招商銀行泉州市晉江市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）Instructions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.encouragedC.delayedD.supported2.晉江市作為閩南經(jīng)濟重鎮(zhèn)，近年來吸引了大量______投資，尤其是制造業(yè)和跨境電商領(lǐng)域。A.domesticB.foreignC.localD.global3.Ourbank’scustomerserviceteamis______toprovide24/7support,ensuringclients’needsaremetpromptly.A.committedB.reluctantC.hesitantD.indifferent4.Thenewmobilebankingappaimsto______digitaltransactionsbysimplifyingtheloginandpaymentprocesses.A.enhanceB.hinderC.reduceD.postpone5.Duetostrictregulatoryrequirements,banksmustimplementadvanced______topreventfraudanddatabreaches.A.measuresB.policiesC.systemsD.strategies6.TheannualfinancialsummitinXiamengatheredexpertstodiscussthefutureof______bankinginSoutheastAsia.A.traditionalB.innovativeC.conservativeD.decentralized7.Toimproveprofitability,thebranchinJinjiangplansto______itsloanapprovalefficiencythroughAI-drivenanalytics.A.maximizeB.minimizeC.stabilizeD.fluctuate8.Thebank’scorporatesocialresponsibilityreporthighlightsitseffortsto______thelocalcommunitythrougheducationandenvironmentalprojects.A.neglectB.supportC.opposeD.ignore9.Theriseofblockchaintechnologyhas______thewaybankshandlecross-bordertransactions.A.revolutionizedB.complicatedC.standardizedD.simplified10.Employeesareencouragedtoattend______trainingsessionstostayupdatedonindustrytrendsandcomplianceupdates.A.mandatoryB.optionalC.voluntaryD.casual二、閱讀理解（共5題，每題2分）Instructions:Readthepassagebelowandanswerthequestions.Passage:Jinjiang,acityinFujianProvince,hasemergedasakeyplayerinChina’sdigitaleconomy.WithitsstrategiclocationnearXiamen,thecityhasattractednumeroustechstartupsandmultinationalcorporations,particularlyinfintechande-commerce.Thelocalgovernmenthasactivelypromotedinnovationbyofferingtaxincentivesandestablishingspecializedindustrialparks.However,challengesremain,suchastalentshortagesandinfrastructurebottlenecks.Toaddresstheseissues,thecityplanstoexpanditshighereducationinstitutionsandimprovetransportationnetworks.ThesuccessofJinjiang’seconomictransformationreliesonitsabilitytobalancerapidgrowthwithsustainabledevelopment.1.WhatisthemainfocusofJinjiang’seconomicstrategy?A.ManufacturingdominanceB.Fintechande-commercegrowthC.TourismdevelopmentD.Agriculturalexpansion2.Accordingtothepassage,whatchallengesdoesJinjiangface?A.PoliticalinstabilityB.TalentshortagesandinfrastructurebottlenecksC.HightaxesD.Environmentaldegradation3.Howdoesthelocalgovernmentplantoattractmorebusinesses?A.ByincreasingregulationsB.ByofferingtaxincentivesandindustrialparksC.ByimposinghigherfeesD.Byreducingworkforceprotection4.WhatisthekeytoJinjiang’slong-termsuccess?A.IsolationfromotherregionsB.BalancinggrowthwithsustainabilityC.Over-relianceonforeigninvestmentD.Ignoringtalentdevelopment5.ThepassagesuggeststhatJinjiang’slocationnearXiamen______.A.hindersitseconomicgrowthB.providesnostrategicadvantageC.helpsattracttechcompaniesD.increasescompetitionwithXiamen三、句子改錯（共5題，每題2分）Instructions:Identifyandcorrecttheerrorineachsentence.1.Thebank’sdigitaltransformationhasbeenslowerthanexpected,duetotechnicaldifficultiesandlackofskilledworkers.→Corrected:______2.Iftheloanapplicationisapproved,theclientwillreceivethefundswithinthreebusinessdays.→Corrected:______3.Despitefacingnumerouschallenges,thebranchinJinjiangcontinuestoexpanditscustomerbase.→Corrected:______4.Thenewpolicyrequiresallemployeestocompletemandatorycompliancetrainingbytheendofthisquarter.→Corrected:______5.NeithertheCEOnortheCFOwasavailabletoattendthemeetingyesterdayduetotightschedules.→Corrected:______四、完形填空（共10題，每題1分）Instructions:Fillintheblankswiththebestwordfromtheoptions.Lastyear,招商銀行(JinjiangBranch)launchedapilotprogramto______(6)______remotebankingservicesinunderservedruralareas.Theinitiativeaimedto______(7)______financialinclusionbyleveragingdigitalplatforms.Accordingtoarecentreport,theprogramhas______(8)______85%ofresidentsinfivevillagestoaccessbasicbankingservices.Thesuccessofthisprojecthasencouragedthebankto______(9)______itnationwide.However,expertswarnthatsustainablegrowthrequiresnotonlytechnologicalsolutionsbutalso______(10)______supportforlocalcommunities.6.A.introduceB.ignoreC.expandD.test7.A.enhanceB.reduceC.eliminateD.ignore8.A.enabledB.disabledC.delayedD.denied9.A.replicateB.abandonC.postponeD.minimize10.A.financialB.educationalC.emotionalD.infrastructural五、翻譯（共5題，每題2分）Instructions:TranslatethefollowingsentencesintoEnglish.1.為推動晉江市普惠金融發(fā)展，銀行計劃在2025年前建立至少10家社區(qū)服務(wù)站?！鷂_____2.隨著數(shù)字貨幣的興起，招商銀行積極布局區(qū)塊鏈技術(shù)，以提升交易安全性?！鷂_____3.晉江市的企業(yè)家們普遍認(rèn)為，良好的營商環(huán)境是吸引投資的關(guān)鍵因素。→______4.銀行要求所有員工嚴(yán)格遵守反洗錢規(guī)定，以防范金融風(fēng)險?！鷂_____5.為了更好地服務(wù)客戶，分行計劃推出24小時智能客服系統(tǒng)?！鷂_____答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)，否則將面臨淘汰。2.B.foreign解析：晉江市作為經(jīng)濟重鎮(zhèn)，吸引了大量外國投資，尤其是制造業(yè)和跨境電商。3.A.committed解析：銀行客服團隊致力于提供全天候支持，確?？蛻粜枨蟮玫郊皶r滿足。4.A.enhance解析：新手機銀行應(yīng)用旨在通過簡化登錄和支付流程來提升數(shù)字交易體驗。5.C.systems解析：由于嚴(yán)格監(jiān)管要求，銀行必須實施先進的安全系統(tǒng)來防范欺詐和數(shù)據(jù)泄露。6.B.innovative解析：廈門年度金融峰會匯集了專家討論東南亞創(chuàng)新型銀行業(yè)務(wù)的未來。7.A.maximize解析：為提高盈利能力，晉江分行計劃通過AI分析最大化貸款審批效率。8.B.support解析：銀行的社會責(zé)任報告強調(diào)了通過教育和環(huán)保項目支持當(dāng)?shù)厣鐓^(qū)的努力。9.A.revolutionized解析：區(qū)塊鏈技術(shù)的興起徹底改變了銀行處理跨境交易的方式。10.A.mandatory解析：員工被鼓勵參加強制性的培訓(xùn)課程，以了解行業(yè)趨勢和合規(guī)更新。二、閱讀理解1.B.Fintechande-commercegrowth解析：文章重點提到晉江的經(jīng)濟戰(zhàn)略集中在金融科技和電子商務(wù)領(lǐng)域。2.B.Talentshortagesandinfrastructurebottlenecks解析：文中明確指出晉江面臨人才短缺和基礎(chǔ)設(shè)施瓶頸等挑戰(zhàn)。3.B.Byofferingtaxincentivesandindustrialparks解析：地方政府通過提供稅收優(yōu)惠和建立專業(yè)工業(yè)園區(qū)吸引企業(yè)。4.B.Balancinggrowthwithsustainability解析：文章最后強調(diào)晉江長期成功的關(guān)鍵在于平衡發(fā)展與可持續(xù)性。5.C.Helpsattracttechcompanies解析：晉江靠近廈門的地理位置有助于吸引科技企業(yè)入駐。三、句子改錯1.Corrected:Thebank’sdigitaltransformationhasbeenslowerthanexpected,duetotechnicaldifficultiesandalackofskilledworkers.解析：缺少冠詞"a"。2.Corrected:Iftheloanapplicationisapproved,theclientwillreceivethefundswithinthreebusinessdays.解析：句子本身正確。3.Corrected:Despitefacingnumerouschallenges,thebranchinJinjiangcontinuestoexpanditscustomerbase.解析：句子本身正確。4.Corrected:Thenewpolicyrequiresallemployeestocompletemandatorycompliancetrainingbytheendofthisquarter.解析：句子本身正確。5.Corrected:NeithertheCEOnortheCFOwasavailabletoattendthemeetingyesterda