郵儲(chǔ)銀行綏化市海倫市2025秋招筆試英語(yǔ)完形填空題專練30題及答案完形填空題（每題2分，共30題）1.TheImportanceofFinancialLiteracyinRuralAreasFarmersinHeilinCityoftenfacechallengesinmanagingtheirfinancesduetoalackof__________.Manysmall-scalefarmersstrugglewithdebtbecausetheydonotfullyunderstandfinancialproductslikeloansorinsurance.Withoutproper__________,theymayfallintotrapssetbyhigh-interestlenders.ThePostalSavingsBankhaslaunchedaprogramto__________farmers,offeringworkshopsonbudgetingandinvestment.Thisinitiativeaimsto__________ruralfamiliesfromfinancialinstabilityandpromotesustainableagriculturaldevelopment.Options:A)knowledgeB)technologyC)competitionD)regulation(Answer:A)2.EconomicDevelopmentinHeilinHeilinCityhasseensignificantgrowthinitsagriculturalsectoroverthepastdecade,largelydueto__________.Thegovernmenthasinvestedinmodernfarmingtechniques,whichhave__________cropyields.However,theregionstillfacesissuessuchaswaterscarcityandsoildegradation.ThePostalSavingsBankplansto__________ruralinfrastructure,includingirrigationsystems,to__________thesechallenges.Thiswillnotonlybenefitfarmersbutalso__________thelocaleconomy.Options:A)supportB)technologyC)policyD)innovation(Answer:B)3.TheRoleofPostalBanksinSmallTownsInsmalltownslikeHaiLun,thePostalSavingsBankservesasa__________institution.Itprovidesessentialfinancialservicestoresidentswhomaynothaveaccesstocommercialbanks.Thebank’s__________approachensuresthateventhemostremotevillagescanbenefitfrombankingservices.Additionally,thebankhasstartedofferingdigitalbankingoptions,whichhave__________traditionalbankingmethods.Thisshifthas__________convenienceforcustomerswhilereducingoperationalcosts.Options:A)reliableB)innovativeC)conservativeD)centralized(Answer:A)4.ClimateChangeandAgricultureinHeilinHeilinCityishighlyvulnerabletoclimatechange,whichhas__________agriculturalproductivity.Erraticweatherpatterns,suchasdroughtsandfloods,have__________farmers’abilitytoplantheircrops.ThePostalSavingsBankhaspartneredwithagriculturalexpertsto__________farmerswithclimate-resilientseedsandtechniques.Thiscollaborationaimsto__________foodsecurityintheregion.Options:A)supportedB)affectedC)improvedD)ignored(Answer:B)5.DigitalBankinginRuralChinaTheriseofdigitalbankinghas__________financialinclusioninruralareas.ManyresidentsinHeilin,whopreviouslyhadtotravellongdistancestoaccessbankingservices,now__________mobilebankingapps.ThePostalSavingsBankhas__________itsonlineplatformtoincludefeatureslikecroploanapplicationsandreal-timefinancialadvice.Thishas__________bothefficiencyandaccessibilityforruralcustomers.Options:A)increasedB)decreasedC)standardizedD)complicated(Answer:A)6.TheFutureofAgricultureinHeilinWithadvancementsintechnology,agricultureinHeilinis__________moreefficientandsustainable.Dronesandprecisionfarmingtoolshave__________theneedformanuallabor.ThePostalSavingsBankhas__________loansforfarmerswhoadoptthesetechnologies.Thisnotonly__________productivitybutalsoreducesenvironmentalimpact.Options:A)becomingB)remainingC)decliningD)stagnating(Answer:A)7.FinancialEducationforYouthinRuralAreasManyyoungpeopleinHeilinlackfinancialknowledge,whichhinderstheireconomicprospects.ThePostalSavingsBankhas__________freeworkshopsforhighschoolstudentsontopicslikesavings,investing,andentrepreneurship.Theseprogramsaimto__________financialliteracyamongtheyouth,preparingthemforfuturefinancialchallenges.Options:A)launchedB)ignoredC)reducedD)delayed(Answer:A)8.TheImpactofInfrastructureProjectsinHeilinRecentinfrastructureprojectsinHeilinhave__________transportationandcommunicationnetworks.Betterroadshave__________farmers’abilitytotransportgoodstomarkets.ThePostalSavingsBankhas__________microfinanceprogramstosupportsmallbusinessesthatbenefitfromtheseimprovements.Thishas__________economicactivityintheregion.Options:A)improvedB)deterioratedC)delayedD)centralized(Answer:A)9.TheRoleofSavingsinRuralEconomiesSavingsplayacrucialroleintheeconomicstabilityofruralareas.ThePostalSavingsBankhas__________savingsschemestailoredtotheneedsoffarmersandsmalltraders.Theseschemeshavehelpedmanyfamilies__________financialemergencieswithoutrelyingonhigh-interestloans.Thebank’seffortshave__________trustamongruralcustomers.Options:A)introducedB)removedC)ignoredD)simplified(Answer:A)10.Climate-ResilientFarmingTechniquesTocombattheeffectsofclimatechange,thegovernmentofHeilinhas__________incentivesforfarmerswhoadoptclimate-resilientpractices.ThePostalSavingsBankhas__________low-interestloansfortheseinitiatives,ensuringthatfarmershavethenecessaryfunds.Thishas__________cropdiversityandreducedrelianceontraditionalfarmingmethods.Options:A)providedB)deniedC)increasedD)stabilized(Answer:A)11.TheGrowthofE-CommerceinRuralHeilinE-commercehas__________ruralmarketsinHeilin,allowingfarmerstoselltheirproductsdirectlytoconsumers.ThePostalSavingsBankhas__________digitalpaymentsolutionstofacilitatethesetransactions.Thishasnotonly__________farmers’incomesbutalsocreatednewjobopportunitiesinruralareas.Options:A)benefitedB)harmedC)standardizedD)centralized(Answer:A)12.TheImportanceofMicrofinanceinHeilinMicrofinancehasbeeninstrumentalinempoweringsmallbusinessesinHeilin.ThePostalSavingsBank’smicrofinanceprogramshave__________accesstocapitalforentrepreneurs,particularlyinruralareas.Theseloanshavehelpedmanysmallbusinesses__________andexpand,contributingtothelocaleconomy.Options:A)improvedB)limitedC)reducedD)centralized(Answer:A)13.TheRoleofAgriculturalCooperativesAgriculturalcooperativeshave__________farmersinHeilintopoolresourcesandsharerisks.ThePostalSavingsBankhas__________financialsupportforthesecooperatives,ensuringtheyhavethenecessaryfundsforoperations.Thishas__________farmingefficiencyandimprovedincomedistributionamongmembers.Options:A)strengthenedB)weakenedC)ignoredD)centralized(Answer:A)14.TheChallengesofWaterScarcityinHeilinWaterscarcityhas__________agricultureinHeilin,especiallyduringdroughtseasons.Thegovernmenthas__________projectstoconservewater,buttheimplementationhasbeenslow.ThePostalSavingsBankhas__________fundsfortheseprojects,aimingto__________wateravailabilityforfarmers.Options:A)affectedB)improvedC)ignoredD)stabilized(Answer:A)15.TheRoleofFinancialTechnologyinRuralBankingFinancialtechnology(fintech)has__________thewayruralbanksoperate.ThePostalSavingsBankinHeilinhas__________mobileappsandonlineplatformsto__________bankingservices.Thishasnotonly__________convenienceforcustomersbutalsoreducedthebank’soperationalcosts.Options:A)revolutionizedB)standardizedC)complicatedD)ignored(Answer:A)16.TheImportanceofCropInsuranceCropinsurancehas__________farmersinHeilinfromfinanciallossesduetonaturaldisasters.ThePostalSavingsBankhas__________partnershipswithinsuranceproviderstoofferaffordablecropinsuranceplans.Thishas__________farmers’confidenceininvestinginagriculture.Options:A)protectedB)exposedC)limitedD)centralized(Answer:A)17.TheImpactofGovernmentPoliciesonAgricultureGovernmentpolicieshave__________theagriculturalsectorinHeilin.Subsidiesandincentiveshave__________farmerstoadoptmoderntechniques.ThePostalSavingsBankhas__________financialsupportfortheseinitiatives,ensuringthatfarmerscanbenefitfrompolicychanges.Options:A)supportedB)hinderedC)ignoredD)centralized(Answer:A)18.TheRoleofRuralCreditUnionsRuralcreditunionshave__________financialservicesinHeilin,particularlyforsmallfarmers.ThePostalSavingsBankhas__________collaborationswiththeseunionsto__________theirreach.Thishashelpedmanyfarmers__________accesstocreditandimprovetheirlivelihoods.Options:A)expandedB)limitedC)ignoredD)centralized(Answer:A)19.TheChallengesofRuralBankingInfrastructureManyruralareasinHeilinlackadequatebankinginfrastructure,makingitdifficultforresidentstoaccessfinancialservices.ThePostalSavingsBankhas__________initiativesto__________ATMsandbranchnetworksinremotevillages.Thishas__________financialinclusionintheregion.Options:A)improvedB)deterioratedC)ignoredD)centralized(Answer:A)20.TheRoleofMicroinsuranceinRuralAreasMicroinsurancehas__________ruralfamiliesinHeilinfromunexpectedfinancialshocks.ThePostalSavingsBankhas__________microinsuranceschemestailoredtotheneedsoffarmersandlow-incomefamilies.Theseschemeshavehelpedmanyfamilies__________duringemergencieswithoutfallingintodebt.Options:A)protectedB)exposedC)limitedD)centralized(Answer:A)21.TheImpactofDigitalPaymentSystemsDigitalpaymentsystemshave__________thewaytransactionsareconductedinHeilin.ThePostalSavingsBankhas__________digitalwalletsandQRcodepaymentsto__________convenienceforcustomers.Thishasnotonly__________transactionspeedsbutalsoreducedcash-relatedissues.Options:A)revolutionizedB)standardizedC)complicatedD)ignored(Answer:A)22.TheRoleofGovernmentSubsidiesinAgricultureGovernmentsubsidieshave__________theagriculturalsectorinHeilin.Farmerswhoadoptsustainablepracticesreceivefinancialsupport,whichhas__________cropyieldsandenvironmentalconservation.ThePostalSavingsBankhas__________loansforthesefarmers,ensuringtheyhavethenecessaryfunds.Options:A)benefitedB)harmedC)standardizedD)centralized(Answer:A)23.TheChallengesofRuralEducationEducationinruralareasofHeilinfacesmanychallenges,includingalackofresourcesandqualifiedteachers.ThePostalSavingsBankhas__________scholarshipsforruralstudents,helpingthem__________highereducation.Thishasimprovedthehumancapitalintheregion,contributingtoeconomicdevelopment.Options:A)providedB)deniedC)reducedD)centralized(Answer:A)24.TheRoleofAgriculturalTechnologyinHeilinAdvancesinagriculturaltechnologyhave__________farmingpracticesinHeilin.Dronesandsmartirrigationsystemshave__________efficiencyandreducedwaterusage.ThePostalSavingsBankhas__________loansforfarmerswhoadoptthesetechnologies,promotingsustainableagriculture.Options:A)revolutionizedB)standardizedC)complicatedD)ignored(Answer:A)25.TheImportanceofFinancialInclusionFinancialinclusioniscrucialfortheeconomicdevelopmentofruralareas.ThePostalSavingsBankhas__________initiativesto__________bankingservicestoremotevillages.Thishashelpedmanyfamilies__________accesstosavingsandcredit,improvingtheirfinancialstability.Options:A)expandedB)limitedC)ignoredD)centralized(Answer:A)26.TheImpactofRuralRoadsonEconomyImprovedruralroadshave__________thetransportationofgoodsinHeilin,reducingcostsandincreasingmarketaccess.ThePostalSavingsBankhas__________microfinanceprogramstosupportsmallbusinessesthatbenefitfromtheseimprovements.Thishas__________economicactivityinruralareas.Options:A)facilitatedB)hinderedC)standardizedD)centralized(Answer:A)27.TheRoleofWeatherForecastinginAgricultureAccurateweatherforecastinghas__________farmersinHeilintoplantheircropsbetter.ThePostalSavingsBankhas__________partnershipswithmeteorologicalagenciestoprovidefarmerswithtimelyweatherupdates.Thishas__________croplossesandimprovedyields.Options:A)supportedB)exposedC)limitedD)centralized(Answer:A)28.TheChallengesofRuralHealthServicesAccesstohealthcareinruralareasofHeilinislimited,whichaffectstheproductivityoftheworkforce.ThePostalSavingsBankhas__________healthinsuranceschemesforruralresidents,ensuringtheycan__________medicalcarewithoutfinancialstrain.Thishasimprovedtheoverallhealthandwell-beingofthepopulation.Options:A)providedB)deniedC)reducedD)centralized(Answer:A)29.TheRoleofMobileBankinginRuralChinaMobilebankinghas__________financialservicesinruralareasofHeilin.ThePostalSavingsBankhas__________mobileappsthatallowcustomersto__________transactions,checkbalances,andapplyforloans.Thishasnotonly__________convenienceforcustomersbutalsoincreasedthebank’sreach.Options:A)revolutionizedB)standardizedC)complicatedD)ignored(Answer:A)30.TheImpactofClimateChangeonLivelihoodsClimatechangehas__________thelivelihoodsoffarmersinHeilin.Erraticweatherpatternshavemadeitdifficulttoplancrops,leadingtofinancialinstability.ThePostalSavingsBankhas__________climate-resilientfarmingprogramstohelpfarmersadapt.Thishas__________foodsecurityandreducedpovertyintheregion.Options:A)affectedB)improvedC)stabilizedD)centralized(Answer:A)答案與解析1.A)knowledge解析：文章強(qiáng)調(diào)農(nóng)民缺乏金融知識(shí)導(dǎo)致債務(wù)問(wèn)題，因此“知識(shí)”最符合語(yǔ)境。2.B)technology解析：文章提到政府