郵儲銀行那曲市巴青縣2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（共15題，每題2分，計30分）題材：銀行業(yè)務、鄉(xiāng)村振興、高原經濟1.題目（2分）AruralcreditcooperativeinBathinCountyisexpandingitsmicrofinanceservicestosupportlocalfarmers.Thebankplanstoofferlow-interestloansformodernizingirrigationsystems.Accordingtoarecentsurvey,70%offarmersintheregionfacewatershortagesduringthedryseason.Whichofthefollowingsentencesbestsummarizesthepassage?A.Thecreditcooperativewilllendmoneytoallfarmers.B.FarmersinBathinCountylackaccesstomodernirrigation.C.Thebank’snewpolicyaimstoimprovewatermanagement.D.Thesurveyshowshighdemandforcreditamongfarmers.2.題目（2分）ThePostandSavingsBankofChinahaslaunchedaspecialsavingsprogramfornomadiccommunitiesinTibet.Theaccountincludesmobilebankingservicestofacilitatecashlesstransactionsduringherdmigration.Whatistheprimarybenefitofthisinitiative?A.Itprovidesinterest-freeloanstonomads.B.Itenhancesfinancialinclusioninremoteareas.C.Itencouragesnomadstosettleinoneplace.D.Itfocusesonimprovinglivestockbreeding.3.題目（2分）AgriculturalinsuranceschemeshavebeenintroducedbythelocalgovernmenttomitigaterisksforfarmersinBathinCounty.Whichofthefollowingisakeyfeatureofthesepolicies?A.Fullcoverageforcropfailureduetonaturaldisasters.B.Mandatoryparticipationbyallfarmers.C.Premiumspaidentirelybythegovernment.D.Rewardsforadoptingorganicfarming.4.題目（2分）Thebank’sruraldevelopmentteamhastrained200farmersinBathinCountyondigitalbankingtools.Howhasthisimpactedlocalagriculture?A.Increasedrelianceontraditionalfarmingmethods.B.Reducedaccesstofinancialservices.C.Improvedefficiencyinmanagingfarmfinances.D.Highercropyieldsduetotechnologyadoption.5.題目（2分）TheWorldBankhasapproveda$50milliongrantforBathinCountytoimproveruralinfrastructure.Whatprojectsarelikelytobefunded?A.Urbancommercialdevelopment.B.Renewableenergyinstallations.C.Agriculturalresearchcenters.D.High-speedrailnetworks.6.題目（2分）Astudyrevealsthat60%ofsmallbusinessesinBathinCountystrugglewithcashflow.Howcanthebankaddressthisissue?A.Increaseloanapprovaltimes.B.Offercreditlineswithflexiblerepaymentterms.C.Requirecollateralforallloans.D.Restrictaccesstodigitalbankingservices.7.題目（2分）Thebank’smobilebankingappnowsupportsTibetanlanguage,makingfinancialservicesmoreaccessible.Whatisthemostsignificantoutcomeofthisfeature?A.Highertransactionfees.B.Reducedcustomersatisfaction.C.Greaterparticipationfromruralcommunities.D.Increaseddemandforofflinebanking.8.題目（2分）AgriculturalcooperativesinBathinCountyhavebeenadvisedtodiversifyintovalue-addedproducts.Whyisthisstrategyrecommended?A.Toreducedependencyongovernmentsubsidies.B.Tocompetewithlargeagriculturalfirms.C.Toimproveruralemploymentopportunities.D.Tolowerproductioncosts.9.題目（2分）Thebankhaspartneredwithlocaluniversitiestoprovidefinancialliteracycoursesforfarmers.Whatistheexpectedlong-termimpact?A.Decreasedsavingsratesamongruralpopulations.B.Increasedrelianceonhigh-interestloans.C.Betterfinancialdecision-makingbyfarmers.D.Higherinflationinruralmarkets.10.題目（2分）Anewpolicyrequiresbankstoallocateatleast30%oftheircredittoruralsectors.Whichofthefollowinginstitutionsismostlikelytobenefitfromthis?A.Urbancommercialbanks.B.Ruralcreditcooperatives.C.Foreign-ownedfinancialfirms.D.Investmentbanks.11.題目（2分）Thegovernmenthasintroducedasubsidyprogramforfarmersusingsolar-poweredirrigationsystems.Howdoesthissupportsustainableagriculture?A.Reducesrelianceonfossilfuels.B.Increasescropyields.C.Decreasesgovernmentspending.D.Encouragesindustrialfarming.12.題目（2分）Asurveyshowsthat85%offarmersinBathinCountyprefercashlesstransactions.Whatchallengesdoesthebankfaceinimplementingthis?A.Lowinternetpenetrationinruralareas.B.Highcostsofdigitalinfrastructure.C.Resistancefromtraditionalbankinghabits.D.Limitedmobilebankingcoverage.13.題目（2分）Thebank’sruralloanportfoliohasgrownby25%overthepastyear.Whatisapossiblereasonforthisgrowth?A.Increasedcompetitionfromotherlenders.B.Bettergovernmentincentivesforruralcredit.C.Decliningagriculturalproductivity.D.Higherinterestratesforruralloans.14.題目（2分）AgriculturalmarketsinBathinCountyhavebeenmodernizedwithe-commerceplatforms.Whatistheprimaryadvantageofthis?A.Reducedtransportationcosts.B.Eliminationofmiddlemen.C.Increasedgovernmentrevenue.D.Betterpricetransparencyforfarmers.15.題目（2分）Thebankhaslaunchedamicroinsuranceprogramforlivestock.Whichofthefollowingisakeybenefitfornomadiccommunities?A.Compensationforlostherdsduetodisease.B.Fixedpremiumsforallparticipants.C.Taxdeductionsforinsurancepayments.D.Guaranteedprofitmarginsforinsurers.選詞填空（共15題，每題2分，計30分）題材：銀行業(yè)務流程、鄉(xiāng)村振興政策、高原環(huán)境適應Directions:Choosethebestwordtofillineachblank.1.ThePostandSavingsBankofChinahasimplementeda______systemtoensurefinancialsecurityduringremotetransactions.A.decentralizedB.centralizedC.automatedD.manual2.LocalfarmersinBathinCountyhaveshown______interestindigitalbankingtoolsafterthebank’strainingprograms.A.limitedB.growingC.decliningD.minimal3.Thegovernment’sruraldevelopmentpolicyaimsto______povertyinhigh-altituderegionsthroughtargetedcreditprograms.A.eliminateB.reduceC.ignoreD.expand4.A______irrigationsystemhelpsfarmerssavewaterduringthedryseasoninBathinCounty.A.traditionalB.modernC.outdatedD.inefficient5.Thebank’smobileappnowsupports______transactions,makingiteasierfornomadstomanagetheirfinances.A.offlineB.onlineC.manualD.automated6.Thenewagriculturalinsurancepolicyprovides______coverageforcropfailureduetonaturaldisasters.A.partialB.fullC.limitedD.optional7.Thebankhasallocatedasignificantportionofitsbudgetto______ruralcreditinfrastructure.A.developB.neglectC.expandD.close8.FarmersinBathinCountyareencouragedto______theirfarmingtechniquestoimproveproductivity.A.adoptB.abandonC.modifyD.ignore9.Thegovernment’ssubsidyprogramaimsto______thecostofsolar-poweredirrigationsystemsforfarmers.A.reduceB.increaseC.maintainD.eliminate10.Thebank’sruraldevelopmentteamhastrainedfarmersto______financialrisksusingdigitaltools.A.assessB.ignoreC.avoidD.minimize11.A______loanpolicyhelpssmallbusinessesinruralareasaccesscapitalmoreeasily.A.rigidB.flexibleC.restrictiveD.complicated12.Thenewe-commerceplatformforagriculturalmarketsinBathinCounty______transparencyforfarmers.A.ensuresB.reducesC.complicatesD.eliminates13.Thebank’smicroinsuranceprogramprovides______fornomadiccommunitiesduringlivestocklosses.A.compensationB.loansC.rewardsD.grants14.Thegovernment’spolicyto______atleast30%ofcredittoruralsectorsisamajorboostforfarmers.A.allocateB.withdrawC.investD.exclude15.Thebank’spartnershipwithlocaluniversitieshasimproved______amongruralfinancialmanagers.A.efficiencyB.inefficiencyC.complexityD.redundancy答案及解析英語閱讀理解答案及解析1.C解析：文章強調銀行計劃通過低息貸款改善灌溉系統(tǒng)，這是核心政策目標。選項C最符合。2.B解