興業(yè)銀行唐山市遵化市2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分，合計10分）本部分每題空白處需要填入一個單詞，使句子意思完整、語法正確。選項中只有一個是最佳答案。題目：1.TheeconomicgrowthinTangshanhasbeen______bythedevelopmentofmanufacturingindustries.A.drivenB.boostedC.supportedD.influenced2.Employeesinthebankingsectormustmaintainahighlevelof______tohandlecomplextransactions.A.accuracyB.precisionC.accuracyD.efficiency3.Thenewpolicyaimsto______thegapbetweenurbanandruralfinancialservices.A.reduceB.narrowC.closeD.minimize4.興業(yè)銀行’scommitmenttogreenfinancehas______apositiveimpactonlocalenvironmentalprojects.A.madeB.hadC.takenD.exerted5.The______ofdigitalbankinghastransformedhowcustomersaccessfinancialservicesinHebei.A.adoptionB.integrationC.implementationD.adoption6.Thecomplianceofficerisresponsiblefor______thebank’sregulatoryrequirements.A.ensuringB.meetingC.followingD.adhering7.The______ofblockchaintechnologyintradefinancehasimprovedtransactiontransparency.A.applicationB.implementationC.adoptionD.usage8.Thebank’s______strategyincludesexpandingitspresenceinnorthernChina.A.businessB.expansionC.developmentD.operational9.Customersareencouragedtousemobilebankingforitsconvenienceand______.A.accessibilityB.efficiencyC.reliabilityD.security10.The______oftalentinthefinancialindustryiscrucialforlong-termsuccess.A.recruitmentB.retentionC.developmentD.acquisition第二部分：閱讀理解（共5題，每題2分，合計10分）本部分為一篇約500字的短文，后面有5個問題。根據(jù)短文內(nèi)容選擇最佳答案。短文：Theriseoffintechhasrevolutionizedthebankingindustry,particularlyinregionslikeTangshanand遵化市.Traditionalfinancialinstitutionsarenowcompetingwithtech-drivencompaniesthatoffermorestreamlinedandcustomer-friendlyservices.Forinstance,mobilepaymentappshavebecomeubiquitous,allowinguserstotransfermoney,paybills,andevenapplyforloanswithjustafewtapsontheirsmartphones.However,thisshifthasalsobroughtchallenges.Banksmustinvestheavilyindigitalinfrastructureandcybersecuritytokeepupwiththecompetition.Moreover,regulatorybodiesareadaptingtoensurethatfintechcompaniesoperatewithinlegalframeworks.InHebei,thegovernmenthasintroducedpoliciestosupportthegrowthofbothtraditionalbanksandfintechstartups,recognizingtheimportanceoffinancialinnovation.Forbankslike興業(yè)銀行,thekeyliesinleveragingtechnologywhilemaintainingtheircorestrengths—suchastrustandpersonalizedservice.Manyfinancialinstitutionsareadoptingahybridmodel,combiningdigitalsolutionswithhuman-centricbanking.Thisapproachensuresthatcustomersreceivetheconvenienceoftechnologywithoutsacrificingthereliabilityoftraditionalbanking.Thefutureoffinancewilllikelyseeevengreaterintegrationoftechnology,butthehumanelementremainsirreplaceable.WhetherinTangshanor遵化市,banksthatbalanceinnovationwithtraditionwillthriveinthisevolvinglandscape.題目：1.Whathasfintechprimarilychangedinthebankingindustry?A.IncreasedcompetitionB.ReducedcustomerserviceC.DecreasedtransactionfeesD.Limiteddigitaladoption2.Accordingtothepassage,whatisamajorchallengefortraditionalbanks?A.LackofcustomersB.HighoperationalcostsC.DifficultyinadaptingtotechnologyD.Insufficientregulatorysupport3.HowistheHebeigovernmentsupportingfinancialinnovation?A.ByimposingstrictregulationsB.ByofferingtaxincentivesC.ByencouragingfintechdevelopmentD.Bylimitingtraditionalbankoperations4.Whatstrategyaremanybanksadoptingtostaycompetitive?A.FullydigitizingtheirservicesB.FocusingsolelyononlinebankingC.CombiningdigitalandtraditionalmethodsD.Reducingphysicalbranchoperations5.Whatdoesthepassageemphasizeaboutthefutureofbanking?A.TechnologywillreplacehumaninteractionentirelyB.TraditionalmethodsareoutdatedC.Abalancebetweeninnovationandhuman-centricserviceisessentialD.Fintechwilldominatethemarket第三部分：完形填空（共10題，每題1分，合計10分）本部分有一篇約200字的短文，其中有10個空白，需要根據(jù)上下文選擇最佳答案。短文：Inthemodernfinanciallandscape,riskmanagementis______forbankstothrive.Withthe______ofdigitalbanking,the______offraudandcyberthreatshasincreased.Therefore,興業(yè)銀行has______advancedsecuritymeasurestoprotectitscustomers’data.Theseincludeencryption,biometricverification,andreal-timemonitoringsystems.Additionally,thebank______tocomplywithinternationalregulatorystandardsto______financialstability.Thisinvolvesregularauditsandstrictadherencetoanti-moneylaundering(AML)policies.The______ofcompliancenotonlysafeguardsthebankbutalsobuildstrustamongitsclients.Moreover,economicuncertaintiescan______abank’sprofitability.Tomitigatethis,興業(yè)銀行diversifiesitsinvestmentportfolioandpreparesforpotentialmarketdownturns.By______thesestrategies,thebankensureslong-termsustainabilityintheever-changingfinancialenvironment.題目：1.Thefirstblankshouldbefilledwith:A.necessaryB.importantC.essentialD.vital2.Thesecondblankshouldbefilledwith:A.riseB.growthC.developmentD.expansion3.Thethirdblankshouldbefilledwith:A.riskB.threatC.challengeD.problem4.Thefourthblankshouldbefilledwith:A.implementedB.adoptedC.introducedD.developed5.Thefifthblankshouldbefilledwith:A.followsB.adheresC.obeysD.complies6.Thesixthblankshouldbefilledwith:A.maintainB.ensureC.supportD.protect7.Theseventhblankshouldbefilledwith:A.importanceB.roleC.significanceD.necessity8.Theeighthblankshouldbefilledwith:A.affectB.impactC.influenceD.affect9.Theninthblankshouldbefilledwith:A.faceB.encounterC.dealwithD.handle10.Thetenthblankshouldbefilledwith:A.adoptingB.implementingC.followingD.utilizing第四部分：翻譯（共5題，每題2分，合計10分）本部分要求將中文句子翻譯成英文，注意語法和表達準確性。題目：1.興業(yè)銀行積極推動綠色金融，以支持可持續(xù)經(jīng)濟發(fā)展。2.唐山市的產(chǎn)業(yè)結構轉型為當?shù)劂y行提供了新的業(yè)務機會。3.遵化市居民對移動支付服務的需求逐年增長。4.銀行合規(guī)部門需確保所有操作符合監(jiān)管要求。5.區(qū)塊鏈技術在供應鏈金融領域的應用前景廣闊。第五部分：寫作（共1題，10分）請根據(jù)以下題目寫一篇150-200字的短文：題目：Asaprospectiveemployeeof興業(yè)銀行inTangshan,discusshowyouwouldcontributetothebank’sdigitaltransformationstrategy.答案及解析第一部分：選詞填空答案及解析1.A.driven解析：TheeconomicgrowthinTangshanhasbeen"driven"bythedevelopmentofmanufacturingindustries.2.B.precision解析：Employeesinthebankingsectormustmaintainahighlevelof"precision"tohandlecomplextransactions.3.B.narrow解析：Thenewpolicyaimsto"narrow"thegapbetweenurbanandruralfinancialservices.4.D.exerted解析：興業(yè)銀行’scommitmenttogreenfinancehas"exerted"apositiveimpactonlocalenvironmentalprojects.5.A.adoption解析：The"adoption"ofdigitalbankinghastransformedhowcustomersaccessfinancialservicesinHebei.6.A.ensuring解析：Thecomplianceofficerisresponsiblefor"ensuring"thebank’sregulatoryrequirements.7.A.application解析：The"application"ofblockchaintechnologyintradefinancehasimprovedtransactiontransparency.8.B.expansion解析：Thebank’s"expansion"strategyincludesexpandingitspresenceinnorthernChina.9.B.efficiency解析：Customersareencouragedtousemobilebankingforitsconvenienceand"efficiency."10.B.retention解析：The"retention"oftalentinthefinancialindustryiscrucialforlong-termsuccess.第二部分：閱讀理解答案及解析1.A.Increasedcompetition解析：Fintechhasintensifiedcompetitioninthebankingindustry.2.C.Difficultyinadaptingtotechnology解析：Traditionalbanksstruggletokeepupwithfintechadvancements.3.C.Byencouragingfintechdevelopment解析：TheHebeigovernmentsupportsfintechstartups.4.C.Combiningdigitalandtraditionalmethods解析：Manybanksadoptahybridapproachtostaycompetitive.5.C.Abalancebetweeninnovationandhuman-centricserviceisessential解析：Thepassageemphasizestheimportanceofblendingtechnologywithhumaninteraction.第三部分：完形填空答案及解析1.C.essential解析：Riskmanagementis"essential"forbanks.2.B.growth解析：The"growth"ofdigitalbankinghasincreasedrisks.3.B.threat解析：The"threat"offraudhasrisen.4.A.implemented解析：興業(yè)銀行"implemented"advancedsecuritymeasures.5.D.complies解析：Thebank"complies"withregulatorystandards.6.B.ensure解析：Compliancehelps"ensure"financialstability.7.D.necessity解析：Complianceplaysa"necessity"inbanking.8.B.impact解析：Economicuncertainties"impact"profitability.9.A.face解析：Banksmust"face"marketdownturns.10.B.implementing解析：Banks"implementing"strategiesensuresustainability.第四部分：翻譯答案及解析1.興業(yè)銀行積極推動綠色金融，以支持可持續(xù)經(jīng)濟發(fā)展。譯文：IndustrialBankactivelypromotesgreenfinancetosupportsustainableeconomicdevelopment.2.唐山市的產(chǎn)業(yè)結構轉型為當?shù)劂y行提供了新的業(yè)務機會。譯文：TheindustrialrestructuringinTangshanhasprovidednewbusinessopportunitiesforlocalbanks.3.遵化市居民對移動支付服務的需求逐年增長。譯文：ThedemandformobilepaymentservicesinZunhuaCityhasgrownyearbyyear.4.銀行合規(guī)部門需確保所有操作符合監(jiān)管要求。譯文：Thebank’scompliancedepartmentmustensurealloperationscomplywithregulatoryrequirements.5.區(qū)塊鏈技術在供應鏈金融領域的應用前景廣闊。譯文：Theapplicationofblockchaintechnologyinsupplychainfinancehasbroadprospects.第五部分：寫作范文及解析范文：AsaprospectiveemployeeofIndustrialBankinTangshan,Iwouldcontributetothebank’sdigitaltransformationstrategybyleveragingmytechnicalskillsandpassionforinnovatio