平安銀行重慶市北碚區(qū)2025秋招筆試英語題專練及答案英語筆試專練題目及答案一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個選項中選擇最佳答案填入空格中，使文章意思完整、語法正確。Therapiddevelopmentofdigitalbankinghastransformedthewayfinancialinstitutionsinteractwithcustomers.(1)_________,traditionalbankslikePingAnBankareadaptingtonewtechnologiestoenhanceserviceefficiency.Forinstance,theintroductionofAI-poweredchatbotshas(2)_________customerinquiries24/7,reducingtheworkloadonhumanstaff.However,theseadvancementsalsoraiseconcernsaboutdatasecurity.(3)_________,ensuringrobustcybersecuritymeasuresisessentialtomaintaincustomertrust.InregionslikeBeibei,Chongqing,wheretheeconomyisgrowingrapidly,PingAnBankneedstobalanceinnovationwithriskmanagement.(4)_________therightstrategy,thebankcanbetterservelocalbusinessesandindividualswhileminimizingpotentiallosses.A.HoweverB.MoreoverC.ThereforeD.DespiteE.ThusF.NeverthelessG.AdditionallyH.ConsequentlyI.MeanwhileJ.Otherwise答案及解析：1.B.Moreover（此外）解析：此處強調(diào)數(shù)字銀行發(fā)展帶來的變化，需用表示遞進關(guān)系的詞。2.A.handles（處理）解析：chatbots（聊天機器人）的功能是處理請求，空格需動詞原形。3.C.Therefore（因此）解析：前文提到數(shù)據(jù)安全風(fēng)險，此處引出解決方案，用因果連詞。4.D.With（憑借）解析：空格后是名詞strategy，需介詞with引導(dǎo)條件狀語。二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheRiseofFintechinChongqingChongqing,amajorindustrialcityinSouthwestChina,hasbecomeahubforfinancialtechnology(fintech)startups.Accordingtoa2024reportbytheChongqingFinancialBureau,thenumberoffintechcompaniesinthecityhasincreasedby35%overthepasttwoyears.Thisgrowthisdrivenbyseveralfactors.First,thelocalgovernmentofferstaxincentivestoattracttechfirms.Second,thecity’slargemigrantworkerpopulationcreatesademandfordigitalfinancialservices.Third,majorbankslikePingAnareinvestingheavilyinfintechresearch.However,challengesremain.Manyfintechcompaniesstrugglewithregulatorycompliance,asthegovernmenttightensrulesondataprivacyandanti-moneylaundering.Additionally,thehighcostoftalentandinfrastructurelimitsthescalabilityofsomestartups.Despitetheseissues,expertsbelievefintechinChongqingwillcontinuetoexpand.Thecity’sstrategiclocationandskilledworkforcemakeitanidealplaceforinnovation.問題：1.WhatisthemainreasonforthegrowthoffintechcompaniesinChongqing?A.GovernmentsubsidiesB.HighdemandfordigitalservicesC.InvestmentfromPingAnBankD.Regulatorysupport2.Accordingtothepassage,whatproblemdofintechstartupsface?A.LackofgovernmentincentivesB.RegulatorycomplianceC.InsufficientfundingD.Lowcustomerdemand3.WhydoexpertsthinkfintechinChongqingwillgrow?A.BecauseofgovernmentsupportB.Duetothecity’slocationC.BecauseofhightaxesD.Becauseoflimitedtalent4.Whichwordbestdescribesthetoneofthepassage?A.CriticalB.NeutralC.SupportiveD.Cautious5.Whatisthepurposeofthepassage?A.TopromotefintechinChongqingB.TocriticizefintechcompaniesC.ToanalyzethechallengesoffintechD.Toreportonfintechtrends答案及解析：1.B.Highdemandfordigitalservices解析：文中明確提到“大量外來務(wù)工人員創(chuàng)造了對數(shù)字金融服務(wù)的需求”。2.B.Regulatorycompliance解析：文中提到“許多金融科技公司面臨監(jiān)管合規(guī)的挑戰(zhàn)”。3.B.Duetothecity’slocation解析：專家認(rèn)為重慶的地理位置使其成為創(chuàng)新理想之地。4.B.Neutral解析：文章客觀描述事實，既不夸大也不貶低。5.D.Toreportonfintechtrends解析：文章主要介紹重慶金融科技的發(fā)展現(xiàn)狀和挑戰(zhàn)。三、完形填空（共10題，每題1分）題目：閱讀以下短文，選擇最佳答案填空。AdaptingtoDigitalBankinginRuralChinaInrecentyears,PingAnBankhasbeenexpandingitsservicesinruralareasofChongqing.(1)_________thelackoftraditionalbankinginfrastructure,thebankhasintroducedmobilebankingappstoreachcustomersinremotevillages.(2)_________,manyvillagersarehesitanttousedigitalplatformsduetolimiteddigitalliteracy.Toaddressthis,thebankhaslaunchedtrainingprogramstoeducatelocalresidents.(3)_________thetraining,customeradoptionofmobilebankinghasincreasedby25%.However,challengesremain.(4)_________connectivityissuesinsomeareas,thebankisexploringpartnershipswithtelecomcompaniestoimproveservicereliability.(5)_________theseefforts,PingAnBankhopestobridgetheurban-ruralfinancialdivide.A.BecauseofB.AlthoughC.DespiteD.BecauseE.IfF.AsG.ForH.WhileI.UntilJ.So答案及解析：1.C.Despite（盡管）解析：前文提到缺乏傳統(tǒng)銀行設(shè)施，但銀行仍推出移動應(yīng)用，用轉(zhuǎn)折連詞。2.B.Although（盡管）解析：許多村民對數(shù)字平臺猶豫不決，但銀行仍努力推廣，用讓步連詞。3.A.Becauseof（由于）解析：培訓(xùn)導(dǎo)致使用率提升，用因果連詞。4.B.Although（盡管）解析：部分地區(qū)存在網(wǎng)絡(luò)問題，但銀行仍在努力改善，用讓步連詞。5.G.For（為了）解析：空格后是目的狀語，用表示目的的介詞。四、句子改錯（共5題，每題2分）題目：以下句子中各有一處錯誤，請指出并改正。1.ThegovernmentencouragesfintechcompaniestoinvestinChongqingbecauseithasalotofjobopportunities.2.Manyvillagersstilldon’ttrustdigitalbankingbecausetheythinkit’stoocomplicated.3.PingAnBankoffersspecialdiscountstocustomerswhousetheirmobileappregularly.4.Duetothehighcostoftalent,smallfintechfirmsfinditdifficulttoexpandquickly.5.Ifthebankcontinuestoimproveitsservices,morepeoplewilluseitsdigitalplatforms.答案及解析：1.錯誤：alotofjobopportunities改正：manyjobopportunities解析：opportunity為可數(shù)名詞，應(yīng)使用復(fù)數(shù)形式。2.錯誤：don’ttrust改正：don’ttrust解析：villagers是復(fù)數(shù)，動詞形式正確，無需改正。3.錯誤：whouse改正：whouse解析：動詞形式正確，無需改正。4.錯誤：finditdifficult改正：finditdifficult解析：句子結(jié)構(gòu)正確，無需改正。5.錯誤：morepeoplewilluse改正：morepeoplewilluse解析：句子結(jié)構(gòu)正確，無需改正。五、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英語，并從選項中選擇最佳答案。1.為了提高客戶滿意度，平安銀行在重慶推出了多項創(chuàng)新服務(wù)。A.Toimprovecustomersatisfaction,PingAnBankhasintroducedmanyinnovativeservicesinChongqing.B.Inordertoenhancecustomersatisfaction,PingAnBankhaslaunchedseveralinnovativeservicesinChongqing.C.Forthesakeofincreasingcustomersatisfaction,PingAnBankhasofferedmanycreativeservicesinChongqing.D.Asaresultofimprovingcustomersatisfaction,PingAnBankhasimplementedmanynewservicesinChongqing.2.重慶的金融科技發(fā)展迅速，吸引了大量投資。A.FintechinChongqingisdevelopingrapidly,attractingalotofinvestment.B.TherapiddevelopmentoffintechinChongqinghasattractedalargeamountofinvestment.C.DuetothequickgrowthoffintechinChongqing,manyinvestmentshavebeendrawn.D.Chongqing’sfintechhasquicklydeveloped,leadingtosignificantinvestments.3.平安銀行通過加強數(shù)據(jù)安全措施，確?？蛻粜畔⒌玫奖Ｗo。A.Bystrengtheningdatasecuritymeasures,PingAnBankensuresthatcustomerinformationisprotected.B.Toensurethatcustomerinformationisprotected,PingAnBankhasenhanceddatasecuritymeasures.C.PingAnBankensurescustomerinformationprotectionthroughimprovingdatasecuritymeasures.D.Withtheaimofprotectingcustomerinformation,PingAnBankhasimplementedstrongerdatasecuritymeasures.4.重慶市政府為金融科技公司提供稅收優(yōu)惠。A.TheChongqingmunicipalgovernmentprovidestaxincentivesforfintechcompanies.B.FintechcompaniesinChongqingareofferedtaxbenefitsbythemunicipalgovernment.C.Tosupportfintechcompanies,theChongqinggovernmentgivestaxexemptions.D.TheChongqingFinancialBureauofferstaxreductionstofintechfirms.5.隨著數(shù)字銀行的發(fā)展，傳統(tǒng)銀行的業(yè)務(wù)模式需要調(diào)整。A.Withthedevelopmentofdigitalbanking,thebusinessmodelsoftraditionalbanksneedadjustment.B.Asdigitalbankingevolves,traditionalbanksmustadapttheirbusinessmodels.C.Thegrowthofdig