平安銀行襄陽市襄州區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thebankingindustrytoinnovateandadapttochangingcustomerneeds.A.forcedB.encouragedC.delayedD.limited2.Asaregionalbank,PingAnBankemphasizes______localeconomicgrowthwhilemaintainingfinancialstability.A.supportingB.underminingC.ignoringD.competingwith3.Thenewmobilebankingappaimsto______theuserexperiencebysimplifyingtransactionprocesses.A.enhanceB.weakenC.disruptD.replace4.Ourteamneedstoimproveits______tomeettheincreasingdemandforpersonalizedfinancialservices.A.efficiencyB.inefficiencyC.flexibilityD.rigidity5.ThebranchinXiangyang’sXiangzhouDistrictfocuseson______smallandmedium-sizedenterprises(SMEs)withtailoredfinancingsolutions.A.assistingB.neglectingC.competingwithD.excluding6.Thebank’sriskmanagementpoliciesensurethat______areminimizedinalloperations.A.lossesB.profitsC.investmentsD.growth7.Digitaltransformationhas______traditionalbankingmodelstointegratewithmoderntechnology.A.forcedB.supportedC.abandonedD.preserved8.TheannualfinancialforuminXiangyangdiscussedstrategiesfor______regionaleconomicchallenges.A.addressingB.ignoringC.exaggeratingD.avoiding9.Thecustomerserviceteammust______toprovidetimelysupportincaseofsystemfailures.A.respondquicklyB.delayC.refuseD.ignore10.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintthroughgreenfinanceinitiatives.A.supportingB.opposingC.neglectingD.prioritizing二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseofdigitalbankinghasreshapedthefinanciallandscape,particularlyinregionslikeXiangyang,HubeiProvince.Localbanks,includingPingAnBank,haveadaptedtothisshiftbyleveragingfintechsolutionstoimproveserviceefficiency.Accordingtoa2024reportbythePeople’sBankofChina,digitalbankingadoptioninruralareashasincreasedby35%year-on-year.Thistrendisdrivenbyyoungercustomerswhoprefermobile-firstsolutionsfortheirbankingneeds.However,challengesremain.Cybersecuritythreats,suchasphishingattacks,haveintensified,requiringbankstoinvestinadvancedfrauddetectionsystems.Additionally,regulatorycomplianceinthedigitalspaceposesasignificanthurdleforregionalbanks.Despitetheseissues,thefutureofbankinginXiangzhouDistrictappearspromising,asthelocalbranchcontinuestoexpanditsdigitalfootprint.1.Whathasbeenthemaindriverofdigitalbankingadoptioninruralareas?A.GovernmentincentivesB.Youngercustomers’preferencesC.TraditionalbankingdeclineD.Increasedcybersecuritymeasures2.Accordingtothepassage,whatisamajorchallengeforbanksinXiangyang?A.LowcustomerengagementB.CybersecuritythreatsC.InsufficientfundingD.Highemployeeturnover3.WhatdoesthepassagesuggestaboutthefutureofbankinginXiangzhou?A.Itwilldeclineduetodigitalization.B.Itwillstagnatewithoutgovernmentsupport.C.Itwillcontinuetogrowwithinnovation.D.Itwillfocussolelyonruralmarkets.4.Whydoyoungercustomersprefermobilebanking?A.Itoffershigherinterestrates.B.Itprovidesconvenienceandspeed.C.Itrequireslesspaperwork.D.Itguaranteesbetterreturns.5.Whatistheroleoffintechinthistransformation?A.Itreplacestraditionalbanking.B.Itenhancesserviceefficiency.C.Itincreasesregulatoryburdens.D.Itreducescustomertrust.三、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordforeachblankfromthefouroptions(A,B,C,D).ThebankingsectorinXiangyanghasundergonesignificantchangesoverthepastdecade.Withtheadventofmobilebanking,customersnowexpectreal-timeserviceandseamlessdigitalexperiences.Localbanks,includingPingAn,havehadto______(6)innovativestrategiestostaycompetitive.Onekeyapproachhasbeentheintegrationofartificialintelligence(AI)intocustomerserviceoperations.AI-poweredchatbotshave______(7)theworkloadofhumanagents,allowingthemtofocusonmorecomplextasks.Anothercriticalareahasbeenriskmanagement.Asfinancialfraudbecomesmoresophisticated,banksmust______(8)advancedsecurityprotocolstoprotectcustomerdata.InXiangzhouDistrict,PingAnhas______(9)abiometricverificationsystem,whichsignificantlyreducesunauthorizedaccess.Additionally,thebankhas______(10)partnershipswithfintechstartupstoexplorenewsolutions.Thesecollaborationshavenotonlyimprovedservicequalitybutalso______(11)thebank’sreputationinthemarket.6.A.adoptB.rejectC.ignoreD.delay7.A.reducedB.increasedC.eliminatedD.complicated8.A.implementB.neglectC.weakenD.postpone9.A.introducedB.removedC.abandonedD.revised10.A.establishedB.disruptedC.weakenedD.ignored11.A.enhancedB.damagedC.diminishedD.preserved四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.平安銀行在襄陽襄州區(qū)的分支機(jī)構(gòu)致力于服務(wù)本地企業(yè)，特別是中小企業(yè)。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場競爭的關(guān)鍵策略。3.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理，以降低潛在的財(cái)務(wù)損失。4.我們的目標(biāo)是為客戶提供更加便捷、高效的金融服務(wù)。5.綠色金融是平安銀行可持續(xù)發(fā)展戰(zhàn)略的重要組成部分。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheImpactofDigitalBankingonRegionalEconomies."Includeatleastthreesupportingpoints.答案解析一、選詞填空1.B(encouraged)–Fintechdrivesinnovation,notforce.2.A(supporting)–Regionalbanksaimtoaidlocaleconomies.3.A(enhance)–Theappimprovesusability.4.A(efficiency)–Betterperformancemeetsdemand.5.A(assisting)–FocusonSMEsupport.6.A(losses)–Riskmanagementminimizesfinancialharm.7.B(supported)–Technologyaidstraditionalmodels.8.A(addressing)–Forumsfocusonsolutions.9.A(respondquickly)–Timelysupportiscrucial.10.D(prioritizing)–Sustainabilitygoalsincludeeco-finance.二、閱讀理解1.B(Youngercustomers’preferences)–Passagementionstheirpreferenceformobilebanking.2.B(Cybersecuritythreats)–Phishingandfraudarehighlighted.3.C(Itwillcontinuetogrowwithinnovation)–Thefutureisoptimistic.4.B(Itprovidesconvenienceandspeed)–Mobilebanking’smainappeal.5.B(Itenhancesserviceefficiency)–Fintechimprovesbankingoperations.三、完形填空6.A(adopt)–Banksmustadoptinnovation.7.A(reduced)–AIreducesworkload.8.A(implement)–Strongersecurityneeded.9.A(introduced)–Biometricsystemadded.10.A(established)–Partnershipsareformed.11.A(enhanced)–Reputationimproves.四、翻譯1.PingAnBank’sbranchinXiangyang’sXiangzhouDistrictisdedicatedtoservinglocalenterprises,especiallysmallandmedium-sizedenterprises(SMEs).2.Digitaltransformationisakeystrategyforthebankingindustrytorespondtomarketcompetition.3.Banksneedtostrengthenriskmanagementtoreducepotentialfinanciallosses.4.Ourgoalistoprovidecustomerswithmoreconvenientandefficientfinancialservic