中信銀行龍巖市新羅區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewfinancialregulationswill______thebankingindustrybyincreasingtransparencyandreducingrisks.A.transformB.revolutionizeC.optimizeD.moderate2.AsaregionalbankinSouthernFujian,CITICBankneedsto______itsservicestomeetthegrowingdemandsoflocalbusinesses.A.customizeB.standardizeC.diversifyD.centralize3.Theruraldevelopmentprogramaimsto______economicopportunitiesforfarmersinXingluoDistrict.A.createB.eliminateC.stabilizeD.disrupt4.Blockchaintechnologyisexpectedto______thewayfinancialtransactionsareprocessedglobally.A.revolutionizeB.simplifyC.postponeD.moderate5.Thebank’scustomerserviceteammust______tohandleinquiriesefficientlyduringpeakhours.A.adaptB.ignoreC.resistD.overlook6.Themergerwill______thebank’smarketshareinthecompetitiveChinesebankingsector.A.enhanceB.diminishC.maintainD.fluctuate7.Toattractyoungtalent,thebankshould______itsworkenvironmenttobemoreinnovative.A.modernizeB.deteriorateC.simplifyD.isolate8.Thecompliancedepartmentensuresthatalloperations______theregulatoryrequirements.A.adheretoB.conflictwithC.exceedD.ignore9.Theloanapprovalprocesshasbeen______toreduceprocessingtimeandimprovecustomersatisfaction.A.automatedB.complicatedC.delayedD.neglected10.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalimpact.A.minimizeB.maximizeC.ignoreD.exaggerate二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:ThebankingsectorinXingluoDistricthasbeenwitnessingsignificantchangesduetotechnologicaladvancementsandregulatoryreforms.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoenhancecustomerexperiences.Forinstance,CITICBankhaslaunchedamobilebankingappthatallowscustomerstotransferfunds,paybills,andapplyforloansseamlessly.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandtheneedforstaffretraining.Thegovernmenthasintroducedpoliciestosupportbanksintransitioningtodigitalplatformswhileensuringdataprotection.LocalbusinessesinXingluohaverespondedpositively,astheynowhaveaccesstomoreconvenientbankingservices.Yet,somesmallenterprisesstillfacedifficultiesinaccessingcreditduetostringentlendingcriteria.Expertssuggestthatbanksshouldstrikeabalancebetweeninnovationandriskmanagementtosustaingrowth.1.Whatisthemainfocusofthepassage?A.Theimpactofdigitalbankingonlocalbusinesses.B.Governmentpoliciesonbankingregulations.C.ChallengesfacedbybanksinXingluoDistrict.D.ThegrowthofthebankingsectorinSouthernFujian.2.HowhavelocalbusinessesinXingluorespondedtodigitalbanking?A.Theyareskepticalaboutitsbenefits.B.Theyhavenotnoticedanychanges.C.Theyappreciatetheconvenience.D.Theyprefertraditionalbankingmethods.3.Whatisonechallengementionedforsmallenterprises?A.Highfeesforbankingservices.B.Limitedaccesstocredit.C.Lackofmobilebankingapps.D.Insufficientgovernmentsupport.4.Accordingtoexperts,whatisessentialforbankstosustaingrowth?A.Increasinglendingcriteria.B.Focusingsolelyondigitalinnovation.C.Balancinginnovationandriskmanagement.D.Reducingcustomerservicestaff.5.WhatdoesthepassagesuggestaboutthefutureofbankinginXingluo?A.Itwillreturntotraditionalmethods.B.Itwillcontinuetogrowwithsupportfromthegovernment.C.Itwilldeclineduetotechnologicalchallenges.D.Itwillbecomemorecentralized.三、語法填空（共5題，每題1分）directions:Fillineachblankwithoneword.1.Thebank’sannualreporthighlightsthe______(achieve)inexpandingitsbranchnetwork.2.Tocomplywithinternationalstandards,the______(regulate)departmentreviseditspolicies.3.SmallbusinessesinXingluooftenstruggletosecure______(finance)duetohighinterestrates.4.ThenewCEOemphasizedtheimportanceof______(innovate)tostaycompetitiveinthemarket.5.Customerscannowenjoy______(safe)onlinebankingserviceswithadvancedencryption.四、完形填空（共10題，每題1分）directions:Readthepassagebelowandchoosethebestanswerforeachblank.ThebankingindustryinXingluoDistricthasbeenevolvingrapidlyoverthepastdecade.Traditionalfinancialinstitutionsarenowintegrating______(6)technologiestoimproveefficiency.Forexample,artificialintelligencehasbeenusedtoautomatecustomerservice,whileblockchainhasenhancedtransactionsecurity.However,thistransformationhasnotbeenwithout______(7).Manyemployeeshaveneededretrainingtoadapttonewsystems,andsomecustomersremainwaryofdigitalbanking.Thegovernmenthasplayedacrucialrolein______(8)thesechallengesbyprovidingsubsidiesfortechupgradesandofferingtrainingprograms.Asaresult,morebusinessesarenowwillingtoadoptdigitalsolutions.Despitetheseefforts,someexpertswarnthatbanksmustremainvigilanttopreventfraudandcyberattacks.Ultimately,thesuccessofthistransitiondependsonhowwellinstitutionscan______(9)customertrustwhileembracinginnovation.1.Thenewfinancialpoliciesareexpectedto______(10)thebankingsectorinthenextfiveyears.A.transformB.stabilizeC.disruptD.enhance2.Thebank’sITdepartmentisworkingonaprojectto______(6)itsonlinebankingplatform.A.modernizeB.simplifyC.delayD.neglect3.Themergerwill______(7)thebank’smarketshareinthecompetitiveChinesebankingsector.A.increaseB.reduceC.stabilizeD.fluctuate4.Thecompliancedepartmentensuresthatalloperations______(8)theregulatoryrequirements.A.adheretoB.conflictwithC.exceedD.ignore5.Theloanapprovalprocesshasbeen______(9)toreduceprocessingtimeandimprovecustomersatisfaction.A.automatedB.complicatedC.delayedD.neglected6.Thebank’ssustainabilityreporthighlightsitseffortsto______(9)environmentalimpact.A.minimizeB.maximizeC.ignoreD.exaggerate7.Theruraldevelopmentprogramaimsto______(10)economicopportunitiesforfarmersinXingluoDistrict.A.createB.eliminateC.stabilizeD.disrupt8.Blockchaintechnologyisexpectedto______(10)thewayfinancialtransactionsareprocessedglobally.A.revolutionizeB.simplifyC.postponeD.moderate9.Thebank’scustomerserviceteammust______(6)tohandleinquiriesefficientlyduringpeakhours.A.adaptB.ignoreC.resistD.overlook10.ThenewCEOemphasizedtheimportanceof______(7)tostaycompetitiveinthemarket.A.innovatingB.deterioratingC.simplifyingD.isolating五、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中信銀行龍巖分行致力于提升客戶體驗(yàn)，通過數(shù)字化服務(wù)為客戶提供更便捷的金融解決方案?！鶦ITICBank,LongyanBranchiscommittedto______customerexperiencebyofferingdigitalservicestoprovidemoreconvenientfinancialsolutions.2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要調(diào)整業(yè)務(wù)模式以適應(yīng)市場(chǎng)需求?！鶺iththerapiddevelopmentoffinancialtechnology,traditionalbanksneedto______theirbusinessmodelstomeetmarketdemands.3.為了確保資金安全，銀行實(shí)施了嚴(yán)格的反洗錢措施?！鶷oensure______,thebankhasimplementedstrictanti-moneylaunderingmeasures.4.農(nóng)村地區(qū)的普惠金融政策旨在幫助貧困人口獲得信貸支持?！鶷heinclusivefinancepolicyinruralareasaimsto______creditsupportforimpoverishedpopulations.5.數(shù)字化轉(zhuǎn)型是銀行未來發(fā)展的關(guān)鍵，需要持續(xù)投入和創(chuàng)新。→Digitaltransformationis______forthebank’sfuturedevelopment,requiringcontinuousinvestmentandinnovation.答案及解析一、選詞填空1.B(revol