高一上學(xué)期金融革命與英語(yǔ)再思考試題第一部分聽力理解（共兩節(jié)，滿分30分）第一節(jié)短對(duì)話理解聽下面5段對(duì)話，每段對(duì)話后有一個(gè)小題。從題中所給的A、B、C三個(gè)選項(xiàng)中選出最佳選項(xiàng)。Whatdoesthemanthinkofthenewdigitalpaymentsystem?A.Itistoocomplicatedfordailyuse.B.Itreducestheriskofcarryingcash.C.Itwillreplacetraditionalbankssoon.Whydidthewomanfailtoinvestinthestockmarket?A.Shemissedthedeadlineforaccountregistration.B.Herparentsrefusedtolendherstartupmoney.C.Thestockpricedroppedsharplyovernight.Whatisthemaintopicoftheconversation?A.Theimpactofblockchaintechnologyonfinancialtransactions.B.Theadvantagesofonlinebankingoverphysicalbranches.C.ThehistoryofpapercurrencyinancientChina.第二節(jié)長(zhǎng)對(duì)話理解聽下面一段對(duì)話，回答第4至6小題。M:Hi,Lisa.Iheardyouparticipatedintheschool’s"FinancialLiteracyWorkshop"lastweekend.Howwasit?W:Itwaseye-opening!Welearnedaboutthe2008globalfinancialcrisisandhowitaffectedteenagerslikeus.Didyouknowthatmanyyoungpeoplelosttheirpart-timejobsbecauseoftheeconomicdownturn?M:Really?Ithoughtthecrisisonlyimpactedbigcompanies.W:No,itwasachainreaction.Forexample,whenbanksstoppedlendingmoney,smallbusinessescouldn’taffordtohireworkers.OurteacheralsomentionedthatdigitalpaymentplatformslikeAlipayandWeChatPayemergedpartlyasaresponsetothecrisis—peoplewantedsaferandfasterwaystomanagemoney.M:Interesting.So,doyouthinkweshouldstartinvestingnowtoavoidfuturerisks?W:Theworkshopadvisedustofirstbuildabudget.Here,letmeshowyoumymonthlyplan...WhatdidLisalearnaboutthe2008financialcrisis?A.Itledtotheclosureofmostphysicalbanks.B.Itindirectlycausedjoblossesforteenagers.C.Itwastriggeredbydigitalpaymentfailures.Whydiddigitalpaymentplatformsgainpopularityafterthecrisis?A.Theyofferedhigherinterestratesthanbanks.B.Theyprovidedsaferandfastertransactions.C.Theyweresupportedbygovernmentpolicies.WhatfinancialadvicedidLisareceive?A.Investinstockswithhighriskandreturn.B.Prioritizebuildingapersonalbudget.C.Borrowmoneyfrombanksforemergencies.第二部分閱讀理解（共兩節(jié)，滿分40分）第一節(jié)選擇題閱讀下列短文，從每題所給的A、B、C、D四個(gè)選項(xiàng)中選出最佳選項(xiàng)。Passage1The17th-centuryDutchGoldenAgeisoftencalledthe"firstfinancialrevolution."Duringthisperiod,theNetherlandscreatedtheworld’sfirststockexchange,centralbank,andinsurancecompanies.Theseinnovationsallowedmerchantstofundlong-distancetradevoyagesbysellingsharesoftheirships.Forexample,theDutchEastIndiaCompany(VOC)issuedstocksthatcouldbeboughtandsoldpublicly,makingitthefirstmultinationalcorporationinhistory.Thisfinancialrevolutionhadaprofoundimpactonglobaltrade.Byspreadingtheriskof航海acrossmanyinvestors,merchantscouldaffordtosendfleetstoAsiaandAfrica,bringingbackspices,silk,andotherluxurygoods.TheVOC’ssuccessinspiredotherEuropeannationstodeveloptheirownfinancialsystems,layingthefoundationformoderncapitalism.However,therevolutionalsohaddarksides.TheVOC’sprofitsreliedheavilyoncolonialexploitation,includingtheforcedlaborofenslavedpeopleandthedestructionoflocaleconomies.Today,historiansdebatewhetherthebenefitsoffinancialinnovationoutweighitsethicalcosts.WhatwasthekeyroleoftheDutchEastIndiaCompany(VOC)inthefinancialrevolution?A.Itinventedpapercurrencytoreplacegoldcoins.B.Itintroducedpublicstocktradingforthefirsttime.C.Itestablishedtheworld’sfirstcentralbank.D.Itprovidedinsuranceforenslavedlaborers.Whydidthefinancialrevolutionboostglobaltrade?A.Itreducedtheriskoflong-distancevoyagesthroughsharedinvestment.B.Itallowedmerchantstoprintmoneyforinternationaltransactions.C.IteliminatedcompetitionbetweenEuropeantradingcompanies.D.Itdirectlyendedthepracticeofcolonialexploitation.Passage2In2023,China’sdigitalyuan(e-CNY)enteredmasscirculation,markinganewchapterintheglobalfinancialrevolution.UnlikeprivatepaymentappssuchasAlipay,thee-CNYisissuedbythecentralbank,makingitalegaltenderwiththesamevalueasphysicalcash.Userscanstoree-CNYindigitalwalletsanduseitfortransactionswithoutinternetaccess,afeatureespeciallyusefulinruralareaswithpoorconnectivity.Proponentsarguethatthee-CNYenhancesfinancialinclusionbyprovidingservicestopeoplewithoutbankaccounts.Forinstance,migrantworkerscansendmoneytotheirfamilieswithlowerfeesthantraditionalremittanceservices.Critics,however,worryaboutprivacyissues:sincealltransactionsarerecordedbythecentralbank,somefeargovernmentsurveillanceofpersonalspendinghabits.Whatmakesthee-CNYdifferentfromAlipay?A.Itrequiresinternetaccessforalltransactions.B.Itisbackedbythecentralbankaslegaltender.C.Itchargeshigherfeesforcross-borderpayments.D.Itisonlyavailableinurbanareaswith5Gcoverage.Whatisapotentialbenefitofthee-CNYmentionedinthepassage?A.Itpreventsallformsofcyberfraud.B.Itreducestransactioncostsformigrantworkers.C.IteliminatestheneedforphysicalATMs.D.Itallowsanonymousspendingforprivacyprotection.第二節(jié)七選五根據(jù)短文內(nèi)容，從短文后的選項(xiàng)中選出能填入空白處的最佳選項(xiàng)。選項(xiàng)中有兩項(xiàng)為多余選項(xiàng)。Theriseoffintech(financialtechnology)hastransformedhowwemanagemoney.Herearethreewaysfintechischangingdailylifeforteenagers:______.AppslikeMintandYouNeedaBudget(YNAB)helpuserstrackincomeandexpenses.Bylinkingbankaccountsandcreditcards,thesetoolsautomaticallycategorizespending—forexample,separating"food"from"entertainment."Thismakesiteasiertoidentifyunnecessarypurchasesandsavemoney.______.PlatformssuchasRobinhoodandWebullallowuserstobuyfractionalsharesofstockswithaslittleas$1.ThismeansteenagerscaninvestincompanieslikeAppleorTeslawithoutlargesumsofmoney,learningaboutfinancethroughhands-onexperience.______.ServiceslikeKlarnaandAfterpayletconsumerssplitpurchasesintointerest-freeinstallments.Whilethiscanmakeexpensiveitemsmoreaffordable,italsorisksencouragingoverspending.Financialexpertswarnthatteensshouldusesuchtoolscarefullytoavoiddebt.A.Micro-investingforsmallsaversB.AI-poweredbudgetingassistantsC.CryptocurrencytradingforbeginnersD.Buy-now-pay-later(BNPL)servicesE.Peer-to-peerlendingnetworks第三部分完形填空（共20小題，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C、D四個(gè)選項(xiàng)中，選出可以填入空白處的最佳選項(xiàng)。In1995,JeffBezosfoundedAmazonwithasimpleidea:tosellbooksonline.Fewpeoplerealizedthatthisdecisionwould14theglobalretailindustryand15aneweraofdigitalcommerce.Today,Amazonisnotjustane-commercegiantbutalsoaleaderincloudcomputingandartificialintelligence.Bezos’ssuccesswasnot16.Intheearlyyears,Amazonoperatedataloss,andmanyinvestorsdoubteditsfuture.However,Bezosremained17inhisvisionof"long-termthinking."Hebelievedthatfocusingoncustomersatisfaction,ratherthanshort-termprofits,would18payoff.OnekeyinnovationwasAmazon’suseofdataanalytics.Bytrackingcustomerpreferences,thecompanycouldrecommendproductstailoredtoindividualneeds.Thispersonalizedapproach19customerloyaltyandsetAmazonapartfromtraditionalbrick-and-mortarstores.Anothergame-changerwasAmazonPrime,asubscriptionserviceofferingfreeshippingandstreamingmedia.Launchedin2005,Primetransformedcasualshoppersintoloyalmembers,20Amazon’srevenuetogrowexponentially.Today,Amazon’sinfluenceextendsbeyondretail.Itscloudcomputingdivision,AWS,powersmillionsofwebsitesandbusinessesworldwide.Bezos’sstoryteachesusthatfinancialrevolutionsoftenbeginwith21ideasandawillingnesstochallengethestatusquo.A.destroyB.reformC.ignoreD.enterA.announceB.delayC.markD.avoidA.instantB.modestC.inevitableD.accidentalA.confusedB.disappointedC.confidentD.hesitantA.eventuallyB.suddenlyC.secretlyD.slightlyA.weakenedB.measuredC.rewardedD.strengthenedA.forcingB.allowingC.forbiddingD.beggingA.simpleB.radicalC.outdatedD.expensive第四部分語(yǔ)法填空（共10小題，滿分15分）閱讀下面短文，在空白處填入1個(gè)適當(dāng)?shù)膯卧~或括號(hào)內(nèi)單詞的正確形式。Theconceptof"cryptocurrency"wasfirstintroducedin2008byananonymousperson(orgroup)usingthenameSatoshiNakamoto.Bitcoin,thefirstcryptocurrency,wasdesignedtobeadecentralizeddigitalcurrency,meaningitoperates22______acentralauthoritylikeabank.Bitcointransactionsarerecordedonapublicledgercalledtheblockchain,whichismaintainedbyanetworkofcomputersaroundtheworld.Thistechnologyensuresthattransactionsaresecureand23______(trace).Unlikephysicalmoney,Bitcoinexistsonlyindigitalformandcanbesentdirectlybetweenuserswithoutintermediaries.Despiteitspopularity,Bitcoinfaceschallenges.Itspriceishighlyvolatile,24______(rise)from$1in2011tonearly$65,000in2021,beforedroppingsharply.Additionally,concernsaboutenergyconsumptionandillegalactivitieshaveledsomegovernmentstoregulateorbancryptocurrencytrading.However,manyexpertsbelievethatblockchaintechnology,thebackboneofBitcoin,has25______(limit)potential.Itcouldrevolutionizeindustriessuchassupplychainmanagement,healthcare,andvotingsystemsbyprovidingtransparentandtamper-proofrecords.第五部分書面表達(dá)（滿分25分）假設(shè)你是李華，你的英國(guó)筆友Tom來(lái)信詢問(wèn)中國(guó)年輕人的消費(fèi)習(xí)慣。請(qǐng)你根據(jù)以下要點(diǎn)回信：數(shù)字支付的普及（如支付寶、微信支付）；消費(fèi)觀念的變化（如理性消費(fèi)、注重體驗(yàn)）；你對(duì)青少年理財(cái)?shù)慕ㄗh。注意：詞數(shù)100左右；可適當(dāng)增加細(xì)節(jié)，以使行文連貫。DearTom,I’mgladtohearfromyou.YouaskedaboutChineseyoungpeople’sspendinghabits,andI’dliketosharesomeobservations.Nowadays,digitalpaymentslikeAlipa