光大銀行廊坊市安次區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.drivenC.encouragedD.enabled2.Asafinancialinstitution,EverbrightBankmust______strictcompliancewithregulatoryrequirementstomaintaintrust.A.adheretoB.conflictwithC.ignoreD.challenge3.ThenewbranchinAnqiuwill______localbusinessesandresidentswithmoreconvenientbankingservices.A.benefitB.burdenC.neglectD.oppose4.Artificialintelligenceisincreasingly______inriskmanagementtoimproveaccuracyandefficiency.A.appliedB.ignoredC.wastedD.rejected5.Thebank’scustomerserviceteamistrainedto______individualneedsandprovidepersonalizedsolutions.A.overlookB.addressC.ignoreD.dismiss6.Sustainablebankingpracticesaimto______environmentalimpactwhilesupportingeconomicgrowth.A.minimizeB.maximizeC.ignoreD.enhance7.TheeconomicpoliciesinHebeiProvincehave______foreigninvestmentinthefinancialsector.A.attractedB.discouragedC.delayedD.restricted8.Themergeroftwomajorbankshas______thecompetitivelandscapeintheregion.A.reshapedB.weakenedC.stabilizedD.expanded9.Onlinebankingplatformshave______traditionalATMsbyoffering24/7services.A.replacedB.supportedC.complementedD.damaged10.Thebank’sannualreporthighlightsits______inreducingcarbonemissions.A.failureB.successC.negligenceD.indifference二、閱讀理解（共5題，每題2分）directions:Readthepassageandanswerthequestionsbelow.Passage:ThefinancialsectorinHebeiProvincehasbeenexperiencingsignificantgrowthinrecentyears,drivenbytechnologicaladvancementsandsupportivegovernmentpolicies.Traditionalbanksareincreasinglyintegratingdigitalsolutionstoenhancecustomerexperience,whilefintechstartupsaregainingtraction.Theregion’seconomy,heavilyreliantonindustrieslikemanufacturingandagriculture,hasseenariseindemandforspecializedbankingservices.Forinstance,agriculturalbanksareofferingtailoredloanstosupportruraldevelopment,whilecorporatebanksareexpandingtheirgreenfinanceinitiatives.However,challengesremain,suchasregulatorycomplianceandtheneedtobridgethedigitaldividebetweenurbanandruralareas.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginHebei.B.ThegrowthofthefinancialsectorinHebei.C.Thegovernment’sroleinsupportingfintech.D.Thechallengesfacedbyruraleconomies.2.Accordingtothepassage,howaretraditionalbanksadapting?A.Byignoringtechnologicaltrends.B.Byexpandingtheirphysicalbranches.C.Byintegratingdigitalsolutions.D.Byreducingtheirfocusonruralareas.3.WhattypeofbankingservicesareexpandinginHebei?A.Consumerbanking.B.Corporatebanking.C.Agriculturalbanking.D.Greenfinance.4.WhatremainsachallengeforthefinancialsectorinHebei?A.Highdemandforbankingservices.B.Regulatorycompliance.C.Economicgrowth.D.Urban-ruraldisparity.5.WhatdoesthepassagesuggestaboutthefutureofbankinginHebei?A.Itwilldeclineduetotechnologicalcompetition.B.Itwillfocussolelyonurbanareas.C.Itwillcontinuetogrowwithinnovation.D.Itwillprioritizetraditionalmethods.三、完形填空（共10題，每題1分）directions:Completethepassagebychoosingthebestwordforeachblank.ThebankingindustryinChinahasundergonea______transformationoverthepastdecade.Digitalizationhas______traditionalbankingmodels,forcinginstitutionsto______theirstrategies.ForbankslikeEverbright,thekeytosuccessliesin______customerneedswhileadheringtoregulatorystandards.InregionslikeAnqiu,wheretheeconomyisrapidly______,banksmustinvestininfrastructuretosupportgrowth.Forexample,theconstructionofnewbranchesandtheexpansionofonlineplatformshave______localbusinessesandresidents.However,challengessuchascybersecurityanddataprivacyremain______.Banksmuststrikeabalancebetweeninnovationandriskmanagementtoensurelong-termsustainability.1.A.gradualB.suddenC.gradualD.unexpected2.A.revolutionizedB.preservedC.simplifiedD.ignored3.A.adaptB.ignoreC.maintainD.oppose4.A.meetingB.ignoringC.neglectingD.overlooking5.A.developingB.decliningC.stagnatingD.collapsing6.A.benefitB.burdenC.neglectD.harm7.A.significantB.minorC.negligibleD.irrelevant8.A.overlookedB.addressedC.dismissedD.ignored9.A.increasingB.decreasingC.stableD.fluctuating10.A.emergingB.resolvedC.persistentD.obsolete四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.光大銀行致力于為廊坊市安次區(qū)的居民提供更便捷的金融服務(wù)。2.隨著科技的進步，銀行業(yè)正在經(jīng)歷一場深刻的變革。3.地方政府通過出臺優(yōu)惠政策，吸引更多外資銀行在河北省設(shè)立分支機構(gòu)。4.綠色金融是當(dāng)前銀行業(yè)發(fā)展的重要方向之一。5.客戶滿意度是衡量銀行服務(wù)質(zhì)量的關(guān)鍵指標(biāo)。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheImpactofDigitalizationontheBankingIndustryinHebeiProvince."SampleAnswer:DigitalizationhasrevolutionizedthebankingindustryinHebeiProvince,bringingbothopportunitiesandchallenges.Ononehand,onlinebankingplatformshavemadefinancialservicesmoreaccessible,especiallyinruralareas.Forinstance,theintroductionofmobilebankinghasenabledresidentsinAnqiutotransfermoneyandpaybillsconveniently.Ontheotherhand,traditionalbanksfacetheriskoflosingcustomerstofintechcompaniesthatoffermoreinnovativesolutions.Tostaycompetitive,bankslikeEverbrightmustinvestindigitalinfrastructureandimprovecustomerexperience.Additionally,theriseofcyberthreatsrequiresbankstoenhancesecuritymeasures.Inconclusion,whiledigitalizationhastransformedtheindustry,itsfullpotentialcanonlyberealizedbybalancinginnovationwithriskmanagement.答案及解析一、選詞填空1.B.driven解析：Therapiddevelopmentoffintechhasdriventhetraditionalbankingindustrytoadaptandinnovate.（金融科技的快速發(fā)展推動了傳統(tǒng)銀行業(yè)適應(yīng)和創(chuàng)新。）2.A.adhereto解析：Asafinancialinstitution,EverbrightBankmustadheretostrictcompliancewithregulatoryrequirementstomaintaintrust.（作為金融機構(gòu)，光大銀行必須嚴(yán)格遵守監(jiān)管要求以維持信任。）3.A.benefit解析：ThenewbranchinAnqiuwillbenefitlocalbusinessesandresidentswithmoreconvenientbankingservices.（安次區(qū)的新分行將為當(dāng)?shù)仄髽I(yè)和居民提供更便捷的銀行服務(wù)。）4.A.applied解析：Artificialintelligenceisincreasinglyappliedinriskmanagementtoimproveaccuracyandefficiency.（人工智能越來越多地應(yīng)用于風(fēng)險管理以提高準(zhǔn)確性和效率。）5.B.address解析：Thebank’scustomerserviceteamistrainedtoaddressindividualneedsandprovidepersonalizedsolutions.（銀行客服團隊接受培訓(xùn)以解決個人需求并提供個性化解決方案。）6.A.minimize解析：Sustainablebankingpracticesaimtominimizeenvironmentalimpactwhilesupportingeconomicgrowth.（可持續(xù)銀行業(yè)務(wù)旨在減少環(huán)境影響的同時支持經(jīng)濟增長。）7.A.attracted解析：TheeconomicpoliciesinHebeiProvincehaveattractedforeigninvestmentinthefinancialsector.（河北省的經(jīng)濟政策吸引了金融領(lǐng)域的外國投資。）8.A.reshaped解析：Themergeroftwomajorbankshasreshapedthecompetitivelandscapeintheregion.（兩家大銀行的合并重塑了該地區(qū)的競爭格局。）9.A.replaced解析：OnlinebankingplatformshavereplacedtraditionalATMsbyoffering24/7services.（在線銀行平臺通過提供24/7服務(wù)取代了傳統(tǒng)ATM。）10.B.success解析：Thebank’sannualreporthighlightsitssuccessinreducingcarbonemissions.（銀行的年度報告強調(diào)了其在減少碳排放方面的成功。）二、閱讀理解1.B.ThegrowthofthefinancialsectorinHebei.解析：ThepassagefocusesontheexpansionandtechnologicalintegrationofthefinancialsectorinHebei.（文章重點介紹了河北省金融行業(yè)的擴張和技術(shù)整合。）2.C.Byintegratingdigitalsolutions.解析：Thepassagementionsthattraditionalbanksareintegratingdigitalsolutionstoenhancecustomerexperience.（文章提到傳統(tǒng)銀行通過整合數(shù)字解決方案來提升客戶體驗。）3.D.Greenfinance.解析：Thepassagespecificallymentionstheexpansionofgreenfinanceinitiatives.（文章特別提到了綠色金融計劃的擴張。）4.B.Regulatorycompliance.解析：Thepassagestatesthatregulatorycomplianceremainsachallenge.（文章指出監(jiān)管合規(guī)仍然是一個挑戰(zhàn)。）5.C.Itwillcontinuetogrowwithinnovation.解析：Thepassagesuggeststhatinnovationwilldrivefurthergrowthinthesector.（文章暗示創(chuàng)新將推動該行業(yè)的進一步增長。）三、完形填空1.A.gradual2.A.revolutionized3.A.adapt4.A.meeting5.A.developing6.A.benefit7.A.significant8.B.addressed9.A.increasing10.C.persistent四、翻譯1.EverbrightBankiscommittedtoprovidingmoreconvenientfinancialservicesforresidentsinAnqiu,Langfang.2.Withtheadvancementoftechnology,thebankingindustryisundergoingaprofoundtransformation.3.ThelocalgovernmenthasintroducedpreferentialpoliciestoattractmoreforeignbankstosetupbranchesinHebeiProvince.4.Greenfinanceisoneofthekeydirectionsinthedevelopmentofthebankingin