平安銀行武漢市蔡甸區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptionsprovided.1.ThenewfinancialtechnologypolicyinWuhanwill______thedevelopmentofdigitalbankingintheregion.A.accelerateB.hinderC.regulateD.postpone2.Despitetheeconomic______,thelocalbranchinCaiDianhasseenasteadyincreaseinloanapplications.A.recessionB.boomC.stagnationD.inflation3.Thebank’sAI-drivenriskassessmentsystemhelpsto______fraudattemptsmoreefficiently.A.detectB.preventC.mitigateD.analyze4.Thebranchmanageremphasizedtheimportanceof______customersatisfactiontoretainclientsinacompetitivemarket.A.prioritizingB.neglectingC.reducingD.minimizing5.Themergerwithanotherfintechfirmwill______thebank’smarketshareinthe中部region.A.expandB.shrinkC.stabilizeD.fluctuate二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TheWuhanbranchofPingAnBankhasrecentlylaunchedapilotprogramtointegrateblockchaintechnologyintoitspaymentsystems.Theinitiativeaimstoimprovetransactionspeedandsecuritywhilereducingcosts.Accordingtothebranchmanager,theblockchain-basedplatformwillenablereal-timesettlementandlowerdependencyontraditionalintermediaries.However,somelocalregulatorshaveraisedconcernsaboutdataprivacyandregulatorycompliance.Despitethesechallenges,thebankremainsoptimisticabouttheprogram’slong-termsuccess,asitalignswiththecentralgovernment’spushforfinancialdigitalizationinChina.1.Whatisthemainpurposeoftheblockchainpilotprogram?A.Toincreasethebank’sprofitmargins.B.Toenhancetransactionefficiencyandsecurity.C.Tochallengethedominanceofrivalbanks.D.Tocomplywithinternationalfinancialstandards.2.Whatarethepotentialchallengesmentionedinthepassage?A.Highimplementationcosts.B.Regulatoryscrutinyanddataprivacyissues.C.Decreasedcustomerengagement.D.Technicalincompetence.3.Howdoestheprogramalignwithnationalpolicies?A.Itfocusesonruralbankingexpansion.B.ItsupportsChina’sfinancialdigitalizationgoals.C.Itprioritizestraditionalbankingmethods.D.Itaimstoreduceforeigninvestmentinfinance.4.Whatisthebank’sstanceonthepilotprogram?A.Skepticalandcautious.B.Neutraland觀望.C.Optimisticandproactive.D.Indifferentandpassive.三、完形填空（共5題，每題2分，共10分）directions:Fillintheblankswiththemostsuitablewordsfromthebox.|Words:|digitize|innovate|secure|streamline|integrate|optimize|comply|automate|enhance|facilitate||-|||-||-||--|||-|ThedigitaltransformationofPingAnBankinWuhanhasbeenakeyfocusinrecentyears.Thebranchhasadoptedseveralmeasuresto______(1)itsoperations.By______(2)AI-drivenanalytics,thebankhasbeenableto______(3)customerserviceefficiency.Additionally,theimplementationofmobilebankingappshashelpedto______(4)theuserexperience.However,toensurelong-termsuccess,thebankmust______(5)withthelatestregulatoryrequirementswhilemaintainingoperational______(6).四、句子改錯（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorineachsentencebelow.1.Thenewcreditscoringmodelwillimprovethebank’sabilitytoassessthefinancialriskofsmallbusinessesinWuhan.→Corrected:______2.Despitefacingseveralchallenges,thebranch’sdigitalwalletprojecthasbeenprogressingsmoothly.→Corrected:______3.Themergerwithanotherfinancialinstitutionisexpectedtoboostthebank’smarketpresenceinCentralChina.→Corrected:______4.Byusingbigdataanalytics,thebankcanbetterpredictmarkettrendsandadjustitsstrategiesaccordingly.→Corrected:______五、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.為了提升客戶體驗，銀行計劃在蔡甸區(qū)增設(shè)自助服務(wù)終端?！鷂_____2.該分行在支持小微企業(yè)貸款方面發(fā)揮著重要作用。→______3.政府鼓勵金融機構(gòu)加大科技投入，推動金融創(chuàng)新?！鷂_____4.平安銀行致力于成為中部地區(qū)領(lǐng)先的數(shù)字金融服務(wù)平臺?！鷂_____5.鑒于當(dāng)前經(jīng)濟形勢，分行采取了多項措施控制信貸風(fēng)險。→______答案與解析一、選詞填空1.A(accelerate)-Thepolicyislikelytopromotedigitalbankinggrowth.2.A(recession)-Loanincreasessuggestgrowthdespiteeconomicdownturn.3.A(detect)-AIsystemsareprimarilyusedforfrauddetection.4.A(prioritizing)-Customersatisfactioniscrucialforretention.5.A(expand)-Mergerstypicallyincreasemarketshare.二、閱讀理解1.B-Thepassagehighlightsefficiencyandsecurityimprovements.2.B-Regulatoryconcernsanddataprivacyareexplicitlymentioned.3.B-TheprogramsupportsChina’sfinancialdigitalizationpush.4.C-Thebankisoptimisticabouttheprogram’ssuccess.三、完形填空1.streamline2.innovate3.enhance4.facilitate5.comply6.secure四、句子改錯1.→Noerror.2.→Despitefacingseveralchallenges,thebranch’sdigitalwalletprojecthasbeenprogressingsmoothly.3.→Themergerwithanotherfinancialinstitutionisexpectedtoenhancethebank’smarketpresenceinCentralChina.4.→Byusingbigdataanalytics,thebankcanbetterpredictmarkettrendsandadjustitsstrategiesaccordingly.五、翻譯填空1.Toenhancecustomerexperience,thebankplanstoaddself-serviceterminalsinCaiDianDistrict.2.Thebranchplaysasignificantroleinsupportingloanapplicationsforsmallandmedium-sizedenterprises.3.Thegovernmentencouragesfinancialinstitutionstoincreaseinvestmentintechnolo