中國銀行佳木斯市撫遠市2025秋招筆試英語完形填空題專練30題及答案第一部分：單選題（每題2分，共20題）（每題從A、B、C、D四個選項中選擇最佳答案，填入文中空白處）1.(2分)Therapiddevelopmentofdigitalbankinghas__________traditionalfinancialservices,offeringmoreconvenientandefficientsolutionsforcustomers.A.replacedB.supportedC.complementedD.threatened2.(2分)AsakeyportcityinNortheastChina,撫遠市playsacrucialroleinthe__________oftradebetweenChinaandRussia.A.promotionB.interruptionC.isolationD.dependence3.(2分)ChinaBank’sfinancialinclusionstrategyaimsto__________servicestounderservedruralareas,including撫遠市’sremotevillages.A.limitB.excludeC.expandD.neglect4.(2分)Thebank’smobileappallowsusersto__________transactionsanytimeandanywhere,enhancingcustomersatisfaction.A.postponeB.ignoreC.conductD.cancel5.(2分)InthecontextoftheBeltandRoadInitiative,ChinaBankhasstrengthened__________withRussiaandneighboringcountries.A.competitionB.isolationC.cooperationD.conflict6.(2分)Thebank’sriskmanagementteamcarefully__________potentialfinancialriskstoensurestableoperations.A.ignoresB.minimizesC.maximizesD.encourages7.(2分)Whendealingwithforeignexchangetransactions,it’simportantto__________exchangeratefluctuations.A.ignoreB.avoidC.monitorD.predict8.(2分)Thebank’scorporatesocialresponsibilityprogramsfocuson__________localcommunitiesinthe佳木斯region.A.harmingB.supportingC.exploitingD.ignoring9.(2分)TheintroductionofAI-poweredchatbotshas__________customerserviceefficiencywhilereducingoperationalcosts.A.decreasedB.increasedC.stabilizedD.complicated10.(2分)Tomeetinternationalcompliancestandards,ChinaBankmust__________strictanti-moneylaunderingmeasures.A.weakenB.strengthenC.ignoreD.relax第二部分：多選題（每題3分，共10題）（每題從A、B、C、D四個選項中選擇所有符合題意的答案，多選或少選均不得分）11.(3分)WhatarethekeybenefitsofChinaBank’sdigitaltransformation?A.ImprovedsecurityB.ReducedaccessibilityC.EnhanceduserexperienceD.Loweroperationalcosts12.(3分)Whyis撫遠市importantforChina’stradewithRussia?A.ItsproximitytotheRussianborderB.ItslackofinfrastructureC.ItsstrongindustrialbaseD.Itslimitedpopulation13.(3分)HowdoesChinaBankpromotefinancialinclusion?A.ByfocusingonlyonurbanareasB.Byofferinglow-costbankingservicesC.BypartneringwithlocalgovernmentsD.Byincreasingfeesforruralclients14.(3分)WhatchallengesdoesChinaBankfaceinNortheastChina?A.LowpopulationdensityB.AdvancedbankinginfrastructureC.LimiteddigitalpenetrationD.Highcompetitionfromforeignbanks15.(3分)WhatmeasuresdoesChinaBanktaketomanagerisks?A.RegularlyreviewingcreditpoliciesB.IgnoringmarkettrendsC.EncouragingrecklesslendingD.Diversifyinginvestmentportfolios16.(3分)WhyistheBeltandRoadInitiativesignificantforChinaBank?A.ItincreasescompetitioninRussiaB.Itexpandsthebank’sinternationalreachC.Itlimitsthebank’sprofitabilityD.Itreducescustomerdemand17.(3分)WhatroledoestheChinaBankmobileappplayincustomerservice?A.ItreplaceshumaninteractionentirelyB.Itprovides24/7supportC.ItsimplifiestransactionsD.Itincreasesfeesforusers18.(3分)HowdoesChinaBankcontributetolocaleconomiesin佳木斯and撫遠市?A.ByinvestinginunderdevelopedregionsB.BytransferringprofitsoutoftheregionC.ByhiringonlyurbanresidentsD.Byignoringlocalbusinesses19.(3分)WhataretheadvantagesofAIinbanking?A.ItreduceshumanerrorB.ItincreasesoperationalcostsC.Itenhancesdecision-makingD.Iteliminatesjobopportunities20.(3分)Whyisanti-moneylaunderingimportantforChinaBank?A.TocomplywithinternationallawsB.ToavoidpenaltiesfromregulatorsC.ToprotectcustomerassetsD.Toincreaseprofitsthroughillegalactivities答案及解析第一部分：單選題1.C.complemented（補充）解析：數(shù)字銀行與傳統(tǒng)金融服務(wù)并非完全替代關(guān)系，而是相互補充，提供更全面的金融解決方案。2.A.promotion（促進）解析：撫遠市作為邊境城市，在中俄貿(mào)易中扮演促進者角色，而非干擾或孤立。3.C.expand（擴展）解析：金融普惠的目標是擴展服務(wù)范圍，覆蓋農(nóng)村地區(qū)，而非限制或忽視。4.C.conduct（進行）解析：移動APP的核心功能是方便用戶進行交易，而非推遲、忽略或取消。5.C.cooperation（合作）解析：一帶一路倡議強調(diào)國際合作，銀行加強的是與俄羅斯及鄰國的合作。6.B.minimizes（最小化）解析：風(fēng)險管理的目標是識別并最小化潛在風(fēng)險，而非忽視、最大化或鼓勵風(fēng)險。7.C.monitor（監(jiān)控）解析：外匯交易需要監(jiān)控匯率波動，以規(guī)避風(fēng)險，而非忽略、避免或預(yù)測（預(yù)測過于主觀）。8.B.supporting（支持）解析：銀行的社會責(zé)任是支持當?shù)厣鐓^(qū)，而非損害、剝削或忽視。9.B.increased（提高）解析：AI聊天機器人提升了客服效率并降低了成本，而非降低、穩(wěn)定或復(fù)雜化。10.B.strengthen（加強）解析：合規(guī)要求銀行加強反洗錢措施，而非削弱、忽視或放松。第二部分：多選題11.A,C,D解析：數(shù)字化帶來的好處包括增強安全性、改善用戶體驗和降低成本，而非減少可及性。12.A,C解析：撫遠市的重要性在于其邊境位置和產(chǎn)業(yè)基礎(chǔ)，而非人口稀少或基礎(chǔ)設(shè)施落后。13.B,C解析：金融普惠通過低成本服務(wù)、政府合作等方式實現(xiàn)，而非排斥農(nóng)村客戶。14.A,C,D解析：東北地區(qū)面臨的挑戰(zhàn)包括人口稀少、數(shù)字普及率低和競爭激烈，而非基礎(chǔ)設(shè)施先進。15.A,D解析：風(fēng)險管理措施包括審查信貸政策和多元化投資，而非忽視市場或鼓勵冒險。16.