第第頁(yè)UNIT5THEVALUEOFMONEYⅠ.閱讀理解(每題2.5分,共20分)AWhereyousaveyourmoneyoftendependsonwhatyouaresavingfor.Ifyouaresavingtobuyadictionaryortogotoaconcert,thenyouprobablykeepyourmoneysomewhereinyourroom.Ifyouaresavingforabigpurchaselikeamountainbikeoraschooltrip,wherewouldyousaveyourmoney?Oneplacetosavemoneyisthebank.Puttingyourmoneyinasavingsaccountwillhelpyourmoneyearnmoremoney.Ifyouputyourmoneyinapiggybank(存錢(qián)罐),oneyearlateryou’llstillhavethesameamountofmoneyyouputin.Ifyouputyourmoneyinasavingsaccount,oneyearlater,you’llhavemoremoneythanyouputin.Why?Whenyoukeepyourmoneyinabank,yourmoneyearnsinterest.Interestistheamountofmoneyabankpaysyouforusingyourmoney.Thebankusesyourmoney(andthemoneyofotherpeople,too)toloanmoneytopeopleandbusinesses.Thebankwillsendyouastatementseveraltimesayear.Abankstatementtellsyouhowmuchmoneythereisinyouraccount.Italsotellsyouhowmuchinterestyouhaveearned.Ifyouleaveyourmoneyinthebank,youcanwatchitgrow!Anotherwayyoucansavemoneyistobuyacertificateofdeposit(定期存單),orCD.Ifyouhavesomemoneythatyoudon’tneedtouseforalongtime,thisisagoodwaytomakeyourmoneygrow.YoucanbuyaCDatabank.Youagreenottousethemoneyforacertainperiodoftime.Thatperiodmightbefromsixmonthstofiveyears.Youcan’ttouchyourmoneyduringthattime.Ifyoudo,youmustpayapenalty,orafee.Sincethebankisusingyourmoneyforthattimeperiod,itwillpayyouinterest.YouwillearnmoreinterestwithaCDthanasavingsaccount.Canyouguesswhy?It’sbecauseyoupromisetoleaveyourmoneyinthebankforacertainperiodoftime.Bankspaydifferentratesofinterest.So,youmaywanttocompareratesinnewspaperadsbeforebuyingaCD.()1.Whichwaywillhelpyourmoneyearnmoremoney?[A]Puttingyourmoneyinyourroom.[B]Puttingyourmoneyinapiggybank.[C]Puttingyourmoneyinyourpocket.[D]Puttingyourmoneyinasavingsaccount.()2.Whatistheinterest?[A]Interestistheamountofmoneywhichabanklendstopeople.[B]Interestistheamountofmoneywhichabankloanstobusinesses.[C]Interestistheamountofmoneywhichabankpaysyou.[D]Interestistheamountofmoneywhichabankuses.()3.Whatdoesthebankstatementtellyou?[A]Theamountofmoneyyouhaveinthebank.[B]Thecurrentratesofinterest.[C]Thecurrentratesofexchange.[D]Thebestwaytosaveyourmoney.()4.Whichwordcanbestreplacetheunderlinedword“touch”inParagraph7?[A]Deposit. [B]Borrow.[C]Use. [D]Cash.BClairHughesfirstbegantoresearchmoney-savingideastogetoutofher￡3,500studentoverdraft(透支額).TheshopperstartedsurfingtheInternetfordiscountcoupons(優(yōu)惠券)andcutpriceoffers.Revealinghowsheseldompaysfullpriceforanitem,MsHughessays,“Discountsarealwaysthere;it’sjustamatterofbeingorganised.Beforestartingthis,Ithoughtit’dbemuchwork,butnowI’msousedtothislifestylethatit’sautomatictome.Imusthaveeasilysavedover￡15,000.”MsHughesfirstfocusedonsavingmoneybackin2010,whenshemovedinwithherpartner,ShaneByrne,aphonecompanytrainer.Afterturningtothewebforadvice,shetriedoutafewclevermoney-savingtrickslikeswitchingheroverdrafttoazero-interestaccount.Then,severalyearslater,shecameacrossanonlinecommunityfor“couponers”anddecidedtogiveitago.Shestartedspendinghourssurfingthewebforcoupons,printingthemallouttotakewithherwhenevershewentshopping.Overtheyears,shehasmanagedtogetsomeimpressivecatches.Once,twolampsworth￡140costherjust￡35.Twoyearsago,MsHughesalsobeganusingcashbackappswhereyouaregivenmoneybackonitemsrangingfrombeerstotoiletries.Aftereachshop,sheuploadspicturesofherreceipts,whicharethenscanned,andmoneyisgivenbackoncertainitems.Amongherothertopmoney-savingtips,MsHughesrecommendstakingpartinpaidonlinesurveys,whichhaveearnedherhundredsindiscountcoupons.Shesays,“I’veheardalotaboutcollectingotherpeople’sabandonedreceiptsfromshoppingtrolleystocheckformisseddiscounts.Ican’tbelievehowmuchcouponsandcashbackappshavehelpedme.Thecommunitydoesbenefitmealot.Therewillalwaysbesomeoneonhandtoexplainhowitworks.”()5.WhatdoessavingmoneymeantoClairHughes?[A]It’spartofherdailylife.[B]Itmakeshershopless.[C]It’sawaytoleaveschool.[D]Itkeepsherworkorganised.()6.WhatcanweknowaboutClairHughes?[A]ShealwaysasksShaneforsuggestions.[B]Shelikesgoingshoppingwithherfriends.[C]Shehasboughtsomegoodsinlowprices.[D]Sheisgoodatdiscussingpriceswithothers.()7.Whatdoesthelastparagraphmainlyshow?[A]Hughes’feelingsofherlife.[B]Hughes’waystogetcoupons.[C]Hughes’appreciationforsociety.[D]Hughes’difficultyinsavingmoney.()8.Whichofthefollowingcanbeasuitabletitleforthetext?[A]AGraduateEnjoysShopping[B]ACommunityCollectsCoupons[C]AWomanFocusesonSavingMoney[D]AShopperIsFamousforSavingMoneyⅡ.七選五(每題2.5分,共12.5分)Shoppinginthesalesfeelslikeasubtlewaytospend.Lowerpricesnaturallyequalmoneysaved.1.Sometimesyouthinkyou’regettingabargain,butactuallyyou’repayingmorethanyouneedto.So,followthetipsbelowandyou’llhopefullybeontherighttrack.

Onlybuyessentials.Youmighthavebeentemptedtobuyamuchhigheritemthanyouactuallyneed,simplybecauseyou’redazzledbythesizeofthediscount.Sodespitethesavingsmadeonthefullpriceitem,it’sactuallyahugewasteofcash.2.Youcanevenhavea“need”notewhichyouaddtoregularly,allowingyoutofocusyourshoppingduringthesales.

3.Justbecausethere’sasalerunningwithalowerprice,doesn’tmeanyoucanscrambleforthegoodsimmediately.Ifyoucanwait,somepricehistorywebsitesareagreatwaytogetasenseofanyregularlyoccurringpricevariations.Certainitemswillhavealifecycletoo.ChristmascardsanddecorationsarebargainsinJanuarywhileTVstendtobeattheirlowestpricesintheearlysummerwhenthenewermodelsarereleased.4.Sothisisonlyastrategyfornon-essentials.

Checkforalternatives.Finally,evenifyouthinkyou’vegotthebestpriceoutthere—oratleastoneyou’rehappytopay—it’sworthcheckingyou’renotoverpayingstillwhencomparedtosimilarproducts.5.Thatcouldmeanstayingawayfromhigh-endbrands,lookingforsecondhanditemsortryingadifferentbutsimilarstyle.

A.Timewhenyoubuy.B.Comparepricesnow.C.Sadly,therearetricksplayedbyretailers.D.It’seasytogetcaughtupinsalesandspendwhenyoudon’tneedto.E.Thebestwaytoavoidthisistocreateamust-havelistbeforeshopping.F.Theremaywellbecheapersubstitutesthatdothesamejobbutcostless.G.Butyoumighthavefeweroptionstochoosefrom,orwillevenmissout.Ⅲ.語(yǔ)法填空(每題1.5分,共15分)Todaymostoftheworld’smoneyismadeupofpaper.Thoughpaymentsareoftenmadewithplasticcardsorbyothertechnologies,virtualmoney1.(seem)tobethenextbigthing.TheideaofpapermoneystartedinChina.FormuchofChinesehistory,whatmostpeoplethoughtof2.moneyweresmallcoinswithholesinthemiddle.Thesecoins3.(put)onapieceofstring,100coinstoabunch.Normally,tenbuncheswerekeptonthesamestring,4.couldbeveryheavytocarryaround.

5.(solve)thisproblem,beginningaroundtheTangDynasty,businessmenwoulddeposit(存儲(chǔ))theircoinswithsomeone,andforareceipt,thatpersonwouldgivethemapieceofpaper6.(call)feiqian,or“flyingmoney”.Thenwhenthebusinessmandidbusiness,hecouldusethatpaperinsteadofhavingtocarryatruckloadofcoinsaround.Thisfinallyledtothe7.(print)ofpapermoneyasweknowittodaybytheearly11thcentury.Dependingupon8.era,papermoneymayhavebeenworthquitealotormayhavebeennearly9.(worth).However,papermoneywas10.(simple)tooconvenienttogiveup,andsointheenditreplacedcoins.

UNIT5THEVALUEOFMONEYⅠ.閱讀理解(每題2.5分,共20分)AWhereyousaveyourmoneyoftendependsonwhatyouaresavingfor.Ifyouaresavingtobuyadictionaryortogotoaconcert,thenyouprobablykeepyourmoneysomewhereinyourroom.Ifyouaresavingforabigpurchaselikeamountainbikeoraschooltrip,wherewouldyousaveyourmoney?Oneplacetosavemoneyisthebank.Puttingyourmoneyinasavingsaccountwillhelpyourmoneyearnmoremoney.Ifyouputyourmoneyinapiggybank(存錢(qián)罐),oneyearlateryou’llstillhavethesameamountofmoneyyouputin.Ifyouputyourmoneyinasavingsaccount,oneyearlater,you’llhavemoremoneythanyouputin.Why?Whenyoukeepyourmoneyinabank,yourmoneyearnsinterest.Interestistheamountofmoneyabankpaysyouforusingyourmoney.Thebankusesyourmoney(andthemoneyofotherpeople,too)toloanmoneytopeopleandbusinesses.Thebankwillsendyouastatementseveraltimesayear.Abankstatementtellsyouhowmuchmoneythereisinyouraccount.Italsotellsyouhowmuchinterestyouhaveearned.Ifyouleaveyourmoneyinthebank,youcanwatchitgrow!Anotherwayyoucansavemoneyistobuyacertificateofdeposit(定期存單),orCD.Ifyouhavesomemoneythatyoudon’tneedtouseforalongtime,thisisagoodwaytomakeyourmoneygrow.YoucanbuyaCDatabank.Youagreenottousethemoneyforacertainperiodoftime.Thatperiodmightbefromsixmonthstofiveyears.Youcan’ttouchyourmoneyduringthattime.Ifyoudo,youmustpayapenalty,orafee.Sincethebankisusingyourmoneyforthattimeperiod,itwillpayyouinterest.YouwillearnmoreinterestwithaCDthanasavingsaccount.Canyouguesswhy?It’sbecauseyoupromisetoleaveyourmoneyinthebankforacertainperiodoftime.Bankspaydifferentratesofinterest.So,youmaywanttocompareratesinnewspaperadsbeforebuyingaCD.【語(yǔ)篇導(dǎo)讀】本文是說(shuō)明文。文章主要介紹了一些可以讓錢(qián)增值的方式。()1.Whichwaywillhelpyourmoneyearnmoremoney?[A]Puttingyourmoneyinyourroom.[B]Puttingyourmoneyinapiggybank.[C]Puttingyourmoneyinyourpocket.[D]Puttingyourmoneyinasavingsaccount.【答案】D【解析】細(xì)節(jié)理解題。根據(jù)第三段中的“Ifyouputyour...moremoneythanyouputin.”可知,把錢(qián)存進(jìn)儲(chǔ)蓄賬戶(hù)可以讓你的錢(qián)變多。故選D。()2.Whatistheinterest?[A]Interestistheamountofmoneywhichabanklendstopeople.[B]Interestistheamountofmoneywhichabankloanstobusinesses.[C]Interestistheamountofmoneywhichabankpaysyou.[D]Interestistheamountofmoneywhichabankuses.【答案】C【解析】細(xì)節(jié)理解題。根據(jù)第四段第二句可知,利息是銀行支付給你的金額。故選C。()3.Whatdoesthebankstatementtellyou?[A]Theamountofmoneyyouhaveinthebank.[B]Thecurrentratesofinterest.[C]Thecurrentratesofexchange.[D]Thebestwaytosaveyourmoney.【答案】A【解析】細(xì)節(jié)理解題。根據(jù)第五段中的“Abankstatementtellsyou...youhaveearned.”可知,銀行結(jié)算單會(huì)告訴你,你的儲(chǔ)蓄賬戶(hù)里有多少錢(qián)以及你獲得了多少利息。故選A。()4.Whichwordcanbestreplacetheunderlinedword“touch”inParagraph7?[A]Deposit. [B]Borrow.[C]Use. [D]Cash.【答案】C【解析】猜測(cè)詞義題。根據(jù)第七段畫(huà)線詞上文的“YoucanbuyaCD...periodoftime.”可知,你在銀行買(mǎi)了定期存單后,一定時(shí)期內(nèi)你是不能使用這些錢(qián)的。所以畫(huà)線詞應(yīng)表示“使用”,與“use”的意思一致。故選C。BClairHughesfirstbegantoresearchmoney-savingideastogetoutofher￡3,500studentoverdraft(透支額).TheshopperstartedsurfingtheInternetfordiscountcoupons(優(yōu)惠券)andcutpriceoffers.Revealinghowsheseldompaysfullpriceforanitem,MsHughessays,“Discountsarealwaysthere;it’sjustamatterofbeingorganised.Beforestartingthis,Ithoughtit’dbemuchwork,butnowI’msousedtothislifestylethatit’sautomatictome.Imusthaveeasilysavedover￡15,000.”MsHughesfirstfocusedonsavingmoneybackin2010,whenshemovedinwithherpartner,ShaneByrne,aphonecompanytrainer.Afterturningtothewebforadvice,shetriedoutafewclevermoney-savingtrickslikeswitchingheroverdrafttoazero-interestaccount.Then,severalyearslater,shecameacrossanonlinecommunityfor“couponers”anddecidedtogiveitago.Shestartedspendinghourssurfingthewebforcoupons,printingthemallouttotakewithherwhenevershewentshopping.Overtheyears,shehasmanagedtogetsomeimpressivecatches.Once,twolampsworth￡140costherjust￡35.Twoyearsago,MsHughesalsobeganusingcashbackappswhereyouaregivenmoneybackonitemsrangingfrombeerstotoiletries.Aftereachshop,sheuploadspicturesofherreceipts,whicharethenscanned,andmoneyisgivenbackoncertainitems.Amongherothertopmoney-savingtips,MsHughesrecommendstakingpartinpaidonlinesurveys,whichhaveearnedherhundredsindiscountcoupons.Shesays,“I’veheardalotaboutcollectingotherpeople’sabandonedreceiptsfromshoppingtrolleystocheckformisseddiscounts.Ican’tbelievehowmuchcouponsandcashbackappshavehelpedme.Thecommunitydoesbenefitmealot.Therewillalwaysbesomeoneonhandtoexplainhowitworks.”【語(yǔ)篇導(dǎo)讀】本文是記敘文。文章主要講述了ClairHughes研究省錢(qián)妙招,通過(guò)網(wǎng)絡(luò)搜尋優(yōu)惠券和返現(xiàn)應(yīng)用,精打細(xì)算,來(lái)達(dá)到省錢(qián)的目的。()5.WhatdoessavingmoneymeantoClairHughes?[A]It’spartofherdailylife.[B]Itmakeshershopless.[C]It’sawaytoleaveschool.[D]Itkeepsherworkorganised.【答案】A【解析】細(xì)節(jié)理解題。根據(jù)第一段中的“Beforestartingthis,Ithought...thatit’sautomatictome.”可知,省錢(qián)已經(jīng)成為她日常生活的一部分。故選A。()6.WhatcanweknowaboutClairHughes?[A]ShealwaysasksShaneforsuggestions.[B]Shelikesgoingshoppingwithherfriends.[C]Shehasboughtsomegoodsinlowprices.[D]Sheisgoodatdiscussingpriceswithothers.【答案】C【解析】細(xì)節(jié)理解題。根據(jù)第三段中的“Overtheyears,shehasmanaged...costherjust￡35.”可知,她以低價(jià)購(gòu)買(mǎi)了一些商品。故選C。()7.Whatdoesthelastparagraphmainlyshow?[A]Hughes’feelingsofherlife.[B]Hughes’waystogetcoupons.[C]Hughes’appreciationforsociety.[D]Hughes’difficultyinsavingmoney.【答案】B【解析】細(xì)節(jié)理解題。根據(jù)最后一段中的“Amongherothertopmoney-savingtips,MsHughes...indiscountcoupons.”可知,最后一段主要介紹了她獲取優(yōu)惠券的方法。故選B。()8.Whichofthefollowingcanbeasuitabletitleforthetext?[A]AGraduateEnjoysShopping[B]ACommunityCollectsCoupons[C]AWomanFocusesonSavingMoney[D]AShopperIsFamousforSavingMoney【答案】C【解析】標(biāo)題歸納題。根據(jù)第一段前兩句和最后一段第一句可知,全文寫(xiě)了ClairHughes如何通過(guò)各種方式在購(gòu)物中最大限度地省錢(qián)的故事,所以C項(xiàng)適合作為文章標(biāo)題。故選C。Ⅱ.七選五(每題2.5分,共12.5分)Shoppinginthesalesfeelslikeasubtlewaytospend.Lowerpricesnaturallyequalmoneysaved.1.Sometimesyouthinkyou’regettingabargain,butactuallyyou’repayingmorethanyouneedto.So,followthetipsbelowandyou’llhopefullybeontherighttrack.

Onlybuyessentials.Youmighthavebeentemptedtobuyamuchhigheritemthanyouactuallyneed,simplybecauseyou’redazzledbythesizeofthediscount.Sodespitethesavingsmadeonthefullpriceitem,it’sactuallyahugewasteofcash.2.Youcanevenhavea“need”notewhichyouaddtoregularly,allowingyoutofocusyourshoppingduringthesales.

3.Justbecausethere’sasalerunningwithalowerprice,doesn’tmeanyoucanscrambleforthegoodsimmediately.Ifyoucanwait,somepricehistorywebsitesareagreatwaytogetasenseofanyregularlyoccurringpricevariations.Certainitemswillhavealifecycletoo.ChristmascardsanddecorationsarebargainsinJanuarywhileTVstendtobeattheirlowestpricesintheearlysummerwhenthenewermodelsarereleased.4.Sothisisonlyastrategyfornon-essentials.

Checkforalternatives.Finally,evenifyouthinkyou’vegotthebestpriceoutthere—oratleastoneyou’rehappytopay—it’sworthcheckingyou’renotoverpayingstillwhencomparedtosimilarproducts.5.Thatcouldmeanstayingawayfromhigh-endbrands,lookingforsecondhanditemsortryingadifferentbutsimilarstyle.

A.Timewhenyoubuy.B.Comparepricesnow.C.Sadly,therearetricksplayedbyretailers.D.It’seasytogetcaughtupinsalesandspendwhenyoudon’tneedto.E.Thebestwaytoavoidthisistocreateamust-havelistbeforeshopping.F.Theremaywellbecheapersubstitutesthatdothesamejobbutcostless.G.Butyoumighthavefeweroptionstochoosefrom,orwillevenmissout.【語(yǔ)篇導(dǎo)讀】本文是說(shuō)明文。文章主要介紹了消費(fèi)者在促銷(xiāo)活動(dòng)中保持明智的三個(gè)購(gòu)物建議。1.【答案】C【解析】空前提到,在促銷(xiāo)活動(dòng)中購(gòu)物感覺(jué)像是一種精明的消費(fèi)方式,較低的價(jià)格自然就等于省錢(qián)。以及空后提到,有時(shí)你以為買(mǎi)到了便宜貨,但實(shí)際上你付出的比你需要付的更多。由此可知,兩句之間需要承上啟下的過(guò)渡句,C項(xiàng)承上啟下,同時(shí)空后內(nèi)容與該句構(gòu)成解釋關(guān)系。故選C。2.【答案】E【解析】空前提到你可能會(huì)被誘惑以更高的價(jià)格購(gòu)入一件物品,僅僅是因?yàn)槟惚徽劭鄣姆扰醚刍潄y。以及空后提到,你甚至可以有一個(gè)可定期添加的“需要”便條,讓你在促銷(xiāo)活動(dòng)期間專(zhuān)注于你的購(gòu)物。由此可知,空處應(yīng)為問(wèn)題的解決辦法。E項(xiàng)符合語(yǔ)境。故選E。3.【答案】A【解析】根據(jù)該空所處位置判斷其應(yīng)為簡(jiǎn)短祈使句結(jié)構(gòu)的主旨句?？蘸筇岬?僅僅因?yàn)橛薪祪r(jià)的銷(xiāo)售,并不意味著你可以立即搶購(gòu)商品。以及還提到圣誕卡和裝飾品在一月份是便宜貨,而電視往往在初夏新款發(fā)布時(shí)價(jià)格最低。由此可知,本段建議讀者安排好購(gòu)物的時(shí)間,以便獲得更低的價(jià)格。A項(xiàng)符合語(yǔ)境,總領(lǐng)全段。故選A。4.【答案】G【解析】根據(jù)空后“因此這只是一種針對(duì)非必需品的策略”可知,降價(jià)只是一種促銷(xiāo)方式,G項(xiàng)符合語(yǔ)境,與空后內(nèi)容構(gòu)成因果關(guān)系,且與空前內(nèi)容承接自然。故選G。5.【答案】F【解析】空后提到,這可能意味著放棄高端品牌,尋找二手貨或嘗試一種不同但相似的風(fēng)格。由此可知,前句應(yīng)為that指代的具體內(nèi)容。F項(xiàng)承接上文,其中的substitutes為本段主旨句中alternatives的同義替換,且F項(xiàng)與空后內(nèi)容銜接自然,符合語(yǔ)境,故選F。Ⅲ.語(yǔ)法填空(每題1.5分,共15分)Todaymostoftheworld’smoneyismadeupofpaper.Thoughpaymentsareoftenmadewithplasticcardsorbyothertechnologies,virtualmoney