平安銀行泉州市鯉城區(qū)2025秋招筆試英文行測高頻題含答案Part1:Vocabulary(共5題，每題2分，總分10分)1.Choosethebestwordtofillintheblank:Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.acceleratedB.complicatedC.stabilizedD.marginalized2.Selectthewordwithasimilarmeaning:"Resilience"inthecontextofeconomicrecoveryreferstotheabilitytobouncebackquicklyfromsetbacks.A.VulnerabilityB.PersistenceC.FractureD.Resistance3.Identifythewordwithacontrastingmeaning:"Exacerbate"meanstomakeaproblemworse.Whatistheopposite?A.MitigateB.ComplicateC.DeteriorateD.Simplify4.Fillintheblankwiththemostappropriateword:Thebank'sdigitaltransformationstrategyaimsto______customersatisfactionthroughseamlessonlineservices.A.deteriorateB.enhanceC.diminishD.postpone5.Choosethebestwordtocompletethesentence:Despiteeconomicfluctuations,thedemandforcreditinthelocalmarketremains______.A.volatileB.predictableC.stableD.negligiblePart2:SentenceCompletion(共4題，每題3分，總分12分)6.Completethesentencelogically:Toimproveriskmanagement,thebankmust______byleveragingbigdataanalyticsandAI-driventools.A.relyonoutdatedmethodsB.ignoreemergingtechnologiesC.adoptadvancedsolutionsD.minimizehumanintervention7.Fillintheblanktomakethesentencecoherent:The鯉城區(qū)分行’srecentcampaignfocusedon______,resultingina15%increaseinnewaccountregistrations.A.reducinginterestratesB.neglectingdigitalmarketingC.emphasizingpaper-basedservicesD.limitingcustomerengagement8.Completethesentencewiththemostlogicalending:Whiletraditionalbankingfaceschallenges,______ensuresitsrelevanceinthemodernfinanciallandscape.A.resistancetochangeB.overrelianceonlegacysystemsC.adaptabilitytomarkettrendsD.excessiveregulation9.Fillintheblanktoformameaningfulsentence:Thesuccessofthebank’swealthmanagementdivisionhingeson______,whichrequiresadeepunderstandingoflocalclientneeds.A.standardizedglobalstrategiesB.one-size-fits-allapproachesC.localizedfinancialplanningD.aggressivesalestacticsPart3:ReadingComprehension(共3題，每題4分，總分12分)Passage:Theriseofdigitalbankinghasreshapedthefinancialsectorin泉州市,particularlyin鯉城區(qū),where70%ofadultsnowpreferonlinetransactionsoverin-personservices.Localbanks,includingPingAnBank,haverespondedbyinvestingheavilyinmobileappsandAI-poweredchatbots.However,challengesremain,suchascybersecuritythreatsandthedigitaldivideamongolderdemographics.Thegovernmenthasintroducedsubsidiestoencouragetechadoption,buttraditionalbranchesstillplayavitalroleincommunitybanking.Analystspredictthatthemostsuccessfulinstitutionswillbethosethatbalancedigitalefficiencywithpersonalizedhumanservice.10.Whatisthemaintopicofthepassage?A.Thedeclineoftraditionalbankingin泉州市.B.Theimpactoffintechon鯉城區(qū)’sfinancialhabits.C.Governmentpoliciesondigitalbankingsubsidies.D.TheadvantagesofAIinwealthmanagement.11.Whichofthefollowingisachallengementionedinthepassage?A.Highcustomersatisfactionrates.B.Cybersecurityvulnerabilities.C.Excessivegovernmentregulation.D.Lowinvestmentinmobilebanking.12.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Digitalbankingwillreplacealltraditionalservices.B.Humaninteractionwillbecomeobsolete.C.Hybridmodelswilldominatetheindustry.D.Cybersecuritywillnolongerbeaconcern.Part4:Grammar&Syntax(共5題，每題2分，總分10分)13.Identifythesentencewithcorrectsubject-verbagreement:A.Theteamofexpertsarepreparingthereport.B.Theteamofexpertsispreparingthereport.C.Theteamofexpertswerepreparingthereport.D.Theteamofexpertshasbeenpreparingthereport.14.Rewritethesentencetocorrectthetenseerror:Incorrect:Shehadcompletedtheprojectbeforehearrived.A.Shecompletestheprojectbeforehearrives.B.Shecompletedtheprojectbeforehearrives.C.Shehascompletedtheprojectbeforehearrives.D.Shewillcompletetheprojectbeforehearrives.15.Choosethesentencewithproperpunctuation:A.Theclientcalledus;however,themeetingwaspostponed.B.Theclientcalledushoweverthemeetingwaspostponed.C.Theclientcalledus,howeverthemeetingwaspostponed.D.Theclientcalledushowever;themeetingwaspostponed.16.Identifythesentencewithamisplacedmodifier:A.Thebank’snewpolicyfavorscustomerswhoareloyalforyears.B.Thebank’snewpolicyfavorsloyalcustomersforyears.C.Thebank’snewpolicyfavorscustomerswhohavebeenloyalforyears.D.Thebank’snewpolicyfavorsloyalcustomers.17.Completethesentencewiththecorrectformoftheverb:Despitethechallenges,thebranchmanager______confidentinachievingitstargets.A.isB.areC.wasD.werePart5:FinancialConcepts(共4題，每題3分，總分12分)18.WhatistheprimarypurposeofaSWOTanalysisinbanking?A.Tocalculateinterestrates.B.Toassesscompetitiveadvantagesandrisks.C.Totrackdailytransactionvolumes.D.Tomonitorinflationrates.19.Whichfinancialtermbestdescribesasituationwhereabanklendsmoneybasedonfutureearnings?A.SecuredloanB.UnsecuredloanC.Asset-basedlendingD.Interest-freecredit20.Whatisthemainriskassociatedwithderivativesinbanking?A.HighliquidityB.LowvolatilityC.CounterpartyriskD.Lowinterestrates21.Whichofthefollowingisakeymetricforevaluatingabank’sprofitability?A.CustomersatisfactionB.Returnonassets(ROA)C.EmployeeturnoverD.BranchexpansionrateAnswers&ExplanationsPart1:Vocabulary1.A.accelerated(Fintechspeedsupinnovation,notcomplicatesormarginalizesit.)2.B.Persistence(Resilienceimpliesenduringsetbacks,similartopersistence.)3.A.Mitigate(Theoppositeofworseningaproblemisreducingit.)4.B.enhance(Digitaltransformationimprovescustomersatisfaction.)5.C.stable(Localcreditdemandisconsistentdespitefluctuations.)Part2:SentenceCompletion6.C.adoptadvancedsolutions(Leveragingbigdataalignswithmodernbankingtrends.)7.A.reducinginterestrates(Lowerratesattractnewaccountregistrations.)8.C.adaptabilitytomarkettrends(Flexibilityiskeytosurvivalindynamicfinance.)9.C.localizedfinancialplanning(Understandinglocalneedsdriveswealthmanagementsuccess.)Part3:ReadingComprehension10.B.Theimpactoffintechon鯉城區(qū)’sfinancialhabits(Thepassagefocusesondigitalbankingadoption.)11.B.Cybersecurityvulnerabilities(Mentionedasachallengeinthepassage.)12.C.Hybridmodelswilldominatetheindustry(Thepassagesuggestsablendofdigitalandhumanservice.)Part4:Grammar&Syntax13.B.Theteamofexpertsispreparingthereport(Subject-verbagree