民生銀行泉州市安溪縣2025秋招筆試英語題專練及答案一、詞匯選擇（5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Thenewbankingregulationswill______thewayfinancialinstitutionsoperateinthelocalmarket.A.affectB.improveC.determineD.confirm2.Duetotherapiddevelopmentofe-commerce,traditionalretailbanksinXianxiamust______theirbusinessmodelstostaycompetitive.A.modifyB.ignoreC.expandD.eliminate3.ThelocaleconomyofAnxihasbeenrecovering,withasignificant______intourismrevenuethisyear.A.increaseB.decreaseC.declineD.reduction4.Thebank’sdigitaltransformationstrategyaimsto______customerexperienceandoperationalefficiency.A.enhanceB.weakenC.reduceD.maintain5.Thebranchmanageremphasizedtheimportanceof______complianceinthefinancialsector.A.regulatoryB.legalC.ethicalD.operational二、閱讀理解（4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechcompanieshasbroughtbothopportunitiesandchallengestotraditionalbanks.Whilethesestartupsofferinnovativesolutions,establishedbanksmustadapttoremainrelevant.Onekeystrategyistocollaboratewithfintechsratherthancompetingwiththemdirectly.Forinstance,inAnxi,aruralcountyinFujianProvince,somebankshavepartneredwithlocalfintechfirmstodevelopmobilebankingappstailoredtotheneedsofsmallbusinessesandfarmers.Theseappsprovidefeaturessuchasreal-timeloanapprovalsandcashlesspaymentsystems,whichwerepreviouslyunavailableintheregion.However,banksmustalsoinvestintalentandtechnologytokeeppacewiththeindustry.Withoutsuchefforts,theyrisklosingmarketsharetomoreagilecompetitors.1.Whatisthemainideaofthepassage?A.Fintechcompaniesarereplacingtraditionalbanksentirely.B.Collaborationbetweenbanksandfintechsisessentialforgrowth.C.Traditionalbankshavenochanceagainstfintechstartups.D.Ruralbankingrequiresmoregovernmentsupport.2.Whydotraditionalbanksneedtoadapttofintech?A.Fintechshavemorefunding.B.Fintechsofferbettercustomerservice.C.Fintechsaremoreinnovative.D.Fintechshavestricterregulations.3.Accordingtothepassage,whathasimprovedinAnxi’sruralbankingsector?A.Loanapprovaltimes.B.Bankbranches.C.Customersatisfaction.D.Governmentpolicies.4.Whatistheauthor’sopinionontraditionalbanks’future?A.Theywilldominatethemarket.B.Theymustchangeordisappear.C.Theyshouldfocusonlyonurbanareas.D.Theycanignorefintechtrends.三、句子改錯（3題，每題3分，共9分）directions:Correcttheerrorsinthefollowingsentences.1.ThelocalbankplanstolaunchanewcreditcardwhichofferslowerinterestratesandadditionalbenefitsforsmallbusinessownersinAnxi.→2.Duetoheavycompetition,manyfinancialinstitutionshavebeenforcedtocutbacktheirmarketingexpenses,includingadvertisingonsocialmediaandtraditionalmedia.→3.Thebranchmanagersaidthatthenewregulatoryrequirementswillaffectthewayloansareapproved,butitdoesnotimpactthedepositservices.→四、完形填空（5題，每題2分，共10分）directions:Fillineachblankwiththebestwordfromthebox.|options:|digital|innovative|challenges|competitive|successful|sustainable||-||||-||-|ThebankingsectorinFujianisfacing______asittransitionsto______technology.Toremain______,banksmustdevelop______strategiesthataddresstheneedsoflocalbusinesses,suchasprovidingflexiblefinancingsolutions.A______bankisonethatbalancesprofitabilitywithlong-termgrowth,ensuringresilienceinanever-changingmarket.五、翻譯（2題，每題5分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.泉州市安溪縣的經(jīng)濟增長主要依靠農(nóng)業(yè)和旅游業(yè)，但近年來，隨著金融科技的發(fā)展，銀行業(yè)也迎來新的機遇。2.民生銀行作為一家全國性金融機構，一直致力于服務中小企業(yè)，尤其是在福建地區(qū)的普惠金融發(fā)展方面發(fā)揮著重要作用。答案及解析一、詞匯選擇1.A.affect解析：Thenewbankingregulationswillaffectthewayfinancialinstitutionsoperateinthelocalmarket.（新銀行業(yè)監(jiān)管將影響金融機構在本地市場的運營方式。）2.A.modify解析：Duetotherapiddevelopmentofe-commerce,traditionalretailbanksinXianxiamustmodifytheirbusinessmodelstostaycompetitive.（由于電子商務的快速發(fā)展，泉州市的零售銀行必須調整其商業(yè)模式以保持競爭力。）3.A.increase解析：ThelocaleconomyofAnxihasbeenrecovering,withasignificantincreaseintourismrevenuethisyear.（安溪的當?shù)亟?jīng)濟正在復蘇，今年旅游業(yè)收入顯著增長。）4.A.enhance解析：Thebank’sdigitaltransformationstrategyaimstoenhancecustomerexperienceandoperationalefficiency.（銀行的數(shù)字化轉型戰(zhàn)略旨在提升客戶體驗和運營效率。）5.A.regulatory解析：Thebranchmanageremphasizedtheimportanceofregulatorycomplianceinthefinancialsector.（分行經(jīng)理強調了金融領域監(jiān)管合規(guī)的重要性。）二、閱讀理解1.B.Collaborationbetweenbanksandfintechsisessentialforgrowth.解析：Thepassagehighlightspartnershipsbetweentraditionalbanksandfintechcompaniesasakeystrategyforsurvivalandgrowth.（文章強調傳統(tǒng)銀行與金融科技公司合作是生存和增長的關鍵策略。）2.C.Fintechsaremoreinnovative.解析：Thetextmentionsthatfintechsoffer"innovativesolutions,"suggestingtheyareaheadintechnology.（文章提到金融科技公司提供“創(chuàng)新解決方案”，表明它們在技術上領先。）3.A.Loanapprovaltimes.解析：ThepassagestatesthatfintechpartnershipsinAnxiinclude"real-timeloanapprovals,"indicatingfasterprocessing.（文章指出安溪的金融科技合作包括“實時貸款審批”，表明處理速度更快。）4.B.Theymustchangeordisappear.解析：Theauthorimpliesthatbanksmustadaptorrisklosingmarketsharetomoreagilecompetitors.（作者暗示銀行必須適應，否則將面臨市場份額被更敏捷的競爭對手奪走的風險。）三、句子改錯1.→ThelocalbankplanstolaunchanewcreditcardwhichofferslowerinterestratesandadditionalbenefitsforsmallbusinessownersinAnxi.解析：原句無錯誤。2.→Duetoheavycompetition,manyfinancialinstitutionshavebeenforcedtocutbacktheirmarketingexpenses,includingadvertisingonsocialmediaandtraditionalmedia.解析：原句無錯誤。3.→Thebranchmanagersaidthatthenewregulatoryrequirementswillaffectthewayloansareapproved,butitdoesnotimpactthedepositservices.解析：改為"buttheydonotimpact"更符合語法，但原句意思明確，可視為正確。四、完形填空1.challenges2.digital3.competitive4.innovative5.successful6.sustainable解析：ThebankingsectorinFujianisfacingchallengesasittransitionstodigitaltechnology.Toremaincompetitive,banksmustdevelopinnovativestrategiesthataddresstheneedsoflocalbusinesses,suchasprovidingflexiblefinancingsolutions.Asuc