中國銀行南昌市安義縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（針對銀行業(yè)務場景和日常交流，考察詞匯運用能力）1.Thebank'spolicyrequiresallemployeesto__________personalconflictsofinteresttoensuretransparencyandcustomertrust.A.discloseB.concealC.acknowledgeD.eliminate2.Despitetheeconomic__________,thelocalbranchmanagedtoincreaseitsloanapprovalsby15%lastquarter.A.recessionB.boomC.stagnationD.inflation3.Ourteamneedsto__________themarkettrendsmorecloselytoadjustourfinancialstrategiesaccordingly.A.ignoreB.analyzeC.dismissD.exaggerate4.Theloanofficeremphasizedtheimportanceof__________documentationtoavoidanypotentiallegaldisputes.A.incompleteB.accurateC.outdatedD.irrelevant5.Ifyou__________thisapplicationform,pleaseensureallfieldsarefilledoutcorrectlybeforesubmission.A.completeB.finalizeC.postponeD.reject二、閱讀理解（共5題，每題2分，共10分）（文章內(nèi)容涉及銀行業(yè)數(shù)字化轉(zhuǎn)型、金融監(jiān)管政策及區(qū)域經(jīng)濟發(fā)展）Passage:Therapidadvancementofdigitaltechnologyhastransformedthebankingindustry,particularlyinruralareaslikeAnyiCounty.ManylocalbankshaveadoptedAI-drivenservicestoimproveefficiency,suchasautomatedtellermachines(ATMs)andmobilebankingapps.However,challengesremain,includingcybersecurityrisksandthedigitaldivideamongelderlypopulations.ThePeople’sBankofChinahasrecentlyintroducedstricterregulationstoensuredataprivacyandpreventfinancialfraud.Meanwhile,theprovincialgovernmentisworkingoninitiativestoexpandinternetinfrastructureinunderservedregions,aimingtobridgethegapbetweenurbanandruralbankingservices.6.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginAnyiCounty.B.Theimpactofdigitaltechnologyonruralbanking.C.Thegovernment’seffortstoimproveurbanservices.D.Theriseoffinancialfraudinmobilebanking.7.Whichofthefollowingisachallengementionedinthepassage?A.Highemployeeturnover.B.Cybersecurityrisks.C.Excessiveloanapprovals.D.Lackofgovernmentsupport.8.Accordingtothepassage,whatstephastheprovincialgovernmenttaken?A.Reducedbankingregulations.B.Expandedinternetinfrastructure.C.Encouragedmoretraditionalbankingmethods.D.Increasedloanapprovalrates.9.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.improvedB.replacedC.revolutionizedD.expanded10.Whatdoesthepassagesuggestaboutelderlypopulationsinruralareas?A.Theyprefertraditionalbankingmethods.B.Theyarelesslikelytousedigitalservices.C.Theyaretheprimarydriversofdigitalbanking.D.Theyarenotaffectedbythedigitaldivide.三、完形填空（共5題，每題2分，共10分）（段落圍繞金融知識普及和普惠金融展開）Thebankingsectorplaysacriticalrolein__________economicgrowth,especiallyinregionslikeAnyiCounty,whereaccesstofinancialserviceshashistoricallybeenlimited.Withthegovernment’spushforinclusivefinance,manylocalbankshave__________initiativestoeducatesmallbusinessownersandfarmersaboutcreditmanagement.Theseprogramsoftenincludeworkshops,onlineresources,andone-on-onecounseling.Forinstance,theChinaBankingandInsuranceRegulatoryCommission(CBIRC)has__________guidelinestoensurethatsmallenterprisesreceivefairloanterms.However,__________,thesuccessoftheseinitiativesdependsontheactiveparticipationofbothbanksandborrowers.11.Theword"critical"inthefirstsentenceisclosestinmeaningto:A.importantB.optionalC.unnecessaryD.harmful12.Whatdoesthepassagesuggestaboutlocalbanks?A.Theyarereluctanttosupportsmallbusinesses.B.Theyareactivelypromotingfinancialliteracy.C.Theyarefocusingonlyonurbanclients.D.Theyarestrugglingwithregulatorycompliance.13.Thephrase"inclusivefinance"refersto:A.higherinterestratesforruralborrowers.B.limitedaccesstobankingservices.C.financialeducationforunderservedpopulations.D.stricterloanapprovalstandards.14.Whatisthemainpurposeofthepassage?A.Tocriticizethegovernment’sfinancialpolicies.B.Tohighlightthechallengesofruralbanking.C.Topromotedigitalbankingsolutions.D.Toadvocateformorefinancialeducationprograms.15.Theword"however"inthelastsentenceindicates:A.acontrastB.asuggestionC.anagreementD.aconclusion四、句子改錯（共5題，每題2分，共10分）（考察語法和表達準確性，題目涉及銀行業(yè)務郵件、報告等場景）16."ThecustomerreportedthattheATMmachinewasoutofordersincelastweek."→(Findandcorrecttheerror)17."Wehavebeenunabletoprocesstheloanapplicationduetomissingdocumentation."→(Isthesentencegrammaticallycorrect?Ifnot,correctit.)18."Iftheinterestrateincreases,themonthlypaymentwillbehigherforallborrowers."→(Isthesentencegrammaticallycorrect?Ifnot,correctit.)19."Thebank’spolicyrequiresemployeestodiscloseanypersonalconflictsofinterestinordertomaintaintransparencyandcustomertrust."→(Isthesentencegrammaticallycorrect?Ifnot,correctit.)20."Althoughtheeconomicsituationisimproving,thebankstillfaceschallengesinexpandingitsruralservices."→(Isthesentencegrammaticallycorrect?Ifnot,correctit.)五、翻譯填空（共5題，每題2分，共10分）（中英互譯，考察金融術(shù)語的準確性）中文譯英（1-3題）：1.普惠金融旨在讓所有社會階層和群體都能獲得和使用金融服務。2.為降低中小企業(yè)融資成本，銀行推出了一系列優(yōu)惠利率政策。3.客戶需要簽署授權(quán)書以允許銀行查詢其信用記錄。英文譯中（4-5題）：4."Tocomplywithregulatoryrequirements,allemployeesmustcompleteannualanti-moneylaunderingtraining."5."Thebank’sdigitaltransformationstrategyaimstoenhancecustomerexperiencethroughinnovativetechnologies."答案與解析一、選詞填空1.A(disclose)-"conflictsofinterest"requirestransparency.2.A(recession)-economicdownturnalignswithreducedloanapprovals.3.B(analyze)-"markettrends"necessitatesanalysisforstrategyadjustment.4.B(accurate)-loandisputesoftenstemfrominaccuratedocumentation.5.B(finalize)-"applicationform"mustbecompletedbeforesubmission.二、閱讀理解6.B-Thepassagediscussesdigitalbankinginruralareas.7.B-Cybersecurityrisksareexplicitlymentioned.8.B-Thegovernmentisexpandinginternetinfrastructure.9.C-"Transformed"meansrevolutionized.10.B-Thepassagenoteselderlypopulationsstrugglewithdigitalbanking.三、完形填空11.A-"Critical"meansimportant.12.B-Banksareactivelypromotingfinancialliteracy.13.C-Inclusivefinancereferstofinancialeducationforunderservedgroups.14.D-Thepassageadvocatesformorefinancialeducation.15.A-"However"introducesacontrast.四、句子改錯16."ThecustomerreportedthattheATMwasouto