招商銀行太原市迎澤區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.TheeconomicreformsinShanxiProvincehave__________thelocalbusinessestoexpandtheirmarkets.A.enabledB.disabledC.encouragedD.discouraged2.ThebankingsectorinTaiyuanfaceschallengesin__________digitaltransformationwhilemaintainingtraditionalservices.A.achievingB.achievingC.accomplishingD.accomplishing3.Thenewpolicyaimsto__________smallandmediumenterprisesbyreducingtaxburdens.A.promoteB.suppressC.stabilizeD.stagnate4.China’sfinancialmarkethas__________significantlyoverthepastdecade,attractingglobalinvestors.A.fluctuatedB.stabilizedC.diversifiedD.centralized5.Theloanapprovalprocessrequiresstrict__________toensurecompliancewithregulations.A.scrutinyB.oversightC.assessmentD.evaluation6.ThemergerbetweentwomajorbanksinShanxiwill__________thecompetitivelandscape.A.intensifyB.weakenC.stabilizeD.diversify7.Thefintechcompanyplansto__________itsservicestobettermeetcustomerneedsinruralareas.A.customizeB.generalizeC.standardizeD.commercialize8.Thecentralbank’sdecisiontolowerinterestratesmay__________borrowingcostsforbusinesses.A.reduceB.increaseC.postponeD.postpone9.Thebankingexamtestscandidates’knowledgeof__________andriskmanagement.A.complianceB.corruptionC.competitionD.cooperation10.Thedigitalwalletapphas__________itsuserbasebyofferingconvenientpaymentsolutions.A.expandedB.contractedC.preservedD.eliminated二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinShanxiProvincehasbeenundergoingsignificantchangesinrecentyears.Withtheriseoffintech,traditionalbanksareadaptingtodigitaltransformationwhilemaintainingtheircoreservices.Thecentralbankhasintroducednewpoliciestosupportthegrowthofsmallandmediumenterprises(SMEs)byreducingregulatoryburdensandofferinglow-interestloans.However,challengesremain,suchascybersecuritythreatsandtheneedforskilledprofessionalsindataanalytics.Themergeroftwomajorbanksintheregionisexpectedtocreateamorecompetitiveenvironmentbutalsoraiseconcernsaboutmarketconsolidation.Despitethesechallenges,thesectorremainsoptimisticaboutfuturegrowth,drivenbytechnologicalinnovationandgovernmentsupport.1.WhatisthemainfocusofthebankingsectorinShanxiProvince?A.Digitaltransformationandfintechadoption.B.Increasingloanapprovalsforlargecorporations.C.ReducingtaxburdensonSMEs.D.Strengtheningcybersecuritymeasures.2.HowdoesthecentralbankplantosupportSMEs?A.Byincreasinginterestrates.B.Byimposingstricterregulations.C.Byreducingregulatoryburdensandofferinglow-interestloans.D.Byencouragingmarketconsolidation.3.Whatchallengesarementionedinthepassage?A.Increasedcompetitionandmarketconsolidation.B.Cybersecuritythreatsandtheneedforskilledprofessionals.C.Governmentsupportandtechnologicalinnovation.D.Reducedloanapprovalsandhigh-interestrates.4.Whatistheexpectedoutcomeofthemergerbetweentwomajorbanks?A.Adecreaseinmarketcompetition.B.Anincreaseinmarketcompetitionbutconcernsaboutconsolidation.C.Nosignificantchangeinthecompetitivelandscape.D.Areductioninregulatoryoversight.5.Whatistheoveralltoneofthepassage?A.Pessimisticaboutfuturegrowth.B.Neutralandobjective.C.Optimisticaboutfuturegrowth.D.Criticalofgovernmentpolicies.三、句子改錯（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thenewfinancialregulationshavebeenimplementedsincelastyear.→_________________________2.Despitetheeconomicdownturn,thebankingsectorinTaiyuanhascontinuedtogrow.→_________________________3.Thecompany’sdigitaltransformationhasbeenfacingseveralobstaclesrecently.→_________________________4.Ifthemergerisapproved,itwillsignificantlyimpactthecompetitivelandscapeinShanxi.→_________________________5.Theloanapprovalprocessrequiresstrictcompliancetoensureregulatorycompliance.→_________________________四、完形填空（共10題，每題1分）directions:Fillintheblankswiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinShanxiProvincehas__________(1)__________inrecentyears,drivenbytechnologicalinnovationandgovernmentsupport.Theriseoffintechhas__________(2)__________traditionalbankstoadaptand__________(3)__________theirservices.Thecentralbankhasintroducednewpoliciesto__________(4)__________smallandmediumenterprisesbyreducingtaxburdensandofferinglow-interestloans.However,challengesremain,suchas__________(5)__________threatsandtheneedforskilledprofessionalsindataanalytics.Themergeroftwomajorbanksintheregionisexpectedto__________(6)__________thecompetitivelandscape,creatingbothopportunitiesandconcerns.Despitethesechallenges,thesectorremains__________(7)__________aboutfuturegrowth,asevidencedbyincreasedinvestmentsindigitalinfrastructure.Thesuccessoftheseinitiativeswilldependontheabilityofbanksto__________(8)__________customerneedswhilemaintainingregulatorycompliance.1.A.evolvedB.deterioratedC.stabilizedD.declined2.A.forcedB.enabledC.limitedD.hindered3.A.modernizeB.traditionalizeC.simplifyD.complicate4.A.supportB.hinderC.neglectD.oppose5.A.financialB.operationalC.cybersecurityD.regulatory6.A.intensifyB.weakenC.stabilizeD.diversify7.A.pessimisticB.uncertainC.optimisticD.skeptical8.A.meetB.ignoreC.delayD.overlook五、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglishandfillintheblanks.1.中國金融市場的快速發(fā)展吸引了大量國際投資者。Therapid__________ofChina’sfinancialmarkethas__________alargenumberofinternationalinvestors.2.招商銀行致力于為客戶提供創(chuàng)新金融解決方案。ChinaMerchantsBankis__________to__________innovativefinancialsolutionsforitscustomers.3.太原市的小微企業(yè)面臨著融資難的問題。Smallandmedium-sizedenterprisesinTaiyuanfacedifficultiesin____________________.4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來的發(fā)展方向。Digitaltransformationisthe__________directionforthebankingsectorinthefuture.5.政府出臺了一系列政策以支持銀行業(yè)發(fā)展。Thegovernmenthasintroducedaseriesofpoliciesto____________________thedevelopmentofthebankingsector.答案及解析一、詞匯選擇1.A(enabled:使能夠)2.A(achieved:實現(xiàn))3.A(promote:促進)4.C(diversified:多元化)5.A(scrutiny:嚴(yán)格審查)6.A(intensify:加強)7.A(customize:定制)8.A(reduce:減少)9.A(compliance:合規(guī)性)10.A(expanded:擴大)二、閱讀理解1.A(digitaltransformationandfintechadoption)2.C(reducingregulatoryburdensandofferinglow-interestloans)3.B(cybersecuritythreatsandtheneedforskilledprofessionals)4.B(anincreaseinmarketcompetitionbutconcernsaboutconsolidation)5.C(optimisticaboutfuturegrowth)三、句子改錯1.Thenewfinancialregulationshavebeenimplemented__since__lastyear.→Thenewfinancialregulationshavebeenimplemented__sincelastyear.__(刪除多余的to)2.Despitetheeconomicdownturn,thebankingsectorinTaiyuanhascontinuedtogrow.→Noerror.3.Thecompany’sdigitaltransformationhasbeenfacingseveralobstaclesrecently.→Thecompany’sdigitaltransformationhasbeen__facing__severalobstaclesrecently.(facing應(yīng)改為faces)4.Ifthemergerisapproved,itwillsignificantlyimpactthecompetitivelandscapeinShanxi.→Noerror.5.Theloanapprovalprocessrequiresstrictcompliancetoensureregulatorycomplian