PAGEPAGE12025年農(nóng)業(yè)銀行招聘考試筆試參考題庫（含答案）一、單選題1.JustlastmonthItriedtowriteherapoem______“AmidstanAngel.”Butnotwowordswouldrhyme.A、ssignedB、entitledC、deprivedD、granted答案：B解析：本題目意為“就在上個月我試圖為她寫一首名為“與天使相伴”的詩，然而找不到兩個押韻的字?！鳖}目考查的是動詞過去分詞修飾名詞，選項A意為“指定的”，選項B意為“題名為，書名是……”，選項C意為“被剝奪的”，選項D意為“被批準(zhǔn)”，結(jié)合題意，故選B。2.Ifyou’veeverplayedwithmagnets,youknowthatoppositepolesattractandlikepoles______eachother.A、haulB、repelC、disposeD、snatch答案：B解析：A選項意為“拖，拉，拽”；B選項意為“排斥，相斥”；C選項意為“處理，處置”；D選項意為“奪去，搶走”。題目意為“如果你曾經(jīng)玩過磁鐵，你就會知道異名磁極相互吸引，同名磁極互相_____?！币虼诉xB，同名磁極互相排斥。3.金融遠(yuǎn)期合約是一種（）。A、買賣標(biāo)的資產(chǎn)的權(quán)利B、一定時期內(nèi)發(fā)生的一系列現(xiàn)金交易C、在集中場所交易的標(biāo)準(zhǔn)化合約D、無固定場所的非標(biāo)準(zhǔn)化合約答案：D解析：金融遠(yuǎn)期合約是合約的雙方約定在未來某一確定日期，按確定的價格買賣一定數(shù)量的某種金融產(chǎn)品。在合約有效期限內(nèi)，合約的價值隨標(biāo)的資產(chǎn)市場價格的波動而變化。遠(yuǎn)期合約是一種非標(biāo)準(zhǔn)化的合約類型，沒有固定的交易場所。4.存款人的工資、獎金等現(xiàn)金的支取只能通過（）賬戶支取。A、一般存款賬戶B、臨時存款賬戶C、專用存款賬戶D、基本存款賬戶答案：D解析：D基本存款賬戶是存款人辦理日常轉(zhuǎn)賬結(jié)算和現(xiàn)金收付的賬戶。存款人的工獎金等現(xiàn)金的支取，只能通過本賬戶辦理。5.Buckneverallowedhimselftobebulliedintodoinganythingthatwentagainsthis______.A、senseB、principlesC、priestD、victim答案：B解析：A選項意為“感覺，官能”；B選項意為“原則，準(zhǔn)則”；C選項意為“教士，僧侶”；D選項意為“受害者，犧牲者”。題目意為“巴克從不會因收到威脅而做任何違背他_____的事情?！币虼诉xB，違背他原則。6.資料：RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitestotellingastoryaboutinvestinginChina.OneshowsinegrowthinChina.Basedonthecurrentrateofexpansion,heexpectstheworld'ssecond-biggesteconomywillachievehighinestatus—definedasineofalmost$12,500percapita—ineightyears.Thesecondshowsaratioofhouseholddebttogrossdomesticproductforanumberofcountries.ForthriftymainlandChinahouseholds,theratiois28percent.ThatparestoIndiaatoneendofthescaleat15percentandtheUKattheotherwith90percent.So,basedontheirineandpotentialtoborrow,theChinesehavespendingpowerandthepotentialtoincreaseit.ThegrowingmuscleofChineseconsumersisnot,ofcourse,anewinvestmentthemewhenitestoAsia.Butatatimewhenwagegrowthismutedinotherlargeeconomies,suchastheUSandtheEurozone,thesituationinChinaissurprisinglyoverlookedratherthancelebrated.DisposableineperhouseholdinChinarose7.3percentinrealtermsinthefirsthalfofthisyear.Thatsurpassesthe6.9percentpaceatwhichtheeconomyexpandedintheperiod.Moreover,thenumberofjobscreatedinurbanareascameinat8.55minthefirstsevenmonthsof2017,accordingtodatafromJPMorgan,nottoofarfromtheyear-endtargetof11m.Insharpcontrast,Indiaisgeneratingroughly1mjobsayearatatimewhenitneedstofashion10timesmoretoabsorbtheyouthstreaminginfromthecountrysideinsearchofabetterliving.It'snotjustthelevelofinethatisimprovinginChina.Itsdistributionistoo.Thegovernmentisspendingmoreonasocialsafetynet,andprovidesmorebywayofpensionsandmedicines,includingmedicalcareandeducation.“Inawaythisiscatchup,”HaibinZhu,chiefChinaeconomistatJPMorgan,saysoftheinegrowthinChina.“Inawayitreflectsthefactthattheworkingagepopulationisdeclining.Butforthepast10yearsineisgoingupforthemajorityofpeoplesteadilyandgradually.”It'sanespeciallynotableachievementgiventhatsomeoftheotherforcesatworkintheChineseconomyarefarfromhelpful.Theexpansionofthesharingeconomyandevergrowingroleoftechnologyacrossmostsectorsisultimatelydeflationary.Automationisincreasinglydisplacingmanufacturingjobs.Atthesametime,sophisticatedputersarenoweliminatinglowendservicejobs.Asinvestorssurveytheeffectsofinegrowth,itistheneweconomy,withitsemphasisonservicesandconsumption,andprivatepaniesinit,thatarethebeneficiariesastheycatertotheappetitesofagrowingmiddleclass.MrChadha,forexle,isafanofpaniessuchasCtrip,anonlinetravelapp,healthcare,insurerssuchasPingAn,（ratherthanthestateownedbehemoths）andinternetande-mercefirms.Ctripforexlehas75percentmarketshareinonlinetravel.Whatdosetheunderlinedsentencemean?A、WeshouldresistthetrendofautomationB、ThegrowthoftheeconomyandtechnologybringsprosperityC、Technologyisdouble-edgedsincesomejobswillbeeliminatedD、Thedevelopmentoftechnologyisdevastating答案：C解析：本題考查句意判斷?！娟P(guān)鍵詞】underlinedsentence;mean【主題句】第5自然段Theexpansionofthesharingeconomyandevergrowingroleoftechnologyacrossmostsectorsisultimatelydeflationary.Automationisincreasinglydisplacingmanufacturingjobs.Atthesametime,sophisticatedputersarenoweliminatinglowendservicejobs.共享經(jīng)濟(jì)的擴(kuò)張以及多數(shù)行業(yè)中科技的作用日益增強(qiáng)，最終將產(chǎn)生通縮影響。自動化正日益取代了制造業(yè)的工作。與此同時，復(fù)雜的計算機(jī)正在淘汰低端服務(wù)工作?！窘馕觥款}干意為“劃線句含義是_____”。選項A意為“我們應(yīng)該抵制自動化的趨勢”；選項B意為“濟(jì)和科技的發(fā)展帶來繁榮”；選項C意為“技術(shù)是雙刃劍，因為一些工作將被淘汰”；選項D意為“技術(shù)的發(fā)展是毀滅性的”。根據(jù)主題句可知，科技是把雙刃劍，因為有些工作將被淘汰。選項A、B、D文章未提及，故選項C符合題意。7.Recentdecadeshavewitnessedincreasedglobalizationoftheworldeconomyassociatedwitheconomicandfinancial______amongcountries。A、integrationB、corporationC、harmonyD、conflict答案：A解析：本題考查名詞詞義辨析。題目意為“近幾十年來，隨著各國經(jīng)濟(jì)和金融一體化，世界經(jīng)濟(jì)的全球化程度不斷提高?！盇選項“整合，一體化”，B選項“公司，企業(yè)”，C選項“和諧，調(diào)和”，D選項“沖突，矛盾”。固定搭配economicandfinancialintegration，意為“經(jīng)濟(jì)和金融一體化”。8.Hehasbeendrinkingalcoholsoheavilythathishealthseverelyaffectedandgothis___alcoholically.A、quantumB、qualmC、quailD、quietus答案：D解析：本題考查形近詞辨析。選項A意為“量子，定量”，選項B意為“不安，良心譴責(zé)”，選項C意為“沮喪，恐懼”，選項D意為“死，生命的終止”，題目意為“他一直酗酒，以致于他的健康受到嚴(yán)重影響，最終他也死于酒精”。根據(jù)題意，故選D。9.三聚氰胺原本是一種重要的氮雜環(huán)有機(jī)化工原料，主要用于生產(chǎn)三聚氰胺一甲醛樹脂，廣泛用于木材加工、塑料、涂料、造紙、紡織、皮革、電氣、醫(yī)藥等行業(yè)，但是用于食品生產(chǎn)可導(dǎo)致人體泌尿系統(tǒng)產(chǎn)生結(jié)石。這說明（）。A、矛盾普遍性和特殊性相互聯(lián)結(jié)B、任何事物都有自己的優(yōu)缺點C、主要矛盾決定了事物的性質(zhì)D、任何事物都包含既對立又統(tǒng)一的兩個方面答案：D解析：矛盾即對立統(tǒng)一，是指事物內(nèi)部或事物之間既對立又統(tǒng)一的關(guān)系。10.下列不屬于期貨交易的主要特征的是（）。A、期貨交易以在期貨交易所內(nèi)買賣期貨合約的方式進(jìn)行B、期貨合約是由期貨交易所制定的標(biāo)準(zhǔn)化合約C、實物交割率高D、實行保證金制度答案：C解析：期貨交易的特征有五個，題中A、B、D三項均是其特征之一，而C項錯誤。因為期貨合約的完結(jié)并不一定要實際交貨，買賣期貨合約者在規(guī)定的交割日期前任何時期都可以通過數(shù)量相同、方向相反的交易將持有的合約抵消，無須履行實際交貨義務(wù)，故實物交割率低。11.通貨膨脹是指商品和服務(wù)的貨幣價格總水平持續(xù)上漲的現(xiàn)象。衡量通貨膨脹的指數(shù)有多個，下列選項中不是用來衡量通貨膨脹的指數(shù)是（）。A、采購經(jīng)理人指數(shù)PMIB、GDP平減指數(shù)C、生產(chǎn)者物價指數(shù)PPID、居民消費者物價指數(shù)CPI答案：A12.資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.Wheninvestorslogintotheirtradingaccountstheycanseethepotentialgainorlossofalloftheirassets.Theycanalsoseethedaychangeonassetswhicharecodedgainandloss.However,It,sbelievedthatthosewholooklessgetmore.Forinstance.ifyoulookatFLSEindexfromtodaytotomorrowthereisaroughly50%chancethatithasgoneupordown.Ifyoulookatitoverayearyoumayfindthat60%~65%ofthetimeitisgoingup.Andifyoulookoverafive-yearperiod.youwillfindthat90%ofthetimeitgoesup.Whatistheexletryingtoillustrate?A、MostinvestorslogintotheirtradingaccountseverydayB、TheinvestorswhoseldomcheckdailychangesmaygetmorereturnsC、ThepotentialgainandlossofassetscanbepredictedD、Thepotentialgrowthrateoftheportfolioislikelytobefixed答案：B解析：本題考查推理判斷?！娟P(guān)鍵詞】exle；illustrate【主題句】However,It’sbelievedthatthosewholooklessgetmore.然而，有分析稱越少查看的人得到的越多。【解析】本題問的是“示例說明了什么？”。文中第三自然段舉例“Forinstance,ifyoulookatFLSEindexfromtodaytotomorrowthereisaroughly50%chancethatithasgoneupordown.Ifyoulookatitoverayearyoumayfindthat60%~65%ofthetimeitisgoingup.Andifyoulookoverafive-yearperiod.youwillfindthat90%ofthetimeitgoesup.”意為“例如，如果你看今天到明天的FLSE指數(shù)，它上升或下降的概率是50%。如果你看一年的指數(shù)，你會發(fā)現(xiàn)它60%-65%的時間都在上升。如果你看五年的指數(shù)，你會發(fā)現(xiàn)90%的時間都在上升?！边x項A意為“大多數(shù)投資者每天登陸他們的賬戶”；選項B意為“很少檢查每日變化的投資者可能會獲得更多的回報”；選項C意為“可以預(yù)測資產(chǎn)的潛在收益和損失”；選項D意為“投資組合的潛在增長率很可能是固定的”。結(jié)合前文“However,It’sbelievedthatthosewholooklessgetmore.”即主題句，“然而，有分析稱越少查看的人得到的越多?！惫蔬x項B正確。13.WehavelaunchedacaigncalledTogetherScienceCan，whichbringstogetherpeoplefromabsolutelyaroundtheworldto______forthosethingsthatwecareabout。A、standbyB、standupC、standonD、standagainst答案：B解析：本題考查詞組辨析。題目意為“我們發(fā)起了一個名為“共同科學(xué)能”的運動，它將全世界的人們聚集在一起，支持我們關(guān)心的那些事物。”四個選項都是stand的詞組。A選項“袖手旁觀，在場”，B選項“站起來，堅持”，C選項“堅持，依靠”，D選項“反對，反抗”。句中考察的是詞組standupfor，支持，堅持，擁護(hù)。B選項正確。14.資料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobeeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（錄?。﹖omedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.Shewantedtobeasurgeon（外科醫(yī)生）,butaseriouseyeproblemforcedhertogiveuptheidea.UponreturningtotheUnitedStates,shefounditdifficulttostartherownpracticebecauseshewasawoman.By1857Elizabethandhersister,alsoadoctor,alongwithanotherwomandoctor,managedtoopenanewhospital,thefirstforwomenandchildrenBesidesbeingthefirstwomanphysicianandfoundingherwonhospital,shealsosetupthefirstmedicalschoolforwomen.ElizabethBlackwellspentmostofherliftin________.A、ParisB、theUnitedStatesC、EnglishD、NewYorkCity答案：B解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】spentmostofherlifein【主題句】第1自然段ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.伊麗莎白?布萊克維爾于1821年出生在英格蘭，十歲時前往紐約。第2自然段In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.1849年，從醫(yī)科學(xué)校畢業(yè)后，她決定去巴黎繼續(xù)深造。第3自然段UponreturningtotheUnitedStates.shefounditdifficulttostartherownpracticebecauseshewasawoman.返回美國后，她發(fā)現(xiàn)開始自己的職業(yè)生涯很難，因為她是一個女人。【解析】本題的問題是“伊麗莎白?布萊克維爾在哪里度過了她一生的大部分時光？”A選項“巴黎”，B選項“美國”，C選項“英國”，D選項“紐約”。根據(jù)主題句可知，她十歲到了美國，中間去巴黎深造幾年，其余時間都在美國。15.TCP／IP體系結(jié)構(gòu)中的TCP和IP所提供的服務(wù)分別為（）。A、鏈路層服務(wù)和網(wǎng)絡(luò)層服務(wù)B、網(wǎng)絡(luò)層服務(wù)和運輸層服務(wù)C、運輸層服務(wù)和應(yīng)用層服務(wù)D、運輸層服務(wù)和網(wǎng)絡(luò)層服務(wù)答案：D解析：TCP和IP所提供的服務(wù)分別在運輸層服務(wù)和網(wǎng)絡(luò)層服務(wù)。16.當(dāng)選定文件或文件夾后，不將文件或文件夾放到“回收站”中，而直接刪除的操作是（）。A、按Delete(Del)鍵B、用鼠標(biāo)直接將文件或文件夾拖放到“回收站”中C、按Shift+Delete(Del)鍵D、用“我的電腦”或“資源管理器”窗口中“文件”菜單中的刪除命令答案：C17.某珠寶店被盜賊竊走價值l0000美元的鉆石，經(jīng)調(diào)查，作案者肯定是甲、乙、丙、丁四個中的一個，于是，讓這四人作為重大嫌疑對象接受審訊，這四個人的供詞分別為：甲：不是我作的案乙：丁就是罪犯丙：乙是盜竊鉆石的罪犯?。阂沂怯幸庹_陷我現(xiàn)在假定四個人當(dāng)中只有一個人說了真話，那么罪犯是（）。A、甲B、乙C、丙D、丁答案：A解析：丙與丁的話是矛盾關(guān)系，則必有一真必有一假，而四人中只有一人說了真話，則可以確定的是甲和乙說的均是假話，可以推出甲是罪犯，丁不是罪犯。因此可很快地得出答案為選項A。18.在營銷調(diào)研中，調(diào)研人員一般先收集（）。A、一手資料B、二手資料C、原始資料D、外部資料答案：B解析：所謂二手資料，是指特定的調(diào)查者按照原來的目的收集、整理的各種現(xiàn)成的資料.又稱次級資料，如年鑒、報告、文件、期刊、文集、數(shù)據(jù)庫、報表等。它與實地調(diào)查法、觀察法等收集原始資料的方法是相互依存、相互補(bǔ)充的?？疾檠芯靠赡艿玫降亩?jǐn)?shù)據(jù)是收集原始數(shù)據(jù)的先決條件。一般應(yīng)從二手?jǐn)?shù)據(jù)開始分析。只有當(dāng)二手?jǐn)?shù)據(jù)的來源已經(jīng)全用完了或者有了一定的盈余以后，才能考慮進(jìn)行調(diào)研收集原始數(shù)據(jù)。19.遵義會議召開于（）。A、長征之前B、長征開始時C、長征途中D、長征結(jié)束后答案：C解析：遵義會議是指1935年1月15日至17日，中共中央政治局在貴州遵義召開的獨立自主地解決中國革命問題的一次極其重要的擴(kuò)大會議。是在紅軍第五次反“圍剿”失敗和長征初期嚴(yán)重受挫的情況下，為了糾正王明“左”傾領(lǐng)導(dǎo)在軍事指揮上的錯誤，挽救中國紅軍和中國革命的危機(jī)而召開的。20.同業(yè)往來科目屬于()科目。A、資產(chǎn)負(fù)債共同類B、資產(chǎn)類C、負(fù)債類D、損益類答案：A解析：有關(guān)聯(lián)行往來科目、同業(yè)往來科目、國外代理行往來科目以及活存透支科目等在資產(chǎn)負(fù)債表上的余額，有時反映在借方，有時反映在貸方；有的則同時反映借貸方余額，因此屬于資產(chǎn)負(fù)債共同類科目。21.Inthepastmengenerallypreferredthattheirwives（）inthehouse。A、workedB、wouldworkC、workD、wereworking答案：C解析：本題目意為“在過去，男人通常更喜歡他們的妻子在家里工作?！眕refer＋that從句“寧愿”，從句一般用虛擬語氣，謂語用“should+動詞原形”，should可省略，因此選項C正確。22.資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheyprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmadetheconversationapositiveexperiencefortheotherparty.whichdoesn'thappenwhenthelistenerispassive（or,forthatmatter,critical!）Goodlistenersmadetheotherpersonfeelsupportedandconveyedconfidenceinthem.Goodlisteningwascharacterizedbythecreationofasafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowedsmoothlyinbothdirectionswithneitherpartybeingdefensiveaboutmentstheothermade.Bycontrast,poorlistenerswereseenaspetitive—aslisteningonlytoidentifyerrorsinreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmightmakeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmaychallengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristryingtohelp,notwantingtowinanargumentAccordingtotheauthor,whichofthefollowingstatementsistrue?A、Thosewhoperiodicallyaskquestionswanttotakechargeoftheconversation.B、Ifyougivecriticalopinions,thespeakerwillbelessconfident.C、Goodlistenersshouldagreewiththespeaker.D、Ifthespeakercreatesafortableenvironment,listenerswillbeeconfident.答案：B解析：本題考查細(xì)節(jié)理解?！娟P(guān)鍵詞】Accordingtotheauthor;true【主題句】第2段Goodlisteningincludedinteractionsthatbuildaperson’sself-esteem.Thebestlistenersmadetheconversationapositiveexperiencefortheotherparty,whichdoesn’thappenwhenthelistenerispassive（or,forthatmatter,critical!）.Goodlistenersmadetheotherpersonfeelsupportedandconveyedconfidenceinthem.良好傾聽包括通過互動重塑他人自信。最善于傾聽的人使對話成為另一方的積極經(jīng)歷，而這種對話往往是在傾聽者頗為被動（乃至批判）的時候所無法產(chǎn)生的。好的傾聽者使別人感受到支持，同時也傳達(dá)了信心?！窘馕觥款}目意為“根據(jù)作者的觀點，以下哪項是正確的？”選項A意為“那些定期問問題的人想要掌控談話”，文中并未提及。選項B意為“如果你發(fā)表批評意見，演講者就不會那么自信了”，根據(jù)主題句，該選項正確。選項C意為“好的聽眾應(yīng)該同意演講者的觀點”，文中的觀點認(rèn)為好的聽眾會對談話提出建設(shè)性看法，故錯誤。選項D意為“如果演講者創(chuàng)造了一個舒適的環(huán)境，聽眾就會變得自信”，與文意相反，文中的意思是如果傾聽者創(chuàng)造了一個舒適的環(huán)境，講話人就會變得自信。23.“一門三父子，都是大文豪。詩賦傳千古，峨眉共比高?！边@首詩中的“三父子”指的是（）。A、曹操、曹丕、曹植B、蘇洵、蘇軾、蘇轍C、班固、班超、班昭D、杜甫、杜牧、杜荀鶴答案：B解析：B班固、班超、班昭是兄弟姐妹；杜甫、杜牧不是父子；曹操、曹丕、曹植三父子合稱“三曹”，但他們是沛國譙(今安徽亳州)人，與峨眉無關(guān)；蘇洵、蘇軾、蘇轍三父子四川人，峨眉山在四川。24.資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetoplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.Whatisthepurposeofthearticle?A、ToreportonthemergeroftwoairlinesB、ToinforminvestorsofupdatedprojectplansC、ToannounceanewbusinessagreementD、Todescriberecentrenovationsatanairport答案：C解析：本題的問題是“本文的目的是什么？”。選項A意為“報告兩家航空公司的合并情況”；選項B意為“告知投資者更新的項目計劃”；選項C意為“宣布新的業(yè)務(wù)協(xié)議”；選項D意為“描述最近機(jī)場的翻修”。根據(jù)主題句可知，本文主要想宣布一項新的商業(yè)協(xié)定，故選C。25.關(guān)于寡頭市場的特征的表述，不正確的是()。A、行業(yè)中只有少數(shù)幾家大廠商，它們的供給量均占有市場的較大份額B、廠商的生產(chǎn)規(guī)模比較小，因此進(jìn)入和退出一個生產(chǎn)集團(tuán)比較容易C、廠商的決策互相影響，因而任何一家廠商在作出決策時都必須考慮競爭對手對其作出的反應(yīng)D、廠商的競爭手段是多種多樣的，但市場價格相對穩(wěn)定答案：B解析：選項B是壟斷競爭市場的存在條件，而且在寡頭市場上，其他廠商進(jìn)出都是很困難的。26.資料：FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.WhatdoesthereviewerNOTmentionaboutthebook?A、ItisverylonB、ItisentertaininC、Itdescribespeoplefromthepast.D、Itiswellresearche答案：A解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】NOTmention;book【主題句】第1自然段JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemealive.詹姆斯加拉格爾已經(jīng)為幾家報紙報道金融新聞，他在調(diào)查他的主題方面做了細(xì)致的工作。盡管他很仔細(xì)地陳述了事實，但加拉格爾先生已經(jīng)把一本枯燥的書變成了一本有趣而又愉悅的書。通過講述一些關(guān)于歷史人物的趣聞軼事，他讓他們鮮活了起來。【解析】本題的問題是“書評人沒有提到這本書的什么？”。選項A意為“篇幅很長”；選項B意為“富有娛樂性”；選項C意為“描述過去的人物”；選項D意為“經(jīng)過充分的調(diào)研”。根據(jù)主題句可知，B、C、D選項均有提及，故選A。27.基礎(chǔ)貨幣與貨幣供給量之間的關(guān)系是（）。A、基礎(chǔ)貨幣量>貨幣供給量B、基礎(chǔ)貨幣量C、基礎(chǔ)貨幣量=貨幣供給量D、基礎(chǔ)貨幣量≥貨幣供給量答案：B解析：基礎(chǔ)貨幣量=流通中的通貨+存款準(zhǔn)備金，貨幣供給量：流通中的貨幣+存款貨幣。存款準(zhǔn)備金是按照一定比例計提的存款貨幣，永遠(yuǎn)小于存款貨幣量。因此基礎(chǔ)貨幣量永遠(yuǎn)小于貨幣供給量。28.需要結(jié)計本年累計發(fā)生額的賬戶，結(jié)計“過次頁”的合計數(shù)為（）。A、自年初起至本日止累計數(shù)B、自年初起至本頁末止累計數(shù)C、自月初至本頁末止累計數(shù)D、自本頁初至本年末止累計數(shù)答案：B解析：對“過次頁”的本頁合計數(shù)如何計算，一般分三種情況：①需要結(jié)計本月發(fā)生額的賬戶，結(jié)計“過次頁”的本頁合計數(shù)應(yīng)當(dāng)為自本月初起至本頁末止的發(fā)生額合計數(shù)；②需要結(jié)計本年累計發(fā)生額的賬戶，結(jié)計“過次頁’’的本頁合計數(shù)應(yīng)當(dāng)為自年初起至本頁末止的累計數(shù)；③不需要結(jié)計本月發(fā)生額也不需要結(jié)計本年累計發(fā)生額的賬戶.可以只將每頁末的余額結(jié)轉(zhuǎn)次頁：29.治理通貨膨脹的對策中，屬于收入政策措施的是()。A、確定工資一物價指導(dǎo)線B、工資管制C、凍結(jié)物價D、以上都正確答案：D解析：收入政策是國家為了降低物價水平的上漲幅度而采取的強(qiáng)制性或非強(qiáng)制性的限制貨幣工資和價格的政策，目的在于控制通貨膨脹而又不引起相應(yīng)的失業(yè)上升。收入政策措施主要包括：確定工資一物價指導(dǎo)線、工資管制、凍結(jié)物價。30.高爾基說：“智慧是珠寶，如果用謙虛謹(jǐn)慎鑲邊，就會更加絢爛奪目?！边@表明（）。A、良好的科學(xué)文化修養(yǎng)有利于促進(jìn)思想道德修養(yǎng)B、良好的思想道德修養(yǎng)有利于促進(jìn)科學(xué)文化修養(yǎng)C、只要提高思想道德修養(yǎng)，就一定能提高科學(xué)文化修養(yǎng)D、思想道德修養(yǎng)的提高與科學(xué)文化修養(yǎng)無關(guān)答案：B解析：思想道德修養(yǎng)與科學(xué)文化修養(yǎng)之間的辯證關(guān)系是充分非必要關(guān)系，即良好的思想道德修養(yǎng)有利于促進(jìn)良好的科學(xué)文化修養(yǎng)，而有良好的科學(xué)文化修養(yǎng)并不一定具有良好的思想道德修養(yǎng)。31.關(guān)于奧爾德弗提出的ERG理論的說法錯誤的是（）。A、“關(guān)系需要”對應(yīng)馬斯洛需要理論中的部分“安全需要”、全部“歸屬和愛”的需要以及部分“尊重需要”B、各種需要可以同時具有激勵作用C、如果較高層次的需要不能得到滿足.那么滿足低層次需要的欲望一定會減弱D、不同文化下各種需要的順序可能會發(fā)生改變答案：C解析：如果較高層次的需要不能得到滿足，那么滿足低層次需要的欲望一定會加強(qiáng)，選項C說法有誤。32.Nowthatwehaveanescapedpoliticalprisoneronthe______,everybodyisfightingshyofhavinganythingtodowithpeoplelikeyou.A、looseB、releaseC、slackD、relax答案：A解析：本題考查近義詞辨析。題目意為“由于我們有個政治犯逃脫了，仍在_____，每個人都像你一樣不想和他扯上關(guān)系?！盇選項中，ontheloose為固定搭配，有逍遙法外之意，結(jié)合題意，故選A。33.一國關(guān)境與其國境相比（）。A、關(guān)境可以小于國境B、關(guān)境可以大于國境C、關(guān)境可以等于國境D、以上都對答案：D34.資料：TheincreasingamountofpersonalinformationthatcanbecollectedbyputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.SuchprogramscanshowundisclosedprivateinformationsuchasFacebookusers'sexuality,drug-usehabitsandevenwhethertheirparentsseparatedwhentheywereyoung,accordingtothestudybytheUniversityofCambridgeacademics.Inoneofthebiggeststudiesofitskindscientistsfromtheuniversity’steamandaMicrosoft-fundedresearchcenteranalyzeddatafrom58,000Facebookuserstopredicttraitsandotherinformationthatwerenotprovidedintheirprofiles.Thealgorithmswere88percentaccurateinpredictingmalesexualorientation,95percentforraceand80percentforreligion.Andpoliticalleanings,personalitytypesandemotionalstabilitywerealsopredictedwithaccuracyrangingfrom62-75percent.Thestudyhighlightsgrowingconcernsaboutsocialnetworksandhowdatatrailscanbeminedforsensitiveinformationevenwhenpeopleattempttokeepinformationaboutthemselvesprivate：Lessthan5percentofuserswereconnectedwithexplicitlygaygroups.MichalKosinksi，oneofthereport’sauthorstoldtheFinancialTimesthattheuniversity’stechniquescouldeasilybereplicatedbypaniestointerpersonalattributesapersondidnotwishtosharesuchassexualorientationorpoliticalviews:”Weusedverysimpleandgenericmethods:Marketingpaniesandinternetpaniescouldspendmuchmoretimeandresourcesandhencegetmuchhigheraccuracythanwedid.Thereportalsorevealedsomeunexpectedcorrelationssuchaspeoplewholiked‘curlyfries’havinghigherIQswhilethoseWholikeFacebook’s“SlidingonFloorsWithYourSocksOn”pagewereunlikelytousedrugs.Theword“algorithm”inthefourthpassagerefersto____.A、theresultsofastudyB、informationfromtheFacebookC、thenumberofFacebookusersD、personalitytypesandemotionalstability答案：A解析：本題考查的是詞義解析?！娟P(guān)鍵詞】algorithm；paragraphfour；“algorithm”；inthefourthpassage；refersto【主題句】第3自然段Inoneofthebiggeststudiesofitskindscientistsfromtheuniversity’steamandaMicrosoft-fundedresearchcenteranalyzeddatafrom58,000Facebookuserstopredicttraitsandotherinformationthatwerenotprovidedintheirprofiles.在大學(xué)團(tuán)隊同專業(yè)的科學(xué)家和微軟資助的研究中心所做的一項大型研究中，他們通過對來自58000名臉譜網(wǎng)用戶進(jìn)行分析，來預(yù)測特征和其他外表無法顯現(xiàn)的信息。第4自然段Thealgorithmswere88percentaccurateinpredictingmalesexualorientation…在預(yù)測男性性取向方面，該研究結(jié)果的準(zhǔn)確率是88%……【解析】題目意味“第四段中algorithm詞義為？”選項A意為“研究結(jié)果”，選項B意為“來自臉書的信息”，選項C意為“臉書使用者數(shù)量”，選項D意為“性格類型和感情穩(wěn)定度”，根據(jù)第3自然段的主語——研究，可推斷出第4自然段中algorithm的意思，可知，algorithm在此處意為研究結(jié)果，選項A符合題意。35.資料：From:IrisWuTo:TimApplebySubject:MarketingissuesDate:May3HiTim,Canyouscheduleaconferencecallforallourmarketingdirectors,meincluded,todiscussthelaunchofthenewapplianceline?PleasenotethatourofficesinthePhilippinesandFrancearerespectively,twelveandsixhoursaheadofus.Threfore,kindlyremindthedirectorsthatthecallmayhavetooccuroutsideofbusinesshours.ThemeetingshouldbearrangedbeforethenewproductpresentationsonMay26.IremendschedulingthecallonMay14or15toallowsufficienttimefortheapplianceinformationchartstobeupdatedwithanysuggestedchanges.Shouldadifferentdatebemoreconvenientfortheotherdirectors,pleasecheckwithmetoconfirmmyavailability?ThankyouIrisWhomostlikelyisMs.Wu?A、graphicdesignerB、marketingdirectorC、AnappliancetechnicianD、Anadministrativeassistant答案：B解析：本題考查的是細(xì)節(jié)推理。【關(guān)鍵詞】who;mostlikely;Ms.Wu【主題句】第一段Canyouscheduleaconferencecallforallourmarketingdirectors,meincluded,todiscussthelaunchofthenewapplianceline?（你能為所有的市場總監(jiān)（包括我在內(nèi)）安排一場電話會議嗎？目的是討論新款家用電器線投放市場的內(nèi)容。）；第二段Shouldadifferentdatebemoreconvenientfortheotherdirectors,pleasecheckwithmetoconfirmmyavailability?（如果其他總監(jiān)在別的時間有空，請與我核對我是否有時間。）【解析】第3題問“吳小姐最有可能是誰”。這道題考察同學(xué)們對于發(fā)件人身份的確定。根據(jù)第一段第一句“你能為所有的市場總監(jiān)（包括我在內(nèi)）安排一場電話會議嗎？”，吳小姐也是市場總監(jiān)一員。此外，文章最后一句吳小姐說“如果其他總監(jiān)在別的時間有空，請與我核對我是否有時間。”，說明吳小姐也要參加會議討論，她應(yīng)該就是一名市場總監(jiān)，答案是B。D選項是陷阱選項，吳小姐可能是一個行政助理。首先，文章中并未體現(xiàn)出助理這一角色，如果是助理就應(yīng)該她來安排這場會議；其次，如果是助理，她也不需要參與到會議討論當(dāng)中，不用讓收件人確認(rèn)她是否有空。總上所述，D選項應(yīng)該被排除。A選項“graphicdesigner”是“美術(shù)設(shè)計員”，C選項“appliancetechnician”是“家電技師”，這兩個角色原文并未提及。36.所有者權(quán)益類賬戶的期末余額根據(jù)（）計算。A、借方期末余額=借方期初余額+借方本期發(fā)生額一貸方本期發(fā)生額B、借方期末余額=借方期初余額+貸方本期發(fā)生額一借方本期發(fā)生額C、貸方期末余額=貸方期初余額+貸方本期發(fā)生額一借方本期發(fā)生額D、貸方期末余額=貸方期初余額+借方本期發(fā)生額一貸方本期發(fā)生額答案：C解析：所有者權(quán)益類賬戶貸加、借減，余額在貸方。37.Thestudentsfailedtomeetthenecessary（）foradmissiontothecourse.A、fulfillmentB、requirementsC、qualitiesD、petency答案：B解析：本題考察詞義辨析，題目意為“這些學(xué)生沒有能夠達(dá)到這門課程的準(zhǔn)入要求?！盇選項意為“完成”，B選項意為“要求”，C選項意為“質(zhì)量，特質(zhì)”，D選項意為“能力，勝任”。根據(jù)句意，空格處是課程對學(xué)生提出的，因此應(yīng)該是要求。38.資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandhereenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbeingpartofaprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebeemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.VoluntaryBenefitsBolsterRecruitmentandRetentionEffortsItgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitstoroundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvisioncaretopetinsurance.Thishelpspaniestoaddressthespecificheathandfinancialneedsofcandidates,tohelpthestretchtheirfuturepaychecksevenfurther.TheAdvantagesofOfferingVoluntaryEmployeeBenefitsIntermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelikevoluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonotcover.Forexle,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventativemeasuresthathelpsupportgoodoralhealth.CustomizingVoluntaryBenefitPlansThereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofothertypesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.Financialwellnessbenefitscanincludebudgetingsoftware,panymatchedsavingsplans,employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancingtohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Somepaniesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecialdiscountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionforcollegeexpenses.Accordingtothepassage,whichisprobablyNOTincludedinthefinancialwellnessbenefits?A、Longtermfinancingtohelpemployees.B、Employeepurchaseprogramsanddiscountcards.C、Payoffcollegeloans.D、Budgetingsoftwareandpanymatchedsavingsplans.答案：A解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】NOTincluded；financialwellnessbenefits【主題句】第4自然段Financialwellnessbenefitscanincludebudgetingsoftware,panymatchedsavingsplans,employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancingtohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Somepaniesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecialdiscountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionforcollegeexpenses.財政健康福利可以包括預(yù)算軟件、公司匹配儲蓄計劃、員工購買項目、折扣卡、儲蓄互助途徑，甚至是幫助信用不足、不能貸款購買所需商品的員工的短期融資。一些公司提供支持幫助購買或租賃汽車、還清助學(xué)貸款、協(xié)調(diào)特殊折扣和處理租賃及購買房屋，甚至幫助聯(lián)系解決大學(xué)學(xué)費的途徑?！窘馕觥勘绢}的問題是“根據(jù)文章，下列哪一項很可能不包括在財政健康福利中？”。A選項“幫助員工的長期融資”，B選項“員工購買項目和折扣卡”，C選項“還清助學(xué)貸款”，D選項“預(yù)算軟件和公司匹配儲蓄計劃”。根據(jù)主題句可知，提供的是短期融資，而不是長期。39.計算機(jī)硬件能直接識別和執(zhí)行的只有（）。A、高級語言B、符號語言C、匯編語言D、機(jī)器語言答案：D解析：機(jī)器語言是用二進(jìn)制代碼表示的計算機(jī)能直接識別和執(zhí)行的一種機(jī)器指令的集合。40.以下（）是直接融資工具。A、商業(yè)票據(jù)B、銀行本票C、保險單D、銀行券答案：A解析：直接融資工具包括豉府發(fā)行的國庫券、企業(yè)債券、商業(yè)票據(jù)、公司股票等。間接融資工具包括銀行債券、銀行承兌匯票、可轉(zhuǎn)讓大額存單、人壽保險單等。41.杜邦財務(wù)分析體系的核心指標(biāo)是（）。A、可持續(xù)增長比率B、銷售利率C、凈資產(chǎn)收益率D、總資產(chǎn)報酬率答案：C42.對結(jié)賬日后()個工作日止仍未兌現(xiàn)的大額支票以及其他已簽發(fā)一個月以上的未兌現(xiàn)支票，應(yīng)審查其發(fā)生的原因。A、5B、10C、15D、20答案：B解析：對結(jié)賬日后10個工作日止仍未兌現(xiàn)的大額支票以及其他已簽發(fā)一個月以上的未兌現(xiàn)支票，應(yīng)審查其發(fā)生的原因。43.在Word2003中，要選擇一段文字，從文字開頭處單擊鼠標(biāo)，再在這段文字的結(jié)尾處按（）鍵，同時按鼠標(biāo)。A、CtrlB、ShiftC、AItD、e1答案：B解析：在Word中單擊開始點，按下鍵盤上的Shift鍵，再單擊結(jié)束點，即可將該區(qū)域內(nèi)的對象選中。44.Thelocalareanetworkalsoconnectstoawideareanetworkthatallowamessage______acrossthecountryortoothercountries.A、issentB、tobesentC、sendingD、send答案：B解析：本題考查動詞語態(tài)。題干意為“局域網(wǎng)連入廣域網(wǎng)，就允許在國內(nèi)或國際間發(fā)送信息。”題干中，allowsb（sth）todo為固定搭配，另外此處表示信息被傳播，所以用被動形式，即tobedone，因此B選項正確。45.布雷頓森林體系中的“雙掛鉤”是指（）。A、美元和其他國家同時與黃金掛鉤B、美元與黃金掛鉤，黃金與其他各國貨幣掛鉤C、美元與黃金掛鉤，其他國家貨幣與美元掛鉤D、其他國家貨幣與黃金掛鉤，美元與其他國家貨幣掛鉤答案：C解析：布雷頓森林體系核心為兩個掛鉤：世界各國貨幣與美元掛鉤.美元與黃金掛鉤。故本題答案選C。46.用于反映國民經(jīng)濟(jì)發(fā)展速度、比例關(guān)系等方面的統(tǒng)計指標(biāo)，都屬于（）。A、總量指標(biāo)B、相對指標(biāo)C、平均指標(biāo)D、編譯指標(biāo)答案：B47.資料：GoogleandUberhavegrabbedmostoftheattentionregardingtheadventofself-drivingcars,butonSunday,Lyftthrewdowntheultimatechallenge:AmajorityofautonomousvehiclesforLyftwithinamerefiveyears.TheboldclaimwasmadebyLyftco-founderJohnZimmerinapostonMediumoutlininghispany'svisionforthenextdecade."WithinfiveyearsafullyautonomousfleetofcarswillprovidethemajorityofLyftridesacrossthecountry,"saidZimmer,indicatingthatearlyversionsofsuchcarshavebeeninoperationinSanFranciscoandPhoenix.Usuallywhentechfounderslayouttheirvision,it’stypicaltoheargrandclaimsthatalmostpushtheboundariesofbelievability.That'swhattechinnovationisabout.Butinthecaseofself-drivingcars,thesituationisabitmoreplicated.Uberhasalreadybegunrollingoutself-drivingcartestsinPittsburghandGoogleishardatworkonthesamekindofsolutionontheWestCoast.Therefore,talkofgettingself-drivingcarsontheroadis,atthispoint,lessaboutthetechnologyandmoreaboutlogistics.WeknowGooglehasenoughcashtotripledownonanyinitiativeitdecidestotackle.Andasthecurrentride-sharingleaderintheU.S.,Uberhasenoughmarketshare-poweredcredibilitythatafutureincludingself-drivingUbercarsisn'tunrealistic.Todaytherearesomeinternet-basedridesharingsystembuttooverethecriticalmassthesystemhastobereal-time,automatedandextremelyeasytouse.HoweverinthecaseofLyft,whichcontinuestostruggleagainstUber(onereportclaimsthatUberhasover80percentmarketshareintheU.S.),suchashorttimelinetowardrollingoutafleetofself-drivingcarsseemssomewhatambitious.Nevertheless,Zimmercontinueshisvisionessaywithevenmoreboldpredictions."By2025,privatecarownershipwillallbutendinmajorU.S.cities,"saysZimmer,apredictionthat,ifitturnsouttobetrue,wouldmeanitwouldtakejusteightyearsforthemajorityofthehuman-drivencarsonU.S.roadstodisappear.Possible?Sure.Likely?Eightyearsseemslike,onceagain,abitofwishfulthinkingonZimmer'spart.Remember,ithasn'tevenbeen10yearssincethearrivaloftheiPhone,andasrecenteventsprove,smartphonesarestillacategorythatcanyieldcatastrophicresultsifnotdoneright.Andthosearejustmobiledevices,notvehiclesentrustedwithtransportingandprotectinghumanlives.Tobefair,Zimmer'sessaydoesoffersomefactsandfiguresinanattempttobackuphispositions,butmuchofitdoesn'tappeartotakeintoaccountvariablessuchastheheavilyembeddedinterestsofautomobilepaniesstillrelyingonconsumerautosales,aswellasthemanylegalandroadwaylogisticsthatwillneedtobeaddressedinordertobringaboutthismassivetransformationinsuchashorttime.Oddly,Zimmer'svisiondoeslittletoaddressthemillionsofhumanjobsthatwillbelostonceself-drivingcarsdisplacenotonlytaxidrivers,buttruckdrivers."Webelievethatinthefirstfiveormoreyearsfollowingtheintroductionofautonomousvehicles,theneedforhumandriverswillactuallyincrease,notdecrease,"writesZimmer."Whenautonomouscarscanonlysolveaportionofthosetrips,moreLyftdriverswillbeneededtoprovideservicetothegrowingmarketofformercarowners,"writesZimmer.Butwhataboutafterfiveyears,whenautonomouscarscanprovidefullservice?Whataboutthehumandrivers?Thepushbackfromhumandriverslosingworkwilllikelybeanother,majorrippleintheevolutionofself-drivingcars,aswellasotherautomatedsystemsenteringU.S.societyin