關(guān)于房子的英文單詞篇一：與房子有關(guān)的英語(yǔ)詞匯與房子有關(guān)的英語(yǔ)詞匯 Renting 租房 landlord 房東 rent 房租 House Leasing Contract 房屋合同 deposit 定金 furnished house/ apartment 有家具的房子/公寓 unfurnished house/ apartment 無(wú)家具的房子/公寓 a vacant room/ a spare room 空房 single room 單人間 double room 雙人間 utilities 水、電、煤氣和垃圾處理等費(fèi)用 flatmate 合住一套公寓的人；合租者 letting agency 房屋中介 agency fee 中介費(fèi) home stay 寄宿家庭，指和房東住在一起，由房東提供食宿）university accommodation學(xué)校宿舍（住在大學(xué)提供的宿舍里）private accommodation私人住房 Room（房間） cozy溫馨的 living room/lounge起居室 ；客廳 bedroom臥室 main bedroom主臥 carpet地毯 coffee table（置于沙發(fā)前的）茶幾 armchair單人沙發(fā) sofa沙發(fā) remote control遙控器 radiator暖氣片 central heating中央供暖 fridge/ freezer冰箱 kettle電燒水壺stool 廚房高腳椅 oven烤箱 dishwasher洗碗機(jī) tap 水龍頭 sink洗碗池 cupboard櫥柜 shower淋浴/沖涼 bath 浴缸 bathroom衛(wèi)生間 main bathroom 主衛(wèi) toilet馬桶 Buy a （an）flat/ apartment買房 real estate房地產(chǎn) mortgage按揭（指向銀行借長(zhǎng)期抵押貸款，用來(lái)買房子） down payment首付 completed apartment/flat現(xiàn)房（指已建好供銷售的房子） forward housing delivery期房 resold apartment二手房 affordable housing經(jīng)濟(jì)適用房 housing price房?jī)r(jià) semi-detached house 半獨(dú)立式房子（一棟房子從中間隔開(kāi)，成為兩戶人家，花園也用籬笆隔開(kāi)）detached house 獨(dú)立式房子（一家擁有） terraced houses/ row houses 連棟房屋（互相連接的一排房屋；兩幢之間只有一層墻壁相隔） fence籬笆 front door房子前門 garage車庫(kù) driveway車庫(kù)通向馬路的空地 Flat/Apartment（公寓） block of flats公寓樓 ground floor第一層first floor 第二層lift/elevator電梯stairs樓梯 steps 樓外的臺(tái)階balcony陽(yáng)臺(tái)篇二：和房屋各個(gè)結(jié)構(gòu)有關(guān)的英語(yǔ)單詞 和房屋各個(gè)結(jié)構(gòu)有關(guān)的英語(yǔ)單詞梁 beam 檐口 eave 窗臺(tái) window sill arch 拱 vault 穹頂 ogive 蔥形飾;尖形拱頂 facade 側(cè)面 frontispiece 三角墻,山墻 column 柱 pilaster 壁柱,半露柱 pediment 山墻飾,山花 fronton 山墻 ground plan 平面圖 floor, storey 層 ground floor 第一層 (美作:first floor) flat 套 (美作:apartment) stair well 樓梯間 lift shaft 電梯,升降梯 (美作:elevator shaft) fire escape 防火梯 staircase 樓梯 lift 電梯 (美作:elevator) goods lift 公務(wù)電梯 (美作:freight elevator) central heating 暖氣 ventilation shaft 通風(fēng)井 air conditioning 空調(diào) air-conditioned 帶空調(diào)的 flooring (一塊)地板 floorboard 地板(總稱) parquet 木條地板 herringbone parquet 人字形木條地板 tile 瓷磚 terrazzo 磨石子地 wall 墻 main wall 承重墻 partition wall 隔斷墻 plastering 抹灰 skirting board 壁腳板 to whitewash 粉刷 facade 建筑物正面 window 窗basement 地下室 penthouse 遮檐,披屋 attic, garret 閣樓 kitchen 廚房 dining room 飯廳 living room 起居室 lounge 吸煙室,大廳 bathroom 浴室 toilet 衛(wèi)生間 chimney 煙囪 fireplace 壁爐 gutter 排水溝 drainpipe 雨水管,落水管 ceiling 天花板 flat roof, roof garden 屋頂平臺(tái),屋頂花園 roof 屋瓦頂 tile, roof tile 瓦房屋：house/buildings；門檻：threshold；窗臺(tái)：window sill;窗戶：window；房檐（復(fù)數(shù)）：eaves;屋脊：ridge;屋頂：roof/housetop;梁：roof beamC篇三：與房屋有關(guān)英語(yǔ)詞匯 與房屋有關(guān)的詞匯 House（房子）semi-detached house 半獨(dú)立式房子（一棟房子從中間隔開(kāi)，成為兩戶人家，花園也用籬笆隔開(kāi)） detached house 獨(dú)立式房子(一家擁有) terraced houses/ row houses 連棟房屋(互相連接的一排房屋；兩幢之間只有一層墻壁相隔)fence 籬笆front door 房子前門garage 車庫(kù)driveway 車庫(kù)通向馬路的空地Flat/Apartment (公寓)block of flats 公寓樓 ground floor 第一層 first floor 第二層lift/elevator 電梯stairs 樓梯steps 樓外的臺(tái)階 balcony 陽(yáng)臺(tái)Renting (租房) landlord 房東rent 房租House Leasing Contract 房屋合同 deposit 定金furnished house/ apartment有家具的房子/公寓unfurnished house/ apartment 無(wú)家具的房子/公寓a vacant room/ a spare room 空房 single room 單人間 double room 雙人間utilities 水、電、煤氣和垃圾處理等費(fèi)用flatmate 合住一套公寓的人；合租者letting agency 房屋中介agency fee 中介費(fèi) home stay 寄宿家庭，指和房東住在一起，由房東提供食宿） university accommodation 學(xué)校宿舍（住在大學(xué)提供的宿舍里） private accommodation 私人住房Room (房間) cozy 溫馨的 living room/lounge 起居室 ；客廳bedroom 臥室main bedroom 主臥carpet 地毯coffee table （置于沙發(fā)前的）茶幾 armchair 單人沙發(fā)remote control 遙控器radiator 暖氣片central heating 中央供暖fridge/ freezer 冰箱kettle 電燒水壺 stool 廚房高腳椅oven 烤箱dishwasher 洗碗機(jī) tap 水龍頭 sink 洗碗池cupboard 櫥柜 shower 淋浴/沖涼 bath 浴缸 bathroom 衛(wèi)生間 main bathroom 主衛(wèi)toilet 馬桶 Buy a (an)flat/ apartment 買房real estate 房地產(chǎn) mortgage 按揭（指向銀行借長(zhǎng)期抵押貸款，用來(lái)買房子） down payment 首付completed apartment/flat 現(xiàn)房（指已建好供銷售的房子）forward housing delivery 期房resold apartment 二手房 affordable housing 經(jīng)濟(jì)適用房housing price 房?jī)r(jià)Financing is the key to most real estate transactions , so if you are buying real estate for your personal use , consumer credit considerations are of paramount importance . Unlike the standard stock leveraging scheme , where the debt is capped at 50 percent of the principal value of the transaction , the standard debt-to-asset ratio in real estate or what the banks call the loan-to-value ratio , is 80 percent ,with a 20 percent down payment . In such an instance , the lender looks as much to the credit of the borrower as to the value of the property , to be sure of repayment . Hence , your record of payment of other debts , or lack thereof , will be a critical factor in whether or not you get credit for a home purchase . Other factors that come into play are your overall financial picture . If you have large amounts of other assets such as stocks , that will help . Retirement assets such as individual retirement accounts (IRAs) cannot be used to secure loans , but even they may indirectly count in a borrowers favor as evidence of astuteness . If you are buying property for rental as a business , then more businesslike considerations apply . The bank will still want to evaluate loan-to-value and income-to-debt service ratios , but may give lesser weight to your personal financial situation . Your past business experience , either in real estate or in other areas , will be taken into account , as will your business credit record . In unusual cases , the lender may require you to sign for loans personally , in which case your personal financial situation will matter . There are several types of lenders . The most common one is a financial institution such as a bank or a savings and loan . A second is government agencies such as Veterans Administration or the Federal Housing Authority . The third source of financing is owner financing .對(duì)于大多數(shù)房地產(chǎn)交易來(lái)說(shuō)，關(guān)鍵在于資金問(wèn)題的解決。一旦你決定買房，重中之重便是考慮消費(fèi)品信用貸款。與標(biāo)準(zhǔn)存量中要求債務(wù)上限為交易本金的50%的平衡計(jì)劃不同，在房市中，標(biāo)準(zhǔn)負(fù)債與資產(chǎn)比率（銀行稱之為貸款與價(jià)值比率）可達(dá)80%，只需20%的預(yù)付定金。在這種情況下，貸方把借方的信譽(yù)和資產(chǎn)看得同樣考試&大重要，以確保借方有能力償還債務(wù)。所以，你的其它債務(wù)的還款記錄（或者記錄缺失）將會(huì)成為致命因素，直接影響你能否獲得購(gòu)房信貸。當(dāng)然，還有一些因素在起著作用，它們也會(huì)影響你的整個(gè)籌資計(jì)劃。你如果有大量的諸如股票之類的另類資產(chǎn)的話，這會(huì)對(duì)你的信貸非常有利。個(gè)人退休金帳戶之類的退休資產(chǎn)雖然不能用來(lái)做貸款擔(dān)保，可即便如此，它們卻會(huì)證明你很精明，并因此而博得貸方的好感。 如果你購(gòu)房是為了商業(yè)經(jīng)營(yíng)，那你就需要一步步深思熟慮。銀行仍然會(huì)對(duì)你的貸款與價(jià)值和工資與債務(wù)的償還比率進(jìn)行評(píng)估，但可能會(huì)低估你的個(gè)人財(cái)務(wù)狀況。你的商業(yè)信貸記錄也會(huì)被納入評(píng)估的考慮范圍，以往的經(jīng)營(yíng)經(jīng)驗(yàn)（房地產(chǎn)或是其它領(lǐng)域）也會(huì)被予以考慮。特殊情況下，貸方可能要求本人親自簽收貸款，此時(shí)，你的個(gè)人財(cái)務(wù)狀況就會(huì)與此掛鉤。貸方分為好多種。最常見(jiàn)的就是銀行和信用合作社等金融機(jī)構(gòu)。第二種就是退伍軍人管理局和聯(lián)邦房屋管理局的政府機(jī)構(gòu)。第三種資金來(lái)源就是業(yè)主融資A bank will look at the borrowers income relative to the proposed debt service payments . The rule of thumb during the middle of the twentieth century was that a mortgage should not be more than two and a half times income . A more current rule of thumb was that mortgage payments should not be more than 28 percent of income , and total debt service payments should not be more than 34 percent of income . In recent years , the latter ratio has been relaxed to as much as 40 percent , a financial stretch . A borrower can even apply for a loan with no income verification . Typically , however , the bank requires a large-than usual down payment 25 to 35 percent or more , and a clean credit record .Somewhat different requirements apply for a government loan . For instance , the Veterans Administration will make loans to war veterans at low interest rates . Other government agencies target other constituencies such as low-income housing . If you have a good record of running multi-family houses , you may qualify for government loans for the development and management of low-income units . In such cases , your ability to get the loan is contingent on your meeting the particular politically requirements . Also , government loans are more likely to have onerous terms such as prepayment penalties . A third source of financing , if you find the right seller and are persuasive enough , is owner financing . A mortgage is nothing more than an IOU in which a buyer agrees to pay a lender the value of the house over a period of time . It is really a way of borrowing money using the house as collateral. The borrower issues a mortgage , and is known as a mortgage , while the lender is known as the mortgage . In this particular instance , the seller is also the lender of the last resort . Occasionally , there will be home advertisements in the newspaper that say OWC , or owner will carry .針對(duì)預(yù)定的債務(wù)償還量，銀行還會(huì)了解借方的收入情況。20世紀(jì)中期單純經(jīng)驗(yàn)的方法就是抵押最多為工資的二點(diǎn)五倍。更為流行的單純經(jīng)驗(yàn)方法就是抵押貸款月供最多為月薪的28%，總償債支付款最多為還款期間工資總額的34%。在最近幾年，后者已經(jīng)達(dá)到了40%，這就是金融延伸。借方甚至沒(méi)有收入證明也可以申請(qǐng)貸款，可盡管如此，銀行卻會(huì)特別要求一筆25-35%甚至更多的巨額首付和一個(gè)無(wú)污點(diǎn)的信貸記錄。 申請(qǐng)政府貸款要求多少會(huì)有些不同。例如，退伍軍人管理局會(huì)給予曾經(jīng)參戰(zhàn)的退伍軍人低息貸款。其它政府機(jī)構(gòu)提供的是一些贊助服務(wù)，比如對(duì)那些低收入家庭。如果你具有一個(gè)經(jīng)營(yíng)多戶住宅的良好記錄，你就可以獲得政府貸款以對(duì)低收入住宅進(jìn)行開(kāi)發(fā)管理。在這些情況之下，你能否獲得貸款取決于你能否遇到政治上的特殊需要。當(dāng)然，政府貸款更可能包括一些繁苛的條款，比如說(shuō)提前預(yù)付罰金。 第三種資金來(lái)源為業(yè)主融資，即通過(guò)你的能力，自己發(fā)現(xiàn)和說(shuō)服賣家。其實(shí)抵押就是借據(jù)，通過(guò)這個(gè)借據(jù)，買方同意在一定的時(shí)間范圍內(nèi)償還房?jī)r(jià)借款，說(shuō)到底只是貸款買房方式的一個(gè)擔(dān)保。借方提供了抵押，并將其作為抵押，而且貸方也認(rèn)可了這個(gè)抵押。在這個(gè)特例中，賣方其實(shí)就是最后貸方。偶爾，新聞上刊登一些房屋廣告會(huì)提到“業(yè)主負(fù)責(zé)還款”。 The buying and borrowing transactions are handled simultaneously by a closer . She will take the down payment , typically in the form of a certified check from the buyer , and the check from the lender for the amount of the mortgage . She will then take title from the seller and re-register the property in the name of the buyer . Finally , she will hand over the monetary proceeds to the seller . If the parties want to make absolutely sure of the validity of the transaction , they will close in escrow . For most transactions , such a level of detail is not necessary .It is said that the three basics of real estate are location , location , and location . That is true , all other things being equal . It means that you should not buy in a poor location . But it is also does not mean that you should necessarily “ pay up ” for the best . Just as with stocks you can make money from an expanding multiple ,as well as from rising rents . Some of the best multiple plays are in neighborhoods where the economies and the quality of the tenants is improving . These situations are most often found in large metropolitan areas like New York City .The best deals can be obtained from motivated sellers , sometimes colloquially as “ dont wanters .” Such a person may have recently gotten divorced (or married , or had a new child born ) , and no longer finds the house the right size . Otherwise , they might have been transferred or lost a job and want a house with lower payments . The classic case is someone on the brink of foreclosure . some investors check court records of divorces arrearages , and upcoming bankruptcy proceedings to find such people . Others will go to banks or savings and loans and ask to see a listing of the “ real estate owned ” (i.e. repossessed real estate ) . In the latter case , thebank may be holding property that it is willing to sell for a discount , because a down payment and part of the mortgage have been paid , rather than holding and managing the real estate .買借交易被一個(gè)終端同步處理。她以一種從買方獲得的保護(hù)支票的方式對(duì)預(yù)付定金進(jìn)行處理，用從貸方獲得的保護(hù)支票處理抵押貸款的數(shù)目。接著她會(huì)處理賣方的所有權(quán)，并將其考(試大重新置于買方名下。最后，她會(huì)將貨幣收益劃歸賣方。如果買賣雙方想絕對(duì)確保交易的合法性，他們需履行提存手續(xù)。對(duì)大多數(shù)交易來(lái)說(shuō)，沒(méi)有必要做這么細(xì)。 據(jù)說(shuō)房地產(chǎn)的三個(gè)基礎(chǔ)是地點(diǎn)、地點(diǎn)、還是地點(diǎn)。這話不假，一切都必須講求對(duì)等。意思就是說(shuō)你不應(yīng)該買地點(diǎn)不好的房子。可這也并不是說(shuō)你要盡可能的買最好的房子。這就如同買股票一樣，股票的翻番會(huì)讓你大賺一筆，租金的考(試大上漲也會(huì)帶來(lái)這個(gè)效果。最好的翻倍游戲多發(fā)生在經(jīng)濟(jì)和房客質(zhì)量提高的區(qū)域，比如說(shuō)像紐約這樣的大都市。 最劃算的交易也可以被焦急的賣方接受，即口語(yǔ)所謂的“大出血”賣主。他們可能剛剛離婚（或是結(jié)婚或是有了孩子），房子的大小已經(jīng)不太合適；抑或搬家、失業(yè)，急需一套還款較低的房子。一個(gè)經(jīng)典案例就是，某人止贖期滿，一些投資者對(duì)其離婚欠款的法院紀(jì)錄進(jìn)行核對(duì)，并發(fā)現(xiàn)其破產(chǎn)訴訟即將到來(lái)。如此一來(lái)，投資者們會(huì)去銀行或者儲(chǔ)貸協(xié)會(huì)要一份其所屬的房產(chǎn)清單。在后面這個(gè)例子中，銀行可能會(huì)持有房產(chǎn)并希望對(duì)其打折拍賣，因?yàn)榕c其持有和經(jīng)營(yíng)房產(chǎn)，不如將其拍賣以償還預(yù)付定金和部分抵押貸款。The real secret is to buy only in situations in which debt servicing costs are less than rental income minus expenses . Investors most often get into trouble in negative cash flow situations . A bankruptcy in real estate terms is known as a foreclosure . This is when the bank or other lender takes possession of the building because the buyer cant meet payments for a period of time . Foreclosures are the closest thing to personal bankruptcy , and stay on a persons credit record for seven years . (bankruptcy stays for ten .) A more amicable situation is one in which the owner hands title (as symbolized by the keys and deed ) to the property to the lender in lieu of foreclosure , but this also involves a seven-year record . One or more missed payments followed by a catch-up will not lead to foreclosure , but this information does damage a credit record for some years .To buy in a turnaround , the most promising situation is one in which the neighborhood and properties are already being improved by the current owners . It is good sign if developers are moving in . (But this is smart money . ) The largest profits are made just before the developer stage , when individuals are fixing up the property . The quality of the people is even more important than the quality of the buildings . A blue-collar neighborhood with stable incomes and families may be a better bet than one inhabited by young singles who move out every few years . Seattle , Washington , was a case in point when the aerospace industry laid off people .房地產(chǎn)的秘密就在于只有在這種情況下才可以購(gòu)房，即債務(wù)償還開(kāi)銷要低于扣除份額中日常開(kāi)銷之后的租金收入。投資者很容易陷入負(fù)向現(xiàn)金流動(dòng)的困境之中。止贖是房地產(chǎn)破產(chǎn)中的著名條款。此即由于買方考試&大一定時(shí)期內(nèi)負(fù)擔(dān)不起還款，該房產(chǎn)便收歸銀行或其他貸方所有了。止贖權(quán)與個(gè)人破產(chǎn)的信用記錄保留期限最為接近，要保留7年（破產(chǎn)為10年）。一個(gè)更為和睦的處境就是所有者將財(cái)產(chǎn)所有權(quán)（以鑰匙和契約表征）交與貸方從而避免破產(chǎn)，可這也要在信用記錄中保留7年。一個(gè)或多個(gè)忘還的款項(xiàng)隨后補(bǔ)交之后雖然不會(huì)導(dǎo)致止贖，可卻會(huì)在信用記錄中保留多年。轉(zhuǎn)型期購(gòu)房，此時(shí)最有價(jià)值的投資就在那些已被現(xiàn)有業(yè)主開(kāi)發(fā)的小區(qū)和物業(yè)。如果開(kāi)發(fā)者進(jìn)入，這就是一個(gè)好的標(biāo)志。（可這獲利甚微。）要想獲得較大利益，就要在開(kāi)發(fā)者進(jìn)入之前動(dòng)手，即人們開(kāi)始解決物業(yè)之時(shí)。人的因素考試&大要比物的因素更為重要。有穩(wěn)定收入及家庭的藍(lán)領(lǐng)公寓與那些沒(méi)幾年就搬一次家的單身青年聚居區(qū)要更值得搏一把。對(duì)此，西雅圖、華盛頓在航空和航天工業(yè)裁員時(shí)就是再恰當(dāng)不過(guò)的例子了。Before buying any property , you should get an engineering report , to make sure that the main systems work ; electric , gas , and water . There should not be any structural problems with these , the foundation , or the beams . There may be plenty of minor faults such as chipped paint , but there should be reflected in a lower selling price . You should welcome such defects because you can increase your profits by fixing them.The bank will do an appraisal , but it will be a cursory one . Instead of trying to pinpoint the exact value for your house , the bank appraiser will use the selling price as a starting point , and then test it for reasonableness . A good (well done , not necessarily favorable )appraisal will tell you what the market thinks of the house and why.Cash flow on real estate is pretty much discretionary , at least after the minimum debt service charges are paid off . You can reinvest it in the property to maintain or improve it , you can prepay your mortgage or you can spend it ,either on more real estate ,or on o