中信銀行成都市龍泉驛區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninWesternChina,CITICBankhasbeen__________tosupporttheeconomicgrowthofcitieslikeChengduandLongquanyi.A.committedB.reluctantC.hesitantD.unwilling3.Thenewpolicyaimsto__________smallbusinessesbyreducinginterestratesandimprovingcreditaccess.A.stimulateB.hinderC.postponeD.neglect4.ThebankingsectorinSichuanprovincefaceschallengessuchas__________regulatorycomplianceandcybersecurityrisks.A.strictB.flexibleC.relaxedD.minimal5.Accordingtothereport,digitaltransformationisnolongerachoicebuta__________forbankstostaycompetitive.A.necessityB.luxuryC.decisionD.requirement6.ThebranchinLongquanyiDistrictofferspersonalizedfinancial__________tomeettheneedsoflocalresidents.A.servicesB.productsC.plansD.solutions7.Thebank’smobileapphasundergoneseveralupdatesto__________userexperienceandsecurity.A.enhanceB.degradeC.simplifyD.complicate8.TheeconomicrecoveryinChengduhas__________increaseddemandformortgageloans.A.consequentlyB.deliberatelyC.unexpectedlyD.gradually9.Theloanofficeremphasizedtheimportanceof__________documentationtoavoidprocessingdelays.A.accurateB.incompleteC.outdatedD.irrelevant10.Thebank’ssustainabilitystrategyincludesreducingcarbonemissionsand__________greenfinancialproducts.A.promotingB.ignoringC.reducingD.eliminating二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered,particularlyinurbanareaslikeChengdu.TraditionalbanksinWesternChinaarenowcompetingwithfintechcompaniesthatofferfaster,moreconvenientservices.Toremainrelevant,institutionslikeCITICBankhaveinvestedheavilyindigitalinfrastructure,mobileapps,andAI-drivensolutions.However,challengessuchascybersecuritythreats,regulatorychanges,andtheneedtointegratetraditionalbankingculturewithmoderntechnologypersist.Thesuccessoftheseeffortsdependsonthebank’sabilitytoadapttoevolvingcustomerexpectationswhilemaintainingitscorevalues.1.Whatisthemainthemeofthepassage?A.ThehistoryoffintechinChina.B.Theimpactofdigitalbankingontraditionalbanks.C.TheeconomicgrowthofChengdu.D.Theroleofcybersecurityinbanking.2.Howdofintechcompaniesdifferfromtraditionalbanks?A.Theyofferlowerinterestrates.B.Theyprovidemorepersonalizedservices.C.Theyhavefasterandmoreconvenientservices.D.Theyfocusonlyonurbanareas.3.WhatchallengesdotraditionalbanksfaceinWesternChina?A.Highoperationalcosts.B.Cybersecuritythreatsandregulatorychanges.C.Alackofskilledemployees.D.Reducedcustomertrust.4.Accordingtothepassage,whatiscrucialforthesuccessofdigitalbanking?A.Ignoringcustomerexpectations.B.Investingindigitalinfrastructure.C.Maintainingtraditionalbankingculture.D.Focusingonlyonurbanmarkets.5.WhatdoesthepassagesuggestaboutthefutureofbankinginChengdu?A.Traditionalbankswilldominatethemarket.B.Fintechcompanieswillreplacetraditionalbanks.C.Bankswillneedtoadapttodigitaltrends.D.Thebankingsectorwillfaceadecline.三、完形填空（共10題，每題1分）directions:Fillintheblankswiththebestwordfromthebox.|Box|1.innovative2.regulatory3.sustainable4.competitive5.compliance6.efficiency7.personalized8.flexible9.digital10.financial||--|-|-|-|-|-|-|-|-|-|-|ThebankingsectorinChengduhaswitnessedsignificantchangesinrecentyears.BankslikeCITIChaveadopted__________strategiestoattractcustomers.Theimplementationof__________technologieshasimprovedservice__________.However,banksmustalsoensurestrictadherenceto__________rulestoavoidpenalties.Forinstance,thenew__________lendingpolicyaimstosupportsmallbusinesseswhilemaintaining__________riskmanagement.Additionally,__________servicesarebecomingincreasinglyimportantascustomersseektailoredsolutions.Theabilitytoadapttomarkettrendsandmaintain__________advantageiskeyforsurvivalintheindustry.四、翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，金融機(jī)構(gòu)需要加強(qiáng)風(fēng)險管理以應(yīng)對市場波動。2.中信銀行在成都龍泉驛區(qū)的分行致力于提供高質(zhì)量的客戶服務(wù)，以滿足當(dāng)?shù)鼐用竦男枨蟆Ｎ?、寫作?題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImportanceofDigitalTransformationintheBankingSector."答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)不得不創(chuàng)新。2.A.committed解析：作為西部領(lǐng)先的金融機(jī)構(gòu)，中信銀行致力于支持成都等城市的經(jīng)濟(jì)增長。3.A.stimulate解析：新政策旨在通過降低利率和改善信貸準(zhǔn)入來刺激小企業(yè)發(fā)展。4.A.strict解析：四川的銀行業(yè)面臨著嚴(yán)格監(jiān)管合規(guī)和網(wǎng)絡(luò)安全風(fēng)險等挑戰(zhàn)。5.A.necessity解析：報告顯示，數(shù)字化轉(zhuǎn)型已不再是選擇，而是銀行保持競爭力的必要條件。6.A.services解析：位于龍泉驛區(qū)的分行提供個性化金融服務(wù)以滿足當(dāng)?shù)鼐用裥枨蟆?.A.enhance解析：銀行手機(jī)應(yīng)用經(jīng)過多次更新，以提升用戶體驗和安全性。8.A.consequently解析：成都經(jīng)濟(jì)復(fù)蘇，因此按揭貸款需求增加。9.A.accurate解析：貸款員強(qiáng)調(diào)準(zhǔn)確文件的重要性，以避免處理延誤。10.A.promoting解析：銀行可持續(xù)發(fā)展戰(zhàn)略包括減少碳排放和推廣綠色金融產(chǎn)品。二、閱讀理解1.B.Theimpactofdigitalbankingontraditionalbanks.解析：文章主要討論數(shù)字銀行對傳統(tǒng)銀行的影響。2.C.Theyprovidefasterandmoreconvenientservices.解析：文章指出，與傳統(tǒng)銀行相比，金融科技公司提供更快、更便捷的服務(wù)。3.B.Cybersecuritythreatsandregulatorychanges.解析：文章提到傳統(tǒng)銀行面臨的挑戰(zhàn)包括網(wǎng)絡(luò)安全威脅和監(jiān)管變化。4.B.Investingindigitalinfrastructure.解析：文章認(rèn)為，數(shù)字基礎(chǔ)設(shè)施的投資對數(shù)字銀行的成功至關(guān)重要。5.C.Bankswillneedtoadapttodigitaltrends.解析：文章暗示未來銀行需要適應(yīng)數(shù)字趨勢。三、完形填空ThebankingsectorinChengduhaswitnessedsignificantchangesinrecentyears.BankslikeCITIChaveadoptedinnovativestrategiestoattractcustomers.Theimplementationofdigitaltechnologieshasimprovedserviceefficiency.However,banksmustalsoensurestrictadherencetoregulatoryrulestoavoidpenalties.Forinstance,thenewfinanciallendingpolicyaimstosupportsmallbusinesseswhilemaintainingcompetitiveriskmanagement.Additionally,personalizedservicesarebecomingincreasinglyimportantascustomersseektailoredsolutions.Theabilitytoadapttomarkettrendsandmaintainflexibleadvantageiskeyforsurvivalintheindustry.四、翻譯1.Withtherapiddevelopmentofthedigitaleconomy,financialinstitutionsneedtostrengthenriskmanagementtocopewithmarketfluctuations.2.CITICBank’sbranchinLongquanyiDistrict,Chengdu,iscommittedtoprovidinghigh-qualitycustomerservicetomeettheneedsoflocalresidents.五、寫作（參考范文）TheImportanceofDigitalTransformationintheBankingSectorInrecentyears,digitaltransformationhasbecomeacriticaltrendinthebankingsector,especiallyinurbanareaslikeChengdu.Traditionalbanksfaceincreasingcompetitionfromfintechcompaniesthatoffermoreefficientandconve