全國銀行招聘考試重點(diǎn)試題精編

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密

封一、選擇題

窣

i1、在民事訴訟時(shí)效期間的最后6個(gè)月內(nèi)，權(quán)利人因不可抗力或者其他障礙不能行使請(qǐng)求權(quán)

j的，訴訟時(shí)效（）。

A.中斷

??jB.中止

處:C.延長

瑕1D.終止

2、下列不是用于記載會(huì)議主要精神和議定事項(xiàng)的公文是（）。

A.決議

B.會(huì)議紀(jì)要

C.會(huì)議記錄

D.議案

3、Passage8

Treesshouldonlybeprunedwhenthereisagoodandclearreasonfordoingso

and,fortunately,thenumberofsuchreasonsissmall.Pruninginvolvescuttingawayofovergrown

andunwantedbranches,andtheinexperiencedgardenercanbeencouragedbythethoughtthat

moredamageresultsfromdoingitunnecessarilythanfromleavingthetreestogrowintheirown

兇密

封ways.

線First,pruningmaybedonetomakesurethattreeshaveadesiredshapeorsize.Theobjectmaybe

togetatreeoftherightheight,andatthesametimetohelpthegrowthofsmallsidebranches

whichwillthickenitsappearanceorgiveitaspecialshape.Secondly,pruningmaybedoneto

makethetreehealthier.Youmaycutoutdiseasedordeadwood,orbranchesthatarerubbing

againsteachotherandthuscausingwounds.Thehealthofatreemaybeencouragedbyremoving

thebranchesthatareblockingupthecenterandsopreventingthefreemovementofair

Oneresultofpruningisthatanopenwoundisleftonthetreeandthisprovidesaneasyentryfor

diseases,butitisawoundthatwillheal.Oftenthereisaracebetweenthehealingandthedisease

astowhetherthetreewillliveordie,orthatthereisaperiodwhenthetreeisatrisk.ltshouldbe

theaimofeverygardenertoreducetheriskasfaraspossible.ltisessentialtomakethearea

恬

whichhasbeenprunedsmoothandclean,forhealingwillbesloweddownbyroughness.You

shouldallowthecutsurfacetodryforafewhoursandthenpaintitwithoneofthesubstances

availablefromgardenshopsproducedespeciallyforthispurpose.Pruningisusuallydonein

winterforthenyoucanseetheshapeofthetreeclearlywithouttheinterference(妨礙)fromthe

leavesanditis,too,veryunlikelythatthecutsyoumakewillbleedIfthisdoeshappen,itis,of

coursejmpossibletopaintthemproperly.

Whatwastheauthor^purposewhenwritingthispassage?()

A.Todiscussdifferentmethodsofpruning

B.Tointroducesomecommonknowledgeofpruning

C.Toexplainhowtreesdevelopdisease

D.Togivepracticalinstructionforpruningatree

4、多路復(fù)用技術(shù)通常分為時(shí)分多路復(fù)用、()和波分多路復(fù)用。

A.村分多路復(fù)用

B.頻分多路復(fù)用

C.幅分多路復(fù)用

D.空分多路史用

5、已知某城市商品住宅平均銷售價(jià)格2006年、2007年、2008年連續(xù)三年環(huán)比增長速度分

別為1%、6%、9%,這三年該城市商品住宅平均銷售價(jià)格的定基增長速度為(工

A.(101%xl06%xl09%)-l

B.l%x6%x9%

C.(l%x6%x9%)+1

D.101%xl06%xl09%

6、Butatthesametime,77percentofmomsanddadsthattheWebiscrucialtolearning,and

anoverwhelming91percentadmitthatithelpstheirkidsexplorethingsthey'repassionate

about.

A.recognize

B.announce

C.distinguish

D.assert

7、Passage8

Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushing

themout.Reversemortgages,whichallowhomeowners62andoldertoborrowmoneyagainst

thevalueoftheirhomesandnotpayitbackuntiltheymcveoutordie,havelongbeenfraught

withproblems.Butfederalandstateregulatorsaredocumentingnewinstancesofabuseas

smallermortgagebrokersjncludingformersubprimelenders,floodthemarketaftertherecent

exitofbigbanksandasdefaultsontheloanshitrecordrates.

Somelendersareaggressivelypitchingloanstoseniorswnocannotaffordthefeesassociated

withthem,nottomentionthepropertytaxesandmaintenance.Othersarewooingseniorswith

promisesthattheloansarefreemoneythatcanbeusedtofinancelong-covetedcruises,wi:hout

clearlyexplainingtherisks.Somewidowsarefacingevictionaftertheysaytheywerepressuredto

keeptheirnameoffthedeedwithoutbeingtoldthattheycouldbeleftfacingforeclosureafter

theirhusbandsdied.

Now,asthevastbabyboomergenerationisenteringretirementandmoreseniorsstrugglewith

decliningsavings,thenewlymintedConsumerFinancialProtectionBureauisworkingonnew

rulesthatcouldmeanbetterdisclosureforconsumersandstrictersupervisionoflenders.Vlore

than775,000ofsuchloansareoutstanding,accordingtothefederalgovernment.

Concernsaboutthemultibillion-dollarreversemortgagemarketechothoseraisedinthelead-up

tothefinancialcrisiswhenconsumersweremarketedloans—oftencarryinghiddenrisks-that

theycouldnotafford.^Therearemanyofthesameredflags,includingexplosivegrowthandthe

factthattheseloansareoftenadvertisedaggressivelywithoutregardtosuitability/saidLori

Swanson,theMinnesotaattorneygeneral,whoisworkingonreformingthereversemorrgage

market.

WhichistrueaboutthenewrulesfromConsumerFinancialProtectionBureau

A.Therulesaregoodforlenderswhilebadforborrowers

B.Theruleswillhelpbabyboomerseniorstosavemoney

C.Theruleswillhelpconsumersbetterunderstandreversemortgage

D.Theruleswillbestricterforconsumers

8、客戶向銀行交存現(xiàn)金時(shí)，應(yīng)填寫一式三聯(lián)的（），連同交存現(xiàn)金一并交出納人員。

A.銀行存款付款單

B.銀行存款交款單

C.現(xiàn)金付款單

D.現(xiàn)金交款單

9、近年來，中國人民銀行加強(qiáng)了對(duì)利率工具的運(yùn)用。利率調(diào)整逐年頻繁，利率調(diào)整方式更

為靈活，調(diào)控機(jī)制口趨完善，利率作為重要的經(jīng)濟(jì)杠桿，在國家宏觀調(diào)控體系中將發(fā)揮更加

重要的作用。

以下哪一項(xiàng)不屬于目前中國人民銀行采用的利率工具？（）

A.制定相關(guān)政策對(duì)各類利率結(jié)構(gòu)和檔次進(jìn)行調(diào)整

B.發(fā)放政府發(fā)行的中、長期國庫券

C.調(diào)整金融機(jī)構(gòu)法定存貸款利率

D.制定金融機(jī)構(gòu)存貸利率的浮動(dòng)范圍

10、Thistypeofnetworkingservesagreatingivingbacktothecommunity.

A.process

B.power

C.purpose

0.project

11、Passage8

Treesshouldonlybeprunedwhenthereisagoodandclearreasonfordoingso

and,fortunately,thenumberofsuchreasonsissmall.Pruninginvolvescuttingawayofovergrown

andunwantedbranches,andtheinexperiencedgardenercanbeencouragedbythethoughtthat

moredamageresultsfromdoingitunnecessarilythanfromleavingthetreestogrowintheirown

ways.

First,pruningmaybedonetomakesurethattreeshaveadesiredshapeorsize.Theobjectmaybe

togetatreeoftherightheight,andatthesametimetohelpthegrowthofsmallsidebranches

whichwillthickenitsappearanceorgiveitaspecialshape.Secondly,pruningmaybedoneto

makethetreehealthier.Youmaycutoutdiseasedordeadwood,orbranchesthatarerubbing

againsteachotherandthuscausingwounds.Thehealthofatreemaybeencouragedbyremoving

thebranchesthatareblockingupthecenterandsopreventingthefreemovementofair

Oneresultofpruningisthatanopenwoundisleftonthetreeandthisprovidesaneasyentryfor

diseases,butitisawoundthatwillheal.Oftenthereisaracebetweenthehealingandthedisease

astowhetherthetreewillliveordie,orthatthereisaperiodwhenthetreeisatrisk.ltshouldbe

theaimofeverygardenertoreducetheriskasfaraspossible.ltisessentialtomakethearea

whichhasbeenprunedsmoothandcleanjorhealingwillbesloweddownbyroughness.You

shouldallowthecutsurfacetodryforafewhoursandthenpaintitwithoneofthesubstances

availablefromgardenshopsproducedespeciallyforthispurpose.Pruningisusuallydonein

winterforthenyoucanseetheshapeofthetreeclearlywithouttheinterference（妨礙）fromthe

leavesanditis,too,veryunlikelythatthecutsyoumakewillbleedIfthisdoeshappen,itis,of

coursejmpossibletopaintthemproperly.

Whyshouldpruningbedone?（）

A.causeitcanmaketreesgrowtaller

B.BecauseitcanimprovetheshapeofthetreesBBecausei:cangetridofthesmallranches

C.Becauseitcanmakethesmallbranchesthicker

12、一次校友聚會(huì)有35人參加，在參加聯(lián)歡會(huì)的同學(xué)中，每個(gè)女生認(rèn)識(shí)的男生人數(shù)各不相

同，而且恰好構(gòu)成一串連續(xù)的自然數(shù)，最多的全認(rèn)識(shí),最少的也認(rèn)識(shí)12個(gè)，這次聚會(huì)有（）

個(gè)女生。

A.24

B.13

C.12

D.無法確定

13、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntothe

Chinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslow

simultaneously.

Anotherdifferentapproachtodoingbusinessisthatinabu/ingdecisionWesternerstendtolook

forclearalternatives,whileEasternersmayexaminewaystocombinebothoption.Forexample,

aChinesepanelmayfeelthatasupplierwhoclaimsofbestqualitywithalowpricemayeither

raisethepriceduringthecontractorfailtoimplementthecontract.Theywillthereforeoften

prefertochooseasupplierwhosepriceisneitherthecheapestnorthemostexpensive.In

addition,aChinesepanelmayavoidawardingeachsuppliermorethanonecontract,inorderto

minimisedependenceonasinglesupplier.SuchanapproachmaymakeaWesternerthinkthata

Chinesenegotiatorisbeingillogical,evasiveordevious,whenhebelievesheisbeingquite

straightforward.

What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccessto

havinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinese

callguanxi(pronouncedgwanshee).whichareessentiallysocialorbusinessconnectionsbased

onmutualinterestandbenefit.Inacentralisedandbureaucraticstate,relianceonpersonal

contactsisoftenseenastheonlywaytogetthingsdone.AndinaplacelikeChinawherethe

legalsystemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.

BothChinaandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggood

guanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,

withunsuitablepeople,theobligationscanbecomeatrapitishardtoescape.

Whatcanbeinferredfromparagraph2?

A.Westernersmayestablishlongtermcooperationwithonesupplier

B.Chinesepaneltendstolookforclearalternatives

C.Chinesenegotiatorisillogical

0.WesternersarestraightforwardinChinesebusinessmen*seyes

14、在會(huì)計(jì)核算原則中，要求合理核算可能發(fā)生的費(fèi)用和損失的原則是指()。

A.謹(jǐn)慎原則

B.可比性原則

C.一貫性原則

D.配比原則

15、Whenacompanydiscontinuesanddisposesofanoperation,theactionisconsidered：().

A.acumulativeeffectofachangeinanaccountingprinciple

B.apriorperiodadjustment

C.anextraordinaryitem

0.separatelyandshownnetoftaxesontheincomestatement

16、下列說法，錯(cuò)誤的是

A.我國商業(yè)銀行經(jīng)營活動(dòng)的不確定性越來越高，表外信息的內(nèi)容也在不斷擴(kuò)展

B.我國商業(yè)銀行會(huì)計(jì)信息披露已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及

其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露的新的發(fā)展階段

C.我國在會(huì)計(jì)信息披露方面存在很多問題

D.與會(huì)計(jì)報(bào)表披露相比，會(huì)計(jì)報(bào)表附注披露比較強(qiáng)大

17、Passages

Dinnercustomsaredifferentaroundtheworld.IfyouareadinnerguestinGhana,this

informationwillhelpyoualot.

InGhanadinnerisusuallyfromfourintheafternoontosixintheevening.Buttherearenostrict

rulesabouttime.Wheneveraguestarrives,afamilyoffersfood.Whenyougotoahome,the

personwhoreceivesgueststakesyoutothelivingroomfirst.Atthistimeeveryonewelcomes

you.Thenyougotothediningroom.Thereyouwashyourhandsinabowlofwater.AIIthefoodis

onthetable.

InGhanayouusuallyeatwithyourfingers.Youeatfromthesamedishaseveryoneelse.Butyou

eatfromonesideofthedishonly.ltisnotpolitetogetfoocfromtheothersideofthedish.After

dinner,youwashyourhandsagaininabowlofwater.

MostmealsinGhanahaveadishcalledfufu.PeopleinGhanamakefufufromthepowderof

someplants.Sometimestheycutthefufuwithasawbecacseitisveryhard.Youmustchewfufu

well,oryoumaygetsick.Youeatfufuwiththefingersofyourrighthandonly.

Infact,mostdishesinGhana（）.

A.arecookedwiththepowderofsomeplants

B.havefufuinthem

C.aretoohardtoeat

D.areveryhard

18下列不屬于期貨交易的主要特征的是（工

A.期貨交易以在期貨交易所內(nèi)買賣期貨合約的方式進(jìn)行

B.期貨合約是由期貨交易所制定的標(biāo)準(zhǔn)化合約

C.實(shí)物交割率高

D.實(shí)行保證金制度

19、銀行謹(jǐn)慎監(jiān)管原則就是監(jiān)管當(dāng)局要（）評(píng)估銀吁機(jī)構(gòu)的風(fēng)險(xiǎn)。

A.一般限度地

B.適當(dāng)限度地

C.最低限度地

D.最大限度地

20、資料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventing

fraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,

thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdata

andthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdata

usedinmakingdecisions.

Thedecisionsmadebymanagementarecommunicatedthroughouttheorganizationand

becomecompanypolicy.Theresultsofthepolicies.....theconsequencesofmanagerial

decisions--mustbereportedbacktomanagementsothatthesoundnessofcompanypolicies

canbeevaluated.Amongthemeansofcommunicationincludedinthesystemofinternalcontrol

areorganizationcharts,manualsofaccountingpoliciesandprocedures,flowcharts,financial

forecasts,purchaseorders,receivingreports,invoices,andotherdocuments.Theterm

documentationreferstoallthecharts,forms,reports,andotherbusinesspapersthatguideand

describetheworkingofacompany'ssystemofaccountingandinternalcontrol.

Internalcontrolsfallintotwomajorclasses:administrativecontrolsandaccountingcontrols.

Administrativecontrolsaremeasuresthatincreaseoperationalefficiencyandcompliancewith

policiesinallpartsoforgarization.Forexample,anadministrativecontrolmaybearequirement

thattravelingsalespersonssubmitreportsshowingthenumberofcallsmadeoncustomerseach

day.Anotherexampleisadirectiverequireairlinepilotstohaveregularmedicalexaminations.

Theseinternaladministrativecontrolshavenodirectbearingonthereliabilityofthefinancial

statements.Consequently,administrativecontrolsarenotofdirectinterestonaccountantsand

independentauditors.

Internalaccountingcontrolsaremeasuresthatrelatetoprotectionofassetsandtothereliability

ofaccountingandfinancialreports.Anexampleistherequirementthatapersonwhoseduties

involvehandlingcashshaInotalsomaintainaccountingrecords.Morebroadlystated,the

accountingfunctionmustbekeptseparatefromthecustodyofassets.Anotheraccounting

controlistherequirementthatchecks,purchaseorders,andotherdocumentsbeserially

numbered.Stillanotherexampleistherulethatapersonwhoordersmerchandiseandsupplies

shouldnotbetheonetoreceivethemandshouldnotsigncheckstopayforthem.

（）arenotthemeansofcommunicationincludedinthesystemofinternalcontrols.

A.Financialforecasts

B.Accordingrules

C.Manualsofaccountingpoliciesandprocedures

0.Organizationcharts

21、一個(gè)歷史事件可由若干事件構(gòu)成，這一事件又可以由若干小事件構(gòu)成，由此可以排除一

系列事件的等級(jí)或?qū)哟?。下列選項(xiàng)符合上述說法的是（）。

A.經(jīng)濟(jì)全球化西歐一體化一歐元啟用

B.《王位繼承法》《權(quán)利法案》一光榮革命

C.原蘇聯(lián)的現(xiàn)代化道路一新經(jīng)濟(jì)政策一社會(huì)主義工業(yè)化

D.中途島戰(zhàn)役伏爾加格勒戰(zhàn)役阿拉曼戰(zhàn)役

22>Dorothywasalwaysspeakinghighlyofherroleintheplay,_>ofcourse.madetheothers

unhappy.

A.who

B.which

C.this

D.what

23、銀行的營業(yè)收入不包括（）。

A.利息收入

B.金融機(jī)構(gòu)往來收入

C.投資收入

D.其他營業(yè)收入

24、銀行的基本會(huì)計(jì)報(bào)表有：（）、資產(chǎn)負(fù)債表和損益表。

A.業(yè)務(wù)狀況表

B.固定資產(chǎn)表

C.未分配利潤表

D.新科目余額表

25、把生產(chǎn)資本分為固定資本與流動(dòng)資本，其依據(jù)是（）。

A.在生產(chǎn)過程中不同的價(jià)值轉(zhuǎn)移方式

B.在生產(chǎn)過程中不同的物質(zhì)存在形態(tài)

C.不同部分在剩余價(jià)值生產(chǎn)中的不同作用

D.不同部分的不同運(yùn)動(dòng)速度

26、資料：To：SherryLinton

From：MelanieJury

Date：15July

Subject：Purchaseorders

Pleasenotethatapurchaseorder(copyattached)mustbecompletedforallpurchasesover50

USD.

CompletepurchaseordersshouldbepassedtoChristineHantketoagreetermsofpaymentwith

thesupplier,andthensenttotheManchesterofficeforfinalapproval.

Purchaseordersunder50USDcanbepaidforfromthepettycashaccount.

Manythanksforyourco-operation.

MJ

Whatdoes"MJ"atlaststandfor?

A.MichalJackson

B.Manyjoy

C.Akindofgreeting

D.TheinitialsofMelanieJury

27、下列關(guān)于負(fù)債的說法，錯(cuò)誤的是（）。

A.是由企業(yè)過去的交易或者事項(xiàng)所形成的

B.是企業(yè)承擔(dān)的現(xiàn)時(shí)義務(wù)

C.預(yù)期會(huì)導(dǎo)致經(jīng)濟(jì)利益流出

D.一般將負(fù)債分為短期借款與長期借款

28、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaand

Europehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,

hasconsolidateditspositionastheworld'sderivativescenter,andHouston,thelargestdtyin

Texas,ishometoAmerica'sbiggestenergyfirmsandhasspawnedanactiveclusterofenergy

tradersandhedgefunds.

Europehasalsodevelopedadiversesetoffinancialcentersrangingfrombigcitiestoisland

havenssuchasJerseyandtonichemarketssuchasLuxembourgandDublin.Edinburg,an

establishedbankingcenter,isnowtoutingitselfasalow-costalternativeforfinancialoperations.

Amongthelargerhubs,Frankfurtisanimportantcenterforbankingandderivativestrading

throughEurex,aGerman-Swissexchange,withsignificantlylowercoststhanLondon.

Switzerland'stwinfinancialcenters,GenevaandZurich,havedonewellintheirspecialistsof

privatebanking,wealthmanagementandinsurance.Themainattractionsarelowtaxes,political

stabilityandareputationfordiscretion.UrsRothfromtheSwissBankersAssociationsays,

howevecthatgivenitstinydomesticmarket,Switzerlandhashadtofightforopenmarketsonan

internationalscale.

ParishaslonglaggedfarbenindLondon,doggedbyareputationforexcessiveregulationandhigh

taxes.ThenewgovernmentisawarethatsomeofFrance'sbestfinancialbrainshavecrossedthe

ChannelformorelucrativecareersinLondon.YetParishasmanyadvantages:alargenumberof

internationalbanks;moreinternationalcompaniesthanFrankfurt;andeasyaccesstoregulators.

IthasthelargestmarketinEuropefortradinginmutualfunds.FewwoulddisputethatParis

offersanattractivequalityoflifeandhasgoodtransportlinks.WhatmakesParisaplacetowatch

justnowistheNYSE'srecentmergerwithEuronext.Thecombinedgroupwillbaseits

internationalequitiesbusinessintheFrenchcapital.Euronext,whichoperatesexchangesinfive

Europeancountries,alsoillustratestheimportanceofacorrmonlanguage.

FinancialexecutivesaroundtheworldincreasinglyviewEuropeasasinglemarket.Soonanew

EuropeanrulecalledMiFID(MarketsinFinancialInstrumentDirective)isduetobe

implemented.Itaimstoincreasecompetitionamongandtransparencywithinfinancialmarkets.

Financiersinotherpartsoftheworldarewonderinghowtoachieveasimilardegreeof

cross-borderfinancialintegration.

AccordingtoParagraphl,tradersmostlytradederivativesin.

A.NewYork

B.London

C.Chicago

D.Frankfurt

29、商業(yè)銀行不動(dòng)用本身資金，為顧客提供的各類服務(wù)的業(yè)務(wù)是()。

A.負(fù)債業(yè)務(wù)

B.證券業(yè)務(wù)

C.中間業(yè)務(wù)

D.同業(yè)拆借業(yè)務(wù)

30、為滿足同一設(shè)備項(xiàng)目的融資需要，由政府貸款與出121貸款共同組成的貸款，稱之為

()。

A.銀團(tuán)貸款

B.混合貸款

C.直接貸款

D.間接貸款

31、為了避免重復(fù)記賬.習(xí)慣上對(duì)于將現(xiàn)金存入銀行的業(yè)務(wù)，一般只編制()。

A.現(xiàn)金付款憑證

B.銀行存款收款憑證

C.現(xiàn)金收款憑證

D.銀行存款付款憑證

32、Ihavereadupto()thechildrendiscoverthesecretcave,whataboutyou?

A.which

B.what

C.that

D.where

33、IknewalmosteveryoneIneededtoknownomatterwhethertheygoodnessor

badness.

A.proved

B.boasted

C.hid

0.exhibited

34、.注冊(cè)會(huì)計(jì)師對(duì)存貨排查時(shí)發(fā)現(xiàn)了差異，下列處理中不恰當(dāng)?shù)氖牵ǎ?/p>

A.應(yīng)查明原因，及時(shí)提請(qǐng)被審計(jì)單位更正

B.不管是什么差異，應(yīng)當(dāng)提請(qǐng)被審計(jì)單位先掛賬"待處理財(cái)產(chǎn)損溢一一待處理流動(dòng)資產(chǎn)損溢"

后再作處理

C.注冊(cè)會(huì)計(jì)師應(yīng)當(dāng)考慮錯(cuò)誤的潛在范圍和重大程度，在可能的情況下，增加抽查范圍以減

少錯(cuò)誤的發(fā)生

D.注冊(cè)會(huì)計(jì)師根據(jù)抽查的結(jié)果如果認(rèn)為盤點(diǎn)記錄中錯(cuò)誤程度非常嚴(yán)重，應(yīng)當(dāng)要求被審計(jì)單

位重新進(jìn)行盤點(diǎn)

35、Itwasno（）tha:hiscarwasseennearthebankatthetimeoftherobbery.

A.coincidence

B.convention

C.certainty

0.complication

36、下列哪項(xiàng)不屬于計(jì)算機(jī)內(nèi)部采用二進(jìn)制的優(yōu)點(diǎn)？（）

A.便于硬件的物理實(shí)現(xiàn)

B.運(yùn)算規(guī)則簡單

C.可用較少的位數(shù)表示大數(shù)

D.可簡化計(jì)算機(jī)結(jié)構(gòu)

37、目前市售的USBFlashDisk（俗稱優(yōu)盤）是一種（）。

A.輸出設(shè)備

B.輸人設(shè)備

C.存儲(chǔ)設(shè)備

D.顯不設(shè)備

38、Mostofusentirelyvaluehumanlife,somepeoplethinkofanimalsasbeing

equallyimportant.

A.and

B.or

C.but

D.unless

39、默認(rèn)情況下，Excel2303工作簿由（）個(gè)工作表組成。

A.1

B.4

C.5

D.3

40、theirregulardaytimejob,manypeopledoextraworkintheevening.

A.Between

B.Beside

C.Besides

D.By

41、Joshgraduatedwithhismaster'sdegreeinspacestudiesandplanetarysciences,butafter

yearsofworkingoddjobsandbarely，hedecidedtogobacktogethisteachinglicerse。

A.puttingonthebackburner

B.breakingnewground

C.makingendsmeet

0.provinghismettle

42、資料：Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforusto

recognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmake

onefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncan

learmtorecognizefaces.Wealltakethisabilityforgranted.

Wealsotellpeopleapartbyhowtheybehave.Whenwetalkaboutsomeone'spersonalitywe

meanthewaysinwhichheorsheacts,speaks,thinksandfeelsthatmakethatindividual

differentfromothers.

Likethehumanfacehumanpersonalityisverycomplex.Butdescribingsomeone'speronalityin

wordsissomewhateasierthandescribinghisface.Ifyouwereaskedtodescribewhataniceface

lookedlike,youprobablywouldhaveadifficulttimedoingso.Butifyouwereaskedtodescribea

niceperson,youmightbegintothinkaboutsomeonewhowaskind,consideratefriendly,warm,

andsoforth.

Therearemanywordstodescribehowapersonthinks,feelsandacts.GordonAllports,an

Americanpsychologist,foundnearlyl8,000Englishwordscharacterizingdifferencesinpeople's

behavior.Andmanyofususethisinformationasabasisfordescribingortyping,hispersonality.

Bookworms,conservatives,militarytypes-----peoplearedescribedwithsuchterms.

Peoplehavealwaystriedtotypeeachother.ActorsinearlyGreekdramaworemaskstoshowthe

audiencewhethertheyplayedthevillain'sorthehero'srole.Infact,thewordspersonand

persoalitycomefromtheLatinpersona,meaningmask.Today,mosttelevisionandmoviecctors

donotwearmasks.Butwecaneasilytellthegoodguysfromthebadguysbecausethetwotypes

differinappearanceaswellasinactions.

Welearnfromthepassagethatpeopleclassifyapersonintocertaintypeaccordingto

A.hiswayofspeakingandbehaving

B.hiswayofactingandthinking

C.hislearmingandbehavior

D.hisphysicalappearanceandhispersonality

、法人的有限責(zé)任是指（）

43o

A.法人只承擔(dān)一定范圍自的責(zé)任

B.法人只承擔(dān)一定數(shù)額上的責(zé)任

C.法人只以其所有的財(cái)產(chǎn)獨(dú)立承擔(dān)責(zé)任

D.法人只以其一定的財(cái)產(chǎn)承擔(dān)責(zé)任

44、（）howdifficultthesituationmayseemjtisveryimportanttorememberthatthereare

otherswhoareinworsesituations.

A.Asif

B.Evenso

C.Asthough

D.Nomatter

45、Iwillneverforgettheday___Ifirstarrivedatthiscollege.

A.inwhich

B.onthat

C.when

D.which

46、Passage3

Today,widespreadsocialpressuretoimmediatelygotocollegeinconjunctionwithincreasingly

highexpectationsinafast-movingworldoftencausesstudentstocompletelyoverlookthe

possibilityoftakingagapyear.Afterall,ifeveryoneyouknowisgoingtocollegeinthefall,it

seemssillytostaybackayeaodoesn^it?Andaftergoingtoschoolfor12years,itdoesn'tfeel

naturaltospendayeardoingsomethingthatisn'tacademic.

Butwhilethismaybetrue,it'snotagoodenoughreasontocondemngapyears.There'salwaysa

constantfearoffallingbehindeveryoneelseonthesociallyperpetuatedMracetothefinish

line/whetherthatbetowardgraduateschool,medicalschoolorlucrativecareer.Butdespite

commonmisconceptions,agapyeardoesnothinderthesuccessofacademicpursuits—infact,it

probablyenhancesit.

StudiesfromtheUnitedStatesandAustraliashowthatstudentswhotakeagapyearare

generallybetterpreparedforandperformbetterincollegethanthosewhodonot.Ratherthan

pullingstudentsback,agapyearpushesthemaheadbypreparingthemforindependence,new

responsibilitiesandenvironmentalchanges—allthingsthatfirst-yearstudentsoftenstrugglewith

themost.Gapyearexperiencescanlessentheblowwhenitcomestoadjustingtocollegeand

beingthrownintoabrandnewenvironmentmakingiteasiertofocusonacademicsandactivities

ratherthan?acclimation?blunders.

Ifyou'renotconvincedoftheinherentvalueintakingayearofftoexploreinterests,then

consideritsfinancialimpactonfutureacademicchoices.AccordingtotheNationalCenterfor

EducationStatistics,nearly80percentofcollegestudentsendupchangingtheirmajorsatleast

once.Thisisn'tsurprising,consideringthebasicmandatoryhighschoolcurriculumleavesstudents

withapoorunderstandingofthemselveslistingonemajorontheircollegeapplications,but

switchingtoanotheraftertakingcollegeclasses.lt^notnecessarilyabadthing,butdependingon

theschool,itcanbecostlytomakeupcreditsafterswitchingtoolateinthegame.AtBoston

College,forexample,youwouldhavetocompleteanextrayearwereyoutoswitchtothenursing

schoolfromanotherdepartment.Takingagapyeartofigurethingsoutinitiallycanhelpprevent

stressandsavemoneylateron.

Theunderlinedword//acclimation,/(Para.3)isclosestinmeaningto().

A.adaptation

B.application

C.motivation

0.competition

47、公元前221年，秦王嬴政滅六國，實(shí)現(xiàn)統(tǒng)一，建立了秦朝，定都（）。

A.洛陽

B.咸陽

C.北京

D.南京

48、公文的權(quán)威性和行政約束力，來自（）的權(quán)威和合法地位。

A.收文機(jī)關(guān)

B.印發(fā)機(jī)關(guān)

C.審核機(jī)關(guān)

D.制發(fā)機(jī)關(guān)

49、我國專利法規(guī)定，下列選項(xiàng)中可授予專利權(quán)的是（）。

A.儀器設(shè)備

B.科學(xué)發(fā)現(xiàn)

C.疾病的診斷和治療方法

D.智力活動(dòng)的規(guī)則和方法

50、DNS服務(wù)是指（）?

A.動(dòng)態(tài)域名解析

B.動(dòng)態(tài)分配IP地址

C.互聯(lián)網(wǎng)接入服務(wù)

D.網(wǎng)絡(luò)安全架構(gòu)

二、多選題

51、文檔中有繪制的圖形時(shí)，必須在（）方式下力能被顯示出來。

A.頁面視圖

B.大綱視圖

C.普通視圖

D.全屏幕視圖

52、為深入落實(shí)2021年中央?號(hào)文件要求，鞏固拓展脫貧攻堅(jiān)成果同鄉(xiāng)村振興有效銜接，

中國銀行間市場交易商協(xié)會(huì)于近期推出首批鄉(xiāng)村振興票據(jù)。農(nóng)業(yè)銀行作為牽頭主承銷商和簿

記管理人，成功為中糧集團(tuán)有限公司發(fā)行2021年第一期中期票據(jù)（鄉(xiāng)村振興），發(fā)行期限

（）年，發(fā)行規(guī)模20億元，募集資金主要用于支持中糧集團(tuán)糧食收儲(chǔ)工作。作為全國

首批鄉(xiāng)村振興債，本次債券的成功發(fā)行對(duì)于保障糧食安全、促進(jìn)農(nóng)民增收、實(shí)現(xiàn)鄉(xiāng)村振興發(fā)

展具有重要意義。

A.2年

B.3年

C.4年

D.5年

53、Passage4

AMENTORING(導(dǎo)師制)programisgivinglifechangingopportunitiestoBanburyyouth.

YoungInspirationswasfoundedtwoyearsagotoprovidementoringsessionsforstudentsand

unemployedyoungadultsaged11to21.

AlexGoldberg,theprogram'sfounder,said/WesetupYoungInspirationsbecausewewantedto

giveyoungpeopleexperienceswhichwillpotentiallybelifechangingandbroadentheir

outlook.Wetrytocreateworkexperienceopp