浦發(fā)銀行廣州市越秀區(qū)2025秋招筆試英文行測(cè)高頻題含答案題型一：選詞填空（共5題，每題2分，總計(jì)10分）背景提示：本題圍繞銀行業(yè)務(wù)、金融科技及廣州經(jīng)濟(jì)發(fā)展相關(guān)語(yǔ)境設(shè)計(jì)，考察詞匯的精準(zhǔn)運(yùn)用能力。1.Theriseoffintechhas__________thetraditionalbankingmodel,forcinginstitutionstoadaptorriskbecomingobsolete.A.revolutionizedB.complicatedC.standardizedD.supported答案：A解析：根據(jù)句意“金融科技的興起徹底改變了傳統(tǒng)銀行模式”，revolutionize（徹底改變）最符合語(yǔ)境。2.Toenhancecustomer__________,thebankintroducedamobileappwithreal-timetransactionalerts.A.satisfactionB.anxietyC.complexityD.security答案：A解析：銀行服務(wù)的核心是提升客戶滿意度，satisfaction（滿意）最貼切。3.The__________economicpoliciesinGuangzhouhaveattractedsignificantforeigninvestmentinthepastdecade.A.restrictiveB.supportiveC.ambiguousD.conservative答案：B解析：廣州的經(jīng)濟(jì)發(fā)展得益于支持性政策，supportive（支持性的）符合題意。4.Blockchaintechnologyoffersahighlevelof__________,reducingtheriskoffraudindigitalpayments.A.inefficiencyB.transparencyC.instabilityD.redundancy答案：B解析：區(qū)塊鏈的核心優(yōu)勢(shì)在于透明性，transparency（透明）最符合邏輯。5.Thebranchmanageremphasizedtheimportanceof__________inmaintaininglong-termclientrelationships.A.automationB.empathyC.regulationD.competition答案：B解析：銀行業(yè)務(wù)強(qiáng)調(diào)“以客戶為中心”，empathy（共情）最能體現(xiàn)服務(wù)精神。題型二：閱讀理解（共4題，每題3分，總計(jì)12分）背景提示：文章節(jié)選自某金融機(jī)構(gòu)關(guān)于廣州金融科技發(fā)展的報(bào)告，考察信息提取與邏輯推理能力。PassageTheGuangzhouFinancialInnovationZone,establishedin2020,hasbecomeahubforfintechstartups.Withgovernmentsubsidiesandtaxincentives,companiesspecializinginAI-drivenbanking,blockchainpayments,androbo-advisorshaveflourished.However,challengesremain,suchasregulatorycomplianceandcybersecurityrisks.Localbankslike浦發(fā)銀行（PudongDevelopmentBank）arecollaboratingwithtechfirmstodevelophybridsolutions.Forinstance,ajointprojectbetweenPudongandafintechfirmintroducedacontactlesspaymentsystemusingfacialrecognition,reducingtransactiontimesby40%.Thesuccessofsuchinitiativesunderscorestheneedforaskilledworkforceindatascienceanddigitalbanking.6.WhatistheprimarypurposeoftheGuangzhouFinancialInnovationZone?A.Toattracttourists.B.Topromotefintechdevelopment.C.Toregulatetraditionalbanks.D.Toimproveinfrastructure.答案：B解析：文章首段明確指出該區(qū)域旨在成為金融科技中心，B項(xiàng)最符合主旨。7.Accordingtothepassage,whichofthefollowingisachallengeforfintechcompaniesinGuangzhou?A.Highgovernmentsupport.B.Limitedcybersecurityrisks.C.Regulatorycompliance.D.Fewercompetitors.答案：C解析：第二段提及“監(jiān)管合規(guī)”是主要挑戰(zhàn)，C項(xiàng)正確。8.HowhasPudongDevelopmentBankcontributedtofintechadvancement?A.Byinvestinginrealestate.B.Throughjointtechprojects.C.Byreducingtaxincentives.D.Byclosingbranches.答案：B解析：文章提到浦發(fā)與科技公司合作開(kāi)發(fā)支付系統(tǒng)，B項(xiàng)最貼切。9.WhatskillsetisemphasizedascrucialforthefutureofbankinginGuangzhou?A.Marketingexpertise.B.Digitalbankingskills.C.Accountingknowledge.D.Foreignlanguageproficiency.答案：B解析：末段明確指出“數(shù)據(jù)科學(xué)和數(shù)字銀行”人才需求，B項(xiàng)正確。題型三：完形填空（共5題，每題2分，總計(jì)10分）背景提示：段落主題為浦發(fā)銀行廣州分行推動(dòng)綠色金融的舉措，考察上下文銜接能力。TheGuangzhoubranchofPudongDevelopmentBankhastakena__________stanceonenvironmentalfinance.Byofferinglow-interestloanstorenewableenergyfirms,thebankhassupportedprojectslikesolarfarmexpansionsandwindturbineinstallations.TheseinitiativesnotonlyalignwithChina’scarbonneutralitygoalsbutalso__________thebank’sreputationasaforward-thinkingfinancialinstitution.Furthermore,thebankhas__________itsinternalpoliciestoreducepaperusageandencouragedigitaldocumentation.Employeesaretrainedtoadoptsustainablepractices,suchasusingenergy-efficientdevices.Asaresult,thebankhas__________a20%reductioninoperationalcostsoverthepastyear.Thissuccessstorydemonstrateshowbankingcan__________economicgrowthandenvironmentalprotection.10.Thewordthatbestfillstheblankinthefirstsentenceis:A.carelessB.ambiguousC.proactiveD.passive答案：C解析：根據(jù)后文“支持綠色項(xiàng)目”，proactive（積極的）最符合語(yǔ)境。11.Thephrasethatcompletesthesecondsentenceis:A.damagesB.underminesC.enhancesD.contradicts答案：C解析：綠色金融有助于提升銀行形象，enhance（提升）最合理。12.Theverbthatfitsthethirdblankis:A.relaxedB.revisedC.ignoredD.implemented答案：B解析：銀行調(diào)整政策以環(huán)保化，revised（修訂）最貼切。13.Thewordthatcompletesthefourthblankis:A.achievedB.questionedC.ignoredD.minimized答案：A解析：成本降低是實(shí)際成果，achieved（實(shí)現(xiàn)）最符合文意。14.Thefinalblankshouldbefilledwith:A.balanceB.neglectC.conflictD.promote答案：A解析：文章強(qiáng)調(diào)經(jīng)濟(jì)與環(huán)保的協(xié)同，balance（平衡）最合理。題型四：句子改錯(cuò)（共4題，每題3分，總計(jì)12分）背景提示：句子包含語(yǔ)法或邏輯錯(cuò)誤，需指出并改正。15.Thebank’snewcreditpolicywilleffectlowerinterestratesforsmallbusinesses.錯(cuò)誤：effect（動(dòng)詞）應(yīng)為cause/effect（名詞）或apply。改正：Thebank’snewcreditpolicywillapplylowerinterestratesforsmallbusinesses.16.Althoughthefintechsectorisgrowingrapidly,itfacesseveralregulatoryhurdlesthatcannotbeovercomeeasily.錯(cuò)誤：無(wú)語(yǔ)法錯(cuò)誤，但邏輯可優(yōu)化。改正：Althoughthefintechsectorisgrowingrapidly,itfacesseveralregulatoryhurdlesthatmakeitdifficulttoovercomethemeasily.17.Ifacustomerfailstorepayaloanontime,thebankmaychargeadditionalfees,whichcouldcausefinancialstress.錯(cuò)誤：無(wú)語(yǔ)法錯(cuò)誤，但表達(dá)可更簡(jiǎn)潔。改正：Ifacustomerfailstorepayaloanontime,thebankmaychargeadditionalfees,leadingtofinancialstress.18.TheintroductionofAIinbankinghasreducedhumanerrorbutincreasestheriskofcyberattacks.錯(cuò)誤：搭配不當(dāng)，“increasetherisk”應(yīng)改為“raise/heightentherisk”。改正：TheintroductionofAIinbankinghasreducedhumanerrorbutraisestheriskofcyberattacks.題型五：句子排序（共1題，10分）背景提示：句子主題為廣州銀行業(yè)數(shù)字化轉(zhuǎn)型趨勢(shì)，需重新排列成連貫段落。A.Moreover,digitalbankinghasenabledreal-timefrauddetection,enhancingsecurity.B.However,thisshiftalsorequiresbankstoinvestincybersecurityinfrastructure.C.TheGuangzhoubranchofPudongDevel