><nextprevious《RichDad,PoorDad》><nextpreviousAuthorRobertT.Kiyosaki:BornandraisedinHawaii,Robertisfourth-generationJapaneseamerican.Hesetupacompanyandbeganhisownbusinessin1977,finallybecameamillionairein1985.KiyosakiistheauthoroftheRichDadseriesofbooks,aninvestor,entrepreneurandeducator.HisperspectivesinRichDad,PoorDadhavechangedthewaypeoplethinkaboutmoneyandinvesting.><nextprevious

Kiyosakiwrotethisbookbynarratingastorybasedonhisrealchildhoodexperiences.Kiyosaki

has

two

dads

who

have

a

big

difference

in

education.Poor

dad

,the

one

whowashisbiologicalfather,wasagovernmentofficial,highlyeducated

and

intelligent.On

the

contrary

,rich

dad,his

father’s

childhood

friend,neverfinishedtheeighthgradeinschoolbut

hedevoted

himself

to

investment.Kiyosakifollowedhispoordadstudyhardinordertohuntagoodjobuntil1977,thepoordadwaslaidoffandbothered

by

the

moneyallthetime,meanwhile,theotheronebecametherichestmaninHawaii.At

last,Kiyosaki

determinedtofollowtherich

dad’s

stepandstarthisownbusiness.Baseonhischildhoodexperiences,thisbookshowedtotallydifferentopiniononmoneyandwealthbetweenhistwodads.Finally,hecametotheconclusion,ifyouwanttobearichman,youmustachieveyourownfinancialfreedom.Briefintroductionofstory:><nextpreviousFinancialFreedom財(cái)務(wù)自由

FinancialFreedom：PassiveIncome>Expense

財(cái)務(wù)自由：被動(dòng)收入>花銷PassiveIncomeisalsocalledunearnedincome，butisnotworkingincomeLiability負(fù)債><nextpreviousAsset資產(chǎn)KISS(keepitsimplestupid)，即傻瓜財(cái)務(wù)原則通過(guò)這個(gè)原則我們可以輕松地判別出資產(chǎn)與負(fù)債，并去購(gòu)買資產(chǎn)。Liability負(fù)債><nextpreviousAsset資產(chǎn)‘Thepoorworkformoney,andtherichmakemoneyworkforthem.’‘Therichisthepropertyofbuyingoutandthepoorisonlyofpayingout.’窮人購(gòu)買負(fù)債富人購(gòu)買資產(chǎn)Liability負(fù)債><nextpreviousAsset資產(chǎn)KISS(keepitsimplestupid)，即傻瓜財(cái)務(wù)原則。通過(guò)這個(gè)原則我們可以輕松地判別出資產(chǎn)與負(fù)債，并去購(gòu)買資產(chǎn)Liability負(fù)債><nextpreviousAsset資產(chǎn)“我們的周圍也有許多窮人跟富人，窮人為錢而工作，他們起早貪黑，放棄休假，銀行賬戶上不斷增大的數(shù)字是他們唯一的安慰，他們一生都在為金錢為困惑，為生活奔波。而富人往往工作輕松，給人一種坐享其成的感覺。這是為什么呢？實(shí)現(xiàn)了財(cái)務(wù)自由。不當(dāng)金錢的奴隸，就要學(xué)會(huì)各種投資，不要妄圖通過(guò)單純的加薪來(lái)增加收入，要注重個(gè)人財(cái)富的保值增值，實(shí)現(xiàn)財(cái)務(wù)自由的最大化?！?gt;<nextprevious

Actasaboss老板心態(tài)"Today,themostdangerousadviceyoucangiveachildis`Gotoschool,getgoodgradesandlookforasafesecurejob,'"“今天,一個(gè)人能夠給孩子最危險(xiǎn)的告誡就是"上學(xué),爭(zhēng)高分,找一份安全穩(wěn)定的工作."”

Thechildmaygraduatewithexcellentgradesbutwithapoorperson'sfinancialprogrammingandmind-set.孩子可能以優(yōu)秀的成績(jī)畢業(yè)，但是只具有窮人的理財(cái)程式和心態(tài)。><nextprevious

Actasaboss老板心態(tài)Onedadrecommended,"Studyhardsoyoucanfindagoodcompanytoworkfor."Theotherrecommended,"Studyhardsoyoucanfindagoodcompanytobuy.”一個(gè)爸爸勸告說(shuō):"努力學(xué)習(xí)你就會(huì)找到一家公司去上班.”另一個(gè)則說(shuō):”努力學(xué)習(xí)你就能找到一家好的公司可買.”Hiseducateddadadvisedhimtoworkforacorporation.Hisrichdadadvisedhimtoownthecorporation.他那有學(xué)識(shí)的父親教他為公司干.他那富爸爸教他擁有自己的公司.><nextpreviousBeAdventurous敢于冒險(xiǎn)f28cebcdee0965c39b736b8ac92f8c5e_r><nextpreviousBeAdventurous敢于冒險(xiǎn)f28cebcdee0965c39b736b8ac92f8c5e_rOnesaid,"Whenitcomestomoney,playitsafe,don'ttakerisks."Theothersaid,"Learntomanagerisk.”一個(gè)說(shuō):“涉及到錢,要圖個(gè)安全,不要冒險(xiǎn).”另一個(gè)說(shuō):“學(xué)會(huì)應(yīng)對(duì)風(fēng)險(xiǎn).”"Thedifferencebetweensuccessfulpeopleandunsuccessfulpeopleisthatsuccessfulpeoplefailmanymoretimesthanunsuccessfulpeople."><nextprevious

CASHFLOW現(xiàn)金流游戲f28cebcdee0965c39b736b8ac92f8c5e_r><nextprevious

CASHFLOW現(xiàn)金流游戲f28cebcdee0965c39b736b8ac92f8c5e_r現(xiàn)金流游戲是最大限度的模擬人生，讓人們?cè)谟螒蛑畜w味現(xiàn)實(shí)生活中的高風(fēng)險(xiǎn)投資，我們?cè)诂F(xiàn)實(shí)生活中不敢去想的投資機(jī)會(huì)，在游戲中可以放松去做，通過(guò)游戲?qū)W習(xí)有價(jià)值的投資機(jī)會(huì)是什么。同時(shí)，也告訴我們真正的“富人”定義：有錢并且有時(shí)間，做自己喜歡做的事情。他的主要目的在于，通過(guò)模仿我們的現(xiàn)實(shí)生活，來(lái)告訴游戲者如何識(shí)別和把握投資理財(cái)?shù)臋C(jī)會(huì)；通過(guò)不斷的游戲和訓(xùn)練以及學(xué)習(xí)游戲中所蘊(yùn)含的富人的投資思維，來(lái)提高游戲者的財(cái)務(wù)智商，最終實(shí)現(xiàn)財(cái)務(wù)自由。><nextpreviousThanksforyourwatc