全國(guó)銀行招聘考試重點(diǎn)試題精編

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密

I（參考答案和詳細(xì)解析均在試卷末尾）

一、選擇題

1、甲出資100萬(wàn)、乙出資200萬(wàn)、丙出資400萬(wàn)作為股東，共同成立了丁有限責(zé)任公司。

下列說(shuō)法中正確的是（）。

A.甲以600萬(wàn)出資額為限對(duì)丁公司承擔(dān)責(zé)任

B.乙以500萬(wàn)出資額為限對(duì)丁公司承擔(dān)責(zé)任

C.丙以300萬(wàn)出資額為限對(duì)丁公司承擔(dān)責(zé)任

D.丁以700萬(wàn)全部財(cái)產(chǎn)對(duì)公司債務(wù)承擔(dān)責(zé)任

2、資料：KeepingtheZealofaStartupasYouScale

Therearemanyreasonsthatfounder-ledcompaniesaresogoodatdisruptingindustriesand

makinglifemiserableforslow-movingincumbents.Butperhapsthemostpowerfulisthat

founderscreategreatinsurgencies.Theyignoreestablishedindustryrulesandboundaries.They

createbetterwaystosolveoldproblems.Theydisdainanythingthatblurstheirfocusonthefront

line.Fromtoptobottom,theyareatwaragainsttheindustryleadersonbehalfofundeserved

customers.

兇密Ourresearchonwhatwecallthe“founder'smentality“showsthatmaintainingastrong

封

線insurgentmissioniscriticaltolong-term,sustainablegrowth.Buttocompetelongterm,

insurgentcompaniesalsoneedtodevelopscaleandscope,whichveryoftendullstheir

insurgent'szeal.Inmanyways,thisisbecausetheirperspectiveonthefutureslowlychanges.

Insurgentsseethedaysahead—bothlongandshortterm—asripewithopportunity.They

embracechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsolutionsfor

customers.Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleaders

investedheavilyinthestatusquo,innovationanddisruptionarenotgoodforthem.Turbulence

erodesprofitability;innovationmarginalizestheircurrentproductofferings.Thefutureisnot

better.

Thecompaniesthatfindawaytoachievescalewithoutlosingtheirinsurgentmission—wecall

them“Scaleinsurgents'-remalnacutelyalerttothisdifferenceinperspective.Theyactivelyfight

恬

backagainsttheverynaturaltendencytoretreatbehindthecastlewallstoavoidfuturechange

andturbulence.Instead,theydowhatinsomecompaniesmightseemlikeheresy-theycommit

todisruptingtheirowninsurgency.Theyknowthatacquiringthebenefitsofscalerequires

ruthlessfocusonawell-definedcorebusinessandacommitmenttobuildingthesystemsand

processestosupportit.Buttheyaren'tweddedtotheirbusinessmodel—theyareweddedto

whatwillservetheircustomersbest.Ratherthanerectingdefensesagainstthefuture,they

embracethenotionoflimitlesshorizons—theideathatacompanycanintelligentlyextendthe

boundariesofitscoreeveroutward.

AccordingtoparagraphI,whyarefounder-ledcompaniesoftenconsideredas“insurgents”?

A.Becausetheyoftengetmoresupportsfromthecustomers

B.Becausetheyoftendamagethemarketorder

C.Becausetheyoftenchallengetheoldcompaniesinmanyways

0.Becausetheyoftenmakemoremomeythanoldcompanies

3、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermore

changeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,

there'sawhiffofuncertaintyintheair.Bondyieldsareuofromtheirlows,andtherelentless

migrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

Theconcernisthegrowingawarenessofcentralbanks'waningabilitytoboostgrowthwith

ever-lowerinterestratesandever-biggerpurchasesofassets.Thedebateaboutif,whenanchow

slowlytheUSFederalReservewillraiseinterestdragson,butifdownwardpressureonglobal

bondyieldsfromtheEuropeanCentralBank(ECB)andtheBankofJapan's(BOJ)largesse

isdrawingtoaclose,that'sabiggermilestoneformarkets.

Aworldofhigherbondyieldsisonewherethepressuretoseekyieldinexoticplacesis

diminished.It'salsoaworldwherethecapitalgainsthataccompaniedfallingyieldsbecome

capitallossesandinvestorsquestionthemeritofbondsovercash(orequities).

Thissearchforyieldinexoticplaceshas,sincetheendofJanuary,helpedtheBrazilianrealgain

morethan20%againsttheUSdollar,withtheRussianroublemanagingalmostasmuch.The

dollar,itself,hasfallenbackisby7.5%fallintrade-weightedterms,unwindingnearly40%ofthe

gainsithasseensincemind-2014.

There'snoneedtopanicaboutbondyieldsrising,becauseraterisesinJapanortheEurozoneare

yearsawayandtheFed'sstilltinkering.But10-yearyieldsonbothGermanandJapanese

governmentbondyieldsfellbelowzeroforthefirsttimeinlateJune.Theyhavebeenedging

higherthroughthesummer.It'salmostasifinvestorsreallyaren'tthatkeenontyingmoneyupat

negativeyieldsforthatlong-whynotsticktocash?

IntheUS,estimatesof"neutral"realinterestratesaretumblingtoaroundzero.Estimatesofhow

muchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhen

productivitygrowthhasaveragedameasly0.5%,there'swidespreadacceptancethatit'sunlikely

toacceleratebymagic.

Butevenifwetakeallofthisintoaccount,marketsarenowpricinginanextraordinarilyslow

paceofratehikesbytheFed-fromtheircurrent0.25-0.5%range,toabout0.75%bytheendof

2017andto1%bytheendof2018.

GDPgrowthstilloscillatesaround2%,theFed'sfavouredmeasureofinflationisat1.6%andthe

unemploymentrateistrendinglower.Thepricingofthefuturepathofshorttermratesseems

toolowevenforthe"newnormal"economicenvironment.

AllofthesecurrencieshavegainedagainstthepoundandIcan'tseethatchanging.Toomuch

importanceshouldnotbeplacedoneitherthecollapseinconfidenceimmediatelyafterthevote

toleavetheEUorthesubsequentbounce.

TheeconomicimpactofleavingtheEUwillbefeltthroughdelayedinvestmentdecisionsasa

resultofuncertaintyabou:whenandonwhattermsithappens.Adebilitatingratherthana

corrosiveimpactontheeconomywillbeseeninslower,butpositivegrowth.Itwillalsobefeltin

further(slower)sterlingweakness.

TheBankofEnglandhasalreadycutpolicyratesfrom0.5%to0.25%,andthere'smoretocome

fromboththeBankandthepoundoverthenextyear.A5%fallfromherewouldtakethepound

closeto€1.1,andwecouldseeitfallbelow$1.25astheFederalReserveedgesrateshigher.

AccordingtothethepassagewhichofthefollowingsisNottrue?

A.Inrecentyearscentralbanksadoptthemethodoflowerinterestratesandassetpurchasesto

promoteeconomicgrowthbutnowsuchabilityofcentralbankshavebecomeincreasingly

weaker

B.Investorsdoubtthattheyieldswilldecline,becausethebondpricesoffinancialmarketare

falling

C.lnthefirsthalfofthisyearglobalfinancialmarketsareaschangeableastheweatherchanges

D.The10-yearyieldsGermanandJapanesegovernmentbondhavebeenmovingupslowly

throughthesummer

4、資料：October20,2013

Mr.EngTan

10010GeorgeAve.

NewYork

DearMr.Chen,

Asthepresident,IamproudtoannouncethatthisFridaymarksthe50thanniversaryoflongand

successfulcompany.This,ofcourse,callsforanightofcelebration.Andforthisreason,wehave

reservedtheGrandHallattheGardenHotelthisFridayat6p.m.foranightoffinediningand

dancing.

Onthisspecialevening,thefoodwillbesuperb.Kvehadachancetodineatthehotelseveral

timesinthepastinotherfunctions,anditwasthefoodthatconvincedmetoholdourevent

here.Iamquitecertainthatallofourstaffwillsharemyfeeling.Anyhow,Iamlookingforwardto

thisFridaywhenallofourstaffcanletlooseandhavesomefun.

Therefore,thisisalettertoofficiallyinviteyouandyourspouseorsignificantothertojoinuson

thismemorableevening.

Pleaseletusknowifyoucan'tattend.

YoursSincerely,

JeffConnelly

Whichofthefollowingwilloepartoftheevent?

A.ProductRelease

B.Dancing

C.Presentations

□.Discussions

5、資料：Askedtoname:heirfavoritecity,manyAmericanswouldselectSanFranciscowhich

beganasasmallSpanishoutpostlocatedonamagnificentbay.Thetownwaslittlemorethana

villageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwith

Mexico.

SanFranciscosprangintoacityovernightbecauseofthenearbydiscoveryofgoldin1848.Agreat

rushtoCaliforniatookplace.Wagontrainsploddedtheirdangerouswayacross2000milesof

prairieandmountains,whilehundredsofsailingvesselsmadetheequallyhazardoustriparound

theHorn.Thevesselsdisgorgedthousandsofpassengers-thenthecrewsdesertedtheirship

andhundredsofvesselswerelefttorotinthebay.Withintwoyears,Californiahadenough

populationtobecomeastateandSanFranciscowasformanyyearsthehubofthatnewly-arrived

population.

Thecity'spresentpopularityisduetoanexcellentclimate,aneasystyleofliving,goodfood,and

numeroustouristattractions.Thecityisfamousforitscablecarswhich"clangandbang"upthe

steephills,andforitsexcellentseafoodstallsalongthewharf.Mostvisitorsarrivingfromnations

inthePacificBasinspendseveraldaysgettingtoknowthetown.

Accordingtothisarticle,whowerethefirstCalifornians?()

A.desertersfromsailingships

B.Spanishranchers

C.goldminers

D.tourists

6、國(guó)家稅務(wù)總局近日印發(fā)通知，要求全國(guó)稅務(wù)系統(tǒng)貫徹落實(shí)好各項(xiàng)減稅降費(fèi)政策，確保企

業(yè)和人民群眾有實(shí)實(shí)在在的獲得感，提振市場(chǎng)信心，促進(jìn)經(jīng)濟(jì)實(shí)現(xiàn)高質(zhì)量發(fā)展。據(jù)介紹，國(guó)

家稅務(wù)總局專門設(shè)立()，負(fù)責(zé)集中受理和協(xié)調(diào)解決中小微企業(yè)涉稅訴求。通知要求，

各省稅務(wù)機(jī)關(guān)也要指定專門部門、安排專人負(fù)責(zé)中小微企業(yè)服務(wù)工作。2019年上半年，國(guó)

家稅務(wù)總局將以小微企業(yè)普惠性減稅等政策落實(shí)情況為重點(diǎn)，組織開(kāi)展減稅降費(fèi)工作督導(dǎo)。

A.小微企業(yè)咨詢點(diǎn)

B.小微企業(yè)辦事中心

C.小微企業(yè)服務(wù)處

D.小微企業(yè)優(yōu)惠中心

7、Passage2

Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoy

amonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoff

competitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,named

PSD2.

Theruleswillcompelbankstosharedataeasilywithlicensedthirdparties.BankersinEurope

complainthattheirprofitsandcustomerrelationshipsareunderthreat.Howevecopeningup

banks,andthedatatheystore,isgoodforconsumersandcompetition.Newproviderswillbe

betterplacedtoofferallsortsofinnovativeservices,suchasaone-clickoptiontoputunspent

monthlyincomeintoapensionplan.

Nevertheless.someconcernsaboutPSD2arelegitimate.Inparticular,itisreasonabletowonder

abouttheprivacyandsecurityimplicationsofsensitivefinancialdatabeingsharedwiththird

parties.Butbanksthemselvesarehardlyinvulnerabletocyberattack(網(wǎng)絡(luò)攻擊).Andthe

solutionsthattheEuropeanregulatorsproposetodealwiththeseworrieslookpromising.Third

partiesthatwanttousebankdatawillneedtoconvincenationalregulatorsthattheirdata

defensesaresolidandaresubjecttoannualregulatoryinspections.

Thegapbetweenwritingrulesandimplementingthemisalwayslarge.Firstzconsentfrom

customerstoprovideaccesstotheirbankdatamustbegainedexplicitly,andthepurposesofthe

datauseshouldbeclearlyexplained.Second,regulatorsmustbeverytoughbothinensuringthat

banksopenuptheirinfrastructureandinwithdrawingthelicensesofthirdpartiesthatbreakthe

rules.Third,regulatorsmustalsobeflexibleenoughtoallowforchangesasthemarket

evolves.Sincethenewentrantswillnotbelicensedtoengageinriskierfinancialactivities-such

aslendingmoney—itmakessensetoregulatethemwithalightertouch.ButifsomeFintech

providersdoendupbecomingsystemicallyimportant,higherstandardsofoversightmightbe

necessary

Accordingtothefirsttwoparagraphs,whatwillbanksinEuropebeforcedtodo()

A.Tokeepclient'sdatasafe

B.Toclosedownthepoorservices

C.Togiveuptheirdatamonopoly

D.Todisclosetheirsourcesofprofits

8、InMargaretAtwood'snovel,womenaretwogroupsbasedonwhetherornottheycan

givebirthtoachild.

A.dividedinto

B.dividedoff

C.separatedinto

D.separatedfrom

9、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies'fashion-wearand

photoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,

somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessories

wholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoverat

pricesunder$10.

TaobaoisownedbyChinesee-commercegiantAlibabaandthebrainchildoffounderJackMa.It

isafree-to-useonlinemarketplacewithsome800millionproductlines-fromfoodtoclothesto

technology.

AcrossChina,onlinecompanieslargeandsmallarelearninghowtobeeffectivee-commerce

players-orfaillikeUSgoliatheBay,whichwastrouncedbyupstartTaobaobackin2006.

In2010,China'sonlineshoppingindustryhadaturnoverof$80bn,andgrew87%year-on-year.

China's420millioninternetusersspendaroundabillionhourseachdayonline-andlastyear,

185millionmadeatleastoneonlinepurchase.AccordingtoBostonConsultingGroup,the

volumeisexpectedtoincreasefourfoldby2015.

E-commerceischangingthewayChineseconsumersthinkaboutshopping:online,itismore

socialthanahardsell.It'sanewengagingexperiencetosavor.

InChineseretail,trustisararecommodity.Thereareplentyoffakesonline,andbuyersareoften

cursedbyscamsorshoddygoods.Still,consumerfaithine-commercestoresisremarkably

robust.That'sbecause,apartfromitsconvenienonlineshoppinghasshiftedthebalanceof

powerfromsellerstobuyers.OnlineshoppinginChinaismorethanclickingonthe"buy"button.

Theexperienceincludesexchangingtipswithothershoppers,discussingtrends,andratingboth

productsandservice.

Theinteractionandcommunicationgeneratestrust.

“Theabilityofsocialnetworkingcombinedwithe-commerseorsocialcommerceasIliketocall

it-wherepeopleareabletoratetheirproviders,providenformationtootherpurchasers-that

levelofexperienceisreallyovercomingthebigweaknessessaysDuncanClark,ChairmanofBDA

(china),anexpertonChina'se-commerceindustry.

“Basically,thereisaone-to-oneconnectionbeingestablished.Andthat'sbreakingthroughthe

mistrustbarrierifyouwill.SoIthinkwecanlearn，actually-theWestcanlearnfromsomeofthe

developmentshappeningintheChinesee-commercesector,"saysMrClark.

Whatistheauthor'sattitudetowardse-commerce?

A.Slightlycritical

B.Unbiased

C.Paradoxical

D.Fullysupportive

10、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetand

instructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentan

apartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarket

game",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthe

disastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegotto

knowhowitfelttolosemoney."

Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywantto

teach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevel,teaching

studentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit's

tooearlytomeasurethefullinfluenceoftheGreatRecession,theinterestinpersonal-finance

classeshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystates

includingMissouri,UtahzandTennesseerequireteenagerstotakefinancialclassestograduate

fromhighschool.SchooldistrictssuchasChicagoareencouragingmoney-managementclasses

forkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonline

personal-financeclassesforincomingstudents."Theseclassesreallysay/Thisishowyoulive

independently,"'saysTedBeck,presidentofNationalEndowmentforFinancialEducation.

Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basics

approachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalary

intoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-term

gains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurant

intoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutso

easytospend/'shesaysoneweekdayafterschool."Thatisthebigtakeaway."

Teachingkidsaboutthevalueofcashcertainlyisoneoftheprograms'goals,butteachersalso

wantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetanroyed

aboutgaspricesbecauserranyofthemdrivecars.Butthehardpartisurgingthemtoputoffthe

instantsatisfactionofbuyinganewT-shirtoraniPod."Investingandretirementaren'tthings

teenagersarethinkingabout.Forthem,thefutureisthisweekend/'saysGayleWhitefeld,a

businessandmarketingteacheratUth'sRivertonHighSchool.

That'sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheir

parentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehas

increasedupto4.2percent,that'sstillafardistancefrom1982,whenAmericanssaved11.2

percentoftheirincomes.'lt'shardforschoolstoreachstrictmoney-managementskillswhen

teenagersgohomeandwa:chtheirparentsincreasecredit-carddebt.It'sliketellingyourkidsnot

tosmokeandthenlightingjpacigaretteinfrontofthem/Becksays.

Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolis

worthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocal

bankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcollege/zShejusthas

abetterunderstandingofmoneyandhowitaffectstheworld/sayshermothecDarleen—and

thafssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AIIofthis

talkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.

Howdoesthewritershowusthatschools'interestinteachingfinancialclasseshasincreasedin

paragraph2?

A.Bygivingexamples

B.Dyprovidingdata

C.Byraisingquestions

D.Bymakingcomparisons

11、為了回避外匯風(fēng)險(xiǎn)，在籌借和償還時(shí)分別應(yīng)選擇（）。

A.幣值趨勢(shì)上升的硬貨幣、幣值趨勢(shì)趨跌的軟貨幣

B.幣值趨跌的軟貨幣、幣值趨升的硬貨幣

C.幣值趨升的軟貨幣、幣值趨跌的硬貨幣

D.幣值趨跌的硬貨幣、幣值趨升的軟貨幣

12、下列語(yǔ)句中，沒(méi)有語(yǔ)病的一項(xiàng)是（）。

A.通過(guò)識(shí)別聲音就可以判斷出一個(gè)人是否感染了病毒，這聽(tīng)起來(lái)像是東方夜譚，但這也是

事實(shí)。

B.一把椅子，加上“人體工學(xué)〃四個(gè)字，就能賣三四千，甚至是八九千元，一萬(wàn)多元左右的

超級(jí)高價(jià)也不鮮見(jiàn)。

C.?百多個(gè)科研單位的技術(shù)骨干云集會(huì)場(chǎng)，就不同領(lǐng)域的問(wèn)題展開(kāi)了熱烈的討論。

D.金醫(yī)生歸來(lái)后，護(hù)士們蜂擁而至，熱情地在辦公室里向他問(wèn)候。

13、蘇州曾經(jīng)是經(jīng)濟(jì)興盛、文化發(fā)達(dá)、人才薈萃之地，明末清初以后，蘇州土紳除少數(shù)人發(fā)

生身份和觀念轉(zhuǎn)化外，多數(shù)人的傳統(tǒng)觀念仍根深蒂固。而作為社會(huì)主流的土紳觀念和意識(shí)往

往通過(guò)各種渠道浸潤(rùn)展延，嚴(yán)重影響一般民眾，正因如此，晚清蘇州民風(fēng)靡弱閑散，生活節(jié)

奏緩慢，缺乏早期現(xiàn)代化必需的緊迫感與開(kāi)拓精神。清末及民國(guó)初期，蘇州人很少愿意將資

本投入到現(xiàn)代實(shí)業(yè)中，以至于蘇州錢莊吸收的存款在當(dāng)?shù)仉y以消納，不得不轉(zhuǎn)向外埠了求出

路。

這段文字主要介紹了（）。

A.清末蘇州資金消納的途徑與方式

B.蘇州民眾在土紳觀念影響下的轉(zhuǎn)變

C.民國(guó)初期蘇州實(shí)業(yè)發(fā)展衰落的原因

D.土紳觀念制約了近代蘇州的現(xiàn)代化進(jìn)程

14、需要層次理論的提出者是（）.

A.庇古

B.馬歇爾

C.馬斯洛

D.科特勒

15、下列哪項(xiàng)權(quán)利屬于公民基本權(quán)利中的政治權(quán)利和自由？（）

A.言論自由

B.宗教信仰自由

C.批評(píng)建議權(quán)

D.平等權(quán)

16、資格I?:TaikongCitywasfoundedbythedormunsabout50AD.Itsnameisderivedfroma

Cethicworldwhichmeansthepieceoftheboldone.AftertheyinvadedBlitonin43ADthe

DormonsbuiltabridgeacrosstheThemasRiver.Theylaterdecideditwasanexcellentplaceto

builtaport.Thewaterwasdeepenoughforoceangoingshpsbutitwasfarenoughinlandtobe

safefromotherraiders.Around50ADDormonsmerchantsbuiltatownbythebridge.SoTaikong

Citywasborn.

Therewasnotastonewallaroundtheearlysettlementbuttheremayhavebeenaditchandan

earthramepartwithawoodenpalisadeontop.Thenin61ADQueenBoudialedarebellion

againsttheDormuns.HerarmymarchedonTaikongCity.Noattemptwasmadetodefend

TaikongCity.BoudiaburnecTaikongCitybutafterherrebellionwascrushedawasrebuilt.Rich

peolebuilthousesofstoneorbrickwithtiledroofsbutmostpeoplelivedinwoodenhouses.By

theendofthe2ndcenturystonewallwaserectedaroungTaikongCity.Thewallwas20feet

high.Outsidethewallwasaditch.Inthemiddleofthe3rdcentury20bastionswereaddedtothe

walls（asemi-circularto\A.erprojectingfromthewall）.

Whichofthefollowingstatementsistrueaccordingtothepassage?

A.QueenBoudiamadegreatcontributiontoTaikongCity

B.ltwasnotuntilthemidcleofthe3rdcenturythatthebastionswerebuiltonthestonewalls

C.Bytheendofthe2ndcentury.mostpeoplelivedinthewoodenhouses

D.缺

、不列入存貨的是

17（）o

A.生產(chǎn)設(shè)備

B.庫(kù)存商品

C.原材料

D.低值易耗品

18、通過(guò)《關(guān)于新中國(guó)成立以來(lái)黨的若干歷史問(wèn)題的決議》的中央全會(huì)是（）。

AH^一屈三中全會(huì)

B.十二屆三中全會(huì)

C.十二屆五中全會(huì)

D.十一屆六中全會(huì)

19、Happinessissubjective?andonethatwemaynotbeabletoaccuratelyacrossall

countries.Butthatobviouslyisn'tgoingtostopanyonefromtryingo

A.try

B.track

C.divide

D.follow

20、根據(jù)《商業(yè)銀行法》的規(guī)定，商業(yè)銀行可以（）。

A.從事信托投資和股票業(yè)務(wù)

B.代辦保險(xiǎn)

C.向非銀行金融機(jī)構(gòu)和企業(yè)投資

D.從事股票業(yè)務(wù)

21、在我國(guó)為地方經(jīng)濟(jì)發(fā)展服務(wù)，為中小企業(yè)發(fā)展服務(wù)的商業(yè)銀行是（）。

A.農(nóng)村商業(yè)銀行

B.股份制商業(yè)銀行

C.國(guó)有控股商業(yè)銀行

D.城市商業(yè)銀行

22、下列說(shuō)法不正確的是（）。

A.魯迅是中國(guó)現(xiàn)代文學(xué)的奠基人

B.郭沫若的《女神》是現(xiàn)代文學(xué)史上第一篇白話文

C.田漢是中國(guó)現(xiàn)代戲劇的奠基人

D.巴金是現(xiàn)代家族小說(shuō)的開(kāi)拓者

23、Passage8

Treesshouldonlybeprunedwhenthereisagoodandclearreasonfordoingso

and,fortunately,thenumberofsuchreasonsissmall.Pruninginvolvescuttingawayofovergrown

andunwantedbranches,andtheinexperiencedgardenercanbeencouragedbythethoughtthat

moredamageresultsfromdoingitunnecessarilythanfromleavingthetreestogrowintheirown

ways.

First,pruningmaybedonetomakesurethattreeshaveadesiredshapeorsize.Theobjectmaybe

togetatreeoftherightheight,andatthesametimetohelpthegrowthofsmallsidebranches

whichwillthickenitsappearanceorgiveitaspecialshape.Secondly,pruningmaybedoneto

makethetreehealthier.Youmaycutoutdiseasedordeadwood,orbranchesthatarerubbing

againsteachotherandthuscausingwounds.Thehealthofatreemaybeencouragedbyremoving

thebranchesthatareblockingupthecenterandsopreventingthefreemovementofair

Oneresultofpruningisthatanopenwoundisleftonthetreeandthisprovidesaneasyentryfor

diseases,butitisawoundthatwillheal.Oftenthereisaracebetweenthehealingandthedisease

astowhetherthetreewillliveordie,orthatthereisaperiodwhenthetreeisatrisk.ltshouldbe

theaimofeverygardenertoreducetheriskasfaraspossible.ltisessentialtomakethearea

whichhasbeenprunedsmoothandclean,forhealingwillbesloweddownbyroughness.You

shouldallowthecutsurfacetodryforafewhoursandthenpaintitwithoneofthesubstances

availablefromgardenshopsproducedespeciallyforthispurpose.Pruningisusuallydonein

winterforthenyoucanseetheshapeofthetreeclearlywithouttheinterference(妨礙)fromthe

leavesanditis,too,veryunlikelythatthecutsyoumakewillbleedIfthisdoeshappenjtis,of

coursejmpossibletopaintthemproperly.

Treesbecomeunhealthyifthegardener().

A.tohelpawoundtodry

B.tocoversaroughsurface

C.damagessomeofthesmallsidebranches

0.allowstoomanybranchestogrowinthemiddle

24、資卷|Thinkforamcmentofyourdefinitionofpersuasion.Ifyouarelikemostbusiness

peopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,you

stronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighly

assertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda

“close."Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuy

agoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

Persuasionjnfactjnvolvesdemands-compromise.Perhapsthatiswhythemosteffective

persuadersseemtoshareacommontrait:theyareopen-minded,neverdogmtaic.Theyenter

thepersuasionprocesspreparedtoadjusttheirviewpointsandincorporateothers*ideas.When

colleaguesseethatapersuaderiseagertoheartheirviewsandwillingtomakechangesin

responsetotheirneedsandconcerns,theyrespondverypositively.

Whatisthemaindifferencebetweenthe“persuasion"ofmostbusinesspeopleandthatofthe

effectivepersuaded?

A.Mostbusinesspeopleseepersuasionasastraightforwardprocess

B.Unlikemostbusinesspeopleeffectivepersuadersarewillingtoadjusttheiropinionsandhear

fromothers

C.Effectivepersuadersareopen-minded

D.Mostbusinesspeoplearemoreassertiveintheirpersuasionwhileeffectivepersuadersare

morefriendly

25、如果100美元兌換人民幣625元，則相對(duì)于中國(guó)用直接標(biāo)價(jià)法表示為()。

A.$100=￥625

B.￥IOO=$516

C.Y625

D.$625

26>WeG20membersmust()followtheunderlyinghistoricaltrendsoastochartthecourse

forthefuture.

A.closed

B.closing

C.closely

D.close

27、—CouldyoutellmewhattimethetrainleavesHefeiforBeijing?-Imafraidyouneedto

ontheinternet.

A.lookforit

B.lookatit

C.lookitover

D.lookitup

28-.目前國(guó)際公認(rèn)的高技術(shù)前沿是指（工

A.航天航空技術(shù)

B.計(jì)算機(jī)與信息技術(shù)

C.生物技術(shù)

D.新材料技術(shù)

29、Ifyouwantchildrentoworkhard,youmust()theirinterestsmore.

A.lookupto

B.lookinto

C.giveriseto

D.goinfor

30、Themorediverseknowledgeoneunderstandsandactivelyabsorbs,theprobabilityoffinding

usefulanddiscoveries.

A.novel

B.conventional

C.rebellious

D.narrative

31、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeand

globalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhe

painexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

Overthepastthreedecades,globalflowsoftradeand