2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(5套)2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(篇1)【題干1】Inarecentsurvey,68%ofparticipants認(rèn)為remoteworkimprovesproductivity,while22%believeitreducescollaborationefficiency.Whatisthemostlogicalinferencefromthedata?【選項(xiàng)】A)Remoteworkisuniversallyacceptedbyemployees.B)Collaborationtoolsmustbeenhancedforhybridteams.C)Productivitygainsoutweighcommunicationchallenges.D)Employersshouldeliminateremoteoptions.【參考答案】C【詳細(xì)解析】正確答案為C。題干數(shù)據(jù)表明68%受訪者認(rèn)可遠(yuǎn)程辦公提升效率，22%關(guān)注協(xié)作效率下降。選項(xiàng)C正確，因68%的比例顯著高于22%，表明效率提升的總體趨勢(shì)。選項(xiàng)A錯(cuò)誤，因調(diào)查存在反對(duì)意見；B為合理建議但非直接推斷；D與數(shù)據(jù)矛盾。【題干2】Themanageremphasizedthat"OurnewAIsystemwillautomate40%ofroutinetasks,buthumanoversightremainscriticalforethicaldecision-making."Whichphrasebestcapturesthemanager'sprimarymessage?【選項(xiàng)】A)Technologicaladvancementreplaceshumanjudgment.B)Automationrequiresincreasedhumaninvolvement.C)EthicalrisksarehigherwithAIadoption.D)Routinetaskswilldisappearsoon.【參考答案】B【詳細(xì)解析】正確答案為B。經(jīng)理明確指出AI將替代40%常規(guī)工作，但強(qiáng)調(diào)人類監(jiān)督對(duì)道德決策的必要性。選項(xiàng)B“自動(dòng)化需更多人力介入”直接呼應(yīng)“humanoversightremainscritical”。選項(xiàng)A錯(cuò)誤，因未提及完全替代；C和D缺乏數(shù)據(jù)支持?！绢}干3】Acustomercomplaintstates:"Myrefundwasdelayedfor15businessdaysdespitepromisesof5-dayprocessing."Whatisthemostappropriateemployeeresponse?【選項(xiàng)】A)Apologizeandofferapartialrefund.B)Explaindelayscausedbydocumenterrors.C)Requestadditionalcustomerverification.D)Dismissthecomplaintasminor.【參考答案】A【詳細(xì)解析】正確答案為A。客戶明確投訴退款延遲且違背承諾，員工應(yīng)優(yōu)先道歉并補(bǔ)償。選項(xiàng)B和C可能成為推諉理由，與客戶情緒不符；D明顯不當(dāng)。選項(xiàng)A體現(xiàn)服務(wù)意識(shí)，符合銀行投訴處理規(guī)范?！绢}干4】Whichsentencecontainsamisplacedmodifier?A)Theteam,exhaustedfromthe12-hourflight,quicklyorganizedtheconferencematerials.B)Afterfinishingherreport,sheimmediatelylefttheoffice.C)Usingadvancedanalytics,theresearchersidentifiedkeytrends.D)Themanagerpraisedthestafffortheirefficientproblem-solving.【參考答案】A【詳細(xì)解析】正確答案為A。修飾語“exhausted”應(yīng)直接修飾“team”，但實(shí)際修飾“organized”導(dǎo)致歧義。選項(xiàng)B-C-D的修飾語位置正確。此題考察語法結(jié)構(gòu)準(zhǔn)確性，常見于銀行英語考試中的細(xì)節(jié)辨析?！绢}干5】Inthesentence"Thedecliningcustomersatisfactionrateisattributedtobothservicequalityissuesandtechnologicalsystemfailures,"whichconjunctionismostappropriate?【選項(xiàng)】A)HoweverB)AndC)ThereforeD)While【參考答案】B【詳細(xì)解析】正確答案為B。題干需并列兩個(gè)原因（服務(wù)質(zhì)量與技術(shù)故障），因此需用“and”連接。選項(xiàng)C表結(jié)果，D表對(duì)比，均不符合語境。此題考察邏輯連詞的語境應(yīng)用能力，銀行考試常涉及商務(wù)文本寫作規(guī)范?！绢}干6】Aclientasks:"IfIdeposit$10,000today,howmuchwillIhavein3yearswith4%annualinterestcompoundedquarterly?"Whichcalculationformulaiscorrect?【選項(xiàng)】A)A=P(1+r/n)^(nt)B)A=P+r*tC)A=P*e^(rt)D)A=P(1+r)^(t)【參考答案】A【詳細(xì)解析】正確答案為A。復(fù)利公式為A=P(1+r/n)^(nt)，其中n為復(fù)利次數(shù)/年。選項(xiàng)B為單利計(jì)算，C為連續(xù)復(fù)利，D未體現(xiàn)復(fù)利次數(shù)。此題測(cè)試金融數(shù)學(xué)基礎(chǔ)，銀行招聘?？加?jì)算能力與術(shù)語應(yīng)用?！绢}干7】Whichphraseisgrammaticallyincorrectinthefollowingparagraph?"Thefinancialsector,particularlycommercialbanks,hasincreasinglyadoptedblockchaintechnologytoenhancetransactionsecurity.However,regulatorycomplianceremainsasignificantchallenge,asstrictdataprotectionlawsrequiremeticulousdocumentation."【選項(xiàng)】A)transactionsecurityB)regulatorycomplianceC)meticulousdocumentationD)commercialbanks【參考答案】A【詳細(xì)解析】正確答案為A。固定搭配應(yīng)為“securityoftransactions”或“transactionsecurity”需連字符，但“transactionsecurity”在金融文本中常見且可接受。選項(xiàng)B-D均為正確搭配。此題考察專業(yè)文本語法規(guī)范，需區(qū)分固定術(shù)語使用習(xí)慣?！绢}干8】Whichverbtenseisusedtodescribeanactionthatwilldefinitelyhappeninthefuture?A)WillbeconductedB)WouldhavebeencompletedC)HasbeenscheduledD)Werediscussed【參考答案】A【詳細(xì)解析】正確答案為A?！癢illbeconducted”為將來時(shí)態(tài)，明確表示未來確定動(dòng)作。選項(xiàng)B為過去完成時(shí)，C為現(xiàn)在完成時(shí)，D為過去時(shí)。此題測(cè)試基礎(chǔ)時(shí)態(tài)辨析，銀行考試常涉及工作流程描述。【題干9】Inameeting,thevicepresidentstates:"Wemustprioritizecustomerexperienceovershort-termprofitstomaintainlong-termcompetitiveness."Whatisthemainargumentofthisstatement?【選項(xiàng)】A)Increasemarketingbudgetimmediately.B)Investinemployeetrainingprograms.C)Balanceprofitandservicequality.D)Reduceoperationalcostsby20%.【參考答案】C【詳細(xì)解析】正確答案為C。VP強(qiáng)調(diào)需在短期利潤(rùn)與長(zhǎng)期競(jìng)爭(zhēng)力間平衡，核心是“prioritizecustomerexperienceovershort-termprofits”，即選項(xiàng)C。其他選項(xiàng)為具體措施而非核心論點(diǎn)。此題考察商務(wù)文本主旨?xì)w納能力?！绢}干10】Whichsentencebestdemonstratesparallelstructure?A)Theteamisworkingonimprovingefficiency,streamliningprocesses,andcommunication.B)Sheenjoysreadingnovels,hikinginthemountains,andtopaintwatercolors.C)Despitedelays,theprojectwascompletedontime,underbudget,andwithfullclientsatisfaction.D)Afterfinishingthereport,hesubmittedit,reviewedthedata,andpresentedthefindings.【參考答案】D【詳細(xì)解析】正確答案為D。動(dòng)詞短語“submitted,reviewed,presented”均為過去式且結(jié)構(gòu)平行。選項(xiàng)A“improving,streamlining,communication”結(jié)構(gòu)不一致；B“reading,hiking,topaint”混合不定式；C“wascompleted,underbudget,andwithsatisfaction”非并列動(dòng)詞。此題測(cè)試語法結(jié)構(gòu)對(duì)稱性，銀行考試?？忌虅?wù)信函寫作規(guī)范?！绢}干11】Areportmentions:"Thefrauddetectionsystemreducedcreditcardlossesby37%inQ32023."Whichtypeofdatavisualizationismostsuitabletodisplaythisinformation?【選項(xiàng)】A)BarchartB)LinegraphC)PiechartD)Flowchart【參考答案】A【詳細(xì)解析】正確答案為A。條形圖能有效對(duì)比不同時(shí)間段或類別數(shù)據(jù)，題干需突出“37%”的絕對(duì)降幅。餅圖顯示比例關(guān)系，線圖追蹤趨勢(shì)，流程圖展示步驟。此題考察商務(wù)圖表選擇能力，銀行考試常涉及數(shù)據(jù)分析報(bào)告撰寫?！绢}干12】Whichsentencecontainsaredundantphrase?A)Thecompany'slatestinitiativeaimstofosterinnovationandcreativityamongemployees.B)Thefinancialadvisorrecommendedthatweinvestinbothstocksandbondstodiversifyourportfolio.C)Theauditreportidentifiedseveralcriticalissuesthatneededimmediateattention.D)Themarketingteamdevelopedacomprehensivestrategytoenhancebrandawarenessandcustomerloyalty.【參考答案】D【詳細(xì)解析】正確答案為D?！癳nhancebrandawarenessandcustomerloyalty”中“enhance”與“strategy”重復(fù)，因“strategy”本身隱含改進(jìn)意圖。選項(xiàng)A-C表述簡(jiǎn)潔。此題測(cè)試商務(wù)文本精煉性，銀行考試?？监]件或報(bào)告寫作規(guī)范?！绢}干13】Whichwordisahomophonebuthasdifferentmeaningsinthefollowingsentence?"Althoughtheclientsweresatisfiedwiththeservice,theystillrequestedadditionaldiscountsontheinvoice."【選項(xiàng)】A)invoiceB)issueC)discountD)satisfy【參考答案】A【詳細(xì)解析】正確答案為A?！癷nvoice”（發(fā)票）與“issue”（問題）為同源詞但發(fā)音相同。題干中“invoice”指賬單，而“issue”未出現(xiàn)。選項(xiàng)B-D非同音詞。此題考察同音詞辨析能力，銀行考試常涉及財(cái)務(wù)術(shù)語理解。【題干14】Whichsentencecorrectlyusesthepassivevoicetoemphasizetheactionratherthanthesubject?A)Theteamwilldevelopanewmobileappbynextmonth.B)Anewmobileappisbeingdevelopedbytheteamnextmonth.C)Theteamdevelopedanewmobileapprecently.D)Developmentofthemobileappisexpectedtoconcludebynextmonth.【參考答案】B【詳細(xì)解析】正確答案為B。被動(dòng)語態(tài)“isbeingdeveloped”突出動(dòng)作而非主體，符合題干強(qiáng)調(diào)“action”的要求。選項(xiàng)A和D為主動(dòng)或半被動(dòng)結(jié)構(gòu)，C為過去時(shí)。此題測(cè)試被動(dòng)語態(tài)應(yīng)用，銀行考試常涉及工作匯報(bào)或項(xiàng)目描述?！绢}干15】Acustomerwrites:"Ireceivedachargeof$450foraserviceIneverused.Pleaseinvestigateandrefundtheamount."Whichphraseshouldthebankprioritizeinitsresponse?【選項(xiàng)】A)Weapologizefortheinconvenience.B)Ourinvestigationfoundnoevidenceoffraud.C)Arefundwillbeprocessedwithin5businessdays.D)Pleaseprovidemoredetailsforverification.【參考答案】C【詳細(xì)解析】正確答案為C?？蛻裘鞔_要求退款，銀行應(yīng)優(yōu)先處理而非推諉。選項(xiàng)A為禮貌用語，B可能激化矛盾，D要求客戶提供信息但未解決核心訴求。此題考察客戶服務(wù)優(yōu)先級(jí)判斷，銀行考試常考投訴處理流程。【題干16】Whichgrammaticalstructureisusedtoexpressahypotheticalsituationinthepast?A)IfIhadknownthedeadlineearlier...B)IfIhadknownthedeadline,Iwouldhavesubmitteditontime.C)IfIknewthedeadlineearlier...D)IfIknewthedeadline,Iwillsubmititsoon.【參考答案】B【詳細(xì)解析】正確答案為B。虛擬語氣過去完成時(shí)（hadknown）+wouldhavedone表示與過去事實(shí)相反的假設(shè)。選項(xiàng)A缺少情態(tài)動(dòng)詞，C和D時(shí)態(tài)錯(cuò)誤。此題測(cè)試虛擬語氣復(fù)雜結(jié)構(gòu)，銀行考試常涉及情景模擬題。【題干17】Afinancialadvisorexplains:"Thestockmarket'svolatilityin2023hasbeeninfluencedbygeopoliticaltensionsandinflationarypressures."Whichtermbestdescribestheprimarycauseofmarketfluctuations?【選項(xiàng)】A)MacroeconomicfactorsB)MicroeconomicdecisionsC)GovernmentpoliciesD)Individualinvestments【參考答案】A【詳細(xì)解析】正確答案為A。地緣政治和通脹屬宏觀經(jīng)濟(jì)因素，直接影響整體市場(chǎng)。選項(xiàng)B微觀因素（企業(yè)決策）影響有限；C和D非主要驅(qū)動(dòng)。此題考察經(jīng)濟(jì)學(xué)術(shù)語理解，銀行考試?？际袌?chǎng)分析相關(guān)內(nèi)容?！绢}干18】Whichsentencecorrectlyusesaphrasalverbrelatedtobusinessnegotiations?A)Thecompanyagreedtomeethalfway.B)Theysettledfora10%pricereduction.C)Thecontractwastabledindefinitely.D)Bothpartiescompromisedtoreachconsensus.【參考答案】C【詳細(xì)解析】正確答案為C?！皌able”在商務(wù)語境中意為“推遲討論”，屬固定短語。選項(xiàng)A“meethalfway”正確但非phrasalverb；B“settledfor”正確但非商務(wù)談判術(shù)語；D無特定短語。此題測(cè)試商務(wù)短語應(yīng)用，銀行考試?？紝I(yè)術(shù)語識(shí)別?！绢}干19】Whichsentenceusesthecorrectcomparativedegreeform?A)Thisyear'ssalesaremorehigherthanlastyear's.B)Theinterestratehasincreasedsignificantlycomparedto2022.C)Theirapproachismoreeffectivethanyours.D)Theservicequalityisbetterimprovedbythenewteam.【參考答案】B【詳細(xì)解析】正確答案為B?！癷ncreased”為現(xiàn)在完成時(shí)，正確使用比較級(jí)“comparedto”。選項(xiàng)A“morehigher”重復(fù)錯(cuò)誤；C“moreeffective”正確但非錯(cuò)誤選項(xiàng)；D“betterimproved”結(jié)構(gòu)錯(cuò)誤。此題測(cè)試比較級(jí)語法準(zhǔn)確性，銀行考試?？蓟A(chǔ)語法細(xì)節(jié)?！绢}干20】Amanagerwrites:"ThequarterlyreportwillbedistributedtoalldepartmentheadsbyCOBtoday."Whatdoes"COB"standforinthiscontext?【選項(xiàng)】A)CostofBusinessB)CloseofBusinessC)CustomerOrderBoardD)ContinuousOperationalBudget【參考答案】B【詳細(xì)解析】正確答案為B?！癈loseofBusiness”為商務(wù)常用縮寫，指當(dāng)日下班時(shí)間。選項(xiàng)A和D無此含義；C屬特定系統(tǒng)術(shù)語。此題考察商務(wù)術(shù)語縮寫識(shí)別，銀行考試?？既粘＾k公用語。2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(篇2)【題干1】Whichofthefollowingsentencesisgrammaticallycorrect?A.Themeetingwasattendedbymanyemployees.B.Manyemployeesattendedthemeeting.C.Attendedbymanyemployees,themeetingstartedontime.D.Themeetingwasstartedbymanyemployees.【參考答案】B【詳細(xì)解析】選項(xiàng)B為倒裝句的省略形式，符合英語語法規(guī)則。選項(xiàng)A、C、D均存在主謂不一致或邏輯錯(cuò)誤，"attended"不能作謂語動(dòng)詞，"started"缺少邏輯主語?！绢}干2】Whatdoesthephrase"breaktheice"meaninthecontextofsocialinteractions?A.TocauseafightB.TostartaconversationC.ToendameetingearlyD.Toincreasetemperature【參考答案】B【詳細(xì)解析】"Breaktheice"為固定習(xí)語，指打破社交僵局開始對(duì)話，常見于商務(wù)英語場(chǎng)景。其他選項(xiàng)分別對(duì)應(yīng)"startafight"（引發(fā)爭(zhēng)吵）、"endameeting"（結(jié)束會(huì)議）、"increasetemperature"（升溫）的直譯錯(cuò)誤?！绢}干3】IfIsay"HadIknownthedeadline,Iwouldhavefinishedthereportearlier,"whattypeofsentenceamIusing?A.IndirectquestionB.InvertedsentenceC.HypotheticalstatementD.Comparativesentence【參考答案】C【詳細(xì)解析】該句采用虛擬語氣結(jié)構(gòu)"Had+過去分詞"，屬于與現(xiàn)在事實(shí)相反的假設(shè)句式。選項(xiàng)A為間接疑問句，B為倒裝句，D為比較句式均不符合句式特征?！绢}干4】Whichwordisapastparticipleusedasanadjective?A.BakedB.BakingC.BakeD.Bakes【參考答案】A【詳細(xì)解析】"Baked"為"bake"的過去分詞形式，在描述"烤制過的面包"時(shí)作形容詞使用。選項(xiàng)B為現(xiàn)在分詞表進(jìn)行，C為動(dòng)詞原形，D為第三人稱單數(shù)形式，均不符合形容詞用法?！绢}干5】Whatisthecorrectwaytoexpress"每天早上七點(diǎn)"inEnglish?A.Everymorningatseveno'clockB.EverydayatseveninthemorningC.Everydayatsevena.m.D.Everydayatsevenclock【參考答案】B【詳細(xì)解析】"a.m."為縮寫形式，正式寫作中建議使用完整拼寫。選項(xiàng)D"sevenclock"不符合英語時(shí)間表達(dá)規(guī)范，選項(xiàng)A缺少冠詞"the"，選項(xiàng)C使用縮寫雖正確但非最佳答案?！绢}干6】Whichconjunctionisusedtoshowcontrastbetweentwoideas?A.HoweverB.ThereforeC.WhereasD.Moreover【參考答案】C【詳細(xì)解析】"Whereas"引導(dǎo)讓步狀語從句，如："Helikestea,whereasshepreferscoffee."選項(xiàng)A表轉(zhuǎn)折但無連詞功能，B表因果，D表遞進(jìn)，均不符合對(duì)比關(guān)系。【題干7】Whichsentencecontainsamisplacedmodifier?A.Runningquickly,thechildcaughtthebus.B.Thechild,runningquickly,caughtthebus.C.Thebuswascaughtbythechildrunningquickly.D.Thechildrunningquicklycaughtthebus.【參考答案】A【詳細(xì)解析】選項(xiàng)A中"runningquickly"修飾"child"而非"caught"，導(dǎo)致邏輯混亂。正確結(jié)構(gòu)應(yīng)為"Runningquickly,thechildcaughtthebus"（省略主語）或"thechildrunningquicklycaughtthebus"（前置修飾）。【題干8】Whatisthesubject-verbagreementruleforcollectivenouns?A.AlwaysusepluralverbsB.Usesingularverbsunlessprecededby"a"C.UsepluralverbswhenreferringtoindividualsD.Usesingularverbsregardlessofcontext【參考答案】D【詳細(xì)解析】英語中集體名詞（如team,family）通常視為單數(shù)，如"Theteamiswinning."。選項(xiàng)B錯(cuò)誤，如"acommittee"仍用單數(shù)。選項(xiàng)C混淆了主語指代方式?！绢}干9】Whichwordisahomophonebuthasdifferentmeanings?A.Bank(financialinstitution)vs.Bank(riverbank)B.Lead(toguide)vs.Lead(重金屬)C.their(their)vs.there(there)D.your(你的)vs.you're(youare)【參考答案】A【詳細(xì)解析】選項(xiàng)A為同形同音異義詞，"bank"既可指銀行又可指河岸。其他選項(xiàng)B為詞形異音（lead/lead），C為同音異形（their/there），D為同音異形（your/you're）?！绢}干10】Whatisthecorrectpasttenseformof"decide"?A.DecideB.DecidedC.DecidingD.Decides【參考答案】B【詳細(xì)解析】"Decide"過去式為"decided"，符合規(guī)則動(dòng)詞變化規(guī)律。選項(xiàng)C為現(xiàn)在分詞，D為第三人稱單數(shù)形式，均不符合時(shí)態(tài)要求?！绢}干11】Whichsentencedemonstratesthecorrectuseofthepassivevoice?A.Thebookwaswrittenbyhimlastyear.B.Hewrotethebooklastyear.C.Thebookwritesbyhimisveryinteresting.D.Hiswritingbookwaspublishedlastyear.【參考答案】A【詳細(xì)解析】被動(dòng)語態(tài)結(jié)構(gòu)為"be+過去分詞+by+主語"，選項(xiàng)A符合該結(jié)構(gòu)。選項(xiàng)C缺少"was"，選項(xiàng)D中"writingbook"搭配不當(dāng)?！绢}干12】Whatisthecorrectprepositiontoexpress"在...期間"?A.DuringB.InC.ForD.At【參考答案】A【詳細(xì)解析】"During"表示持續(xù)期間，如："Duringthemeeting,heexplainedtheplan."選項(xiàng)B表地點(diǎn)，C表時(shí)長(zhǎng)，D表具體時(shí)間點(diǎn)?！绢}干13】Whichsentencecontainsaparallelstructureerror?A.Shelikesreading,swimming,andtoplayfootball.B.Heisgoodatsinging,dancing,andcooking.C.Thecompanyneedsmoretime,resources,andefficientmanagement.D.TheyplantovisitParis,Beijing,andShanghainextmonth.【參考答案】A【詳細(xì)解析】選項(xiàng)A中并列結(jié)構(gòu)"reading,swimming"（動(dòng)名詞）與"toplay"（不定式）不平行。正確結(jié)構(gòu)應(yīng)為"reading,swimming,andplayingfootball"?！绢}干14】Whatisthecorrecttermforthegrammaticalstructure"although+clause"?A.ConjunctionB.SubordinateclauseC.PrepositionalphraseD.Interjection【參考答案】B【詳細(xì)解析】"Although"引導(dǎo)讓步狀語從句，屬于從屬連詞引導(dǎo)的復(fù)合句結(jié)構(gòu)。選項(xiàng)A泛指連詞，C為介詞短語，D為感嘆詞?！绢}干15】Whichwordisaprefixmeaning"against"?A.Sub-B.Dis-C.Un-D.Pre-【參考答案】B【詳細(xì)解析】"Dis-"為否定前綴，構(gòu)成詞如"disagree,disapprove"。選項(xiàng)A表"次"（under-），C表"不"（unhappy），D表"前"（preheat）?！绢}干16】Whatisthecorrectwaytoexpress"由于...原因"inEnglish?A.BecauseofB.DuetoC.BecauseD.Becauseto【參考答案】B【詳細(xì)解析】"Dueto"為正式表達(dá)，后接名詞短語，如："Thedelaywasduetotechnicalissues."選項(xiàng)C為連詞引導(dǎo)從句，D為錯(cuò)誤搭配?！绢}干17】Whichsentenceusesthecorrectarticle?A.Ihaveabooktoread.B.Sheisateacher.C.Thedogisrunning.D.Therearetwohoursleft.【參考答案】A【詳細(xì)解析】"Abook"正確使用不定冠詞，表示泛指一本特定書。選項(xiàng)B"ateacher"正確，但選項(xiàng)C"thedog"特指，D"twohours"為可數(shù)名詞復(fù)數(shù)，均正確但題目需設(shè)置干擾項(xiàng)?！绢}干18】Whatisthecorrectformoftheverb"tocomplete"inthepresentperfecttense?A.CompletedB.CompletingC.CompletesD.Havecompleted【參考答案】D【詳細(xì)解析】現(xiàn)在完成時(shí)結(jié)構(gòu)為"have/has+過去分詞"，選項(xiàng)D正確。選項(xiàng)A為一般過去時(shí)，B為現(xiàn)在分詞，C為第三人稱單數(shù)形式。【題干19】Whichsentencecontainsacorrectuseofthepresentperfectcontinuoustense?A.TheyhavebeenworkingsinceMonday.B.Theyworkedallmorning.C.Theyhaveworkedallmorning.D.TheyhaveworkedsinceMonday.【參考答案】A【詳細(xì)解析】"havebeenworking"強(qiáng)調(diào)動(dòng)作持續(xù)進(jìn)行且與現(xiàn)在有關(guān)聯(lián)。選項(xiàng)B為一般過去時(shí)，C為現(xiàn)在完成時(shí)，D為現(xiàn)在完成時(shí)但缺少進(jìn)行時(shí)態(tài)?！绢}干20】Whatisthecorrectwaytoexpress"盡管...但是"inEnglish?A.Although...but...B.Evenif...however...C.Despite...yet...D.Eventhough...and...【參考答案】A【詳細(xì)解析】"Although...but..."為固定搭配，引導(dǎo)讓步狀語從句和主句。選項(xiàng)B、C、D雖可表轉(zhuǎn)折，但需注意連接詞選擇是否符合語法規(guī)范。2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(篇3)【題干1】根據(jù)上下文，"Thebank'snewpolicyrequiresemployeestosubmitreportsbeforetheendofeachquarter"中"quarter"最可能指什么？【選項(xiàng)】A.四個(gè)月B.財(cái)政季度C.三個(gè)星期D.季節(jié)【參考答案】B【詳細(xì)解析】"quarter"在金融語境中通常指財(cái)政季度（3個(gè)月周期），與銀行財(cái)務(wù)報(bào)告周期相關(guān)，排除季節(jié)和三周。【題干2】Whichphrasebestcompletesthesentence:"Theeconomicdownturnhasforcedmanybusinessesto______cost-cuttingmeasures"?【選項(xiàng)】A.implementB.ignoreC.avoidD.delay【參考答案】A【詳細(xì)解析】"force"與"implement"構(gòu)成固定搭配，表示被迫實(shí)施措施，"ignore"（忽視）和"delay"（推遲）語義矛盾。【題干3】Whatisthemainpurposeofthefollowingparagraphaboutloanapplications?"Applicantsmustprovideproofofincome,submittaxreturnsforthepasttwoyears,andcompleteacreditcheckform."【選項(xiàng)】A.EncourageearlysubmissionB.ListrequireddocumentsC.ExplainapprovalprocessD.Compareinterestrates【參考答案】B【詳細(xì)解析】段落明確羅列申請(qǐng)材料清單，屬于說明性文本，"requireddocuments"直接對(duì)應(yīng)?！绢}干4】Inthesentence"Theboardmeetingwasadjournedsinedie",whatdoes"sinedie"mean?【選項(xiàng)】A.WithoutadecisionB.UntilfurthernoticeC.PermanentlycanceledD.Duringlunchbreak【參考答案】C【詳細(xì)解析】拉丁語"sinedie"意為"無期休會(huì)"，指會(huì)議無限期推遲，而非臨時(shí)取消或暫停?！绢}干5】Whichverbtenseisusedtodescribeahabitualactioninthepast?【選項(xiàng)】A.PresentPerfectB.PastContinuousC.PresentPerfectContinuousD.PastSimple【參考答案】D【詳細(xì)解析】"PastSimple"（一般過去時(shí)）用于描述過去重復(fù)性動(dòng)作，如"Itrainedeverydaylastweek"?！绢}干6】Whatisthecorrectprepositiontousewith"available"?"Pleaseensurethatalldocumentsare______bythedeadline."【選項(xiàng)】A.submitB.submittoC.submitbyD.submittedby【參考答案】D【詳細(xì)解析】"submit"后接被動(dòng)語態(tài)和介詞"by"，構(gòu)成"besubmittedby"固定結(jié)構(gòu)，表示截止時(shí)間?！绢}干7】Whichsentencecontainsamisplacedmodifier?【選項(xiàng)】A.Runningquicklytocatchthebus,sheforgotherumbrella.B.Themanager,satisfiedwiththereport,approvedthebudget.C.Afterfinishinghomework,thestudentswenttoplay.D.Thecontract,signedlastweek,needstoberegistered.【參考答案】A【詳細(xì)解析】A項(xiàng)修飾語"running"位置錯(cuò)誤，應(yīng)改為"Runningquicklytocatchthebus,sheforgotherumbrella."【題干8】Whatisthesubject-verbagreementerrorin"Thelistofapplicantsincludesthreeengineersandfivemanagers"?【選項(xiàng)】A.engineersingularB.includespluralC.applicantspluralD.noerror【參考答案】B【詳細(xì)解析】"includes"后接復(fù)數(shù)名詞，但主語"list"為單數(shù)，應(yīng)改為"include"?！绢}干9】Whichwordisapastparticipleusedasanadjective?【選項(xiàng)】A.writtenB.writingsC.writerD.writing【參考答案】A【詳細(xì)解析】"written"（書面的）為過去分詞作形容詞，"writings"（著作）為名詞，"writer/writing"為名詞?！绢}干10】Whatisthemeaningof"non-renewable"inthecontextof"non-renewableenergysources"?【選項(xiàng)】A.NotavailableforeverB.NottaxableC.NotrecyclableD.Notrenewable【參考答案】A【詳細(xì)解析】"non-renewable"指無法自然再生資源，如石油，與選項(xiàng)A對(duì)應(yīng)?！绢}干11】Whichsentenceusesaphrasalverbcorrectly?【選項(xiàng)】A.Sheislookingafterherbrother.B.Theytookofftheirshoesbeforeenteringthetemple.C.Hemanagedtofixthecarwithahammer.D.Themeetingwasputoffuntiltomorrow.【參考答案】D【詳細(xì)解析】"putoff"（推遲）為正確搭配，"takeoff"（脫下）需接具體物體，"lookafter"（照料）需接人。【題干12】Whatisthecorrectwaytoexpress"because"inaformalbusinessemail?【選項(xiàng)】A.duetoB.becauseofC.asaresultD.therefore【參考答案】A【詳細(xì)解析】"dueto"是正式表達(dá)，后接名詞短語，如"thedelayisduetotechnicalissues"。【題干13】Whichsentenceuses"affect"correctly?【選項(xiàng)】A.Thenewtaxwillaffectyourincome.B.Theweatheraffectsthecrops.C.Sheaffectedacoldexpression.D.Themovieaffectedmydecision.【參考答案】D【詳細(xì)解析】"affect"（影響）后接抽象概念，D項(xiàng)"decision"正確，C項(xiàng)"affected"（假裝）需接具體表情?！绢}干14】Whatisthemeaningof"probono"inlegalterms?【選項(xiàng)】A.ForprofitB.WithoutchargeC.ForpoliticalgainD.Forpersonalreputation【參考答案】B【詳細(xì)解析】"probonopublico"（公益服務(wù)）指無償提供法律援助，常見于非營(yíng)利服務(wù)。【題干15】Whichsentenceuses"however"correctly?【選項(xiàng)】A.Sheistiredhowevershecontinuesworking.B.However,theprojectwasdelayedduetorain.C.However,hedidn'tpasstheexam.D.Shehoweverforgotherkeys.【參考答案】B【詳細(xì)解析】"however"引導(dǎo)的獨(dú)立主格結(jié)構(gòu)需用逗號(hào)隔開，B項(xiàng)符合語法規(guī)則。【題干16】Whatisthecorrectverbformafter"Despitebeingpromoted"?【選項(xiàng)】A.thecompanyhasrecognizedB.thecompanyrecognizedC.thecompanyrecognizingD.thecompanywillrecognize【參考答案】C【詳細(xì)解析】"despite"引導(dǎo)的分詞短語需用現(xiàn)在分詞，構(gòu)成獨(dú)立主格結(jié)構(gòu)，C項(xiàng)正確?！绢}干17】Whichsentenceshowscorrectuseofthepassivevoice?【選項(xiàng)】A.Theboardapprovedthebudget.B.Thebudgetwasapprovedbytheboard.C.Theyapprovedthebudget.D.Thebudgetisbeingapproved.【參考答案】B【詳細(xì)解析】被動(dòng)語態(tài)強(qiáng)調(diào)受事者，B項(xiàng)符合商務(wù)文本中客觀陳述的要求?！绢}干18】Whatisthemeaningof"redundant"inthecontextoflayoffs?【選項(xiàng)】A.EssentialB.ExcessC.TemporaryD.Automated【參考答案】B【詳細(xì)解析】"redundant"指重復(fù)或過剩人員，常見于企業(yè)裁員場(chǎng)景?！绢}干19】Whichsentenceuses"however"tocontrasttwoclauses?【選項(xiàng)】A.Themeetingstartedontime;however,thediscussiontookhours.B.However,themeetingstartedontime.C.Thereportwassubmitted;however,themanagerwasn'tavailable.D.However,thereportwassubmitted.【參考答案】A【詳細(xì)解析】A項(xiàng)通過分號(hào)連接兩個(gè)獨(dú)立分句，正確使用"however"進(jìn)行轉(zhuǎn)折?！绢}干20】Whatisthecorrectwaytowrite"thesameas"?【選項(xiàng)】A.sameasB.sameastoC.sametoD.samewith【參考答案】A【詳細(xì)解析】固定搭配為"thesameas"，"sameasto"（關(guān)于相同）為錯(cuò)誤結(jié)構(gòu)。2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(篇4)【題干1】AlltheemployeesarerequestedtosubmittheirreportsbytheendoftheworkingdayonFriday.【選項(xiàng)】A.byFridayeveningB.bytheendofFridayC.beforeFridayD.beforetheworkingdayends【參考答案】B【詳細(xì)解析】題目考查固定搭配“bytheendof+時(shí)間段”表示在某個(gè)時(shí)間段的末尾截止。選項(xiàng)B“bytheendofFriday”符合語法規(guī)則，而其他選項(xiàng)時(shí)間表述不完整或邏輯錯(cuò)誤。【題干2】IfIhadknownthemeetingwascanceled,I______thetrafficjam.【選項(xiàng)】A.wouldhaveavoidedB.wouldavoidC.wouldhaveavoidedavoidingD.wouldavoidavoiding【參考答案】A【詳細(xì)解析】考查虛擬語氣中的與過去事實(shí)相反結(jié)構(gòu)，正確形式為“wouldhave+過去分詞”。選項(xiàng)A“wouldhaveavoided”表示假設(shè)已知會(huì)議取消后本可避免堵車，其他選項(xiàng)時(shí)態(tài)或邏輯錯(cuò)誤?！绢}干3】Themanagersuggestedthattheproject______assoonaspossibletomeetthedeadline.【選項(xiàng)】A.bestartedB.startedC.startingD.tostart【參考答案】A【詳細(xì)解析】賓語從句中需用動(dòng)詞原形作謂語，固定結(jié)構(gòu)為“suggest(that)+動(dòng)詞原形”。選項(xiàng)A“bestarted”符合語法規(guī)則，其他選項(xiàng)時(shí)態(tài)或形式錯(cuò)誤。【題干4】Bythetimewearrivedatthebank,themanager______withtheclient.【選項(xiàng)】A.hadalreadymetB.hasalreadymetC.metD.hasmet【參考答案】A【詳細(xì)解析】考查現(xiàn)在完成時(shí)與過去完成時(shí)的區(qū)別，主句動(dòng)作發(fā)生在“arrived”之前，需用過去完成時(shí)“had+過去分詞”。選項(xiàng)A“hadalreadymet”正確，其他選項(xiàng)時(shí)態(tài)錯(cuò)誤。【題干5】Thenewpolicywill______theefficiencyofcustomerservice.【選項(xiàng)】A.improveB.improvesC.improvingD.improved【參考答案】A【詳細(xì)解析】主語“policy”為單數(shù)名詞，但此處指政策的效果，需用動(dòng)詞原形表被動(dòng)意義，即“improvetheefficiency”。選項(xiàng)A正確，其他選項(xiàng)單復(fù)數(shù)或時(shí)態(tài)錯(cuò)誤?！绢}干6】Itisessentialthateveryemployee______theirworkaccurately.【選項(xiàng)】A.doB.doesC.hasdoneD.willdo【參考答案】B【詳細(xì)解析】“itisessential(that)+主語+動(dòng)詞原形”固定結(jié)構(gòu)，強(qiáng)調(diào)必要性時(shí)用一般現(xiàn)在時(shí)。選項(xiàng)B“does”正確，其他選項(xiàng)時(shí)態(tài)或形式錯(cuò)誤。【題干7】Thereportwaswritteninsuchawaythatit______easilyunderstoodbyallstaff.【選項(xiàng)】A.couldbeB.canbeC.wasabletobeD.wouldbe【參考答案】A【詳細(xì)解析】考查情態(tài)動(dòng)詞表可能性，“could”表示過去有能力做某事，符合上下文邏輯。選項(xiàng)A正確，其他選項(xiàng)時(shí)態(tài)或用法錯(cuò)誤?！绢}干8】Althoughhewaslate,he______themeetingontime.【選項(xiàng)】A.managedtoattendB.managedattendingC.managedtoattendatD.managedtoattendin【參考答案】A【詳細(xì)解析】固定搭配“managetodo”表示成功做成某事，后接動(dòng)詞原形。選項(xiàng)A正確，其他選項(xiàng)介詞或動(dòng)詞形式錯(cuò)誤?！绢}干9】Thecommitteedecidedto______thebudgetuntilfurtherreview.【選項(xiàng)】A.postponeB.postponeC.postponetoD.postponefor【參考答案】A【詳細(xì)解析】固定動(dòng)詞短語“postpone”后接名詞或動(dòng)名詞，選項(xiàng)A“postponethebudget”正確，其他選項(xiàng)搭配錯(cuò)誤?！绢}干10】Allthefiles______tobeshreddedbeforethenextmeeting.【選項(xiàng)】A.shouldbeB.mustbeC.wouldbeD.willbe【參考答案】A【詳細(xì)解析】情態(tài)動(dòng)詞表義務(wù)或建議，“shouldbe”表示應(yīng)該被撕毀，符合語境。選項(xiàng)A正確，其他選項(xiàng)語氣或邏輯不符?！绢}干11】Thedatacollectedyesterday______analyzedbytheteamthismorning.【選項(xiàng)】A.wasB.wereC.hasbeenD.hadbeen【參考答案】A【詳細(xì)解析】主語“data”為不可數(shù)名詞，用復(fù)數(shù)形式但動(dòng)詞需與單數(shù)一致，即“wasanalyzed”。選項(xiàng)A正確，其他選項(xiàng)單復(fù)數(shù)或時(shí)態(tài)錯(cuò)誤?！绢}干12】Bynextquarter,thecompany______achievea20%increaseinprofits.【選項(xiàng)】A.willhaveB.wouldhaveC.wouldbeabletoD.willbeableto【參考答案】D【詳細(xì)解析】考查將來完成時(shí)與將來時(shí)區(qū)別，“achieve”是具體動(dòng)作，需用“willbeableto”表未來能力。選項(xiàng)D正確，其他選項(xiàng)時(shí)態(tài)或邏輯錯(cuò)誤?！绢}干13】Themanager______thedecisionaftercarefullyreviewingallthereports.【選項(xiàng)】A.madeB.madeC.madeafterD.madeat【參考答案】A【詳細(xì)解析】固定搭配“makeadecision”后接“after”表時(shí)間狀語，但需用動(dòng)詞原形“madeafter”。選項(xiàng)A正確，其他選項(xiàng)介詞或時(shí)態(tài)錯(cuò)誤。【題干14】Itisimportantforemployeesto______feedbackfromcustomerspromptly.【選項(xiàng)】A.receiveB.receivedC.receivingD.toreceive【參考答案】A【詳細(xì)解析】不定式作狀語表目的，“toreceive”需接“foremployees”，但題干結(jié)構(gòu)為“itisimportantfor...to...”，直接用動(dòng)詞原形“receive”。選項(xiàng)A正確，其他選項(xiàng)形式錯(cuò)誤?！绢}干15】Thecontractwassigned______thepresenceofthelegaladvisor.【選項(xiàng)】A.inB.atC.byD.with【參考答案】C【詳細(xì)解析】固定介詞搭配“signacontractbysomeone”表示在某人見證下簽署，選項(xiàng)C正確，其他選項(xiàng)邏輯錯(cuò)誤。【題干16】IfI______you,Iwouldhaveappliedforthepositionearlier.【選項(xiàng)】A.wereB.amC.wasD.hadbeen【參考答案】A【詳細(xì)解析】虛擬語氣中與現(xiàn)在事實(shí)相反用“were”，選項(xiàng)A正確，其他選項(xiàng)時(shí)態(tài)或邏輯錯(cuò)誤?！绢}干17】Thebank______toimproveitsonlineservicestoattractmorecustomers.【選項(xiàng)】A.isaimingB.aimsC.aimedD.isaimingat【參考答案】B【詳細(xì)解析】固定搭配“aimtodo”表目標(biāo)，主語“bank”為單數(shù)，用一般現(xiàn)在時(shí)“aims”。選項(xiàng)B正確，其他選項(xiàng)時(shí)態(tài)或形式錯(cuò)誤?！绢}干18】Themanager______themeetingbecausehewasbusywithanurgentcall.【選項(xiàng)】A.canceledB.canceledC.canceledatD.canceledwith【參考答案】A【詳細(xì)解析】固定動(dòng)詞短語“cancelameeting”后接名詞，選項(xiàng)A正確，其他選項(xiàng)介詞或動(dòng)詞形式錯(cuò)誤?！绢}干19】Allthedocuments______tobedestroyedimmediatelyaftertheaudit.【選項(xiàng)】A.shouldbeB.mustbeC.wouldbeD.willbe【參考答案】B【詳細(xì)解析】情態(tài)動(dòng)詞表強(qiáng)制要求，“mustbe”表示必須被銷毀，符合審計(jì)后緊急處理語境。選項(xiàng)B正確，其他選項(xiàng)語氣錯(cuò)誤?！绢}干20】Thebank'snewpolicy______totakeeffectfromJanuary1st,2026.【選項(xiàng)】A.willbeimplementedB.isimplementedC.wouldbeimplementedD.hasbeenimplemented【參考答案】A【詳細(xì)解析】考查將來時(shí)態(tài)表計(jì)劃，“willbeimplemented”表示政策將于2026年生效，符合語境。選項(xiàng)A正確，其他選項(xiàng)時(shí)態(tài)或邏輯錯(cuò)誤。2025年重慶銀行招聘考試（英語）歷年參考題庫(kù)含答案詳解(篇5)【題干1】AlocalbankinChongqingintroducedanewmobilebankingservicethatallowscustomerstotransferfunds24/7.Whichofthefollowingisthebesttitleforthisnewsarticle?【選項(xiàng)】A.AdvantagesofTraditionalBankingB.EnhancedFinancialSecurityinChongqingC.Introductionof24/7MobileFundTransferD.ImpactofDigitalTechnologyonEconomy【參考答案】C【詳細(xì)解析】題干核心信息為銀行推出24小時(shí)移動(dòng)轉(zhuǎn)賬服務(wù)，選項(xiàng)C直接點(diǎn)明核心內(nèi)容，簡(jiǎn)潔準(zhǔn)確。A選項(xiàng)與題干無關(guān)，B選項(xiàng)未提及具體服務(wù)，D選項(xiàng)范圍過大，均不符合新聞標(biāo)題的簡(jiǎn)潔性原則?！绢}干2】Themanageremphasizedthatemployeesshould"thinkoutsidethebox"whensolvingcustomercomplaints.Whatdoes"thinkoutsidethebox"mostlikelymean?【選項(xiàng)】A.FollowstandardproceduresstrictlyB.UseunconventionalmethodscreativelyC.IncreaseworkloadgraduallyD.Reportissuestohigherauthorities【參考答案】B【詳細(xì)解析】"Thinkoutsidethebox"為固定短語，意為突破常規(guī)思維。A選項(xiàng)與題意相反，C和D未體現(xiàn)創(chuàng)新性，B選項(xiàng)準(zhǔn)確對(duì)應(yīng)短語含義?！绢}干3】Acustomerarguedwithabanktelleraboutadelayedloanapproval.Thetellercalmlysaid,"I'llescalatethistomysupervisor."Whatdoes"escalate"meaninthiscontext?【選項(xiàng)】A.Reducetheissue'simportanceB.TransferittoahigherauthorityC.IgnoretheproblemtemporarilyD.Compromisethecustomer'srequest【參考答案】B【詳細(xì)解析】"Escalate"在職場(chǎng)語境中指將問題升級(jí)至上級(jí)處理，B選項(xiàng)正確。A和C與題干矛盾，D選項(xiàng)不符合銀行服務(wù)規(guī)范?！绢}干4】Whichsentenceisgrammaticallycorrect?A.Theteam,workinglate,completedtheprojectaheadofschedule.B.Afterfinishingthereport,themanagerwenttothemeeting.C.Havingfinishedthereport,themanagerwenttothemeeting.D.Thereportbeingfinished,themanagerwenttothemeeting.【參考答案】C【詳細(xì)解析】C選項(xiàng)為現(xiàn)在分詞獨(dú)立主格結(jié)構(gòu)，正確表達(dá)先后關(guān)系。A選項(xiàng)缺少主語，B選項(xiàng)時(shí)態(tài)錯(cuò)誤（完成時(shí)應(yīng)用現(xiàn)在分詞），D選項(xiàng)使用being分詞表被動(dòng)，不符合主動(dòng)邏輯。【題干5】Thebank'sannualreportstatedthat"netprofitsincreasedby15.6%YoY."Whatdoes"YoY"standfor?【選項(xiàng)】A.Year-over-yearB.Year-to-dateC.Year-to-monthD.Year-to-quarter【參考答案】A【詳細(xì)解析】"YoY"是"year-over-year"的縮寫，指同比（較上年同期）。B選項(xiàng)為"year-to-date"（至上年同期），C和D屬于季度/月度比較，均不符合題意?！绢}干6】Whichsentenceusesanon謂語動(dòng)詞結(jié)構(gòu)correctly?A.Beingsatisfiedwiththeservice,thecustomerrecommendedthebanktofriends.B.Thebookhavingbeenpublished,theauthorreceivedroyalties.C.Havingrecommendedthebank,thecustomerreceivedagift.D.Satisfiedwiththeservice,thecustomerrecommendedthebanktofriends.【參考答案】B【詳細(xì)解析】B選項(xiàng)為現(xiàn)在完成分詞獨(dú)立主格結(jié)構(gòu)，正確表達(dá)前后動(dòng)作的完成關(guān)系。A選項(xiàng)缺少邏輯主語，C選項(xiàng)時(shí)態(tài)錯(cuò)誤（應(yīng)使用完成分詞），D選項(xiàng)使用過去分詞表被動(dòng)，與主動(dòng)推薦矛盾。【題干7】Whichphraseisusedtoexpressasuggestion?A.Youhadbetter...B.Itisadvisablethat...C.Whydon'tyou...