郵儲銀行丹東市鳳城市2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（10題，每題2分，共20分）背景提示：郵儲銀行丹東市鳳城市分行2025年秋季招聘注重應(yīng)聘者對銀行業(yè)務(wù)及地方經(jīng)濟的理解能力。題目：1.Passage1(2分):AlocalbankinFengchengCityplanstoexpanditsruralfinancialservicesbyinvestingindigitalbankinginfrastructure.Whichofthefollowingstatementsbestreflectsthepassage?A.Thebankwillfocusontraditionalcreditloansonly.B.Digitalbankingwillcomplementofflineservicesinruralareas.C.ThebankaimstoreplaceallphysicalbrancheswithATMs.D.Thebankwillonlyserveurbancustomers.2.Passage2(2分):ThearticlehighlightshowFengcheng’sagriculturalsectorbenefitsfromtailoredfinancialproductsbyChinaPostBank.Whatisthemainpurposeofthepassage?A.Tocriticizetheinefficiencyofruralbanking.B.Topromotethebank’sagriculturalloanprogram.C.ToanalyzethechallengesoffarminginNortheastChina.D.Tosuggestgovernmentsubsidiesforfarmers.3.Passage3(2分):AsurveyrevealsthatyoungprofessionalsinFengchengprefermobilebankingovertraditionalservices.Howdoesthistrendaffectthebank’sstrategy?A.Thebankwillcloseallphysicalbranches.B.Thebankwillprioritizeappdevelopment.C.Thebankwillignoredigitaltrends.D.Thebankwillfocusonelderlycustomersonly.4.Passage4(2分):Thebankintroducesanewgreencreditpolicytosupporteco-friendlybusinessesinFengcheng.Whatdoesthispolicylikelyachieve?A.Increasethebank’sprofitmargins.B.Attractenvironmentallyconsciousclients.C.Reducethebank’sloanapprovalrate.D.Strengthenthebank’stieswithlocalauthorities.5.Passage5(2分):AcasestudyshowshowaFengcheng-basedSMEovercamecashflowissueswithapostbank’sworkingcapitalloan.Whatlessondoesthishighlight?A.Banksshouldavoidlendingtosmallbusinesses.B.ProperfinancialplanningiskeyforSMEgrowth.C.Governmentguaranteesaremandatoryforloans.D.LargecorporationsalwaysoutperformSMEs.6.Passage6(2分):Thebank’sannualreportmentionsplanstoenhancecybersecuritymeasures.WhyisthisimportantforFengcheng?A.Topreventfraudinurbanareasonly.B.Toprotectcustomerdatainremoteregions.C.Toreduceoperationalcosts.D.Tocomplywithnationalregulationsonly.7.Passage7(2分):AFengchengbranchimplementsacommunityeducationprogramonfinancialliteracy.Whatistheexpectedoutcome?A.Fewercustomerswillusethebank’sservices.B.Thebankwillfacelegalpenalties.C.Localresidentswillbecomemorefinanciallysavvy.D.Thebank’sloandefaultswillincrease.8.Passage8(2分):Thebankpartnerswithalocaluniversitytotrainbankingstaff.Whatdoesthisdemonstrate?A.Thebanklacksexperiencedemployees.B.Thebankprioritizestalentdevelopment.C.Thebankisforcedtofollowgovernmentmandates.D.Thebank’sprofitsaredeclining.9.Passage9(2分):AFengcheng-basedbranchlaunchesamobilepaymentpromotiontoattractyouth.Whatstrategydoesthisreflect?A.Traditionalmarketingwillreplacedigitalcampaigns.B.Thebankwillfocusonhigh-incomegroups.C.Thebankaimstoexpanditsdigitalfootprint.D.Thebankwillignoreruralcustomers.10.Passage10(2分):Thebankintroducesaloyaltyprogramforlong-termcustomersinFengcheng.Howdoesthisbenefitthebank?A.Itreducescustomerretentionrates.B.Itincreasesoperationalcomplexity.C.Itfosterscustomerloyaltyandreferrals.D.Itdrivesupmarketingexpenses.選詞填空（20題，每題1分，共20分）背景提示：郵儲銀行丹東市鳳城市分行注重應(yīng)聘者對銀行業(yè)務(wù)術(shù)語的掌握能力。題目：Fillintheblankswiththemostappropriatewordsfromthebox.Eachwordcanbeusedonlyonce.|BoxWords|1.Thebank’s_______strategyincludesofferinglow-interestloanstosmallbusinesses.||-|--|||2.Digitalbankinghas_______changedhowcustomersaccessfinancialservices.|||3.The_______sectorinFengchengreliesheavilyonseasonalagriculturalloans.|||4.Our_______teamensurescompliancewithanti-moneylaunderingregulations.|||5.Thebank’s_______approachfocusesoncustomersatisfactionandconvenience.|||6.A_______loanistypicallyusedforshort-termworkingcapitalneeds.|||7.The_______ofthebank’smobileapphasexceededexpectations.|||8.The_______auditrevealedirregularitiesintheloanapprovalprocess.|||9.Thebank’s_______initiativesaimtopromotefinancialinclusioninruralareas.|||10.A_______depositoffershigherinterestratesbutrequiresaminimumbalance.|||11.The_______committeereviewsallmajorbusinessdecisions.|||12.Our_______servicesincludewealthmanagementandretirementplanning.|||13.Thebank’s_______policyensurestransparencyinfeestructures.|||14.A_______accountisidealforfrequenttransactionsandlowfees.|||15.The_______ofthenewbranchisexpectedtoboostlocaleconomicgrowth.|||16.Thebank’s_______strategytargetsthegigeconomyandfreelancers.|||17.The_______departmenthandlescustomercomplaintsandfeedback.|||18.Thebank’s_______programsencourageyoungentrepreneurstostartbusinesses.|||19.The_______oftheloanagreementoutlinestheborrower’sresponsibilities.|||20.Thebank’s_______initiativessupportsustainabledevelopmentprojects.|AnswerKey：1.Credit2.fundamentally3.Agricultural4.Compliance5.Customer-centric6.Workingcapital7.Adoption8.Internal9.Financialliteracy10.Fixed11.Executive12.Investment13.Fair14.Savings15.Establishment16.Microfinance17.Customerservice18.Innovation19.Terms20.Green答案及解析英語閱讀理解答案：1.B(Passage1discussesdigitalbankingasacomplementtophysicalservicesinruralareas.)2.B(Passage2promotesthebank’sagriculturalloanprogramasbeneficialforlocalfarming.)3.B(Passage3mentionsyouthpreferringmobilebanking,promptingthebanktofocusonappdevelopment.)4.B(Passage4explainshowgreencreditpoliciesattracteco-friendlybusinesses.)5.B(Passage5highlightstheimportanceoffinancialplanningforSMEgrowth.)6.B(Passage6emphasizescybersecuritytoprotectcustomerdatainremoteFengchengareas.)7.C(Passage7describeshowfinancialliteracyprogramsempowerlocalresidents.)8.B(Passage8showsthebankinvestinginstafftrainingfortalentdevelopment.)9.C(Passage9notesthebank’sdigitalpaymentpromotiontargetsyouthtoexpanditsdigitalreach.)10.C(Passage10explainshowloyaltyprogramsincreasecustomerretentionandreferrals.)選詞填空答案及解析：1.Credit(Strategicloanssupportsmallbusinesses.)2.fundamentally(Digitalbankinghasfundamentallychangedaccesstofinance.)3.Agricultural(Fengcheng’seconomydependsonagriculturalloans.)4.Compliance(AMLcomplianceisakeybankingresponsibility.)5.Customer-centric(Thebankprioritizescustomerneeds.)6.Workingcapital(Short-termloansmeetoperationalneeds.)7.Adoption(Highadoptionratesshowusersati