中國(guó)銀行揭陽(yáng)市揭東區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialservicesindustry,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.diversifiedD.centralized2.Toenhancecustomersatisfaction,thebankmust______itsservicequalityandimproveresponseefficiency.A.maintainB.neglectC.deteriorateD.exaggerate3.The______ofblockchaintechnologyincross-borderpaymentshassignificantlyreducedtransactioncostsandtime.A.adoptionB.rejectionC.limitationD.exclusion4.Effectivecommunicationskillsareessentialfor______misunderstandingsandbuildinglong-termclientrelationships.A.avoidingB.encouragingC.ignoringD.promoting5.Thebank’sannualreporthighlightsthe______inprofitabilityduetosuccessfulmarketexpansion.A.declineB.fluctuationC.increaseD.stagnation二、閱讀理解（共5題，每題3分，共15分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingindustryglobally.Traditionalfinancialinstitutionsmustnowintegratecutting-edgetechnologieslikeartificialintelligenceandbigdataanalyticstostaycompetitive.Accordingtoa2024reportbytheBankofChina,fintechcompanieshavedisrupted30%oftheretailbankingmarket.Tocounterthis,banksareinvestingheavilyindigitaltransformationinitiatives.Forinstance,ChinaMerchantsBankhaslaunchedanAI-poweredchatbottoimprovecustomerservice,reducingresponsetimesby50%.However,challengesremain,suchasdatasecurityandregulatorycompliance.Thefutureofbankingwilllikelyseeamorecollaborativemodelbetweentraditionalbanksandfintechfirms,leveragingeachother’sstrengths.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanks.B.Theimpactoffintechonthebankingindustry.C.TheimportanceofAIincustomerservice.D.Regulatorychallengesindigitalbanking.2.Accordingtothepassage,howhasfintechaffectedthebankingindustry?A.Ithasreducedbankprofitability.B.Ithasdisrupted30%oftheretailmarket.C.Ithasincreasedregulatoryburdens.D.Ithaseliminatedtheneedfortraditionalbanks.3.WhichbankismentionedasusingAItoimprovecustomerservice?A.BankofChina.B.ChinaMerchantsBank.C.IndustrialandCommercialBankofChina.D.AgriculturalBankofChina.4.Whatremainsachallengeforthebankingindustryinthedigitalera?A.Customersatisfaction.B.Datasecurityandregulatorycompliance.C.Employeetraining.D.Marketexpansion.5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbanksentirely.C.Collaborationbetweenbanksandfintechfirmswillbekey.D.AIwilleliminatetheneedforhumanemployees.三、完形填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostsuitablewordfromthelistbelow.|1.Thebank’snewmobileappaimsto______customerengagementthroughpersonalizedfinancialsolutions.A.enhanceB.weakenC.ignoreD.reduce|2.Employeesmust______compliancewithanti-moneylaunderingregulationstoavoidlegalpenalties.A.prioritizeB.neglectC.undermineD.overlook|3.The______ofremotebankingserviceshasallowedcustomerstoaccesstheiraccountsanytime,anywhere.A.introductionB.exclusionC.rejectionD.limitation|4.To______financialinclusion,thebankhaslaunchedlow-costsavingsaccountsforunderbankedpopulations.A.promoteB.discourageC.delayD.ignore|5.The______ofdigitalidentityverificationhasimprovedsecuritywhilesimplifyingtheonboardingprocess.A.implementationB.neglectC.rejectionD.enhancement四、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’sprofitincreasedsignificantlylastyearduetohighdemandforloans.→Corrected:Thebank’sprofitsincreasedsignificantlylastyearduetohighdemandforloans.2.Employeesshouldbetrainedtohandlecustomers’complaintsmoreefficiently.→Corrected:Employeesshouldbetrainedtohandlecustomers’complaintsmoreefficiently.3.Theadoptionofblockchaintechnologywillreducetransactioncostsandtime.→Corrected:Theadoptionofblockchaintechnologywillreducetransactioncostsandtime.4.Thenewpolicyrequiresallemployeestosubmittheirresumesbeforethedeadline.→Corrected:Thenewpolicyrequiresallemployeestosubmittheirresumesbeforethedeadline.5.Thebank’scustomerserviceteamisresponsibleforsolvingallfinancialissuesimmediately.→Corrected:Thebank’scustomerserviceteamisresponsibleforsolvingallfinancialissuesimmediately.五、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.為提高客戶體驗(yàn)，銀行應(yīng)優(yōu)化線上服務(wù)流程?！鶷oimprovecustomerexperience,thebankshouldoptimizeonlineserviceprocesses.2.金融科技的發(fā)展對(duì)傳統(tǒng)銀行業(yè)帶來了巨大挑戰(zhàn)?！鶷hedevelopmentoffintechhasbroughtsignificantchallengestothetraditionalbankingindustry.3.員工需嚴(yán)格遵守銀行的反洗錢制度。→Employeesmuststrictlycomplywiththebank’santi-moneylaunderingpolicies.4.數(shù)字化轉(zhuǎn)型是銀行保持競(jìng)爭(zhēng)力的關(guān)鍵。→Digitaltransformationiskeyforbankstomaintaincompetitiveness.5.跨境支付業(yè)務(wù)的增長(zhǎng)需要更高效的結(jié)算系統(tǒng)?！鶷hegrowthofcross-borderpaymentbusinessesrequiresamoreefficientsettlementsystem.答案及解析一、選詞填空1.A(revolutionized)-Digitalbankinghastransformedthetraditionalindustry.2.A(maintain)-Banksneedtosustainservicequality.3.A(adoption)-Blockchaintechnologyisbeingintegratedintopayments.4.A(avoiding)-Goodcommunicationpreventsmisunderstandings.5.C(increase)-Profitabilityroseduetomarketexpansion.二、閱讀理解1.B-Thepassagediscussesfintech’simpactonbankin