郵儲銀行山南市瓊結(jié)縣2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（共10題，每題2分）1.ThePostalSavingsBankofChina(PSBC)hasbeenexpandingitsruralfinancialservicesinrecentyears,especiallyinregionslikeShannanCity,QiangjieCounty.Thisexpansionispartlyduetothegrowingdemandforfinancialproductsamongruralpopulations.Thebank’sstrategyincludessettingupmorebranchesandofferingtailoredservicesforfarmersandsmallbusinesses.WhatistheprimarypurposeofPSBC’sruralfinancialserviceexpansioninareaslikeQiangjieCounty?A.Toincreaseprofitsbytargetingurbanclients.B.Tosupportagriculturaldevelopmentandruraleconomies.C.Tocompetewithcommercialbanksinmajorcities.D.Toreduceoperationalcostsbyminimizingbranchnetworks.2.QiangjieCounty,locatedintheTibetAutonomousRegion,isknownforitsrichculturalheritageandagriculturalproducts,suchasapplesandpotatoes.ThelocalgovernmenthasbeenworkingcloselywithfinancialinstitutionslikePSBCtopromoteruraltourismandimprovefarmers’income.WhichofthefollowingislikelytobeakeyinitiativebyPSBCinthiscontext?A.Providingloansexclusivelyforindustrialprojects.B.Launchingruraltourismfinancingprograms.C.Restrictingagriculturalcredittolarge-scalefarms.D.Encouragingurbanmigrationtoreduceruralpopulations.3.ThePSBC’smobilebankingapphasbeenupdatedtoincludemorefeaturesforruralusersinTibet,suchasofflinetransactioncapabilitiesandvoice-assistednavigation.Theseupdatesaimtoaddressthechallengesfacedbyfarmersinaccessingfinancialservicesduetolimitedinternetconnectivity.WhatisthemainbenefitoftheseupdatesforruralcustomersinQiangjieCounty?A.Reducedfeesforonlinetransactions.B.Enhancedaccessibilityforareaswithpoorinternet.C.Fasterloanapprovalprocesses.D.Greaterrewardsforurbanusers.4.Inrecentyears,theChinesegovernmenthasemphasizedtheimportanceof"ruralrevitalization"tobalanceeconomicgrowthbetweenurbanandruralareas.PSBChasbeensupportingthisinitiativebyofferinglow-interestloanstoruralentrepreneurs.WhichofthefollowingindustriesinQiangjieCountywouldmostlikelybenefitfromsuchfinancialsupport?A.Manufacturingindustriesinthecity.B.TraditionalhandcraftslikeTibetancarpets.C.Large-scalecommercialfarminginindustrialzones.D.High-techstartupsinurbancenters.5.PSBC’scustomerserviceteaminQiangjieCountyhasbeentrainedtobetterunderstandtheneedsofruralclients,includinglanguagebarriersandculturaldifferences.Thistrainingispartofthebank’sefforttoimprovecustomersatisfactioninareaswithdiverseethnicgroups.Whatistheprimarygoalofthistraining?A.Toreducetheworkloadofurban-basedstaff.B.Toenhanceservicequalityforruralcustomers.C.Topromotetheuseofdigitalbankingamongelderlyclients.D.Toattractmoreurbancustomerstoruralbranches.6.TheclimateinQiangjieCountyissuitableforgrowinghigh-qualityapples,whichareindemandinthemarket.PSBChaspartneredwithlocalfarmerstoprovideagriculturalloansandtechnicalsupport.Thiscollaborationhelpsfarmersimprovetheiryieldsandaccessbettermarkets.Whatisthemostsignificantimpactofthispartnership?A.Increasedcompetitionamongfarmers.B.Higherincomeforagriculturalproducers.C.Reducedgovernmentsubsidiesforfarming.D.Decreasedrelianceontraditionalfarmingmethods.7.PSBChasintroducedanewcreditscoringsystemforruralborrowersinTibet,whichconsidersfactorslikefarmingexperienceandcommunityinvolvement.Thissystemaimstoprovidefaireraccesstocreditforfarmerswhomaylacktraditionalfinancialhistory.Whatisthemainadvantageofthisapproach?A.Reducedriskforthebankduetostricterlendingstandards.B.Greaterinclusivityforruralborrowers.C.Higherinterestratestocompensateforincreasedrisk.D.Fasterloanapprovaltimesforexperiencedfarmers.8.TheruraleconomyinQiangjieCountyhasbeengrowingsteadily,thankstoinvestmentsininfrastructureandsupportfromfinancialinstitutionslikePSBC.Thisgrowthhasledtoincreaseddemandforbankingservices,includingsavingsaccountsandinsuranceproducts.Whatisthemostlikelyoutcomeofthistrend?A.Higherinflationinruralareas.B.Morepeopleopeningbankaccounts.C.Decreasedrelianceoncashtransactions.D.Reducedgovernmentsupportforagriculture.9.PSBChaslaunchedaruralfinancialeducationprograminQiangjieCountytoteachfarmersaboutmanagingmoney,investing,andusingdigitalbankingtools.Thisprogramispartofthebank’scommitmenttoimprovingfinancialliteracyamongruralpopulations.Whatistheprimaryobjectiveofthisprogram?A.Toincreasethebank’scustomerbaseinruralareas.B.Topromotetheuseofdigitalbankingamongfarmers.C.Toreducethenumberofruralfinancialcrimes.D.Toreplacetraditionalbankingsystemswithmodernones.10.ThegovernmentofTibethasbeenpromotingeco-friendlyfarmingpracticestoprotecttheregion’sfragileenvironment.PSBChasrespondedbyofferinglow-interestloansforsustainableagricultureprojects.WhichofthefollowingprojectsinQiangjieCountywouldbeeligibleforsuchfunding?A.Large-scaleindustrialfarmingwithchemicalfertilizers.B.Organicfarmingusingnaturalfertilizers.C.Expansionofminingoperationsinruralareas.D.Constructionofhigh-riseresidentialbuildings.二、判斷題（共10題，每題1分）11.PSBC’sruralfinancialservicesinQiangjieCountyprimarilyfocusonservinglargeagriculturalbusinessesratherthanindividualfarmers.（正確/錯誤）12.ThegovernmentofTibethasbannedtheuseofmodernfarmingtechnologyinruralareastopreservetraditionalpractices.（正確/錯誤）13.PSBC’smobilebankingappisfullyoperationalinQiangjieCounty,eveninareaswithnointernetconnectivity.（正確/錯誤）14.TheruralrevitalizationpolicyinChinaaimstoreducethepopulationinruralareasbyencouragingpeopletomovetocities.（正確/錯誤）15.PSBCprovidesfreefinancialliteracytrainingtoallruralresidentsinQiangjieCounty.（正確/錯誤）16.ThenewcreditscoringsystemintroducedbyPSBCinTibetfavorsurbanborrowersoverruralones.（正確/錯誤）17.ThegrowthoftheruraleconomyinQiangjieCountyhasledtoadecreaseintheuseoftraditionalbankingservices.（正確/錯誤）18.PSBC’sruralfinancialeducationprogramfocusesexclusivelyondigitalbankingskills.（正確/錯誤）19.PSBCoffersloansforsustainableagricultureprojectstosupporteco-friendlyfarmingpractices.（正確/錯誤）20.ThegovernmentofTibethasprovidedsubsidiestofarmerstodiscouragetheadoptionofmodernfarmingtechniques.（正確/錯誤）三、填空題（共10題，每題1分）21.PSBChasbeenexpandingitsruralfinancialservicesinQiangjieCountytomeetthegrowingdemandfor________amongfarmers.22.ThelocalgovernmenthaspartneredwithPSBCtopromote________tourism,whichhasboostedtheincomeofruralresidents.23.PSBC’smobilebankingappincludesofflinetransactioncapabilitiestoaddressthechallengesof________inruralareas.24.TheChinesegovernment’s"ruralrevitalization"policyaimsto________theeconomicgapbetweenurbanandruralregions.25.PSBC’scustomerserviceteaminQiangjieCountyhasbeentrainedtobetterunderstandthe________needsofruralclients.26.Thebankhasintroducedanewcreditscoringsystemthatconsidersfactorslike________andcommunityinvolvement.27.ThegrowthoftheruraleconomyinQiangjieCountyhasledtoincreaseddemandfor________andinsuranceproducts.28.PSBC’sruralfinancialeducationprogramteachesfarmersaboutmanagingmoneyandusing________bankingtools.29.Thebankofferslow-interestloansfor________agricultureprojectstosupportsustainablefarmingpractices.30.PSBC’scollaborationwithlocalfarmershashelpedimprovetheir________andaccessbettermarkets.答案及解析一、單選題1.B解析：PSBC的農(nóng)村金融服務(wù)擴(kuò)張主要目的是支持農(nóng)業(yè)發(fā)展和農(nóng)村經(jīng)濟(jì)，符合題干描述。2.B解析：當(dāng)?shù)卣cPSBC合作推廣鄉(xiāng)村旅游，有助于提高農(nóng)民收入，符合題干描述。3.B解析：移動銀行APP的更新旨在解決農(nóng)村用戶因網(wǎng)絡(luò)問題無法使用金融服務(wù)的困難，增強(qiáng)可訪問性。4.B解析：低息貸款支持農(nóng)