郵儲銀行長治市平順縣2025秋招筆試英語閱讀理解題專練30題及答案題型一：細(xì)節(jié)理解題（5題，每題2分）說明：以下題目考查對原文具體信息的準(zhǔn)確把握，需根據(jù)題目要求定位原文細(xì)節(jié)并作答。題1（2分）Passage:ThePostalSavingsBankofChina(PSBC)hasrecentlylaunchedaruralfinancialliteracyprograminPingxunCounty,northernShanxiProvince.Theinitiativeaimstoimprovefinancialinclusionamonglocalresidents,particularlyinremotemountainareas.Throughworkshopsandmobilebankingservices,thebankhastrainedover1,000villagersonbasicbankingoperations,digitalpaymentmethods,andfinancialriskawareness.Localofficialspraisedtheprogramforbridgingtheknowledgegapbetweenurbanandruralfinancialsystems.Question:Accordingtothepassage,howmanyvillagershavebeentrainedbythebankinPingxunCounty?A.500B.1,000C.2,000D.Nospecificnumber題2（2分）Passage:PingxunCounty,locatedinthewesternpartofShanxi,isknownforitshighpovertyrateandlimitedaccesstofinancialservices.Toaddressthis,PSBChasestablished15newservicepointsinthecounty,ensuringthatresidentswithina30-minutedrivecanaccessbasicbankingservices.Thebankalsopartnerswithlocalschoolstoofferfinancialeducationtostudents,aimingtofosterlong-termfinancialhabits.Question:WhatistheprimarygoalofPSBC'snewservicepointsinPingxunCounty?A.ToincreaseprofitmarginsB.ToimprovefinancialaccessforruralresidentsC.Topromoteurban-ruralintegrationD.Toreplacetraditionalruralbanks題3（2分）Passage:ArecentsurveybyPSBCrevealedthatonly30%ofPingxunCountyresidentsregularlyusedigitalbankingservices.Toboostadoption,thebankhasintroducedsimplifiedmobileappinterfacesandprovidedfreetrainingsessions.Theinitiativehasseena15%increaseindigitalbankinguserswithinthefirstsixmonths.Question:WhatmeasurehasPSBCtakentoencouragedigitalbankingadoptioninPingxunCounty?A.OfferinghigherinterestratesB.IntroducingsimplifiedappinterfacesC.IncreasingbranchclosuresD.Imposingstricterregulations題4（2分）Passage:ThesuccessofPSBC'sruralfinancialliteracyprograminPingxunCountyhasinspiredotherbankstofollowsuit.ThePeople'sBankofChinahasevenrecommendedthemodeltootherruralregionsinShanxiProvince.Localresidentshavereportedfeelingmoreconfidentinmanagingtheirfinancesafterparticipatingintheprogram.Question:WhathasbeenthebroaderimpactofPSBC'sprograminPingxunCounty?A.Ithasledtohigherunemploymentrates.B.Ithasencouragedotherfinancialinstitutionstoadoptsimilarprograms.C.Ithasreducedthebank'scustomerbase.D.Ithascausedfinancialinstabilityintheregion.題5（2分）Passage:PSBChasalsolaunchedamicro-loanprogramforsmallbusinessesinPingxunCounty,providingupto50,000yuaninlow-interestloans.Theprogramtargetsentrepreneurswholackcollateralbuthavestrongbusinessplans.Sinceitsinception,200smallbusinesseshavebenefitedfromtheloans,contributingtolocaleconomicgrowth.Question:WhatisthekeyfeatureofPSBC'smicro-loanprograminPingxunCounty?A.High-interestratestomaximizeprofitsB.StrictcreditchecksforallapplicantsC.Low-interestloansforsmallbusinesseswithoutcollateralD.Mandatoryrepaymentinmonthlyinstallments題型二：主旨概括題（5題，每題2分）說明：以下題目考查對文章主旨大意的理解，需根據(jù)全文內(nèi)容選擇最符合文章核心思想的選項。題6（2分）Passage:Therapiddevelopmentofdigitalbankinghastransformedhowruralcommunitiesaccessfinancialservices.Whiletraditionalbankshavestruggledtoexpandinremoteareas,digitalplatformshavefilledthegapbyofferingconvenienceandaccessibility.However,challengessuchaspoorinternetconnectivityanddigitalliteracyremainsignificantbarriers.Governmentsandfinancialinstitutionsmustcollaboratetoaddresstheseissuesandensureequitablefinancialinclusion.Question:Whatisthemainideaofthepassage?A.Digitalbankingisreplacingtraditionalbankingcompletely.B.Ruralcommunitiesfacechallengesinaccessingfinancialservices.C.Governmentsandbanksmustworktogethertoimprovefinancialinclusion.D.Poorinternetinfrastructurehindersdigitalbankingadoption.題7（2分）Passage:PingxunCountyinShanxiProvincehasmadesignificantstridesinreducingpovertythroughtargetedfinancialinterventions.PSBC'sruraldevelopmentprograms,combinedwithgovernmentsubsidies,haveliftedthousandsoffamiliesoutofpoverty.Analystsattributethesuccesstothebanks'focusonmicrofinance,education,andinfrastructuredevelopment.ThecountyservesasamodelforotherimpoverishedregionsinChina.Question:Whatisthecentralthemeofthepassage?A.PSBC'sfinancialprogramshaveimprovedpovertyconditionsinPingxunCounty.B.Governmentsubsidiesalonecaneliminatepoverty.C.Ruraldevelopmentrequiresamulti-facetedapproach.D.ShanxiProvincehasnopovertyissues.題8（2分）Passage:Theriseoffintechcompanieshasdisruptedthetraditionalbankingsector,particularlyinruralareas.Whilethesecompaniesofferinnovativesolutions,theyalsofaceregulatoryhurdlesandcompetitionfromestablishedbanks.Thefutureofruralfinancewilllikelydependonhowwelltraditionalbanksadapttothischanginglandscape.Question:Whatisthepassageprimarilyabout?A.Fintechcompaniesaredominatingtheruralbankingmarket.B.Traditionalbanksmustinnovatetostayrelevant.C.Regulatorychallengeshinderfintechgrowth.D.Ruralfinanceisnolongerprofitable.題9（2分）Passage:FinancialinclusioninruralChinahasimprovedsignificantlyoverthepastdecade,thankstoeffortsbybanks,governments,andNGOs.Mobilebanking,microfinance,anddigitalliteracyprogramshaveempoweredruralresidentstomanagetheirfinancesmoreeffectively.However,disparitiesbetweenurbanandruralfinancialsystemspersist,requiringfurtherattention.Question:Whatisthemainfocusofthepassage?A.RuralChinahasachievedfullfinancialinclusion.B.BanksandNGOsarecollaboratingtoimproveruralfinance.C.Urban-ruralfinancialgapsremainachallenge.D.Mobilebankingistheonlysolutionforruralfinance.題10（2分）Passage:PSBC'sruralfinancialliteracyprograminPingxunCountyhasshownthattargetedinterventionscantransformlocaleconomies.Byeducatingresidentsonfinancialmanagementandprovidingaccesstocredit,thebankhashelpedsmallbusinessesthrive.Thissuccessunderscorestheimportanceoftailoredfinancialsolutionsforruraldevelopment.Question:Whatisthecentralmessageofthepassage?A.PSBC'sprogramhasonlybenefitedlargecorporations.B.Financialeducationiskeytoruraleconomicgrowth.C.Ruraleconomiescanberevitalizedthroughbankinginitiatives.D.SmallbusinessesinPingxunCountyareirrelevanttotheeconomy.題型三：推理判斷題（5題，每題2分）說明：以下題目考查對文章隱含信息的推理能力，需根據(jù)上下文邏輯進(jìn)行判斷。題11（2分）Passage:ThelackoffinancialinfrastructureinPingxunCountyhaslongbeenabarriertoeconomicdevelopment.PSBC'srecenteffortstoestablishnewservicepointshavehelped,butmanyresidentsstillrelyoninformallendersduetoslowinternetconnectivity.Thegovernmentisplanningtoexpandbroadbandcoveragetoaddressthisissue,whichcouldfurtherboostthebank'sinitiatives.Question:Whatcanbeinferredfromthepassage?A.PSBC'snewservicepointsarefullyoperationalinPingxunCounty.B.Informallenderswilldisappearifinternetcoverageimproves.C.ThegovernmentandPSBCarelikelytocollaborateinthefuture.D.FinancialinfrastructureinPingxunCountyisperfect.題12（2分）Passage:AsurveybyPSBCfoundthat60%ofPingxunCountyresidentspreferface-to-facebankingservicesoverdigitalplatforms.Despitethebank'seffortstopromotemobilebanking,manyelderlyvillagersareuncomfortableusingtechnology.Thebankhasrespondedbyofferingin-persontrainingsessionsandsimplifiedinterfaces.Question:Whatcanbeinferredfromthepassage?A.Digitalbankingwillreplacetraditionalbankinginthefuture.B.ElderlyvillagersinPingxunCountyareresistanttochange.C.PSBCisprioritizingdigitalbankingovertraditionalservices.D.Thesurveywasconductedinurbanareas.題13（2分）Passage:ThesuccessofPSBC'smicro-loanprograminPingxunCountyhasledtoincreasedcompetitionamongfinancialinstitutionsintheregion.Otherbanksarenowofferingsimilarlow-interestloanstoattractruralcustomers.Thiscompetitionmaybenefitborrowersbutcouldalsoleadtohigherfeesinthelongrun.Question:WhatislikelytohappennextinPingxunCounty'sfinancialmarket?A.Interestrateswillriseduetocompetition.B.PSBCwillwithdrawitsmicro-loanprogram.C.Moreruralresidentswillaccessfinancialservices.D.Thegovernmentwillregulatefinancialinstitutionsmorestrictly.題14（2分）Passage:PSBC'sfinancialliteracyprograminPingxunCountyhasbeenpraisedbylocalofficialsforreducingfraudcasesrelatedtofinancialtransactions.Thebankhastrainedvillagerstoidentifyscamsandusebankingservicessafely.However,someexpertsarguethatmorelong-termmeasuresareneededtocombatfinancialcrimes.Question:Whatcanbeinferredfromthepassage?A.FinancialfraudisnolongeraprobleminPingxunCounty.B.Thebank'sprogramhasreducedfraudbutneedsimprovement.C.LocalofficialsareunhappywithPSBC'sefforts.D.VillagersinPingxunCountyarecompletelyfinanciallyliterate.題15（2分）Passage:TherapidgrowthofdigitalbankinginruralChinahasraisedconcernsaboutdataprivacy.WhilePSBChasimplementedstrictsecuritymeasures,someresidentsarestillwaryofsharingpersonalinformationonline.Thebankisnowexploringbiometricauthenticationmethodstoenhancesecurityandbuildtrust.Question:WhatisthelikelynextstepforPSBCinPingxunCounty?A.Increaseinterestratesonloans.B.Launchmoredigitalbankingservices.C.Focusonimprovingdataprivacy.D.Expanditsphysicalbranchnetwork.題型四：詞義猜測題（5題，每題2分）說明：以下題目考查根據(jù)上下文猜測生詞含義的能力。題16（2分）Passage:Theinitiativeaimstobridgetheknowledgegapbetweenurbanandruralfinancialsystems.Localresidentshavebenefitedfromthetrainingsessions.Question:Whatdoes"bridge"meaninthiscontext?A.RepairB.ConnectC.CloseD.Destroy題17（2分）Passage:Themicro-loanprogramtargetsentrepreneurswholackcollateralbuthavestrongbusinessplans.Question:Whatdoes"collateral"refertointhiscontext?A.AguaranteeforaloanB.AbusinessplanC.AfinancialadvisorD.Abankmanager題18（2分）Passage:Therapiddisruptionofthetraditionalbankingsectorbyfintechcompanieshasforcedbankstoadapt.Question:Whatdoes"disruption"meaninthiscontext?A.ImprovementB.ChangeC.DestructionD.Stabilization題19（2分）Passage:Thebankhasspearheadedaseriesofworkshopstoimprovefinancialliteracyamongvillagers.Question:Whatdoes"spearheaded"meaninthiscontext?A.SupportedB.OrganizedC.IgnoredD.Cancelled題20（2分）Passage:Theprogramhasempoweredlocalresidentstomanagetheirfinancesmoreeffectively.Question:Whatdoes"empowered"meaninthiscontext?A.ConfusedB.SupportedC.RestrainedD.Ignored題型五：態(tài)度觀點(diǎn)題（5題，每題2分）說明：以下題目考查作者或文中人物對某事的觀點(diǎn)或態(tài)度。題21（2分）Passage:ThesuccessofPSBC'sruralfinancialliteracyprograminPingxunCountyhasinspiredotherbankstofollowsuit.ThePeople'sBankofChinahasevenrecommendedthemodeltootherruralregionsinShanxiProvince.Localresidentshavereportedfeelingmoreconfidentinmanagingtheirfinancesafterparticipatingintheprogram.Question:Whatistheauthor'sattitudetowardtheprogram?A.SkepticalB.SupportiveC.NeutralD.Critical題22（2分）Passage:Whiledigitalbankingoffersconvenience,thelackofinternetconnectivityinruralareasremainsasignificantbarrier.Governmentsandfinancialinstitutionsmustcollaboratetoaddressthisissue.Question:Whatistheauthor'sattitudetowarddigitalbankinginruralareas?A.EnthusiasticB.CautiousC.IndifferentD.Dismissive題23（2分）Passage:Theriseoffintechcompanieshasdisruptedthetraditionalbankingsector,particularlyinruralareas.Whilethesecompaniesofferinnovativesolutions,theyalsofaceregulatoryhurdlesandcompetitionfromestablishedbanks.Question:Whatistheauthor'sattitudetowardfintechcompanies?A.SupportiveB.CriticalC.NeutralD.Uncertain題24（2分）Passage:PSBC'smicro-loanprogramforsmallbusinessesinPingxunCountyhashelped200businessesthrive.However,someexpertsarguethattheprogrammayleadtoover-indebtednessamongborrowers.Question:Whatistheauthor'sattitudetowardthemicro-loanprogram?A.SupportiveB.CriticalC.NeutralD.Uncertain題25（2分）Passage:Therapiddevelopmentofdigitalbankinghastransformedhowruralcommunitiesaccessfinancialservices.However,challengessuchaspoorinternetconnectivityanddigitalliteracyremainsignificantbarriers.Question:Whatistheauthor'sattitudetowarddigitalbankinginruralareas?A.SupportiveB.Caut