中國(guó)銀行宜昌市西陵區(qū)2025秋招筆試英語選詞填空題專練50題及答案第一部分：選詞填空（20題，每題1分）（針對(duì)銀行業(yè)務(wù)、宜昌地方經(jīng)濟(jì)發(fā)展、金融科技等主題）1.Therapidgrowthoffintechhas______thetraditionalbankingindustrytoinnovate.A.forcedB.promotedC.challengedD.supported2.宜昌市西陵區(qū)的經(jīng)濟(jì)發(fā)展為______提供了廣闊的機(jī)遇。A.investmentB.consumptionC.competitionD.export3.Banksmustprioritize______toensurethesecurityofcustomerdata.A.efficiencyB.regulationC.profitabilityD.compliance4.Digitaltransformationis______thewayfinancialservicesaredelivered.A.revolutionizingB.optimizingC.deterioratingD.delaying5.Thenewpolicyaimsto______smallbusinessesbyreducinglendingcosts.A.stimulateB.hinderC.regulateD.discourage6.宜昌的旅游業(yè)發(fā)展______thelocaleconomyinrecentyears.A.boostedB.depressedC.stabilizedD.fluctuated7.Interestratefluctuationscan______abank'sprofitability.A.enhanceB.minimizeC.threatenD.stabilize8.Thebank'smobileappisdesignedto______userexperience.A.enhanceB.disruptC.neglectD.simplify9.Riskmanagementis______tothelong-termsustainabilityofafinancialinstitution.A.criticalB.optionalC.irrelevantD.temporary10.Blockchaintechnologyhasthepotentialto______cross-borderpayments.A.streamlineB.complicateC.postponeD.eliminate11.Thegovernment'seconomicreformshave______foreigninvestmentin宜昌.A.attractedB.repelledC.delayedD.ignored12.Customersatisfactionis______measuredbyservicequalityandefficiency.A.exclusivelyB.indirectlyC.comprehensivelyD.superficially13.Thebank'scoresystemneedstobe______tohandleincreasingtransactionvolumes.A.upgradedB.outdatedC.neglectedD.simplified14.Regulatorycomplianceensuresthatthebank______legalandethicalstandards.A.meetsB.violatesC.ignoresD.exceeds15.Theriseofonlinebankinghas______traditionalbranchoperations.A.replacedB.supportedC.complementedD.diminished16.Theloanapprovalprocessshouldbe______toreduceprocessingtime.A.efficientB.complicatedC.lengthyD.irrelevant17.Financialinclusionaimsto______bankingservicestounderservedpopulations.A.expandB.limitC.excludeD.ignore18.Thebank'ssustainabilitystrategyfocuseson______environmentalimpact.A.minimizingB.maximizingC.ignoringD.exaggerating19.Thenewcreditscoringmodeluses______datatoassessborrowerrisk.A.traditionalB.alternativeC.outdatedD.irrelevant20.Theeconomicdownturnhas______consumerspendingin宜昌.A.increasedB.decreasedC.stabilizedD.diversified第二部分：選詞填空（30題，每題1分）（針對(duì)金融行業(yè)術(shù)語、宜昌特色產(chǎn)業(yè)、國(guó)際金融合作等主題）21.Thebank'swealthmanagementdivisionoffers______financialadvicetohigh-net-worthclients.A.personalizedB.standardizedC.genericD.optional22.宜昌的磷化工產(chǎn)業(yè)是______majoreconomic支柱.A.anB.aC.theD.some23.TheBaselAccordsset______forcapitaladequacyinbanking.A.standardsB.limitsC.goalsD.requirements24.Artificialintelligenceis______indetectingfraudulenttransactions.A.effectiveB.uselessC.unnecessaryD.inefficient25.Thebank'sinternationaldivisionfocuseson______cross-bordertradefinance.A.facilitatingB.restrictingC.ignoringD.delaying26.Thelocalgovernmenthas______incentivestoattracttechstartupsto宜昌.A.implementedB.neglectedC.eliminatedD.reduced27.ThedigitalYuanaimsto______theroleoftheUSdollaringlobaltrade.A.replaceB.complementC.weakenD.strengthen28.Theloanofficerexplainedthe______termstotheapplicant.A.favorableB.unfavorableC.ambiguousD.irrelevant29.Thebank'sriskassessmentteamuses______toevaluatecreditworthiness.A.qualitativemethodsB.quantitativemethodsC.bothAandBD.neitherAnorB30.Themergeraimedto______thebank'smarketsharein宜昌.A.expandB.reduceC.maintainD.eliminate31.Thenewanti-moneylaunderingregulationsrequirebanksto______customeridentityverification.A.strengthenB.weakenC.eliminateD.ignore32.宜昌的農(nóng)業(yè)現(xiàn)代化發(fā)展______theneedforruralfinancialservices.A.highlightsB.underminesC.ignoresD.dismisses33.Thebank'scustomerserviceteamistrainedto______inquiriespromptly.A.addressB.ignoreC.delayD.deny34.Theinflationrateaffectsthe______ofloaninterest.A.calculationB.negotiationC.approvalD.rejection35.Thebank'ssustainabilityreportoutlinesits______toenvironmentalgoals.A.commitmentB.resistanceC.indifferenceD.opposition36.TheSWIFTsystemfacilitates______inglobalbanking.A.transactionsB.regulationsC.fraudD.oversight37.Thenewmobilepaymentplatformisdesignedto______convenienceforusers.A.enhanceB.reduceC.eliminateD.complicate38.Thebank'scorporatebankingdivisionspecializesin______largeenterprises.A.servingB.targetingC.ignoringD.excluding39.Theeconomicslowdownhas______thedemandformortgages.A.increasedB.decreasedC.stabilizedD.diversified40.Thebank'scybersecurityteamworksto______digitalthreats.A.preventB.encourageC.ignoreD.welcome41.Thegovernment'sfinancialliteracycampaignaimsto______financialknowledgeamongcitizens.A.promoteB.discourageC.limitD.ignore42.Thenewsavingsaccountoffers______interestratescomparedtotraditionalproducts.A.higherB.lowerC.similarD.variable43.Thebank'sinvestmentarmmanages______instocks,bonds,andrealestate.A.portfoliosB.loansC.depositsD.expenses44.Thepandemicacceleratedtheshiftto______banking.A.digitalB.traditionalC.physicalD.decentralized45.Thebank'screditpolicyensuresthatloansare______toqualifiedborrowers.A.grantedB.deniedC.evaluatedD.ignored46.Thelocalbranchfocuseson______smallbusinessesin宜昌.A.supportingB.neglectingC.targetingD.excluding47.Thenewregulatoryframeworkrequiresbanksto______stresstestsannually.A.conductB.avoidC.ignoreD.postpone48.Thebank'swealthmanagementservicesinclude______forretirementplanning.A.advisoryB.transactionalC.operationalD.administrative49.Thedigitalcurrencyinitiativeaimsto______cashusageindailytransactions.A.reduceB.increaseC.maintainD.eliminate50.Thebank'scustomerfeedbacksurveymeasures______satisfactionlevels.A.overallB.partialC.specificD.irrelevant答案及解析第一部分：選詞填空（20題）1.C(challenged)–金融科技的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)。2.A(investment)–宜昌市西陵區(qū)的經(jīng)濟(jì)發(fā)展為投資提供了機(jī)遇。3.D(compliance)–銀行必須優(yōu)先確保合規(guī)性以保護(hù)客戶數(shù)據(jù)。4.A(revolutionizing)–數(shù)字化轉(zhuǎn)型正在改變金融服務(wù)交付方式。5.A(stimulate)–新政策旨在刺激小企業(yè)發(fā)展，降低貸款成本。6.A(boosted)–宜昌的旅游業(yè)發(fā)展帶動(dòng)了地方經(jīng)濟(jì)。7.C(threaten)–利率波動(dòng)可能威脅銀行的盈利能力。8.A(enhance)–銀行手機(jī)應(yīng)用旨在提升用戶體驗(yàn)。9.A(critical)–風(fēng)險(xiǎn)管理對(duì)金融機(jī)構(gòu)的長(zhǎng)期可持續(xù)性至關(guān)重要。10.A(streamline)–區(qū)塊鏈技術(shù)有潛力簡(jiǎn)化跨境支付。11.A(attracted)–政府的經(jīng)濟(jì)改革吸引了外國(guó)投資到宜昌。12.C(comprehensively)–客戶滿意度通過服務(wù)質(zhì)量和效率綜合衡量。13.A(upgraded)–銀行的核心系統(tǒng)需要升級(jí)以處理日益增長(zhǎng)的交易量。14.A(meets)–合規(guī)性確保銀行符合法律和道德標(biāo)準(zhǔn)。15.A(replaced)–在線銀行的興起取代了傳統(tǒng)網(wǎng)點(diǎn)業(yè)務(wù)。16.A(efficient)–貸款審批流程應(yīng)高效以縮短處理時(shí)間。17.A(expand)–金融普惠旨在將銀行服務(wù)擴(kuò)展到服務(wù)不足的人群。18.A(minimizing)–銀行的可持續(xù)發(fā)展戰(zhàn)略側(cè)重于減少環(huán)境影響。19.B(alternative)–新的信用評(píng)分模型使用替代數(shù)據(jù)評(píng)估借款人風(fēng)險(xiǎn)。20.B(decreased)–經(jīng)濟(jì)低迷導(dǎo)致宜昌消費(fèi)者支出減少。第二部分：選詞填空（30題）21.A(personalized)–銀行財(cái)富管理部門為高凈值客戶提供個(gè)性化財(cái)務(wù)建議。22.A(an)–宜昌的磷化工產(chǎn)業(yè)是當(dāng)?shù)刂饕?jīng)濟(jì)支柱。23.A(standards)–巴塞爾協(xié)議為銀行資本充足率設(shè)定了標(biāo)準(zhǔn)。24.A(effective)–人工智能在檢測(cè)欺詐交易方面很有效。25.A(facilitating)–銀行國(guó)際部專注于促進(jìn)跨境貿(mào)易融資。26.A(implemented)–當(dāng)?shù)卣畬?shí)施了激勵(lì)措施吸引科技初創(chuàng)企業(yè)到宜昌。27.A(replace)–數(shù)字人民幣旨在取代美元在全球貿(mào)易中的作用。28.A(favorable)–貸款官員向申請(qǐng)人解釋了有利的貸款條款。29.C(bothAandB)–銀行風(fēng)險(xiǎn)評(píng)估團(tuán)隊(duì)使用定性和定量方法