光大銀行嘉興市桐鄉(xiāng)市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在語境中的運用能力，結合銀行業(yè)務和桐鄉(xiāng)地域特色）1.TheeconomicrecoveryintheYangtzeRiverDeltaregionisexpectedto__________inthenextquarter,benefitinglocalbusinesseslikethoseinTongxiang.A.accelerateB.deteriorateC.stabilizeD.fluctuate2.To__________compliancerisks,thebankrequiresallemployeestocompleteannualtrainingonanti-moneylaunderingpolicies.A.mitigateB.enhanceC.ignoreD.eliminate3.ThenewbranchinTongxiangaimsto__________financialservicestosmallandmedium-sizedenterprisesinthelocaltextileindustry.A.provideB.limitC.delayD.reduce4.Despitetheglobalmarket__________,Tongxiang’sexportsectorhasshownresilienceduetoitsdiversifiedproductportfolio.A.volatilityB.stabilityC.growthD.decline5.Thebank’ssustainabilityreporthighlightseffortsto__________carbonemissionsbyadoptinggreentechnologiesinitsoperations.A.reduceB.increaseC.maintainD.ignore二、閱讀理解（共4題，每題3分，共12分）（本部分選材涉及金融科技、區(qū)域經(jīng)濟及銀行業(yè)務，考察信息提取和邏輯分析能力）Passage1:Thedigitaltransformationofthefinancialsectorhasacceleratedinrecentyears,particularlyinChina’skeyeconomiczonesliketheYangtzeRiverDelta.BanksincitiessuchasTongxiangareincreasinglyadoptingblockchainandAItechnologiestoimprovetransactionefficiencyandcustomerservice.Accordingtoa2024reportbythePeople’sBankofChina,digitalbankingadoptionintheregiongrewby35%year-on-year.However,challengesremain,includingcybersecurityrisksandtheneedforskilledpersonnel.Questions:6.Whatisthemainthemeofthepassage?A.ThedeclineoftraditionalbankinginChina.B.Theimpactofdigitaltechnologyonthefinancialsector.C.TheeconomicdeclineofTongxiang.D.Theroleofgovernmentpoliciesinbanking.7.Accordingtothepassage,whatarethetwomajorchallengesforbanksinTongxiang?A.Cybersecurityrisksandhighoperatingcosts.B.Digitaltechnologyadoptionandskilledpersonnelshortages.C.Lowcustomersatisfactionandhighinflation.D.Regulatorycomplianceandmarketcompetition.8.WhatdoesthereportbythePeople’sBankofChinasuggestaboutdigitalbankingintheYangtzeRiverDelta?A.Itisdecliningduetotechnologicalfailures.B.Itisgrowingbutfacessignificantobstacles.C.Itisstablebutlacksinnovation.D.ItisonlyrelevantinmajorcitieslikeShanghai.9.WhyisTongxiangmentionedinthepassage?A.Itisahubfortraditionalbanking.B.ItrepresentsatypicalexampleofdigitaltransformationinChina.C.IthasthehighestGDPintheregion.D.Itistheonlycitywithanewbankbranch.Passage2:Tongxiang,knownforitstextileindustry,hasbeenfacingchallengesduetorisinglaborcostsandglobaltradetensions.However,thelocalgovernmenthasintroducedpoliciestosupportsmallandmedium-sizedenterprises(SMEs),includingtaxincentivesandlow-interestloans.A2023studybytheZhejiangProvincialDevelopmentandReformCommissionfoundthatthesemeasureshavehelped60%ofSMEsinTongxiangsurvivetheeconomicdownturn.Thebankhasalsopartneredwiththegovernmenttoprovidefinancialsolutionstailoredtothetextilesector’sneeds.Questions:10.WhatistheprimaryeconomicissuefacedbyTongxiang?A.Highunemploymentrates.B.Risinglaborcostsandtradetensions.C.Lackofgovernmentsupport.D.Decliningpropertyvalues.11.Accordingtothestudy,whathasbeentheimpactofgovernmentpoliciesonSMEsinTongxiang?A.Theyhavereducedbutnoteliminatedfinancialdifficulties.B.Theyhavebeenentirelysuccessfulinboostingprofits.C.Theyhavehelped60%ofSMEsremainsolvent.D.Theyhaveledtoincreasedcompetitionamongbusinesses.12.WhyhasthebankpartneredwiththegovernmentinTongxiang?A.Topromoteitsownbusinessinterests.B.Toaddressspecificchallengesinthetextileindustry.C.Toreduceitstaxburden.D.Toexpanditscustomerbase.13.WhatdoesthepassagesuggestaboutTongxiang’sfuture?A.Itseconomywillcollapseduetocurrentchallenges.B.Itwillcontinuetothrivedespitedifficulties.C.Itwillrelysolelyongovernmentsupport.D.Itwillshiftentirelytodigitalindustries.三、完形填空（共5題，每題2分，共10分）（本部分考察篇章邏輯和詞匯搭配，結合銀行業(yè)務和桐鄉(xiāng)經(jīng)濟特點）TheYangtzeRiverDeltaregion,includingTongxiang,hasbecomea__________(14)forfinancialinnovationinChina.Banksintheareaareincreasingly__________(15)digitalpayments,mobilebanking,andgreenfinancetomeettheevolvingneedsofcustomers.However,the__________(16)ofcyberthreatsrequiresconstantvigilance.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,theregion’sbankshaveinvestedheavilyincybersecurityinfrastructureto__________(17)fraud.Meanwhile,Tongxiang’seconomy,traditionally__________(18)ontextiles,isdiversifyingintoadvancedmanufacturingande-commerce.Thelocalgovernment’s__________(19)toattractforeigninvestmenthasbeensuccessful,withseveralmultinationalcorporationssettingupoperationsinthecity.Asaresult,thebankhas__________(20)newlendingprogramstosupporttheseemergingindustries.WordsforBlank(14-20):14.A.hubB.marketC.factoryD.port15.A.adoptingB.rejectingC.ignoringD.delaying16.A.threatB.opportunityC.benefitD.challenge17.A.preventB.ignoreC.promoteD.minimize18.A.dependentB.independentC.flexibleD.innovative19.A.effortB.failureC.refusalD.indifference20.A.introducedB.eliminatedC.postponedD.overlooked四、句子改錯（共5題，每題2分，共10分）（本部分考察語法和表達準確性，結合銀行業(yè)務場景）1.Thebank’snewpolicyrequiresallemployeestosubmittheirtaxdocumentsbeforetheendofthismonth.2.AlthoughtheeconomicconditionsinTongxiangarechallenging,thebankremainsoptimisticaboutitsfuturegrowth.3.Ifcustomersfailtopaytheirloansontime,thebankwillchargethemadditionalfeesimmediately.4.Thedigitalbankingplatformhasbeenimprovedtoprovideamoreconvenientexperiencefortheclients.5.DespitethehighdemandforfinancialservicesintheYangtzeRiverDelta,thebankhaslimitedresourcestoexpanditsoperations.五、翻譯填空（共5題，每題2分，共10分）（本部分考察中英互譯能力，結合銀行業(yè)務和桐鄉(xiāng)地域特色）ChinesetoEnglish:1.浙江省桐鄉(xiāng)市作為長三角地區(qū)的經(jīng)濟重鎮(zhèn)，近年來吸引了大量外資企業(yè)入駐。2.光大銀行致力于為當?shù)刂行∑髽I(yè)提供定制化的金融服務，以支持其可持續(xù)發(fā)展。3.隨著數(shù)字經(jīng)濟的快速發(fā)展，銀行需要加強網(wǎng)絡安全建設以防范潛在風險。4.桐鄉(xiāng)市政府推出了一系列優(yōu)惠政策，以鼓勵企業(yè)采用綠色生產(chǎn)技術。5.銀行通過引入人工智能技術，提升了客戶服務效率和風險管理能力。EnglishtoChinese:1.TheYangtzeRiverDeltaregionhaswitnessedsignificantgrowthinfintechstartupsinrecentyears.2.BanksinChinaareincreasinglyfocusingongreenfinancetopromoteenvironmentalsustainability.3.Smallandmedium-sizedenterprisesinTongxianghavebenefitedfromgovernmentsubsidiesandlow-interestloans.4.Thedigitalbankingplatformenablescustomerstotransferfundsinstantlyandsecurely.5.Thebank’scompliancedepartmentensuresthatalloperationsadheretoregulatorystandards.答案與解析一、選詞填空1.A(accelerate:加速，符合經(jīng)濟復蘇語境)2.A(mitigate:減輕，符合風險管理語境)3.A(provide:提供，符合銀行服務行業(yè)特點)4.A(volatility:波動性，符合全球經(jīng)濟環(huán)境)5.A(reduce:減少，符合綠色金融理念)二、閱讀理解6.B(digitaltechnologyimpact:數(shù)字技術的影響)7.B(cybersecurityrisksandskilledpersonnelshortages:網(wǎng)絡安全風險和人才短缺)8.B(growingbutfacessignificantobstacles:增長但面臨障礙)9.B(typicalexampleofdigitaltransformation:數(shù)字轉型的典型例子)10.B(risinglaborcostsandtradetensions:勞動力成本上升和貿(mào)易緊張局勢)11.C(60%ofSMEsremainsolvent:60%的中小企業(yè)存活)12.B(toaddressspecificchallengesinthetextileindustry:解決紡織業(yè)挑戰(zhàn))13.B(itwillcontinuetothrivedespitedifficulties:盡管有困難仍會發(fā)展)三、完形填空14.A(hub:中心)15.A(adopting:采用)16.A(threat:威脅)17.A(prevent:防范)18.A(dependent:依賴)19.A(effort:努力)20.A(introduced:引入)四、句子改錯1.Correct:"Thebank’snewpolicyrequiresallemployeestosubmittheirtaxdocumentsbytheendofthismonth."("before"改為"by")2.Correct(noerror).3.Correct:"Ifcustomersfailtopaytheirloansontime,thebankwillchargethemadditionalfeesiftheyarelate."(添加"if"使邏輯更清晰)4.Correct:"Thedigitalbankingplatformhasbeenimprovedtoprovideamoreconvenientexperienceforthecustomers."("theclients"改為"thecustomers")5.Correct:"DespitethehighdemandforfinancialservicesintheYangtzeRiverDelta,thebankhaslimitedresourcestoexpanditsoperations."(添加"to"使語法正確)五、翻譯填空1."AsaneconomichubintheYangtzeRiverDelta,Tongxianghasattractedalargenumberofforeign-fundedenterprisesinrecentyears."2."IndustrialBankiscommittedtoprovidingcustomizedfinancialservicesforlocalSMEstosupporttheirsustainabledevelopment."3."With