平安銀行長(zhǎng)沙市寧鄉(xiāng)市2025秋招筆試英語題專練及答案英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingcommercialbankinCentralChina,PingAnBankalwaysemphasizestheimportanceof______initsbusinessoperations.A.efficiencyB.risk-takingC.conservatismD.competition3.ThenewbranchinNingxiangaimsto______localSMEsbyprovidingtailoredfinancialsolutions.A.supportB.neglectC.excludeD.competewith4.Despiteeconomicfluctuations,thebank’srevenueremains______duetoitsdiversifiedassetportfolio.A.stableB.volatileC.unpredictableD.declining5.Theinterviewprocessrequirescandidatestodemonstratestrong______inproblem-solvingandteamwork.A.communicationB.leadershipC.adaptabilityD.creativity6.PingAnBank’smobilebankingapphasbeen______foritsuser-friendlyinterfaceandsecurityfeatures.A.praisedB.criticizedC.ignoredD.overlooked7.Thebank’ssustainabilitystrategyfocusesonreducingitsenvironmental______toachievelong-termgrowth.A.footprintB.impactC.exposureD.risk8.TheeconomicpoliciesinHunanProvincehave______thegrowthoftheregionalbankingsector.A.boostedB.hinderedC.stabilizedD.diversified9.Thenewloanproductisdesignedto______youngentrepreneurswholackcollateral.A.assistB.discourageC.delayD.reject10.Thebank’strainingprogramsareintendedto______employees’professionalskillsandcomplianceawareness.A.enhanceB.reduceC.eliminateD.diminish二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikePingAnBankareintegratingadvancedtechnologiessuchasartificialintelligenceandblockchaintoimprovecustomerexperienceandoperationalefficiency.InHunanProvince,thebankhasopenedseveralnewbranches,particularlyincitieslikeNingxiang,tobetterservelocalbusinessesandresidents.Thegovernment’ssupportforfintechhasfurtheracceleratedthistrend.However,challengesremain,suchasensuringdatasecurityandmaintainingregulatorycompliance.Despitetheseissues,thefutureofdigitalbankinglookspromising,asmorepeoplerelyonmobileappsfortransactionsandfinancialmanagement.1.Whathasbeenthemaindriverofdigitalbanking’sgrowthinChina?A.GovernmentpoliciesB.TraditionalbankinitiativesC.CustomerdemandD.Technologicaladvancements2.WhyhasPingAnBankexpandeditspresenceinHunanProvince?A.ToincreasecompetitionB.ToservemorecustomersC.TocomplywithregulationsD.Toinvestinrealestate3.Whatchallengesdoesdigitalbankingface?A.HighcostsB.DatasecurityandregulationC.LackofgovernmentsupportD.Lowcustomerengagement4.Howdopeoplecurrentlyusedigitalbanking?A.PrimarilyforlargetransactionsB.MostlyformobilepaymentsC.ExclusivelyforonlineloansD.Onlyforbusinesspurposes5.Whatdoesthepassagesuggestaboutthefutureofdigitalbanking?A.ItwilldeclineduetocompetitionB.ItwillgrowbutfacechallengesC.ItwillbecomelessimportantD.Itwillstabilizewithoutchange三、完形填空（共10題，每題1分）directions:Fillineachblankwiththemostsuitablewordfromthelistbelow.|WordBank||-||1.enhance|2.flexible|3.potential|4.rapid|5.strategy||6.despite|7.innovative|8.necessary|9.support|10.workforce|ThebankingsectorinChangshaisevolvingrapidly,andPingAnBankhastakenseveral______tostayaheadofthecurve.Byleveragingfintech,thebankaimsto______customersatisfactionandoperationalefficiency.______economicdownturns,thebank’sdiversified______ensuresstability.ThenewbranchinNingxiangisanexampleofthebank’scommitmenttoservinglocalcommunities.Toachievelong-termsuccess,thebankmustcontinuetoattractandretaintoptalent,asthe______iscrucialforgrowth.1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.平安銀行通過技術(shù)創(chuàng)新提升了服務(wù)效率。2.寧鄉(xiāng)市的經(jīng)濟(jì)增長(zhǎng)為銀行業(yè)提供了新機(jī)遇。3.銀行致力于為客戶提供個(gè)性化的金融解決方案。4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來的發(fā)展方向。5.政府的政策支持促進(jìn)了金融科技的發(fā)展。五、寫作（共1題，10分）directions:Writeashortessay(about100words)onthetopic:"TheRoleofFintechinModernBanking."答案及解析一、選詞填空1.A(forced)解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新。2.A(efficiency)解析：平安銀行作為中部地區(qū)的領(lǐng)先銀行，始終強(qiáng)調(diào)效率的重要性。3.A(support)解析：新分行旨在通過定制化金融方案支持當(dāng)?shù)刂行∑髽I(yè)。4.A(stable)解析：由于多元化資產(chǎn)組合，銀行收入保持穩(wěn)定。5.B(leadership)解析：面試要求候選人展示解決問題的能力和團(tuán)隊(duì)合作精神。6.A(praised)解析：平安銀行的移動(dòng)銀行APP因其用戶友好界面和安全性受到好評(píng)。7.A(footprint)解析：銀行可持續(xù)發(fā)展戰(zhàn)略重點(diǎn)在于減少環(huán)境足跡。8.A(boosted)解析：湖南省的經(jīng)濟(jì)政策推動(dòng)了區(qū)域銀行業(yè)的發(fā)展。9.A(assist)解析：新貸款產(chǎn)品旨在幫助缺乏抵押品的年輕創(chuàng)業(yè)者。10.A(enhance)解析：銀行培訓(xùn)項(xiàng)目旨在提升員工專業(yè)技能和合規(guī)意識(shí)。二、閱讀理解1.D(Technologicaladvancements)解析：文章提到AI和區(qū)塊鏈等技術(shù)推動(dòng)了數(shù)字銀行業(yè)的發(fā)展。2.B(Toservemorecustomers)解析：平安銀行在湖南擴(kuò)張是為了更好地服務(wù)當(dāng)?shù)乜蛻簟?.B(Datasecurityandregulation)解析：文章指出數(shù)據(jù)安全和監(jiān)管是數(shù)字銀行業(yè)面臨的挑戰(zhàn)。4.B(Mostlyformobilepayments)解析：人們主要通過手機(jī)APP進(jìn)行交易和財(cái)務(wù)管理。5.B(Itwillgrowbutfacechallenges)解析：文章認(rèn)為數(shù)字銀行業(yè)前景光明，但仍面臨挑戰(zhàn)。三、完形填空1.strategy2.enhance3.despite4.strategy5.potential6.support7.innovative8.necessary9.workforce10.workforce解析：1.strategy——戰(zhàn)略2.enhance——提升3.despite——盡管4.strategy——戰(zhàn)略5.potential——潛力6.support——支持7.innovative——?jiǎng)?chuàng)新的8.necessary——必要的9.workforce——?jiǎng)趧?dòng)力10.workforce——?jiǎng)趧?dòng)力四、翻譯填空1.PingAnBankhasimprovedserviceefficiencythroughtechnologicalinnovation.2.TheeconomicgrowthinNingxiangprovidesnewopportunitiesforthebankingindustry.3.Thebankiscommittedtoprovidingpersonalizedfinancialsolutionsforcustomers.4.Digitaltransformationisthefuturedirectionofthebankingindustry.5.Governmentpoliciessupportthedevelopmentoffintech.五、寫作范文TheRoleofFintechinModernBankingFintechhas