2025年工商銀行隴南市筆試英文行測高頻題含答案本文基于近年相關經典題庫，通過專業(yè)模型學習創(chuàng)作而成，力求幫助考生深入理解題型，提升應試能力。#2025年工商銀行隴南市筆試英文行測高頻題一、選詞填空（共5題，每題2分，共10分）1.Therapiddevelopmentoftechnologyhassignificantly______thewayweliveandwork.A.transformedB.influencedC.improvedD.changed2.Despitethechallenges,theteamremains______toachieveitsgoals.A.determinedB.confidentC.capableD.willing3.Thenewpolicyaimsto______theeconomicgrowthoftheregion.A.stimulateB.hinderC.slowdownD.control4.Thecompany'ssuccesscanbelargely______toitsinnovativemarketingstrategies.A.attributedB.contributedC.creditedD.ascribed5.Thereportprovidesacomprehensive______ofthecurrentmarkettrends.A.analysisB.summaryC.overviewD.description二、閱讀理解（共4題，每題3分，共12分）Passage1:Theglobalfinancialcrisisof2008hadaprofoundimpactonthebankingindustry,particularlyinruralareaslikeLongnan.Manyruralbanksfacedliquidityshortagesandincreaseddefaults.However,somebanksmanagedtoweatherthestormbydiversifyingtheirloanportfoliosandstrengtheningriskmanagement.Thecrisisalsopromptedregulatorybodiestoimposestrictercapitalrequirementsonbanks,whichindirectlybenefitedruraleconomiesbyensuringmorestablefinancialservices.1.Whatwasthemainimpactofthe2008financialcrisisonruralbanks?A.IncreasedprofitabilityB.LiquidityshortagesC.EnhancedcustomerbaseD.Reducedcompetition2.Howdidsomeruralbanksmanagetosurvivethecrisis?A.ByreducingloansizesB.BydiversifyingloanportfoliosC.ByincreasinginterestratesD.Byseekinggovernmentbailouts3.Whatdidthecrisisleadtointermsofregulatorychanges?A.LowercapitalrequirementsB.StrictercapitalrequirementsC.NochangesinregulationsD.Increasedloanapprovals4.Whatwastheindirectbenefittoruraleconomiesduetoregulatorychanges?A.HigherfeesforfinancialservicesB.MorestablefinancialservicesC.IncreasedloandenialsD.GreatercompetitionPassage2:Inrecentyears,digitalbankinghastransformedthewayfinancialservicesaredelivered,especiallyinregionslikeLongnanwheretraditionalbankinginfrastructureislimited.Digitalbankingplatformsofferconvenience,accessibility,andcostefficiency,makingfinancialservicesmoreinclusive.However,challengessuchascybersecurityanddigitalliteracyremainsignificantbarriers.BanksinLongnanareworkingtoaddresstheseissuesthroughawarenesscampaignsandimprovedsecuritymeasures.1.Whathasbeentheprimarybenefitofdigitalbankinginruralareas?A.ReducedcustomerserviceB.IncreasedfeesC.ConvenienceandaccessibilityD.Limitedservices2.Whatarethemainchallengestodigitalbankingadoption?A.HighinfrastructurecostsB.CybersecurityanddigitalliteracyC.DecreasedcompetitionD.Increasedgovernmentregulation3.HowarebanksinLongnanaddressingthesechallenges?A.ByreducingservicehoursB.ThroughawarenesscampaignsandimprovedsecurityC.ByincreasingfeesD.Byseekinggovernmentsubsidies4.WhatdoesthefutureofdigitalbankinginLongnanlooklike?A.MoretraditionalbankingmethodsB.ContinuedgrowthwithimprovedinfrastructureC.CompleteshifttoonlineservicesD.Reducedcustomerengagement三、完形填空（共5題，每題2分，共10分）ThebankingsectorinLongnanhasundergonesignificantchangesinthepastdecade.Traditionalbankinginstitutionshavehadtoadapttothegrowingdemandfordigitalserviceswhilemaintainingtheircorevaluesoftrustandreliability.Theriseoffintechcompanieshasaddedbothchallengesandopportunitiesforbanksintheregion.Byembracinginnovationandfocusingoncustomerneeds,banksinLongnancanpositionthemselvesasleadersintheevolvingfinanciallandscape.1.ThebankingsectorinLongnanhasseen______changesinthepastdecade.A.minorB.significantC.gradualD.minimal2.Whathasbeentheprimarychallengefortraditionalbanks?A.IncreasedcompetitionB.ReducedcustomerbaseC.HighoperatingcostsD.Lackofinnovation3.Howhavefintechcompaniesimpactedtraditionalbanks?A.ByreducingtheirmarketshareB.ByprovidingnewopportunitiesC.ByincreasingregulatoryburdensD.Byofferinglowerinterestrates4.WhatiscrucialforbanksinLongnantosucceedinthefuture?A.IgnoringcustomerneedsB.FocusingontraditionalmethodsC.EmbracinginnovationandcustomerneedsD.Increasingfees5.ThefutureofbankinginLongnanlooks______.A.stagnantB.dynamicC.staticD.declining四、翻譯（共2題，每題5分，共10分）1.Thenewregulationsaimtoenhancethestabilityandefficiencyofthebankingsysteminruralareas.2.Digitalbankinghasrevolutionizedthewayfinancialservicesaredelivered,makingthemmoreaccessibletoawiderpopulation.答案與解析一、選詞填空1.A.transformed解析：Therapiddevelopmentoftechnologyhassignificantlytransformedthewayweliveandwork.句意為“科技的快速發(fā)展顯著地改變了我們的生活方式和工作方式。”2.A.determined解析：Despitethechallenges,theteamremainsdeterminedtoachieveitsgoals.句意為“盡管面臨挑戰(zhàn)，團隊仍然決心實現其目標?！?.A.stimulate解析：Thenewpolicyaimstostimulatetheeconomicgrowthoftheregion.句意為“新政策旨在刺激該地區(qū)的經濟增長?！?.A.attributed解析：Thecompany'ssuccesscanbelargelyattributedtoitsinnovativemarketingstrategies.句意為“公司的成功很大程度上可以歸功于其創(chuàng)新的營銷策略。”5.C.overview解析：Thereportprovidesacomprehensiveoverviewofthecurrentmarkettrends.句意為“該報告全面概述了當前的市場趨勢。”二、閱讀理解Passage1:1.B.Liquidityshortages解析：Theglobalfinancialcrisisof2008hadaprofoundimpactonthebankingindustry,particularlyinruralareaslikeLongnan,withmanyruralbanksfacingliquidityshortages.句意為“2008年的全球金融危機對銀行業(yè)產生了深遠影響，特別是在像隴南這樣的農村地區(qū)，許多農村銀行面臨流動性短缺?！?.B.Bydiversifyingloanportfolios解析：Someruralbanksmanagedtoweatherthestormbydiversifyingtheirloanportfoliosandstrengtheningriskmanagement.句意為“一些農村銀行通過多元化貸款組合和加強風險管理成功度過了危機?！?.B.Strictercapitalrequirements解析：Thecrisisalsopromptedregulatorybodiestoimposestrictercapitalrequirementsonbanks,whichindirectlybenefitedruraleconomiesbyensuringmorestablefinancialservices.句意為“危機還促使監(jiān)管機構對銀行實施更嚴格的資本要求，這通過確保更穩(wěn)定的金融服務間接有利于農村經濟。”4.B.Morestablefinancialservices解析：Theindirectbenefittoruraleconomiesduetoregulatorychangeswasmorestablefinancialservices.句意為“由于監(jiān)管變化對農村經濟的間接益處是更穩(wěn)定的金融服務?！盤assage2:1.C.Convenienceandaccessibility解析：Digitalbankingplatformsofferconvenience,accessibility,andcostefficiency,makingfinancialservicesmoreinclusiveinruralareas.句意為“數字銀行平臺提供便利、可訪問性和成本效率，使金融服務在農村地區(qū)更具包容性。”2.B.Cybersecurityanddigitalliteracy解析：Challengessuchascybersecurityanddigitalliteracyremainsignificantbarrierstodigitalbankingadoption.句意為“網絡安全和數字素養(yǎng)等挑戰(zhàn)仍然是數字銀行采用的重大障礙?！?.B.Throughawarenesscampaignsandimprovedsecurity解析：BanksinLongnanareworkingtoaddresstheseissuesthroughawarenesscampaignsandimprovedsecuritymeasures.句意為“隴南的銀行正通過意識宣傳活動和改進的安全措施來解決這些問題。”4.B.Continuedgrowthwithimprovedinfrastructure解析：ThefutureofdigitalbankinginLongnanlookslikecontinuedgrowthwithimprovedinfrastructure.句意為“隴南數字銀行的未來看起來將繼續(xù)增長，并得到改善的基礎設施支持?！比?、完形填空1.B.significant解析：ThebankingsectorinLongnanhasundergonesignificantchangesinthepastdecade.句意為“在過去十年中，隴南的銀行業(yè)經歷了重