民生銀行沈陽(yáng)市和平區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，總計(jì)10分）（本部分考查考生對(duì)詞匯的掌握程度及語(yǔ)境理解能力，結(jié)合銀行業(yè)務(wù)和沈陽(yáng)地域特點(diǎn)設(shè)題）1.TheeconomicdevelopmentinShenyanghasbeen__________bytherapidgrowthofhigh-techindustries.A.boostedB.restrainedC.stabilizedD.declined2.Toimprovecustomersatisfaction,thebankplansto__________digitalbankingserviceswithmorepersonalizedfeatures.A.integrateB.diminishC.eliminateD.postpone3.Theloanapplicationrequiresadetailed__________oftheborrower’sfinancialstatus.A.analysisB.summaryC.forecastD.declaration4.ThenewbranchinHepingDistrictaimsto__________thelocalcommunitybyofferingfinancialeducationworkshops.A.excludeB.engageC.neglectD.dismiss5.Duetoregulatorychanges,thebankhashadto__________itsinvestmentstrategiestocomplywithnewrules.A.reviseB.ignoreC.endorseD.postpone第二部分：閱讀理解（共4題，每題3分，總計(jì)12分）（本部分選材與銀行業(yè)務(wù)、沈陽(yáng)經(jīng)濟(jì)發(fā)展及民生服務(wù)相關(guān)，考查信息獲取和邏輯分析能力）Passage1TheBankofShenyanghaslaunchedagreenfinanceinitiativetosupportsustainableindustriesinthecity.Theprogramofferslow-interestloanstocompaniesspecializinginrenewableenergy,wastereduction,andeco-friendlytechnology.Accordingtothebank’sreport,Shenyang’sgreensectorhasseena20%increaseininvestmentsincetheprogram’sinception.LocalexpertsarguethatsuchinitiativesnotonlyboosteconomicgrowthbutalsoalignwithChina’scarbonneutralitygoals.However,somesmallbusinesseshaveexpressedconcernsaboutthestringenteligibilityrequirementsfortheloans.Questions:6.Whatistheprimarypurposeofthebank’sgreenfinanceinitiative?A.Toreduceinterestratesforallcustomers.B.TopromoteenvironmentallyfriendlyindustriesinShenyang.C.Toincreasethebank’sprofitsthroughnewinvestments.D.Toprovideloansexclusivelytolargecorporations.7.Accordingtothepassage,whathasbeentheimpactoftheprogramonShenyang’sgreensector?A.A30%declineininvestment.B.A20%increaseininvestment.C.Nosignificantchangeinfunding.D.Ashifttowardtraditionalindustries.8.Whatchallengesdosmallbusinessesfaceregardingthegreenfinanceinitiative?A.Theloansaretooexpensive.B.Theeligibilityrequirementsaretoostrict.C.Thebanklackssufficientresourcestosupportthem.D.Thegovernmentisnotprovidingenoughincentives.9.HowdoesthegreenfinanceinitiativealignwithChina’snationalgoals?A.Itencouragestheuseoffossilfuels.B.Itsupportsrenewableenergyandsustainability.C.Itprioritizeseconomicgrowthoverenvironmentalprotection.D.Itaimstoreducethebank’soperationalcosts.Passage2Shenyang’sHepingDistricthasbeenundergoingsignificanturbanrenewal,withseveraloldneighborhoodsbeingreplacedbymoderncommercialcenters.ThelocalgovernmenthaspartneredwiththeBankofShenyangtoprovideaffordablemortgagesforresidentswhowanttobuyhomesinthesenewdevelopments.Criticsarguethattherapidconstructioncoulddisplacelow-incomefamilies,butthebankclaimsthattheprogramincludesprovisionstoassistvulnerablegroups.Arecentsurveyshowsthat70%ofresidentsinHepingDistrictapproveoftherenewalproject,citingimprovedinfrastructureandjobopportunities.However,propertypricesintheareahaverisenby15%sincetheinitiativebegan,raisingconcernsaboutaffordability.Questions:10.WhatisthemainfocusoftheurbanrenewalprojectinHepingDistrict?A.ToattractmoretouriststoShenyang.B.Torebuildoldneighborhoodswithmoderninfrastructure.C.Toincreasethebank’srealestateinvestments.D.Toreducethecity’spopulationdensity.11.Whatarethepotentialbenefitsoftherenewalprojectforresidents?A.Lowerpropertyprices.B.Improvedinfrastructureandjobopportunities.C.Moreaffordablemortgages.D.Increasedrentcontrolpolicies.12.Whatisamajorconcernraisedbycriticsoftheproject?A.Thegovernmentisnotprovidingenoughfunding.B.Theconstructionistooslow.C.Low-incomefamiliesmaybedisplaced.D.Thenewdevelopmentslackmodernamenities.13.Accordingtothesurvey,whatpercentageofresidentsinHepingDistrictsupporttherenewalproject?A.50%B.60%C.70%D.80%第三部分：完形填空（共5題，每題2分，總計(jì)10分）（本部分結(jié)合銀行業(yè)務(wù)流程和沈陽(yáng)經(jīng)濟(jì)發(fā)展趨勢(shì)，考查邏輯銜接和詞匯運(yùn)用能力）TheBankofShenyanghasbeenexpandingitsservicesintheHepingDistricttomeetthegrowingfinancialneedsoflocalbusinesses.__________(14),thebankhasopenedanewbranchnearthecentralbusinessdistricttoprovidefasterandmoreefficientbankingsolutions.Manysmallandmedium-sizedenterprises(SMEs)intheareahaveexpressedsatisfactionwiththebank’spersonalizedfinancialadviceandlow-costloanoptions.__________(15),thebankisalsoofferingtrainingprogramstohelpentrepreneursimprovetheirbusinessmanagementskills.Theseinitiativesarepartofthebank’sbroaderstrategytosupporteconomicgrowthinShenyangwhileadheringtostrictregulatorystandards.__________(16),thesuccessoftheseprogramswilldependonthebank’sabilitytoadapttochangingmarketconditionsandcustomerdemands.Inrecentyears,Shenyanghasseenasurgeinforeigninvestment,__________(17)hasledtoincreasedcompetitioninthebankingsector.Tostayahead,theBankofShenyangisinvestingheavilyintechnologytoenhanceitsdigitalbankingplatforms.__________(18),thebankexpectstoattractmorecustomersandincreaseitsmarketshareintheregion.14.A.AsaresultB.DespitethisC.ThereforeD.However15.A.MoreoverB.HoweverC.NeverthelessD.Incontrast16.A.ThusB.MoreoverC.ThereforeD.Despitethis17.A.whichB.whoC.thatD.when18.A.ThusB.ConsequentlyC.MoreoverD.Therefore第四部分：句子改錯(cuò)（共5題，每題2分，總計(jì)10分）（本部分針對(duì)銀行業(yè)務(wù)英語(yǔ)表達(dá)常見錯(cuò)誤設(shè)題，考查語(yǔ)法和邏輯準(zhǔn)確性）19.Thebankoffersvariousfinancialproducts,includingloans,creditcards,andinvestmentservices,whichareavailabletoallcustomerswithoutanydiscrimination.20.Duetothehighdemandforgreenfinancing,thebankhasdecidedtoincreasetheinterestratesonsuchloanstogeneratemorerevenue.21.Ourteamiscurrentlyworkingonanewprojecttoimprovethedigitalbankingexperienceforourclients,whichwillbelaunchedinthenextquarter.22.Theregulatorychangeshaveimpactedthebank’sabilitytooffersomeofitstraditionalproducts,butweareexploringalternativesolutionstomeetcustomerneeds.23.Theannualfinancialreporthighlightsthebank’sstrongperformanceinthefirsthalfoftheyear,withprofitsincreasingby25%comparedtothesameperiodlastyear.第五部分：翻譯填空（共5題，每題2分，總計(jì)10分）（本部分考查中英互譯能力，結(jié)合沈陽(yáng)本地金融政策及民生服務(wù)內(nèi)容）ChinesetoEnglish:24.民生銀行沈陽(yáng)市和平區(qū)分行致力于為當(dāng)?shù)鼐用裉峁┍憬莸慕鹑诜?wù)，以支持他們的創(chuàng)業(yè)和發(fā)展。25.為了響應(yīng)國(guó)家綠色金融政策，該銀行特別推出了一項(xiàng)針對(duì)新能源企業(yè)的專項(xiàng)貸款計(jì)劃。26.鑒于沈陽(yáng)經(jīng)濟(jì)的快速發(fā)展，分行計(jì)劃在未來(lái)三年內(nèi)開設(shè)三個(gè)新的自助銀行網(wǎng)點(diǎn)。27.分行定期舉辦金融知識(shí)講座，幫助社區(qū)居民提高風(fēng)險(xiǎn)防范意識(shí)。28.銀行與市政府合作，推出了一項(xiàng)住房補(bǔ)貼計(jì)劃，以幫助低收入家庭購(gòu)買新房。EnglishtoChinese:29.TheBankofShenyanghasimplementedadigitaltransformationstrategytoenhancecustomerserviceandoperationalefficiency.30.Underthenewregulatoryframework,banksarerequiredtoconductthoroughriskassessmentsbeforeapprovinganyloanapplications.31.Thebank’ssustainabilityreportoutlinesitscommitmenttoreducingcarbonemissionsandpromotingenvironmentallyfriendlypractices.32.Thebranchmanagerisresponsibleforoverseeingdailyoperationsandensuringcompliancewithallfinancialregulations.33.Customerswhodepositfundsinthebank’sfixed-termsavingsaccountwillreceiveahigherinterestratecomparedtoregularsavingsaccounts.答案與解析第一部分：選詞填空1.A(boosted)–"Therapidgrowthofhigh-techindustrieshaspositivelyinfluencedShenyang’seconomy."2.A(integrate)–"Digitalbankingservicesarebeingcombinedwithpersonalizedfeaturestoimprovecustomerexperience."3.A(analysis)–"Adetailedexaminationoftheborrower’sfinancialstatusisnecessaryforloanapproval."4.B(engage)–"Thebranchaimstoinvolvethelocalcommunitythroughfinancialeducation."5.A(revise)–"Thebankadjusteditsinvestmentstrategiestocomplywithnewregulations."第二部分：閱讀理解6.B–Thepassagestatestheinitiativesupportsgreenindustries.7.B–"A20%increaseininvestment"isexplicitlymentioned.8.B–"Stringenteligibilityrequirements"arecitedasachallenge.9.B–TheinitiativealignswithChina’scarbonneutralitygoals.10.B–Theprojectfocusesonrebuildingoldneighborhoods.11.B–"Improvedinfrastructureandjobopportunities"arelistedasbenefits.12.C–"Low-incomefamiliesmaybedisplaced"isaconcernraised.13.C–"70%ofresidentssupporttheproject."第三部分：完形填空14.A(Asaresult)–Thebranchopeningisaresultofthebank’sexpansion.15.A(Moreover)–Additionaltrainingprogramsarebeingoffered.16.C(Therefore)–Successdependsonadaptability.17.A(which)–Foreigninvestmenthasledtocompetition.18.A(Thus)–Technologywillattractmorecustomers.第四部分：句子改錯(cuò)19."discrimination"→"discrimination"(Nochangeneeded;thesentenceiscorrect.)20."increase"→"lower"–Interestratesshouldbereducedtoencouragegreenfinancing.21."which"→"which"(Nochangeneeded;thesentenceiscorrect.)22."traditionalproducts"→"traditionalproducts"(Nochangeneeded;thesentenceiscorrect.)23."profitsincreasing"