中信銀行湖州市德清縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下段落，從每題所給的四個選項(xiàng)中選擇最適合填入空白處的單詞，并填入答題卡對應(yīng)位置。Passage:Therapiddevelopmentofdigitalbankinghasbroughtbothopportunitiesandchallengestotraditionalfinancialinstitutions.BankslikeChinaCITICBankareincreasinglyfocusingon(1)_________technologiessuchasartificialintelligenceandbigdataanalyticstoimproveserviceefficiency.However,the(2)_________ofcybersecuritythreatsrequiresconstantvigilance.Forinstance,inZhejiangProvince,wheretheDeqingCountyeconomyisrapidly(3)_________,localbanksmustadapttothechangingmarketdemand.Manyfinancialprofessionalsbelievethatthe(4)_________ofremotebankinghassignificantlyreducedoperationalcosts.Ontheotherhand,the(5)_________ofregulatorycomplianceremainsamajorconcernforbanksoperatinginthiscompetitiveenvironment.1.A.adoptingB.adoptionC.adoptedD.adopt2.A.emergenceB.emergentC.emergingD.emerged3.A.growsB.grownC.growingD.growth4.A.implementationB.implementedC.implementingD.implement5.A.complexityB.complexC.complexedD.complexingPassage:Inrecentyears,thebankingindustryinDeqingCountyhasseenasurgein(6)_________bankingservices,especiallyamongyoungprofessionalsworkinginnearbytechhubslikeHuzhou.ThelocalbranchofChinaCITICBankhasintroduced(7)_________mobileappsthatallowcustomerstotransferfundsseamlessly.Despitetheseadvancements,manycustomersstillprefer(8)_________interactionsforsensitivetransactions.Thebank’sstrategyto(9)_________bothdigitalandtraditionalbankingmodelshasbeenpraisedbyindustryexperts.However,the(10)_________ofinflationintheregionhasputpressureonthebank’sprofitability.6.A.popularizationB.popularizeC.popularizingD.popular7.A.user-friendlyB.user-friendlynessC.user-friendlyerD.user-friendlyest8.A.face-to-faceB.face-to-face’sC.face-to-facesD.face-facing9.A.combiningB.combinedC.combinesD.combine10.A.riseB.risingC.risenD.riser二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下三篇短文，每篇短文后有2-3個問題，請根據(jù)短文內(nèi)容選擇最佳答案。Passage1(2題):ThebankingsectorinDeqingCountyhasbeenevolvingrapidlyduetotheriseoffintechcompanies.ChinaCITICBank,oneofthemajorbanksintheregion,hasbeeninvestingheavilyindigitaltransformation.Thebank’snewmobileappallowscustomerstoaccessreal-timefinancialadvice,afeaturethathasbeenparticularlypopularamongyoungentrepreneurs.Accordingtoarecentsurvey,65%oflocalresidentspreferdigitalbankingforitsconvenience.However,thebankalsofaceschallenges,suchasensuringdatasecurityandmaintainingcustomertrust.1.WhatisthemainfocusofChinaCITICBank’srecentinvestments?A.ExpandingphysicalbranchesB.DevelopingdigitalbankingservicesC.RecruitingmorefinancialadvisorsD.Strengtheningregulatorycompliance2.Accordingtothesurvey,whatpercentageoflocalresidentspreferdigitalbanking?A.50%B.60%C.65%D.70%Passage2(2題):Inthepastdecade,theDeqingCountyeconomyhasgrownsignificantly,attractingnumerousmultinationalcorporations.Thebankingindustryhasplayedacrucialroleinsupportingthisgrowthbyprovidingloansandotherfinancialservices.However,theincreasingcompetitionhasforcedbankstoinnovate.Forexample,somelocalbankshavestartedofferinggreenloanstosupportenvironmentallyfriendlyprojects.Theseinitiativeshavenotonlyhelpedtheeconomybutalsoimprovedthebanks’publicimage.3.WhathasbeentheimpactofmultinationalcorporationsontheDeqingCountyeconomy?A.ReducedcompetitioninthebankingsectorB.IncreaseddemandforfinancialservicesC.LoweredinterestratesD.Decreasedinvestmentingreenprojects4.Whataresomeoftheinnovationsintroducedbylocalbanks?A.OfferinghigherinterestratesB.ExpandingphysicalbranchesC.ProvidinggreenloansD.ReducingloanapprovaltimesPassage3(2題):Remotebankinghasbecomeincreasinglypopularinrecentyears,especiallyinruralareaslikeDeqingCounty.ChinaCITICBankhasbeenattheforefrontofthistrendbyofferingonlinebankingservicesthatallowcustomerstoperformtransactionsfromanywhere.Thishasbeenparticularlybeneficialforfarmersandsmallbusinessownerswhopreviouslyhadtotravellongdistancestoaccessbankingservices.However,thebankalsofaceschallenges,suchasensuringinternetconnectivityinremoteareas.5.Whathasbeentheimpactofremotebankingonruralareas?A.ReducedaccesstofinancialservicesB.IncreasedtraveltimeforbankingtransactionsC.ImprovedaccesstofinancialservicesD.Higherbankingfees6.WhatisoneofthechallengesfacedbyChinaCITICBankinimplementingremotebanking?A.HighcostsoftechnologyinfrastructureB.LimitedcustomeradoptionC.EnsuringinternetconnectivityinremoteareasD.Lackofskilledemployees三、完形填空（共10題，每題1分，共10分）題目：閱讀以下段落，從每題所給的四個選項(xiàng)中選擇最適合填入空白處的單詞，并填入答題卡對應(yīng)位置。Passage:ThebankingindustryinZhejiangProvincehasbeentransformedbytechnologicaladvancements.ChinaCITICBank,forinstance,hasintroduced(11)_________AI-poweredchatbotstoenhancecustomerservice.Thesechatbotscanhandle(12)_________inquiries24/7,reducingtheworkloadofhumanstaff.However,the(13)_________ofdigitalbankingalsoraisesconcernsaboutjobdisplacement.Manyfinancialprofessionalsarguethatwhiletechnologycan(14)_________efficiency,itcannotfullyreplacehumaninteraction.Ontheotherhand,the(15)_________ofblockchaintechnologyhasopenednewpossibilitiesforsecuretransactions.InDeqingCounty,wheretheeconomyisheavily(16)_________onsmallandmedium-sizedenterprises(SMEs),banksareexploringwaystouseblockchainfortradefinance.Thiscould(17)_________theprocessofcross-borderpaymentsandreducecostsforbusinesses.The(18)_________ofthesetechnologiesalsorequiresbankstoinvestincybersecuritymeasures.The(19)_________ofdatabreachescanhavesevereconsequencesforbothbanksandcustomers.Therefore,itisessentialforbankstostayaheadofpotentialthreats.Finally,the(20)_________ofremotebankinghasbeenagame-changerforcustomersinruralareas.Byleveragingdigitalplatforms,bankscan(21)_________financialservicestounderservedcommunities.Thishasnotonlyimprovedcustomersatisfactionbutalso(22)_________thebank’smarketshare.11.A.advancedB.advancingC.advanceD.advancement12.A.customersB.customerC.customers’D.customer’s13.A.potentialB.potentiallyC.potentialityD.potent14.A.increasesB.increasedC.increasingD.increase15.A.adoptionB.adoptedC.adoptingD.adopt16.A.reliedB.reliesC.relyD.reliant17.A.simplifyB.simplifyingC.simplifiedD.simplifies18.A.implementationB.implementedC.implementingD.implement19.A.riskB.riskedC.riskingD.risks20.A.riseB.risingC.risenD.riser21.A.deliverB.deliveringC.deliveredD.delivers22.A.expandedB.expandingC.expandD.expandedly四、翻譯（共2題，每題5分，共10分）題目：將以下兩個句子翻譯成英文。1.近年來，中信銀行在湖州市德清縣的業(yè)務(wù)增長迅速，吸引了大量本地企業(yè)客戶。2.隨著數(shù)字金融的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競爭力。五、寫作（共1題，10分）題目：題目：TheRoleofTechnologyinModernBankingWriteanessayofatleast150wordsdiscussinghowtechnologyhastransformedthebankingindustry.IncludeexamplesrelevanttoChinaCITICBankortheDeqingCountybankingsector.答案及解析一、選詞填空答案及解析1.A.adopting(gerundformfitsthecontextofadoptingtechnologies)2.C.emerging(presentparticipleformfitsthecontextofemergingthreats)3.D.growth(nounformfitsthecontextofeconomicgrowth)4.A.implementation(nounformfitsthecontextofremotebanking’simplementation)5.A.complexity(nounformfitsthecontextofregulatorycomplexity)6.A.popularization(gerundformfitsthecontextofpopularizingdigitalbanking)7.A.user-friendly(adjectivefitsthecontextofuser-friendlyapps)8.A.face-to-face(nounphrasefitsthecontextofface-to-faceinteractions)9.A.combining(gerundformfitsthecontextofcombiningmodels)10.B.rising(presentparticipleformfitsthecontextofrisinginflation)解析：-句子結(jié)構(gòu)和動詞形式是關(guān)鍵，需根據(jù)上下文選擇合適的詞性。-例如，“emergence”是名詞，“emerging”是現(xiàn)在分詞，需根據(jù)句子結(jié)構(gòu)選擇。-“popularization”和“popularize”的區(qū)別在于詞性，此處需用名詞形式。二、閱讀理解答案及解析1.B.Developingdigitalbankingservices-短文提到銀行投資于數(shù)字轉(zhuǎn)型，包括移動應(yīng)用和AI建議。2.C.65%-短文明確指出65%的居民偏好數(shù)字銀行。3.B.Increaseddemandforfinancialservices-短文提到跨國公司增加了對金融服務(wù)的需求。4.C.Providinggreenloans-短文提到銀行提供綠色貸款以支持環(huán)保項(xiàng)目。5.C.Improvedaccesstofinancialservices-短文提到遠(yuǎn)程銀行使農(nóng)村地區(qū)更容易獲得金融服務(wù)。6.C.Ensuringinternetconnectivityinremoteareas-短文提到銀行面臨的挑戰(zhàn)是確保偏遠(yuǎn)地區(qū)的網(wǎng)絡(luò)連接。解析：-閱讀理解需仔細(xì)理解每句話的隱含意義。-例如，短文提到“multinationalcorporations”對經(jīng)濟(jì)的影響，需抓住關(guān)鍵詞“financialservices”。-答案需與短文內(nèi)容完全匹配。三、完形填空答案及解析11.A.advanced12.A.customers13.A.potential14.A.increases15.A.adoption16.A.relies17.A.simplify18.A.implementation19.A.risk20.B.rising21.A.deliver22.A.expanded解析：-此類題目需結(jié)合上下文理解邏輯關(guān)系。-例如，“adoption”和“adopt”的區(qū)別在于詞性，此處需用名詞形式。-“increases”和“increase”的區(qū)別在于時態(tài)，此處需用動詞原形。四、翻譯答案及解析1.Inrecentyears,ChinaCITICBankhasexperiencedrapidbusinessgrowthinDeqingCounty,attractingalargenumberoflocalcorporateclients.-翻譯準(zhǔn)確傳達(dá)了原文的意思，使用了“experiencedrapidbusinessgrowth”和“attractingalargenumberoflocalcorporateclients”等自然表達(dá)。2.Withtherapiddevelopmentofdigitalfinance,traditionalbanksneedtoinnovatecontinuouslytomaintaincompetitiveness.-翻譯準(zhǔn)確傳達(dá)了原文的意思，使用了“Withtherapiddevelopmentof”和“innovatecontinuously”等地道表達(dá)。解析：-翻譯需注意中英文表達(dá)習(xí)慣的差異。-例如，“業(yè)務(wù)增長迅速”翻譯為“experiencedrapidbusinessgrowth”比“rapidlygrowingbusiness”更自然。五、寫作范文及解析范文：TheRoleofTechnologyinModernBankingTechnologyhasrevolutionizedthebankingindustryinrecent