工商銀行蕪湖市繁昌區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目要求：從下列選項中選出最適合填入空白處的單詞，并填入答題卡相應位置。1.Therapiddevelopmentofartificialintelligencehas______thetraditionalbankingindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.modernizedC.standardizedD.automated2.AsaregionalbranchmanagerinWuhu,youneedto______customersatisfactionbyensuringefficientserviceandpersonalizedsolutions.A.enhanceB.diminishC.neglectD.replicate3.Thenewanti-moneylaunderingregulationsrequirebanksto______transactionsaboveacertainthresholdforcompliance.A.scrutinizeB.accelerateC.postponeD.minimize4.Ourfinancialinclusioninitiativesaimto______accesstobankingservicesforunderservedcommunitiesinFanchang.A.broadenB.limitC.restrictD.eliminate5.Theeconomicdownturnhas______loanapprovalrates,makingitharderforsmallbusinessestosecurefunding.A.increasedB.decreasedC.stabilizedD.fluctuated6.Thebank’sdigitaltransformationstrategyseeksto______operationalcostswhileimprovingservicedelivery.A.reduceB.inflateC.maintainD.oversee7.Effectiveriskmanagementinvolves______potentialthreatsbeforetheyescalateintomajorissues.A.identifyingB.ignoringC.exaggeratingD.minimizing8.Thebranch’scustomerretentionstrategyfocuseson______loyaltythroughrewardsprogramsandexceptionalservice.A.fosteringB.erodingC.measuringD.delaying9.TheFed’slatestpolicystatementhighlightstheneedto______inflationwithoutstiflingeconomicgrowth.A.controlB.dismissC.encourageD.suppress10.Thebank’ssustainabilityreportemphasizestheimportanceof______ESG(Environmental,Social,andGovernance)criteriaindecision-making.A.ignoringB.integratingC.questioningD.rejecting二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，并根據(jù)每題的提問選擇最佳答案。Passage1ThebankingsectorinChinahasundergonesignificantchangesinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Digitalbankinghasbecomeanecessity,withmobileappsandonlineplatformsrevolutionizinghowcustomersinteractwithfinancialinstitutions.Atthesametime,banksareunderincreasingpressuretocomplywithanti-moneylaundering(AML)anddataprivacylaws.Regionalbranches,suchasthoseinWuhu’sFanchangdistrict,mustbalanceinnovationwithcompliancetoremaincompetitive.Thesuccessoftheseeffortsdependsonskilledprofessionalswhocannavigatecomplexregulatoryenvironmentswhiledeliveringhigh-qualityservice.1.Whatisthemainfocusofthepassage?A.Theimpactofdigitalbankingoncustomerservice.B.RegulatorychallengesintheChinesebankingsector.C.Theimportanceofregionalbranchesinfinancialinclusion.D.Theroleoftechnologyinbankingoperations.2.WhyareregionalbanksinFanchangfacingchallenges?A.Insufficientfundingfordigitaltransformation.B.Strictcompliancerequirements.C.Highcompetitionfromlargerbanks.D.Lowcustomerengagement.Passage2Sustainablebankinghasgainedtractionasakeypriorityforfinancialinstitutionsworldwide.BanksareincreasinglyintegratingESGcriteriaintotheirlendingandinvestmentdecisionstopromotelong-termenvironmentalandsocialresponsibility.InWuhu,theIndustrialandCommercialBankofChina(ICBC)haslaunchedseveralgreenfinanceinitiatives,includingloansforrenewableenergyprojectsandinvestmentsinsustainableinfrastructure.Theseeffortsnotonlyalignwithglobaltrendsbutalsoattractenvironmentallyconsciouscustomers.However,measuringthetrueimpactofsustainabilityinitiativesremainsachallenge,requiringadvanceddataanalyticsandstakeholderengagement.3.Whatistheprimarygoalofsustainablebanking?A.Tomaximizeprofits.B.Tocomplywithenvironmentalregulations.C.Topromotesustainabledevelopment.D.Toreduceoperationalcosts.4.HowdoesICBCcontributetosustainablebankinginWuhu?A.Byreducingitscarbonfootprint.B.Byofferinggreenfinanceproducts.C.Byminimizingloanapprovals.D.Byencouragingtraditionalbankingpractices.Passage3Customerexperience(CX)hasbecomeacriticaldifferentiatorinthebankingindustry.Customerstodayexpectseamless,personalized,andefficientservice,whethertheyareusingabranch,mobileapp,oronlineplatform.Tomeettheseexpectations,banksareinvestinginAI-poweredchatbots,self-servicekiosks,andstreamlinedprocesses.InFanchang,ICBChasimplementedacustomerfeedbacksystemtoidentifypainpointsandimproveservicequality.However,maintaininghighCXstandardsinacost-effectivemannerremainsanongoingchallenge.5.Whatdoesthepassagesuggestaboutmodernbanking?A.Customerspreferin-personserviceoverdigitalsolutions.B.Banksshouldfocussolelyontechnologicalinnovation.C.CXisessentialforcustomerretention.D.Branchesarebecomingobsoleteinthedigitalage.三、完形填空（共10題，每題1分）題目要求：閱讀以下短文，根據(jù)上下文選擇最佳答案。Theriseofdigitalbankinghas______(6)thetraditionalfinanciallandscape,offeringbothopportunitiesandchallenges.ForregionalbankslikethoseinWuhu’sFanchangdistrict,adaptingtothisnew______(7)iscrucial.Ononehand,digitaltoolshaveenabledbankstoreachawider______(8)ofcustomers,includingthoseinruralareas.Ontheotherhand,cyberthreatsandregulatorycompliancehavebecomemore______(9).Tostaycompetitive,banksmustinvestin______(10)technologieswhileensuringrobustsecuritymeasures.Thisrequiresaskilledworkforcecapableofbalancinginnovationwithriskmanagement.InFanchang,theIndustrialandCommercialBankofChinahasbeenattheforefrontoftheseefforts,trainingemployeestoleveragedigitaltoolseffectively.However,the______(11)isthattalentretentionremainsasignificantissueintheregion.Banksmustalsoaddressthe______(12)betweendigitalandphysicalservicedelivery.Whileonlineplatformsofferconvenience,branchesstillplayavitalroleinbuildingtrustandprovidingpersonalizedsolutions.Thekeyisto______(13)bothchannelstomeetdiversecustomerneeds.Finally,thebankingsectormustembracesustainabilityasacore______(14).Greenfinanceinitiativesnotonlyattractsociallyresponsiblecustomersbutalsocontributetolong-termeconomicstability.AsWuhucontinuestogrow,theroleofbanksinfosteringsustainabledevelopmentwillonly______(15).6.A.transformedB.complicatedC.ignoredD.supported7.A.eraB.marketC.trendD.scenario8.A.segmentB.groupC.rangeD.limit9.A.severeB.manageableC.minimalD.irrelevant10.A.advancedB.outdatedC.basicD.traditional11.A.challengeB.advantageC.opportunityD.certainty12.A.gapB.similarityC.connectionD.conflict13.A.integrateB.separateC.weakenD.replace14.A.priorityB.strategyC.goalD.task15.A.increaseB.decreaseC.remainD.fade四、翻譯（共5題，每題2分）題目要求：將下列中文句子翻譯成英文。1.銀行應加強反洗錢措施，以防止非法資金流入。2.數(shù)字化轉型是銀行業(yè)應對競爭的關鍵策略。3.我們需要提高金融服務的可及性，特別是對弱勢群體。4.風險管理要求銀行識別并評估潛在威脅。5.綠色金融有助于推動可持續(xù)發(fā)展目標的實現(xiàn)。五、寫作（共1題，10分）題目要求：寫一篇短文（150-200詞），主題為“銀行員工如何應對數(shù)字化轉型帶來的挑戰(zhàn)”。答案及解析一、選詞填空1.A(revolutionized)解析：Artificialintelligencehas"revolutionized"thebankingindustry,meaningithasbroughtaboutaradicalchange.2.A(enhance)解析：Toimprovecustomersatisfaction,banksneedto"enhance"servicequality.3.A(scrutinize)解析：Anti-moneylaunderingregulationsrequirebanksto"scrutinize"transactionstodetectillegalactivities.4.A(broaden)解析：Theaimisto"broaden"accesstobankingservicesforunderservedcommunities.5.B(decreased)解析：Theeconomicdownturnhas"decreased"loanapprovalratesduetohigherriskaversion.6.A(reduce)解析：Digitaltransformationseeksto"reduce"operationalcoststhroughautomation.7.A(identifying)解析：Riskmanagementinvolves"identifying"potentialthreatsearlytomitigatethem.8.A(fostering)解析：Customerretentionstrategiesaimto"foster"loyaltythroughrewardsandexcellentservice.9.A(control)解析：TheFedwantsto"control"inflationwithoutharmingeconomicgrowth.10.B(integrating)解析：Banksshould"integrate"ESGcriteriaintotheirdecision-makingprocesses.二、閱讀理解1.D(Theroleoftechnologyinbankingoperations)解析：Thepassagediscusseshowtechnologyhastransformedbanking.2.B(Strictcompliancerequirements)解析：Regulatorychallengesarementionedasakeyissueforregionalbanks.3.C(Topromotesustainabledevelopment)解析：Sustainablebankingaimstoachievelong-termenvironmentalandsocialgoals.4.B(Byofferinggreenfinanceproducts)解析：ICBC’sgreenfinanceinitiativesareexplicitlymentioned.5.C(CXisessentialforcustomerretention)解析：Thepassageemphasizestheimportanceofcustomerexperienceinretainingclients.三、完形填空6.A(transformed)7.A(era)8.C(range)9.A(severe)10.A(advanced)11.A(challenge)12.A(gap)13.A(integrate)14.A(priority)15.A(increase)四、翻譯1.Banksshouldstrengthenanti-moneylaunderingmeasurestopreventillegalfundsfromenteringthesystem.2.Digitaltransformationisakeystrategyforthebankingindustrytoaddresscompetition.3.Weneedtoimprovetheaccessibilityoffinancialservices,especiallyforvulnerablegroups.4.Riskmanagementrequiresbankstoidentifyandassesspotentialthreats.5.Greenfinancehelpspromotetheachievementofsustainabledevelopme