廣發(fā)銀行福州市馬尾區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）說明：從每題所給的四個選項(xiàng)中，選擇最符合句意的一個單詞填入空格。1.ThenewfinancialtechnologyinFuzhou’sMa’wuDistricthassignificantly__________theefficiencyoflocalbankingservices.A.enhancedB.reducedC.delayedD.complicated2.Duetothestrict__________measures,onlyemployeeswithvalidIDsareallowedtoenterthebank’sdatacenterin馬尾.A.securityB.economicC.environmentalD.cultural3.Thebank’smobileapphasbeen__________toincludereal-timeforeignexchangerateupdatesforoverseastransactions.A.updatedB.designedC.developedD.tested4.Despitetheeconomic__________,thenumberofnewaccountsopenedinMa’wulastquarterexceededexpectations.A.recessionB.boomC.inflationD.stability5.Thebranchmanageremphasizedtheimportanceof__________compliancetoavoidregulatorypenalties.A.financialB.operationalC.legalD.ethical二、閱讀理解（共4題，每題3分，共12分）說明：閱讀以下短文，然后根據(jù)問題選擇最佳答案。Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryincoastalregionslikeFuzhou’sMa’wuDistrict.TraditionalbanksareadoptingAI-drivensolutionstostreamlineoperations,whilemobilebankingappsnowofferadvancedfeaturessuchasfacialrecognitionandblockchain-basedtransactions.However,challengesremain,includingcybersecurityrisksandtheneedformoreskilledprofessionalsinthefield.ThelocalgovernmenthasrespondedbyofferingincentivesforbankstoinvestinR&Dandhiretechtalent.6.Whatisthemainfocusofthepassage?A.TheeconomicimpactoffintechinMa’wu.B.Thechallengesfacedbytraditionalbanks.C.Thegovernment’seffortstosupportfintechgrowth.D.TheadoptionofAIinbankingservices.7.WhichofthefollowingisNOTmentionedasanadvancementinfintech?A.Real-timecurrencyconversion.B.Blockchain-basedtransactions.C.Enhancedcybersecuritymeasures.D.AI-poweredcustomerservice.8.Accordingtothepassage,whatisamajorconcernforbanksinMa’wu?A.Lowcustomerengagement.B.Cybersecurityrisks.C.Highoperatingcosts.D.Limitedmobileappusage.9.Whatactionhasthelocalgovernmenttakentoencouragefintechdevelopment?A.Increasedtaxesonbanks.B.ReducedfundingforR&D.C.Offeredincentivesfortalenthiring.D.Encouragedtraditionalbankingoverfintech.三、完形填空（共5題，每題2分，共10分）說明：閱讀以下短文，每空選擇一個最佳選項(xiàng)。ThebankingsectorinFuzhou’sMa’wuDistricthaswitnessedsignificantchangesinrecentyears.Withtheriseofdigitalbanking,__________(10)__________hasdeclined,forcingbranchestofocusmoreonhigh-valueservices.Manyinstitutionshave__________(11)__________theirworkforcetostreamlineoperations,butthishasalsoledtoconcernsaboutjoblosses.However,the__________(12)__________ofremotebankinghasprovidednewopportunitiesforbothcustomersandemployees.Asaresult,banksintheareaarenowinvestingheavilyinonlineplatformsto__________(13)__________competition.10.A.physicaltransactionsB.digitaltransactionsC.branchvisitsD.ATMusage11.A.reducedB.expandedC.retainedD.reallocated12.A.adoptionB.declineC.rejectionD.resistance13.A.counterB.avoidC.ignoreD.embrace四、句子改錯（共3題，每題3分，共9分）說明：下列句子中各有一處錯誤，請指出并改正。14.Thebank’snewpolicyrequiresallemployeestosignnon-disclosureagreementsbeforeaccessingsensitivefinancialdata.錯誤：______________改正：______________15.DespitethehighdemandforloansinMa’wu,theapprovalrateremainslowduetostrictcreditevaluationstandards.錯誤：______________改正：______________16.Ifyouhaveanyquestionsabouttheapplicationprocess,pleasecontactthecustomerservicehotlineimmediately.錯誤：______________改正：______________五、翻譯填空（共4題，每題3分，共12分）說明：將下列中文句子翻譯成英文，每空填一個單詞。17.為了提升客戶體驗(yàn)，廣發(fā)銀行馬尾分行計劃推出24小時智能客服服務(wù)。Toimprove__________(17)__________,GuangfaBank’sMa’wubranchplanstolauncha24-hourintelligent__________(18)__________service.18.由于利率調(diào)整，馬尾地區(qū)的房貸利率可能會有所變化。Duetothe__________(19)__________ofinterestrates,mortgage__________(20)__________inMa’wumay__________(21)__________.19.銀行鼓勵員工參加合規(guī)培訓(xùn)，以確保業(yè)務(wù)操作符合監(jiān)管要求。Thebankencouragesemployeesto__________(22)__________compliancetrainingto__________(23)__________thatbusinessoperations__________(24)__________regulatoryrequirements.20.馬尾區(qū)的商業(yè)貸款需求在第三季度顯著上升。Commercialloan__________(25)__________inMa’wu__________(26)__________significantlyinthethird__________(27)__________.答案與解析一、選詞填空1.A.enhanced解析：句意為“福州馬尾的新金融科技顯著提升了當(dāng)?shù)劂y行服務(wù)的效率”，“enhance”意為“提升”，符合語境。2.A.security解析：句意為“由于嚴(yán)格的安全措施，只有持有有效證件的員工才能進(jìn)入馬尾銀行的數(shù)據(jù)庫”，“securitymeasures”指“安全措施”，最符合句意。3.A.updated解析：句意為“銀行移動應(yīng)用已更新，以包含實(shí)時匯率更新”，“update”意為“更新”，符合語境。4.A.recession解析：句意為“盡管經(jīng)濟(jì)衰退，但馬尾上季度的開戶數(shù)量超出了預(yù)期”，“recession”指“經(jīng)濟(jì)衰退”，與后文“開戶數(shù)量超預(yù)期”形成對比。5.C.legal解析：句意為“分行經(jīng)理強(qiáng)調(diào)了合規(guī)的重要性，以避免監(jiān)管處罰”，“l(fā)egalcompliance”指“合規(guī)”，最符合銀行業(yè)要求。二、閱讀理解6.D.TheadoptionofAIinbankingservices.解析：全文主要討論AI技術(shù)在銀行業(yè)的應(yīng)用及其影響。7.C.Enhancedcybersecuritymeasures.解析：文中未提及“加強(qiáng)網(wǎng)絡(luò)安全措施”，其他選項(xiàng)均有提及。8.B.Cybersecurityrisks.解析：文中明確指出“網(wǎng)絡(luò)安全風(fēng)險”是銀行面臨的挑戰(zhàn)之一。9.C.Offeredincentivesfortalenthiring.解析：文中提到政府為銀行提供激勵，鼓勵其招聘科技人才。三、完形填空10.C.branchvisits解析：數(shù)字銀行業(yè)務(wù)興起導(dǎo)致“分行訪問量”下降。11.D.reallocated解析：銀行調(diào)整人力資源以“重新分配”工作。12.A.adoption解析：“遠(yuǎn)程銀行業(yè)務(wù)”的“采用”提供了新機(jī)會。13.A.counter解析：銀行投資在線平臺以“應(yīng)對”競爭。四、句子改錯14.錯誤：requires→require改正：requires→require（主語allemployees為復(fù)數(shù)，動詞需用原形）。15.錯誤：remains→remaining改