中國銀行邯鄲市成安縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共15題，每題2分，共30分）這些題目主要考察考生對銀行業(yè)、金融經(jīng)濟(jì)、企業(yè)運(yùn)營等相關(guān)文章的理解能力，結(jié)合邯鄲及成安縣的實(shí)際情況進(jìn)行命題。1.TheRiseofDigitalBankinginChinaDigitalbankinghasbeenrapidlytransformingthefinanciallandscapeinChinaoverthepastdecade.Withtheadvancementoftechnology,traditionalbanksareintegratingonlineplatformstoenhancecustomerserviceandefficiency.ChinaBank,oneofthelargeststate-ownedbanks,hasbeenattheforefrontofthisdigitalrevolution.Byleveragingbigdataandartificialintelligence,thebankhasimproveditsriskmanagementandpersonalizedfinancialproducts.However,challengessuchascybersecurityandregulatorycomplianceremainsignificanthurdles.The邯鄲branchofChinaBankhasadaptedtothesechangesbytrainingstafftohandledigitaltransactionsandofferingworkshopsonfinancialliteracyforlocalbusinesses.Question:Whatisthemainfocusofthepassage?A.ThehistoryofChinaBank.B.Theimpactofdigitalbankingontraditionalbanks.C.ThechallengesofdigitalbankinginChina.D.TheroleofChinaBankin邯鄲.2.EconomicDevelopmentinCheng’anCountyCheng’anCounty,locatedinthesouthernpartofHebeiProvince,hasseensignificanteconomicgrowthinrecentyears.Thelocalgovernmenthasfocusedondevelopingindustriessuchasagriculture,manufacturing,andtourism.ChinaBankhasplayedacrucialrolebyprovidingloansandfinancialservicestosupporttheseindustries.Forexample,thebankhashelpedfarmersadoptmodernagriculturaltechniques,whichhasincreasedcropyields.Additionally,thecounty’seffortstoattractforeigninvestmenthavebeenaidedbyChinaBank’sinternationalbankingservices.Despitethesesuccesses,issueslikeinfrastructureimprovementandenvironmentalsustainabilityremainprioritiesforthecounty.Question:WhathasbeentheroleofChinaBankinCheng’anCounty’seconomy?A.Ithasreducedgovernmentrevenue.B.Ithasprovidedfinancialsupporttolocalindustries.C.Ithasfocusedonlyoninternationaltrade.D.Ithasencouragedrural-urbanmigration.3.TheImportanceofFinancialLiteracyFinancialliteracyisessentialforbothindividualsandbusinesses,especiallyinregionslike邯鄲whereeconomicopportunitiesvarywidely.ChinaBankhasinitiatedseveralprogramstoeducatethepublicaboutsavings,investments,andcreditmanagement.Theseprogramshavebeenparticularlybeneficialforsmallandmedium-sizedenterprises(SMEs)inCheng’anCounty.Byunderstandingfinancialconcepts,businessescanbettermanagetheircashflowandplanforexpansion.Thebankhasalsopartneredwithlocalschoolstoteachyoungpeopleaboutthevalueofmoney.Sucheffortscontributetoamorestableandprosperouslocaleconomy.Question:WhatistheprimarypurposeofChinaBank’sfinancialliteracyprograms?A.Toincreasethebank’sprofits.B.Tohelpbusinessesimprovefinancialmanagement.C.Topromotetheuseofdigitalbanking.D.Toreducegovernmentdebt.4.ChinaBank’sCSRInitiativesCorporateSocialResponsibility(CSR)hasbecomeakeyfocusforChinaBank,particularlyinregionslike邯鄲wheresocialwelfareisapriority.Thebankhaslaunchedseveralinitiativestosupporteducation,healthcare,andenvironmentalconservation.Forinstance,ithasbuiltlibrariesinruralschoolsandprovidedmedicalaidtounderservedcommunities.InCheng’anCounty,thebankhasalsoinvestedinrenewableenergyprojects,aligningwithChina’sgreendevelopmentgoals.Theseeffortsnotonlybenefitsocietybutalsoenhancethebank’sreputationamongcustomersandstakeholders.Question:WhatdoesthepassagehighlightaboutChinaBank’sCSRactivities?A.Theyareprimarilyfocusedonprofitgeneration.B.Theyinvolvesupportforeducation,healthcare,andtheenvironment.C.Theyarelimitedtourbanareasonly.D.Theyareonlyforemployees’benefits.5.TheImpactofTradePoliciesonLocalBusinessesTradepolicieshaveasignificantinfluenceonsmallbusinessesinCheng’anCounty,aregionheavilyreliantonmanufacturingandexport.ChinaBankhasbeenhelpinglocalenterprisesnavigatethesepoliciesbyofferingtradefinanceandmarketanalysis.Forexample,thebankhasfacilitatedexportstoSoutheastAsiancountriesbyprovidingcurrencyexchangeservices.However,uncertaintiesinglobaltradecanposechallenges,suchasfluctuationsindemandandincreasedtariffs.Thebank’s邯鄲branchhasbeenworkingcloselywithbusinessestodevelopstrategiestomitigatetheserisks.Question:WhatisthemainchallengefacedbylocalbusinessesinCheng’anCountyduetotradepolicies?A.Highinterestrates.B.Globaltradeuncertainties.C.Limitedaccesstoloans.D.Reducedcustomerdemand.6.TheRoleofBanksinRuralDevelopmentRuraldevelopmentisacriticalaspectofChina’seconomicstrategy,andbanksplayavitalroleinthisprocess.ChinaBank’sruralbranchesin邯鄲havebeeninstrumentalinprovidingcredittofarmersandruralenterprises.Byofferinglow-interestloansandagriculturalinsurance,thebankhashelpedimproverurallivelihoods.Additionally,thebankhaspromoteddigitalbankingservicesinruralareas,makingfinancialtransactionsmoreaccessible.TheseinitiativeshavecontributedtoreducingpovertyandfosteringeconomicgrowthinCheng’anCounty.Question:HowhasChinaBanksupportedruraldevelopmentinCheng’anCounty?A.Byinvestinginurbaninfrastructure.B.Byprovidingloansanddigitalbankingservices.C.Byfocusingonlyonlargeenterprises.D.Byreducinggovernmentsubsidies.7.TheFutureofBankinginChinaThebankingsectorinChinaisevolvingrapidly,withtechnologyplayingacentralrole.ChinaBankhasbeeninvestingheavilyinfintechtoenhancecustomerexperienceandoperationalefficiency.In邯鄲,thebankhasintroducedmobilebankingappsandAI-poweredchatbotstoserveclientsmoreeffectively.However,thebankmustalsoaddressissuessuchasdataprivacyandcompetitionfromfintechstartups.The邯鄲branchhasbeenworkingoninnovativesolutionstostayaheadinthisdynamicmarket.Question:WhatisthefuturetrendinChina’sbankingsector?A.Adeclineintraditionalbankingservices.B.Increasedrelianceontechnology.C.Reducedgovernmentregulation.D.Afocusonruralareasonly.8.TheImpactofInflationonConsumerSpendingInflationhasbeenaconcernforconsumersin邯鄲andotherpartsofChina.ChinaBankhasbeenmonitoringeconomicindicatorscloselytoprovideinsightstoitscustomers.Thebankhasadvisedbusinessestoadjustpricingstrategiesandconsumerstosavewisely.Forexample,thebankhasintroducedhigh-interestsavingsaccountstohelppeopleprotecttheirwealth.Thesemeasureshavehelpedmitigatetheeffectsofinflationonlocaleconomies.Question:WhathasChinaBankdonetoaddressinflation?A.Increasedloaninterestrates.B.Providedfinancialadvicetocustomers.C.Reducedbankingservices.D.Encouragedexcessivespending.9.TheImportanceofRiskManagementinBankingRiskmanagementisacornerstoneofbankingoperations,especiallyinvolatileeconomicenvironments.ChinaBankhasimplementedrobustriskassessmentframeworkstoensurefinancialstability.In邯鄲,thebankhasbeenparticularlyfocusedoncreditriskmanagement,giventheregion’seconomicdiversity.Byanalyzingmarkettrendsandborrowerprofiles,thebankhasbeenabletominimizelossesandmaintainprofitability.Question:WhatistheprimaryfocusofChinaBank’sriskmanagementstrategy?A.Increasingprofits.B.Ensuringfinancialstability.C.Expandingitsbranchnetwork.D.Reducinggovernmentoversight.10.TheRoleofBanksinSupportingSmallBusinessesSmallbusinessesarethebackboneoftheeconomyinCheng’anCounty,andbanksplayacrucialroleintheirgrowth.ChinaBankhasbeenofferingtailoredfinancialsolutionstosupportSMEs,includingworkingcapitalloansandbusinessadvisoryservices.Thebank’s邯鄲branchhasalsoorganizedseminarsonentrepreneurship,helpingbusinessownersdeveloptheirskills.Theseeffortshavecontributedtotheresilienceandexpansionoflocalenterprises.Question:HowhasChinaBankhelpedsmallbusinessesinCheng’anCounty?A.Byprovidingonlylargeloans.B.Byofferingfinancialsupportandtraining.C.Bydiscouragingbusinessexpansion.D.Byfocusingonforeigninvestorsonly.11.TheImpactofDigitalPaymentsonBankingDigitalpaymentshaverevolutionizedthewaypeopletransactfinancially,andbankshavehadtoadaptaccordingly.ChinaBankhasbeenintegratingcontactlesspaymentsandmobilewalletsintoitsservicestomeetcustomerdemand.In邯鄲,thebankhasseenasignificantincreaseindigitalpaymentusage,especiallyamongyoungercustomers.Thisshifthasalsohelpedreducecashhandlingcostsforthebank.Question:WhathasbeentheeffectofdigitalpaymentsonChinaBank?A.Reducedcustomerbase.B.Increasedoperationalefficiency.C.Highertransactionfees.D.Decreasedprofitability.12.TheImportanceofFinancialInclusionFinancialinclusionisakeypriorityforChinaBank,particularlyinregionslikeCheng’anCountywhereaccesstobankingservicesislimited.Thebankhasbeenworkingtoexpanditsreachbyopeningmorebranchesandpromotingdigitalbanking.Forexample,thebankhaslaunchedmicrofinanceprogramstosupportlow-incomehouseholds.Theseinitiativeshavehelpedreduceeconomicdisparitiesandimprovethequalityoflifeforlocalresidents.Question:WhatisthemaingoalofChinaBank’sfinancialinclusionefforts?A.Tomaximizeprofits.B.Toimproveaccesstobankingservices.C.Toattractonlyurbancustomers.D.Toreducegovernmentintervention.13.TheRoleofBanksinEconomicStabilityBanksplayacriticalroleinmaintainingeconomicstability,especiallyduringtimesofcrisis.ChinaBankhasbeenworkingtostrengthenitscapitalbaseandliquiditytowithstandeconomicshocks.In邯鄲,thebankhasbeenprovidingemergencyloanstobusinessesaffectedbythepandemic.Thesemeasureshavehelpedstabilizethelocaleconomyandpreventwidespreadjoblosses.Question:Whatistheprimaryfunctionofbanksineconomicstability?A.Togeneraterevenue.B.Tosupportbusinessesduringcrises.C.Tocontrolinflation.D.Toregulategovernmentspending.14.TheFutureofBankingJobsinChinaThebankingsectorinChinaisundergoingsignificantchanges,whichwillimpactjobmarkets.ChinaBankhasbeeninvestinginautomationandAItostreamlineoperations,whichmayreducetheneedforcertainroles.However,thebankhasalsobeencreatingnewpositionsinareassuchasfintechanddataanalysis.In邯鄲,thebankhasbeentrainingexistingemployeestoadapttothesechanges.Question:Whatisthefuturetrendinbankingjobmarkets?A.Adeclineinallbankingjobs.B.Increaseddemandfortech-savvyemployees.C.Afocusontraditionalbankingrolesonly.D.Reducedneedforcustomerservice.15.TheImpactofInterestRateChangesonBorrowersInterestratefluctuationscansignificantlyaffectborrowers,especiallysmallbusinessesinCheng’anCounty.ChinaBankhasbeenmonitoringthesechangescloselyandadjustingitsloanproductsaccordingly.Thebankhasintroducedflexibleinterestrateoptionstohelpborrowersmanagecosts.Forexample,the邯鄲branchhasofferedlowerratesforlong-termloanstoencouragebusinessexpansion.Question:HowhasChinaBankrespondedtointerestratechanges?A.Byincreasingloanfees.B.Byofferingflexibleinterestrateoptions.C.Byreducingtheloanamount.D.Bystoppingalllendingactivities.二、選詞填空（共15題，每題2分，共30分）以下題目考察考生根據(jù)上下文選擇合適單詞的能力，詞匯范圍涵蓋銀行業(yè)、經(jīng)濟(jì)、管理等領(lǐng)域。Passage1ThebankingsectorinChinahasbeen(1)byrapidtechnologicaladvancementsinrecentyears.ChinaBank,oneofthelargeststate-ownedbanks,hasbeenattheforefrontofthistransformation.By(2)bigdataandartificialintelligence,thebankhasimproveditsservicesand(3)risksmoreeffectively.However,challengessuchascybersecurityandregulatorycomplianceremainsignificant.The邯鄲branchhasadaptedby(4)itsstaffandofferingfinancialeducationtolocalbusinesses.Despitethesehurdles,thebankremainscommittedto(5)itspositionasaleaderintheindustry.Words:1.A.revolutionizedB.stabilizedC.complicatedD.supported2.A.adoptingB.ignoringC.rejectingD.avoiding3.A.reducingB.ignoringC.increasingD.minimizing4.A.trainingB.firingC.reducingD.hiring5.A.maintainingB.losingC.expandingD.shrinkingPassage2Financialliteracyis(6)forbothindividualsandbusinesses,particularlyinregionslikeCheng’anCounty.ChinaBankhas(7)severalprogramstoeducatethepublicaboutsavings,investments,andcreditmanagement.Theseinitiativeshavebeenespeciallybeneficialforsmallandmedium-sizedenterprises(SMEs).By(8)financialconcepts,businessescanbettermanagetheircashflowandplanforgrowth.Thebankhasalsopartneredwithlocalschoolstoteachyoungpeopleaboutmoneymanagement.Sucheffortscontributetoamore(9)andprosperouslocaleconomy.Words:6.A.essentialB.optionalC.unnecessaryD.difficult7.A.startedB.ignoredC.canceledD.postponed8.A.understandingB.ignoringC.confusingD.avoiding9.A.stableB.unstableC.volatileD.riskyPassage3CorporateSocialResponsibility(CSR)hasbecomea(10)focusforChinaBank,particularlyinregionslike邯鄲.Thebankhas(11)severalinitiativestosupporteducation,healthcare,andenvironmentalconservation.Forexample,ithasbuiltlibrariesinruralschoolsandprovidedmedicalaidtounderservedcommunities.InCheng’anCounty,thebankhasalsoinvestedinrenewableenergyprojects.Theseeffortsnotonlybenefitsocietybutalso(12)thebank’sreputationamongcustomersandstakeholders.Words:10.A.keyB.minorC.secondaryD.unimportant11.A.launchedB.ignoredC.canceledD.postponed12.A.improvesB.damagesC.maintainsD.reducesPassage4Tradepolicieshavea(13)impactonsmallbusinessesinCheng’anCounty,whichreliesonmanufacturingandexport.ChinaBankhasbeenhelpinglocalenterprisesnavigatethesepoliciesby(14)tradefinanceandmarketanalysis.ThebankhasfacilitatedexportstoSoutheastAsiancountriesbyprovidingcurrencyexchangeservices.However,globaltradeuncertaintiescanposechallenges,suchas(15)indemandandincreasedtariffs.The邯鄲branchhasbeenworkingcloselywithbusinessestodevelopstrategiestomitigatetheserisks.Words:13.A.significantB.minimalC.negligibleD.neutral14.A.offeringB.ignoringC.denyingD.refusing15.A.fluctuationsB.stabilityC.growthD.declinePassage5Ruraldevelopmentisa(16)aspectofChina’seconomicstrategy,andbanksplaya(17)roleinthisprocess.ChinaBank’sruralbranchesin邯鄲havebeeninstrumentalin(18)credittofarmersandruralenterprises.By(19)low-interestloansandagriculturalinsurance,thebankhashelpedimproverurallivelihoods.Additionally,thebankhaspromoteddigitalbankingservicesinruralareas.TheseinitiativeshavecontributedtoreducingpovertyandfosteringeconomicgrowthinCheng’anCounty.Words:16.A.criticalB.secondaryC.unimportantD.optional17.A.vitalB.minorC.negligibleD.irrelevant18.A.providingB.denyingC.refusingD.ignoring19.A.offeringB.withdrawingC.cancelingD.reducingPassage6ThebankingsectorinChinais(20)rapidtechnologicaladvancements,withtechnologyplayingacentralrole.ChinaBankhasbeeninvestingheavilyinfintechtoenhancecustomerexperienceand(21)efficiency.In邯鄲,thebankhasintroducedmobilebankingappsandAI-poweredchatbots.However,thebankmustalsoaddressissuessuchasdataprivacyandcompetitionfromfintechstartups.The邯鄲branchhasbeenworkingoninnovativesolutionstostay(22)inthisdynamicmarket.Words:20.A.facingB.ignoringC.embracingD.rejecting21.A.improvingB.reducingC.maintainingD.eliminating22.A.aheadB.behindC.stagnantD.unchangedPassage7Inflationhasbeena(23)concernforconsumersin邯鄲andotherpartsofChina.ChinaBankhasbeenmonitoringeconomicindicatorscloselyand(24)advicetocustomers.Thebankhasadvisedbusinessestoadjustpricingstrategiesandconsumerstosavewisely.Thesemeasureshavehelped(25)theeffectsofinflationonlocaleconomies.Words:23.A.majorB.minorC.negligibleD.irrelevant24.A.providingB.ignoringC.denyingD.refusing25.A.mitigateB.exacerbateC.ignoreD.increasePassage8Riskmanagementisa(26)ofbankingoperations,especiallyinvolatileeconomicenvironments.ChinaBankhasimplemented(27)riskassessmentframeworkstoensurefinancialstability.In邯鄲,thebankhasbeenparticularlyfocusedoncreditriskmanagement.By(28)markettrendsandborrowerprofiles,thebankhasbeenableto(29)lossesandmaintainprofitability.Words:26.A.cornerstoneB.optionalC.irrelevantD.secondary27.A.robustB.weakC.flexibleD.irrelevant28.A.analyzingB.ignoringC.avoidingD.denying29.A.minimizeB.maximizeC.ignoreD.increasePassage9Smallbusinessesarethe(30)oftheeconomyinCheng’anCounty,andbanksplaya(31)roleintheirgrowth.ChinaBankhasbeenoffering(32)financialsolutionstosupportSMEs,includingworkingcapitalloansandbusinessadvisoryservices.Thebank’s邯鄲branchhasalsoorganizedseminarsonentrepreneurship.Theseeffortshavecontributedtothe(33)andexpansionoflocalenterprises.Words:30.A.backboneB.branchC.leafD.root31.A.crucialB.minorC.negligibleD.irrelevant32.A.tailoredB.genericC.expensiveD.unavailable33.A.resilienceB.declineC.stagnationD.collapsePassage10Digitalpaymentshave(34)thewaypeopletransactfinancially,andbankshavehadtoadaptaccordingly.ChinaBankhasbeenintegratingcontactlesspaymentsandmobilewalletsintoitsservices.In邯鄲,thebankhasseenasignificantincreaseindigitalpaymentusage.Thisshifthasalsohelped(35)cashhandlingcostsforthebank.Words:34.A.revolutionizedB.stabilizedC.complicatedD.supported35.A.reduceB.increaseC.maintainD.ignorePassage11Financialinclusionisa(36)priorityforChinaBank,especiallyinregionslikeCheng’anCounty.Thebankhasbeenworkingto(37)itsreachbyopeningmorebranchesandpromotingdigitalbanking.Forexample,thebankhaslaunchedmicrofinanceprograms.Theseinitiativeshavehelpedreduceeconomicdisparitiesandimprovethequalityoflifeforlocalresidents.Words:36.A.keyB.minorC.secondaryD.unimportant37.A.expandB.reduceC.ignoreD.denyPassage12Banksplaya(38)roleinmaintainingeconomicstability,especiallyduringtimesofcrisis.ChinaBankhasbeenworkingtostrengthenitscapitalbaseand(39)towithstandeconomicshocks.In邯鄲,thebankhasbeenprovidingemergencyloanstobusinessesaffectedbythepandemic.Thesemeasureshavehelpedstabilizethelocaleconomy.Words