbanandruralresidentshaveaccesstoreliablefinancialservices.Thebankhasalsointroducedgreenbankinginitiatives,aligningwithChina’ssustainabilitygoals.Question:WhathasPSBCdonetomeetthebankingneedsofLuoheCity?A.Closedruralbranchestofocusonurbanareas.B.Expandedurbaninfrastructurewhilesupportingruralclients.C.Increasedloaninterestrates.D.Limitedservicestoonlylargebusinesses.6.Passage6(2分)Text:TheCOVID-19pandemichashighlightedtheimportanceofdigitalbankinginruralareas.PSBChasaccelerateditsdigitaltransformationinHenan,enablingcustomerstoperformtransactionsremotely.Thishasbeenparticularlybeneficialforfarmerswhocouldnottraveltobanksduetolockdowns.Thebank’sonlineplatformshavealsointegratede-paymentsystems,makingfinancialinteractionsmoreefficient.Question:HowhasPSBCrespondedtothechallengesposedbythepandemic?A.Byreducingmobilebankingservices.B.Byprioritizingphysicalbranchoperations.C.Byenhancingdigitalbankingcapabilities.D.Byincreasingfeesforonlinetransactions.7.Passage7(2分)Text:YatingDistrictisrichinculturalheritage,includingtraditionalhandicraftsandhistoricalsites.PSBChaspartneredwithlocalbusinessestopromotetheseculturalproductsthroughitsbankingservices.Forinstance,thebankhaslaunchedapaymentsystemthatsupportsdigitalticketingforculturalevents,encouragingtourism.Thiscollaborationhashelpedpreservelocaltraditionswhileboostingtheeconomy.Question:WhathasPSBCdonetosupportlocalcultureinYatingDistrict?A.Fundedculturalprojectsdirectly.B.Facilitatedpaymentsforculturalactivities.C.Encouragedurbanmigration.D.Restrictedruraltourism.8.Passage8(2分)Text:PSBChasimplementedstrictriskmanagementpoliciestoensurefinancialstability,especiallyinruralareaswherecreditrisksarehigher.Thebankusesadvancedanalyticstoassessborrowerviabilityandhasintroducedmicrofinanceprogramsforsmallbusinesses.Thesemeasureshavereduceddefaultsandstrengthenedthebank’sportfolioinHenan.Question:WhatstrategieshasPSBCusedtomanagerisksinruralareas?A.Byofferinghigh-interestloans.B.Throughdata-drivencreditassessments.C.Bylimitingloanstourbanclients.D.Byrelyingsolelyoncollateral.9.Passage9(2分)Text:TheChinesegovernmenthasemphasizedtheimportanceoffinancialliteracyinruralregions.PSBChasorganizedworkshopsandseminarsinYatingDistricttoeducatefarmersaboutbudgeting,savings,andinvestment.Theseprogramshaveempoweredlocalresidentstomakeinformedfinancialdecisions,improvingtheireconomicwell-being.Question:WhathasPSBCdonetoenhancefinancialliteracyinYatingDistrict?A.Providedfreefinancialadviceonly.B.Hostededucationalprogramsforresidents.C.Restrictedaccesstobankingservices.D.Encouragedspeculativeinvestments.10.Passage10(2分)Text:TheagriculturalsectorinHenanfaceschallengessuchasclimatechangeandmarketvolatility.PSBChasintroducedinsuranceproductstailoredtofarmers,protectingthemagainstlossesduetonaturaldisastersorpricefluctuations.Thishasprovidedasafetynetforfarmers,encouraginglong-terminvestmentinagriculture.Question:HowhasPSBChelpedfarmersmitigaterisksinagriculture?A.Byofferinghigh-interestsavingsaccounts.B.Throughcropinsuranceprograms.C.Bydiscouragingfarming.D.Byfocusingonurbanclientsonly.11.Passage11(2分)Text:PSBChasbeenactivelypromotinggreenfinanceinitiativesinHenan,supportingrenewableenergyprojectsandeco-friendlybusinesses.InYatingDistrict,thebankhasfinancedsolarpanelinstallationsforruralhomes,reducingrelianceontraditionalenergysources.ThisalignswithChina’s"dualcarbon"goalsandhasearnedPSBCrecognitionasasustainablefinancialinstitution.Question:WhathasPSBCdonetopromotegreenfinanceinYatingDistrict?A.Providedloansforfossilfuelprojects.B.Investedinrenewableenergysolutions.C.Restrictedlendingtoruralbusinesses.D.Encourageddeforestation.12.Passage12(2分)Text:ThedigitaleconomyhasbeengrowingrapidlyinLuohe,withe-commercebecomingakeydriveroflocalincome.PSBChaspartneredwithe-commerceplatformstoofferdigitalpaymentsolutionsforsmallsellers.Thishasenabledfarmersandentrepreneurstoparticipateinonlinemarkets,expandingtheircustomerbaseandrevenuestreams.Question:HowhasPSBCsupportedthegrowthofe-commerceinLuohe?A.Byimposinghightransactionfees.B.Throughdigitalpaymentpartnerships.C.Byrestrictingonlinebusinesses.D.Byfocusingontraditionalretail.13.Passage13(2分)Text:PSBChaslaunchedacustomerloyaltyprograminHenan,offeringrewardsforfrequenttransactionsanddigitalbankingusage.Thisinitiativehasencouragedmoreresidentstousethebank’sservices,particularlyinruralareaswherefinancialhabitsareslowertochange.Theprogramincludesdiscountsonutilitiesandlocalservices,makingitmoreappealingtocustomers.Question:WhathasPSBCdonetoincreasecustomerengagementinruralareas?A.Bycharginghigherfees.B.Througharewards-basedloyaltyprogram.C.Bylimitingservicehours.D.Byreducingmobilebankingsupport.14.Passage14(2分)Text:TheinfrastructureinYatingDistricthasbeenimprovedwithPSBC’sfinancialsupportforroadandirrigationprojects.Thesedevelopmentshavenotonlyboostedagriculturalproductivitybutalsofacilitatedbetterconnectivity,allowingfarmerstoaccessmarketsmoreeasily.Thebank’sroleinsuchprojectsdemonstratesitscommitmenttoregionaldevelopment.Question:HowhasPSBCcontributedtoinfrastructuredevelopmentinYatingDistrict?A.Byprovidingfundsforruralprojects.B.Byopposinginfrastructureinvestments.C.Byfocusingonurbaninfrastructureonly.D.Bylimitingloanstoprivateentities.15.Passage15(2分)Text:PSBChasbeenrecognizedforitscorporatesocialresponsibility(CSR)effortsinHenan,particularlyinsupportingeducationandhealthcareinruralareas.ThebankhassponsoredscholarshipsforstudentsfromYatingDistrictandprovidedmedicalloanstofamiliesinneed.Theseinitiativeshaveimprovedaccesstoeducationandhealthcare,contributingtotheoverallwell-beingofthecommunity.Question:WhatCSRactivitieshasPSBCbeeninvolvedin?A.Environmentalconservationonly.B.Educationandhealthcaresupport.C.Businessexpansiononly.D.Politicaldonations.二、選詞填空（共15題，每題2分，合計30分）Instructions:Choosethebestwordtofillineachblank.1.ThePostalSavingsBankofChinahasbeen______effortstoimprovefinancialinclusioninruralHenan.A.makingB.takingC.doingD.carrying2.FarmersinYatingDistricthaveadopted______techniquestoincreasecropyields.A.modernB.traditionalC.outdatedD.manual3.PSBC’smobilebankingappisdesignedtocatertouserswith______digitalliteracy.A.highB.lowC.averageD.no4.Thebankhas______policiestosupportsmallandmedium-sizedenterprisesinLuohe.A.strictB.flexibleC.rigidD.unfair5.HenanProvincehasbeenexperiencing______urbanizationinrecentyears.A.slowB.rapidC.minimalD.gradual6.PSBChas______digitalbankingcapabilitiestomeetcustomerneedsduringthepandemic.A.reducedB.limitedC.enhancedD.ignored7.Thebankhaspartneredwithlocalbusinessesto______culturalproducts.A.promoteB.sellC.destroyD.ignore8.PSBCusesadvancedanalyticsto______borrowerviability.A.assessB.ignoreC.denyD.praise9.Thegovernmenthasemphasizedtheimportanceof______inruralregions.A.financialexclusionB.financialliteracyC.unemploymentD.inflation10.PSBChasintroducedinsuranceproductsto______farmersagainstlosses.A.protectB.harmC.encourageD.discourage11.Thebankhasfinancedsolarpanelinstallationsto______relianceontraditionalenergysources.A.reduceB.increaseC.maintainD.ignore12.PSBChassupportedthegrowthof______inLuohe.A.traditionalretailB.e-commerceC.brick-and-mortarstoresD.offlinebusinesses13.Theloyaltyprogramisdesignedto______customerengagement.A.decreaseB.increaseC.ignoreD.reduce14.PSBChascontributedtoinfrastructuredevelopmentthrough______forruralprojects.A.oppositionB.fundingC.refusalD.limitation15.PSBC’sCSReffortsinclude______scholarshipsforstudentsfromYatingDistrict.A.sponsoringB.denyingC.ignoringD.reducing答案及解析一、英語閱讀理解答案及