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華夏銀行金華市永康市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空(共5題,每題2分,共10分)(注:題目背景結(jié)合銀行業(yè)務(wù)與永康市經(jīng)濟(jì)特點(diǎn))1.Thelocalgovernmenthasimplementedseveral_measures_toboostthemanufacturingsector'sgrowth,whichiscrucialforthecity'seconomic_diversification_.A.temporaryB.strategicC.reactiveD.incremental2.Despitethe_volatile_marketconditions,華夏銀行hasmaintaineda_robust_creditassessmentsystemtoensurefinancialstabilityintheregion.A.fluctuatingB.stableC.predictableD.conservative3.Thebank’snewgreenfinanceinitiativeaimsto_mitigate_environmentalriskswhile_fostering_sustainabledevelopmentintheYangtzeRiverDeltaarea.A.exacerbateB.alleviateC.ignoreD.amplify4.Toenhancecustomersatisfaction,華夏銀行hasintroducedamore_user-friendly_mobilebankingapp,which_streamlines_dailytransactions.A.complicatedB.efficientC.outdatedD.bureaucratic5.Theeconomic_corridor_connectingHangzhouandJinhuahasseensignificantinvestment,driving_synergistic_effectsbetweenthetwocities.A.fragmentedB.integratedC.isolatedD.stagnant二、閱讀理解(共4題,每題3分,共12分)(注:文章節(jié)選自永康市金融行業(yè)發(fā)展趨勢(shì)報(bào)告)Passage:TherapiddevelopmentoftheprivateeconomyinYongkanghasmadeitakeyindustrialhubinZhejiangProvince.However,financialserviceshavelaggedbehind,particularlyininnovativelendingproductsforsmallandmedium-sizedenterprises(SMEs).華夏銀行hasrecentlylaunchedapilotprogramtoaddressthisgapbyintegratingbigdataanalyticsintocreditriskassessment.Theinitiativeaimstoreducepaperworkandexpediteloanapprovals,aligningwiththecity’sgoalofbecominga"smartfinance"center.Localbusinesseshavepraisedthemove,citingfasteraccesstocapitalasamajorbenefit.Still,challengesremain,suchasensuringdataprivacyandimprovingdigitalliteracyamongentrepreneurs.1.Whatistheprimarypurposeof華夏銀行’snewprogram?A.ToincreaseinterestratesforSMEloans.B.Topromotetraditionalbankingservices.C.Toleveragetechnologyformoreefficientlending.D.ToreducethenumberofbankbranchesinYongkang.2.Accordingtothepassage,whatisachallengeforSMEsinYongkang?A.Insufficientgovernmentsupport.B.Highlevelsofdigitalliteracy.C.Excessivepaperworkforloans.D.Limitedaccesstocapital.3.HowdoestheinitiativealignwithYongkang’sdevelopmentgoals?A.Byencouragingmoremanufacturinginvestments.B.Byintegratingfinancewithtechnology.C.Byreducingtaxburdensonbusinesses.D.Byattractingmoreforeigninvestors.4.WhatdoesthepassagesuggestaboutthefutureoffinanceinYongkang?A.Traditionalbankingwilldominateforyears.B.Digitalizationwillbecomemoreprevalent.C.Loanapprovalswillbecomeslower.D.SMEswillfacefewerfinancialopportunities.三、語(yǔ)法填空(共5題,每題2分,共10分)(注:題目涉及銀行業(yè)常用場(chǎng)景)1.Ifyou_deposit_(動(dòng)詞原形)morethan500,000yuanin華夏銀行,youmayqualifyforapremiumcreditcardwithexclusivebenefits.2.Theloanofficer_explained_(過(guò)去式)howthefixed-ratemortgagewouldprotectcustomersfromrisinginterestrates.3.Pleaseensurealldocuments_submit_(動(dòng)詞原形)tothebankarelegibleandup-to-date.4.Ourwealthmanagementteam_advises_(動(dòng)詞原形)clientstodiversifytheirportfoliostomitigatemarketrisks.5.Thebank’spolicy_requires_(動(dòng)詞原形)borrowerstomaintainaminimumbalancetoavoidservicefees.四、句子改錯(cuò)(共4題,每題3分,共12分)(注:題目針對(duì)銀行業(yè)英語(yǔ)寫(xiě)作常見(jiàn)錯(cuò)誤)1.ThecustomerservicerepresentativetoldmethatIwouldreceivemyrefundwithinthreeworkingday.→Error:Incorrectnounform→Correction:withinthreeworkingdays.2.華夏銀行offersavarietyoffinancialproductthatsuitdifferentneeds,includingsavingsaccounts,loans,andinvestmentplans.→Error:Incorrectverbagreement→Correction:華夏銀行offersavarietyoffinancialproductsthatsuitdifferentneeds...3.Ifyouhaveanyquestionaboutthetermsandconditions,pleasecontactourbranchimmediately.→Error:Incorrectverbform→Correction:Ifyouhaveanyquestionsaboutthetermsandconditions...4.Thebank’smobileappallowsuserstotransfermoneywithouthavingtowaitinlongqueue.→Error:Incorrectnounform→Correction:withouthavingtowaitinlongqueues.五、完形填空(共5題,每題2分,共10分)(注:文章講述華夏銀行在金華地區(qū)的普惠金融實(shí)踐)Lastyear,華夏銀行l(wèi)aunchedacommunity-focusedprograminYongkangtoimproveaccesstofinancialservicesforruralentrepreneurs.Theinitiative,called"FinancialSpring,"involvedtraininglocalbusinessownersondigitalbankingtools.Manysmall-scalemanufacturers,whopreviouslyreliedoninformallenders,nowbenefitfromlower-interestloans.Akeysuccessfactorwastheprogram’semphasison(1)______localeconomicneeds.Forexample,workshopsweretailoredtothetextileandmetalworkingindustries,twomajorsectorsintheregion.華夏銀行alsopartneredwiththelocalgovernmentto(2)______infrastructure,suchashigh-speedinternetinunderservedareas.Feedbackfromparticipantsshowsthat(3)______financialliteracyhassignificantlyincreased.However,challengesremain,suchas(4)______digitalexclusionamongelderlyfarmers.Thebankplanstoexpandtheprogramnextyear,withafocuson(5)______sustainablepracticesinagriculture.1.A.addressingB.ignoringC.assessingD.promoting2.A.developB.deteriorateC.maintainD.disrupt3.A.theirB.they’reC.there’sD.them4.A.reducingB.encouragingC.ignoringD.expanding5.A.supportingB.discouragingC.prioritizingD.delaying六、翻譯填空(共5題,每題2分,共10分)(注:題目涉及銀行業(yè)專(zhuān)業(yè)術(shù)語(yǔ))1.Thebank’sriskmanagementteamassesses(動(dòng)詞填空)creditworthinessbasedonhistoricalfinancialdata.→中文:銀行的風(fēng)險(xiǎn)管理團(tuán)隊(duì)根據(jù)歷史財(cái)務(wù)數(shù)據(jù)評(píng)估客戶的信用價(jià)值。2.Customerscanaccess(動(dòng)詞填空)theiraccounts24/7throughthemobilebankingplatform.→中文:客戶可以通過(guò)手機(jī)銀行平臺(tái)全天候訪問(wèn)他們的賬戶。3.Theinterestrate(名詞填空)onthisloanis0.05%permonth.→中文:該貸款的利率為每月0.05%。4.Pleasesubmit(動(dòng)詞填空)allrequireddocuments(名詞填空)bythedeadline.→中文:請(qǐng)?jiān)诮刂谷掌谇疤峤凰斜匦璧奈募?.Thebond(名詞填空)wasissuedtoraisefundsforinfrastructureprojects.→中文:該債券是為籌集基礎(chǔ)設(shè)施項(xiàng)目資金而發(fā)行的。答案與解析一、選詞填空1.B(strategicmeasuresforeconomicdiversification)2.A
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