《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項中，只有一個符合題意)

1、目前國家開發(fā)銀行的貸款主要是（）。

A.硬貸款

B.軟貸款

C.信用貸款

D.抵押貸款【答案】ACX9W5R3Q4S9U1L10HT5J5S10W1M7A9C5ZJ1Z10B8G9B3I1X82、資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.

A.Toincreaseitsnumberofflightdestinations

B.Toreplacetheolderplanesinitsfleet

C.Tobeamongthefirsttouseanewaircraft

D.Torelocateitsinternationalheadquarters【答案】DCI1F7L10E8N7V10S9HP9R10P1M10R6I6Q1ZS7Z1G9X4Z10K10Y63、金某與妻子葉某于2013年6月4日在明華小區(qū)租了一套房子居住，與房東書面約定租期為2013年6月5日至2015年5月10日，并按時交付租金。2014年11月3日，金某遭遇交通事故意外身亡。則在租賃期間（）。

A.葉某可以按原租賃合同租賃該房屋

B.葉某若繼續(xù)租賃房屋，須重新訂立租賃合同

C.原租賃合同終止，不得繼續(xù)租賃該房屋

D.葉某必須按原租賃合同租賃該房屋【答案】ACX3H6A1Z3Q7Q10G8HP8U3Z8S9P6J3Y3ZC3M2P6I7K6H8O74、Ihavebeenlooking____yourkindreply.

A.outfor

B.downon

C.inon

D.forwardto【答案】DCL3T8B5V6S3W6X9HE4T10H5E3Z3I7B2ZN8X1Z1W1E2S10F65、銀行期末按被投資單位實現(xiàn)的凈利潤計算應(yīng)分享的金額。其會計分錄為（）。

A.借：損益調(diào)整貸：長期股權(quán)投資——股票投資——其他股權(quán)投資

B.借：長期股權(quán)投資——股票投資(損益調(diào)整)——其他股權(quán)投資(損益調(diào)整)貸：投資收益

C.借：投資收益貸：長期股權(quán)投資——股票投資(損益調(diào)整)——其他股權(quán)投資(損益調(diào)整)

D.借：長期股權(quán)投資——股票投資——其他股權(quán)投資貸：損益調(diào)整【答案】BCG4S9J3U2X9A8C9HH6Z9L4F4M2S9E5ZK10Z9H8C6L7V7X96、操作系統(tǒng)的主要作用不包括（）。

A.管理系統(tǒng)中的各種軟硬件資源

B.播放多媒體計算機系統(tǒng)中各種數(shù)字音頻和視頻文件

C.為用戶提供友善的人機界面

D.為應(yīng)用程序的開發(fā)和運行提供一個高效的平臺【答案】BCG4Q6Y3M9W5F9M8HL7R4Z4L9P2H2A3ZU8B5V3L8T3A2I57、企業(yè)的法定盈余公積累計額已達到注冊資本的（）時可以不再提取。

A.20%

B.50%

C.80%

D.100%【答案】BCW1X8R1N3N3M10V1HQ4O2R4T8B4L5B6ZZ10R9G5B5T3L5M88、無差率曲線為斜率不變的直線時，表示相結(jié)合的兩種商品是（）。

A.正相關(guān)的

B.互不相關(guān)的

C.互補的

D.完全替代的【答案】DCX10H4C7Q4M2D8B5HC1J4P10W4J5G4P8ZG9K2H4C10Z3Q4X79、“Nowyou（）foolish,ladyAnne,”complainedJoanintheslightlyjokingway.

A.arebeing

B.being

C.are

D.werebeing【答案】ACC6S9K2S1J7K9D3HY10X4D9C4U6H7V8ZT5Y7M7E2V4K3I110、資料：TaikongCitywasfoundedbythedormunsabout50AD.ItsnameisderivedfromaCethicworldwhichmeansthepieceoftheboldone.AftertheyinvadedBlitonin43ADtheDormonsbuiltabridgeacrosstheThemasRiver.Theylaterdecideditwasanexcellentplacetobuiltaport.Thewaterwasdeepenoughforoceangoingshipsbutitwasfarenoughinlandtobesafefromotherraiders.Around50ADDormonsmerchantsbuiltatownbythebridge.SoTaikongCitywasborn.

A.established

B.improved

C.exceed

D.promoted【答案】ACG3F10B1D6U3Q7S1HT3T8M4B3K9N10Z6ZY5G10I4C10X2F1I511、資料：2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.

A.35million

B.45million

C.780million

D.80million【答案】ACP4N5V2H3O10R4N8HK3T5A4T2A7R4N2ZR5H9P6A10A3N8K812、Itisuncertain（）sideeffectthemedicinewillbringabout.

A.that

B.what

C.how

D.whether【答案】BCR4X4U5P7U10I6M9HY2L5S7V6R7I7C10ZO8B10H4M4Q1O6P413、一般而言，金融資產(chǎn)的流動性與風險性、收益性之間的關(guān)系存在（）。

A.正相關(guān)

B.負相關(guān)

C.不相關(guān)

D.不確定關(guān)系【答案】BCI4D10M1P9C10Y10P1HZ4X9D9Y7F4Z3O8ZL2M3H5B4Z9L7Z1014、我國企業(yè)國內(nèi)發(fā)行債券所籌集的資金可用于(）。

A.固定資產(chǎn)投資

B.房地產(chǎn)買賣

C.股票交易

D.期貨交易【答案】ACC5D9K1M9G2R2Y8HA2A10M1Z5Q1D7D10ZT3B8T5K1M2K7Q415、銀行繳存中央銀行法定存款準備金可稱為()。

A.聯(lián)行往來

B.同業(yè)往來

C.轄內(nèi)往來

D.金融企業(yè)往來【答案】DCB5P8J5W1B8D3K10HJ10H9X4N10K10N3R10ZJ5C10N5J9W4X6B116、資料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Howtosuccessfullypersuadeothers

B.Howbusinesspeopledefinepersuasion

C.Persuasionasanart

D.Logic,persistenceandenthusiasm【答案】ACT1N6S4F4W5K4T9HQ1M5U6U9J8L2D8ZJ2D3C8L8D9V3P617、資料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.

A.itoffersthemregulartraining

B.itprovidesthemwithinsurance

C.bothAandB

D.notmentioned【答案】DCG6U5O3H8M8L10W5HE8I4L7S5U9W9M1ZY7D3S7J5L7B7M218、ThiswellestablishedleaderinWorldwideAviationTrainingisabletogiveyouthebest______trainingthatmeetsyourtrainingneeds，yourbudgetandyourtime.

A.most

B.possible

C.kind

D.better【答案】BCZ7D1H9Z9A5U2Z5HZ4E1X9R3F9N6J2ZF6M9X3G5D4C6S319、由某一銀行集團成立股權(quán)公司，再由該公司控制或收購兩家以上的若干銀行而建立的一種銀行制度，屬于（）制度。

A.持股公司制

B.連鎖銀行制

C.代理銀行制

D.總分行制【答案】ACW3M10N5Q5U4Z1H10HP4U9F3L2A10E7T2ZD3Q5T3J10C10S2K920、下列詩句描述的節(jié)日與其他三項不同的是（）。

A.兩情若是久長時，又豈在朝朝暮暮

B.塵世難逢開口笑，菊花須插滿頭歸

C.不見穿針?gòu)D，空懷故國樓

D.天階夜色涼如水，臥看牽?？椗恰敬鸢浮緽CI10Z9G1K1F10F4X3HE6F10H3C1C2B7S6ZL8X6T7E10W4M7K121、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.and

B.and

C.and

D.and【答案】CCL8U1R6G4C1E10Q5HC10O5D7H10U10H1I10ZM7C9Q6L4N1V5V522、在WindowsXP中，為保護文件不被修改,可將它的屬性設(shè)置為（）。

A.只讀

B.存檔

C.隱藏

D.系統(tǒng)【答案】ACK9O10Q5V1H3X7K7HX6E8C5R5Z6H10F10ZZ3E5F6F2P6N3L323、下列各項，不影響企業(yè)利潤表中“營業(yè)利潤”的項目有（）。

A.主營業(yè)務(wù)收入

B.營業(yè)外收入

C.投資收益

D.資產(chǎn)減值損失【答案】BCD7C9T4A1C2X9B7HN4N5H2D1D8R2S3ZZ7N5L8A6S1S4T1024、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.

A.Doingsomespecialplanningtohavemath-relatedactivities

B.Signingupforprogramslike“Shakespeare’sTheater”

C.Havinglessreadingactivitiesoverthesummer

D.Goingtothelibrariesmoreoften【答案】ACQ4V9Z7G2Y7G4L2HR1A3E6W4Z2D6Q2ZM2D2K9E4Q7K6V125、______thefarmsubsidies,thebuilt-incostsofgrowingcropshaveabiggerimpactonthepriceofstaples.

A.Comparingwith

B.Comparedwith

C.Comparewith

D.Comparewithin【答案】BCG9D6Z4D4G4C6H5HR7C8Z1X6P4O1W5ZG2Y2V7E2I6L5B426、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.

A.Hehadtoprepareforhisexam

B.Thedressesheboughtweren’tofhighquality

C.Customersdidn’taccepthistasteinfashion

D.Hedidn’thaveenoughmoneytobuybeautifuldresses【答案】CCY7V4U9H6R2E2T1HJ5Z1W10X2R10L4N8ZH3G2D5N3P2T1Y927、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".

A.revealedacunningpersonality

B.centeredontrivialissues

C.washardlyconvincing

D.waspartofaconspiracy【答案】CCJ3J6T6B6U1D5P4HM5T1S9T10K5V8D6ZU4T6G1P10Y7N9P828、They’renotallowedcontactwiththeoutsideworldoranysubstancesthathaven’tbeenfully____.

A.tidy

B.packed

C.infected

D.sanitized【答案】DCJ9B9S5L7C8Q6K1HU3X8V6B5R4W2P8ZI8Q3N3C3K8Z8Z729、資料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwheremanyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityarehardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisinturnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthatequalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworldcharacterizedbycooperationratherthanbythebattleofthesexes.

A.Faith

B.Complaint

C.Account

D.Reputation【答案】DCM8T10Z3M5N8N8T6HA3T3X3A4J8D6V3ZR9L9T4J6U2Y8P530、當某一社會處于經(jīng)濟周期的蕭條階段時（）。

A.經(jīng)濟的生產(chǎn)能力增加，因而存貨增加

B.總需求逐漸增長

C.總需求少于總供給

D.總需求超過總供給【答案】CCO2C7E4D9O7S4W7HK6O1W2T1B1X5H10ZI7T8H10I4Y1J7L631、Weappreciateyourpatienceandhopetoserveyouinatimeliermannerinthefuture.____,pleasecontactourorderdepartmentat716-555-0160withanyquestions.

A.instead

B.meanwhile

C.incontrast

D.besides【答案】DCF4O2O10T5F4U6Y5HU9F9U6Z10E1R7J4ZX8B6Q8X8V7F8B332、資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.

A.heavyindustry

B.governmentalheadquarters

C.goldmining

D.tradeandtourism【答案】DCJ8H5W5I4G4Q4V2HU10J10M9W10M5Y6T10ZU2X3D6W3H10A5V633、Largenumbersofstate-runpreschoolswereexpedientlycloseddownduringthe1990seconomicreformandinstead,avarietyoffor-profitprivatepreschoolssprung______acrossthecountry.

A.by

B.out

C.in

D.up【答案】DCU6S9M4E5A4I5Q2HK3I5N10I3W10X7N6ZR7L10J3O5L10U2G734、Consequently，asustainablebusinessmodelcan______companiestobetteradapttocomplexenvironmentsandachievesustainablecompetitiveadvantages。

A.render

B.enable

C.cause

D.ensure【答案】BCV2I1K4A4M3W3F6HR9B10Z6F7T4U4U10ZA3R5A5G3E5O7M735、資料：JobDescription

A.communicate

B.response

C.ransom

D.manage【答案】ACB7A10Q5D3N5H7K7HY2U3C3O10Y5C2C8ZS4Z8Z3M5W8V6W336、下列敘述正確的是（）。

A.字長為16位表示這臺計算機最大能計算一個16位的十進制數(shù)

B.字長為16位表示這臺計算機的CPU一次能處理16位二進制數(shù)

C.運算器只能進行算術(shù)運算

D.SRAM的集成度高于DRAM【答案】BCS3K7A9I6L5M2E7HV2D1U4X4R5R6C5ZQ10Z2K8B4N3O4Y637、實行混業(yè)經(jīng)營集中監(jiān)管的國家，對銀行機構(gòu)業(yè)務(wù)經(jīng)營的范圍（）。

A.實行嚴格的限制

B.實行一定程度的限制

C.基本沒有限制

D.完全沒有限制【答案】BCK5S4M7R3Z1T1R1HY7P2N4H9A7C5R3ZE1J4H4J9K5Y10V738、Foodseemstohavebeen（）inthelocalmarkets,evenifthequalityleftmuchtobedesired.

A.available

B.avoidable

C.adorable

D.advisable【答案】ACX2W6P4W10Q4I2X4HM5L7O1Q9F6O1D3ZZ2Q6A9X5V6O7A439、下列會計憑證中屬于原始憑證的是（）。

A.收款憑證

B.付款憑證

C.轉(zhuǎn)賬憑證

D.收款收據(jù)【答案】DCO9Y7W5J5G3K8W1HA6S3G7P7V7C4E2ZL8A2H10L2G2S2R240、資料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?

A.hardworkwithlittleprogress

B.longhoursoftiringlearning

C.greatpronunciationinasudden

D.boringmemorization【答案】CCK5J2G5C2I1E6I4HA5M10Y3A3Y5Y10S7ZG10V7A2R1P6V7L141、高爾基說：“智慧是珠寶，如果用謙虛謹慎鑲邊，就會更加絢爛奪目?！边@表明（）。

A.良好的科學文化修養(yǎng)有利于促進思想道德修養(yǎng)

B.良好的思想道德修養(yǎng)有利于促進科學文化修養(yǎng)

C.只要提高思想道德修養(yǎng)，就一定能提高科學文化修養(yǎng)

D.思想道德修養(yǎng)的提高與科學文化修養(yǎng)無關(guān)【答案】BCK4A7L3W1I3Z8F3HG10C5D3H5C9W6E7ZA9X5U9W3W9D1F1042、根據(jù)《公司法》的規(guī)定，有限責任公司首次股東大會會議由（）召集和主持。

A.出資最多的股東

B.全體股東一致認可的股東

C.公司董事會

D.公司監(jiān)事會【答案】ACW6K3Y10V2A5K4P3HB3N2W10Y4G8B3I9ZN6W1H7Y10L2V1S443、填入括號中最恰當?shù)脑~語是（）。

A.震撼延遲

B.振奮推遲

C.震撼推遲

D.振奮延遲【答案】BCF1R9Z9O9C10L8F8HJ1R9I1L1O6J9F4ZS8P8Q7V6Q6T6B744、帕累托最優(yōu)條件不包括（）。

A.效率問題

B.社會問題

C.生產(chǎn)問題

D.分配問題【答案】DCO10K1T3T10A1F10K1HT9E10T8M1I3J2S7ZE1F4R3F2A1Z9U445、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.

A.Changingschoolsmaycausechildren’sstress

B.Seniorswouldfeelstressofpayingmortgage

C.Grown-upswouldgetstressfromraisingkids

D.Lossofafriendmaybethesourceofstressforseniors【答案】BCF10S1I8J5N1M4R5HM1G4T3Z6I10R4B7ZQ7A4Y8J4A4F1E746、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCH1A2H8F6Z8K6K9HS2M1N1C3U10H4T8ZT4O2Y5F7Y9C1B847、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Longtermfinancingtohelpemployees

B.Employeepurchaseprogramsanddiscountcards

C.Payoffcollegeloans

D.Budgetingsoftwareandcompanymatchedsavingsplans【答案】ACY4D7V7M4A6P4W2HA10N6H1F4X5C8J6ZY9Q9N1M1O10H9A348、固定資產(chǎn)減少時記人()科目核算。

A.“固定資產(chǎn)清理”

B.“營業(yè)外支出”

C.“其他業(yè)務(wù)支出”

D.“資本公積”【答案】ACV9H10Q3W9A2X2Z7HE7K9B3X8I7O3Z1ZE6R10E9Q4H1I10W1049、資料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit’sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.

A.Thememorydistortion

B.Theamountofsleep

C.Theshort-termmemory

D.Theabilitytorecalllonglist【答案】BCA6T2G3P4J9M1Y9HB10R5D4C1I9W3I7ZB10L7W9Y7P5G3L250、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.

A.becomesirritableandsleepless

B.doesn’twanttogoshoppinganymore

C.beginstofavordrinksofanewbrand

D.hatessocializingwithothers【答案】ACL9G5S10Z7B5I10Q1HI6C3V5K10G8V10C10ZJ7C7J3D3W9S8E451、下列敘述正確的是（）。

A.字長為16位表示這臺計算機最大能計算一個16位的十進制數(shù)

B.字長為16位表示這臺計算機的CPU一次能處理16位二進制數(shù)

C.運算器只能進行算術(shù)運算

D.SRAM的集成度高于DRAM【答案】BCU7M10V1X1W8C9P6HL2O10Q8O10H1W2F10ZS4C10D10A7L5C6P752、資料：Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn（$292bn）ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans（NPLs）.Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.（1）

A.Theincreasinguseofout-of-courtsettlementforcollateralacrosstheEU

B.TheGACSwhichmaynotberenewedafterSeptember

C.ThenewtradingplatformfortradingNPLs

D.Thelawsthatguaranteecross-borderoperations【答案】BCW2N7H5I7R9Y2B3HB8N2Q1Z1K4Z3Y10ZR8X9Z10T4K2U10W753、Passage4

A.onlyasmallproportionoftheinsuredsufferloss

B.everyoneatsometimesuffersloss

C.nearlyeveryonesuffersloss

D.onlyinsuredpeoplesufferloss【答案】ACS1I9Z5H8O1F7C10HR9J10F4C4W6X10J6ZQ3K8O10I6U8S9R654、In2012,thelast______floodhitthesouthwesternpartoftheNetherlandsandcausedmorethan1800casualties.

A.adverse

B.radical

C.severe

D.disastrous【答案】DCR6Y6F4N4Q1A3Z8HH6V2F9T4U6O7I8ZR6T6S7C10M8E3W855、______aboutthepotentialofamarketdownturnoverhistradepolicies，thepresidentsaid：“Ifitdoes，itdoes.Look，I’mnotdoingthisforpolitics?！?/p>

A.Asked

B.Asking

C.Toask

D.Tobeasked【答案】ACI7W3R3W3T1K4E5HN4U4E2Q8Q4Z6I8ZW2V10E4D9Z4O1X1056、資料：（四）

A.Suspicious

B.Objective

C.Optimistic

D.Critical【答案】BCL5D3S8Q6B8M6W6HT2A4H2C8O10J6H9ZR9L6P7I1K2A8U457、Astheoldempireswerebrokenupandnewstateswereformed,newofficialtonguesbeganto_atanincreasingrate.

A.bringup

B.buildup

C.springup

D.strikeup【答案】CCX1A8H4T4A5Q1E2HD2L10T5P5W10B2T6ZA5P10E10H10Y4U4Y1058、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.CDisautomaticallyrenewedforthesameperiodunlesshavingotherinstruction

B.CDisn’tautomaticallyrenewedforthesameperiodattherulingrateofinterestonthedateofrenewal

C.CDisautomaticallyrenewedforthesameperiodwithoutanyotherinstruction

D.CDisautomaticallyrenewedforthesameperiodwithpermissionofthebankmanager【答案】CCD7D9T10M3K9D9P3HN10I1Q5Z5R3D2S8ZS4D1W7W8R5U9K259、在我國，對于項目型管理的企業(yè)來說，會優(yōu)先采取哪一種運作模式？（）

A.事業(yè)部制

B.矩陣制

C.直線職能制

D.職能制【答案】BCV3O4R3M3R2P6V2HB9G3K2U6O4V5N3ZW8S9M1A7C5O5L960、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.

A.ShesellsdressesandaccessoriesonTaobao

B.Shebuysgoodsathigherpricesandmanagestoselllargenumberofthem

C.Shepurchasesgoodsatwholesaleandsellthemonlineathigherprices

D.Shemakesprofitsbysellingdressesandaccessoriesatretailstores【答案】CCH10A3W4A5B10D7S3HN2J3G7I7T2S1D7ZP10J9X3A3G7K5V261、資料：Forpromotionstoremaineffective,RTcompanyhastoanalyzetheimpactofdifferentcampaigns.Wordofmouthpromotionscanbemoredifficulttomeasurethansometraditionalmethodsofpromotion.Althoughhealthysalesareanimportantmeasure,RTusesothermeasurestoevaluatetheeffectivenessofitsactivities.Forexample:

A.thesalesreportofRTcampaigns

B.thesalesreportofRTcompany

C.howFacebookandTwitterhaveinfluencedthemarket

D.howtoevaluatepromotionalactivities【答案】DCB9Q3F3Y3J9Z8A2HG4A10K6F10Q4P7Z2ZP8J5H9S6O1X9J562、Itisofhighimportancethatyou___attheairportontime.

A.arrive

B.aretoarrive

C.mustarrive

D.needtoarrive【答案】ACQ7C4Q5U4B4G7B8HT6W9R10S5D1L6K6ZD3E10Z5D5X7D9U763、資料：Tomanageteamsorganizationrequireeffectivemanagers.Highlyskilledandtrainedmanagerscanmakemoreinformeddecisions.Theuseofbeatpracticemodelsenablesmanagerstoensuretheirteamsoperateefficiently.Thiswillimprovequalityforcustomersasstaffwillbebettertrainedtodealwithcustomers'needs.Itwillalsoimproveteameffectivenessandhelporganizationstoperformbetter.

A.Customers'needs

B.Practicemodels

C.Booksofmanagement

D.Atrainedsecretary【答案】BCJ9M2V1J3Q10J2J1HR7E10W2G5W10S8O8ZQ4I5E1D2K2W5N664、泰戈爾獲得諾貝爾文學獎的時間是（）。

A.1923年

B.1913年

C.1915年

D.1918年【答案】BCE8P1T2N4W1Z8B4HH5Q1E7Q7D6W4J5ZT6Q7T9V8S5G6S265、下列關(guān)于“道義勸告”的描述錯誤的是（）。

A.道義勸告能調(diào)整信用的構(gòu)成

B.道義勸告能控制信用的總量

C.道義勸告決定銀行的貸款投資方向

D.道義勸告不具有強制性【答案】CCO2C9F10K3T2K10H9HI6F5Q1P9J6J6O2ZU6J6L6L4F3E2O466、由于擠兌風波導(dǎo)致商業(yè)銀行倒閉的風險屬于（）。

A.國家風險

B.流動性風險

C.法律風險

D.操作風險【答案】BCU6M1M2O7Q7K3O1HQ6N2C8T9M7O7E6ZY8E10K9T5F9B7T467、下列不屬于企業(yè)經(jīng)濟利益流入的是（）。

A.銷售收入

B.租金收入

C.為第三方代收的款項

D.投資收入【答案】CCJ5E7C7U4P5E9T2HO7A5C2K9P1K1Y5ZY2U8X3A9N4W3N468、銀行會計記賬的依據(jù)是()。

A.會計憑證

B.會計科目

C.會計賬戶

D.會計賬簿【答案】ACI10S6A5W4D1D4A2HF1G6M4E10E5J8O4ZU7N3O6L9K2K6Q369、企業(yè)出售、報廢、毀損等原因減少的固定資產(chǎn)，記入()科目核算。

A.“固定資產(chǎn)清理”

B.“營業(yè)外收入”

C.“其他業(yè)務(wù)收入”

D.“資本公積”【答案】ACY6H1A7S7S8S6Y7HT9I5W3X7K5J6F5ZE7O7H5Y4Y4O9Y270、在“資源管理器”窗口中，用戶若要選定多個連續(xù)的文件或文件夾，須在鼠標單擊操作之前按下（）鍵。

A.Ctrl

B.Shift

C.Alt

D.Tab【答案】BCM8I3F5X3D4J3F8HT6T8H5C9K3A9D4ZN3U2S4S3A3U4O1071、Passage7

A.concretereturnsforgift-givers

B.sizablegainsintheformofgifts

C.leakingsecretsintentionally

D.breakingcontractsofficially【答案】ACQ9W5R8B9R8V3U1HS8R9F6T7I7Y2Q10ZX5W3O3N7C10P2X1072、Passage4

A.themoneypaidbytheinsurers

B.thecostofadministeringinsurance

C.themoneypaidbytheinsured

D.theamountofeachpremium【答案】CCO1D9W4Z10I2M6F7HV9I1E8S10O2L9X1ZW2K5L10H4N8V4O973、Passage8

A.thewidowswerepressuredtolosetheirownnames

B.thewidowsmaybeforcedtoleavetheirhomes

C.thewidowshavemisunderstoodthereversemortgage

D.thewidowsdonotknowwhattheirlong-desiredthingsare【答案】BCS3O8W8D3Q8S7I8HM2B9M2Z4Q10N3Y5ZX5R2D4E8M1Q2Y774、商業(yè)銀行經(jīng)營的核心是（）。

A.擴大貸款規(guī)模

B.市場營銷

C.增加資本金

D.提髙收益【答案】BCL5Z2E7Z9O10B7B10HH6B8K3I9U9E5D4ZU3L3C6R5M8U7U1075、BecausehispartnerhadtogotoSydney.Mr.Zazuetahadtofinishworkontheadvertingcampaignon____.

A.hisown

B.himself

C.alone

D.solo【答案】ACY4G4X8N7G10I5E2HI1W9Y3H8H2O8O1ZB8G8M3I5S5F10I476、金融創(chuàng)新就是（）。

A.在金融市場開展金融業(yè)務(wù)

B.金融體系與金融結(jié)構(gòu)的變化

C.在金融領(lǐng)域內(nèi)，各種要素實行新的組合

D.金融市場監(jiān)管與金融發(fā)展關(guān)系的確定【答案】CCA5O2X6U6G6P10L4HU4U2I10D8Y7H1Z4ZF7G4Z2G5R1E7K177、Thefactisthat_____isgiventoseniorityandmanypeoplewouldratherbethetailofalionthantheheadofadog.

A.priority

B.focus

C.emphasis

D.attention【答案】ACB4D3P5J8G5S5F10HD6G1R1B2Y6S9M4ZG3P10A2E5W2Q6H378、—“Isthere（）here?”

A.anybody

B.everybody

C.somebody

D.nobody【答案】BCB10Q6M2D8O7W7B10HS8Z7H8V2Q2T1Q10ZL3S1H4P5E2F3S1079、隨著生產(chǎn)和生活垃圾的急劇增加，垃圾處理已成為一個重要的社會和經(jīng)濟問題。而有關(guān)專家卻說垃圾是放錯了地方的資源。”將垃圾看成是“放錯了地方的資源”這段話（）。

A.堅持了聯(lián)系的觀點，世界上一切事物都是相互聯(lián)系的

B.混淆了矛盾主次方面，看不到矛盾主要方面決定事物性質(zhì)

C.堅持了矛盾的分析方法，看到矛盾雙方在一定條件下相互轉(zhuǎn)化

D.違背了矛盾普遍性和特殊性辯證關(guān)系，看不到矛盾的普遍性【答案】CCB5F3T7D6X9P9R6HK1W7F2C4A5Z1J5ZP7R2B6L4X10E2M680、Theseasidedrawsalotofattentionhereeverysummer.Warmsunshineandsoftsandsmake（）itis.

A.what

B.which

C.how

D.where【答案】ACW3Z7K8E8O3K2O3HZ3M1K6U6W3F1D6ZD3H9Z8P6L8Y3X881、材料二：2018年上半年，我國經(jīng)常賬戶逆差1801億元，資本和金融賬戶順差4247億元，其中，非儲備性質(zhì)的金融賬戶順差7451億元，儲備資產(chǎn)增加3192億元。

A.經(jīng)常賬戶

B.資產(chǎn)

C.銀行存款

D.股票資產(chǎn)【答案】ACV3J1S8S5X9E8R7HH10W7S6C1W8K4Z8ZM4L9R2M6W3U5B882、目前，我國金融債券的發(fā)行主體是（）。

A.財政部

B.中國人民銀行

C.商業(yè)銀行

D.政策性銀行【答案】DCC5L5E7O9F7F5Y1HD3Y6Q7Y9S10S9L9ZB4O7V3C3A2V4I283、聯(lián)合國總部設(shè)在（）。

A.日內(nèi)瓦

B.維也納

C.瑞士

D.紐約【答案】DCA6Q7K10U9P5H6B2HP2T8J9H3A9O9M5ZZ8G8I10B2H6T10Q484、Passage3

A.fromonesideofadishtotheother

B.fromtheothersideofthedish

C.withtheirfingers

D.withtheirspoons【答案】CCZ6M4X2V1E4J1H10HE6Q2B7G7I3P2B10ZZ1U9I2X4P6H8A885、根據(jù)蒙代爾的國際收支政策配合理論，當某國處于國際收支順差、國內(nèi)經(jīng)濟膨脹的經(jīng)濟狀態(tài)時，應(yīng)搭配財政政策和貨幣政策。（）

A.緊縮性的；擴張性的

B.擴張性的：擴張性的

C.擴張性的；緊縮性的

D.緊縮性的；緊縮性的【答案】ACT4B4H8H8H9V7Y3HY3D3K9J3Y10O8F10ZD1W8B5U7E8U1Y486、Thesearchwasbasedonthesamecombinationofconceptsandsearchtermsand______another176publications.

A.yielded

B.offered

C.provided

D.supplied【答案】BCN6U6W5I6E9B6X9HF8C6X1X7O3M2D8ZM10L6H8A6Z2M5R187、2008年全球金融危機爆發(fā)以來，世界主要國家央行開始采取特殊貨幣政策，美國在利率水平已經(jīng)接近紀錄最低時，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長期流動性供給，為壓低長期利率的資產(chǎn)購買計劃等，除美國以外，美國、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗與前景》報告，報告稱發(fā)達國家的非常規(guī)貨幣政策在很大程度上幫助實現(xiàn)了該國政策目標，諸如持續(xù)兩年左右的購買國債計劃幫助美國和英國的GDP增速提升了約2個百分點，然而，發(fā)達國家的這些政策對世界其他國家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場的匯率過度升值和波動。

A.本國利率高于國外利率，則資本流入本國

B.本國利率低于國外利率，則資本流入本國

C.資本流動屬于國際收支平衡表中的平衡項目

D.資金流動與匯率變動并無直接聯(lián)系【答案】ACA3E10Z3B2H8C3W8HT1U1E6Z2M4X9S6ZZ6L7F7J4R6E8T288、Ifyourapplication______submittedbeforethedeadline,youwouldhavegottentheoffer.

A.be

B.is

C.hadbeen

D.willbe【答案】CCH7S5E8C6F2P3T1HU1T4I9U4G6K4H8ZN4H6L10U4D7N10M989、Thisdocumentaryisparticularlycompelling:______withpreviouslyunseenfootageandinterviewswithHouston'sclosestconfidants.

A.deplete

B.depleted

C.replete

D.repleted【答案】DCU10S8Y6D3W10Y5D6HE6Q8T2O9R5O9U6ZX9X7V2C7L6A9Z890、按照審計的主體不同，審計可以分為（）。

A.財務(wù)報表審計和合規(guī)性審計

B.政府審計、內(nèi)部審計和注冊會計師審計

C.詳細審計和資產(chǎn)負債表審計

D.整體審計和局部審計【答案】BCY1U10Q8J8J6B1S1HJ3Q2S3Y5D6B6V10ZT9D7Z2R10A4G5M891、Wewillsupportanyopportunityfortherailways____backintopublicownership.

A.bebought

B.tobebought

C.buying

D.bebuying【答案】BCR6Z2H5W3Q7F9G8HR7Y8Y9F5Q2X5Z3ZD8T1P9Y8K9M9Z592、通常看一個國家經(jīng)濟是否增長，主要是看（）。

A.這個國家的工業(yè)生產(chǎn)總值是否增加

B.這個國家的貨幣是否升值

C.這個國家的GDP是否增長

D.這個國家的物價水平是否升高【答案】CCR4R1B10S9L7W5J2HM2S3Q3R7O2Q9Q7ZZ9Q10Z2V8Z7D1I393、資料：EarlyExperiences

A.Todeterminewhethertheproductisuser-friendly

B.Toseeiftheprocessissimpleenoughforuserstounderstand

C.Tolearnaboutusers'perspective

D.Tocancelaprocessornavigatetoaspecificfunctionorlocation【答案】DCE3H3I4F1J4U4U10HK1Z5W9O4B1V9F4ZE2C5N10M3W7Y3W594、營業(yè)利潤不包括以下哪項內(nèi)容？（）

A.營業(yè)外收入

B.營業(yè)收入

C.投資收益

D.其他業(yè)務(wù)收入【答案】ACN7D6H3M2E2Y9N1HG2I9F6I10S1X8I3ZR5U10D4W6B1E3I595、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessphilosophy

B.China'sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina【答案】BCC8K2Y1L10Q7T8M2HR7L4T1R6B1L8J4ZX1H9E7V2D10U2V696、所有者(股東)權(quán)益變動表是資產(chǎn)負債表的()。

A.主表

B.附注

C.財務(wù)情況說明書

D.附表【答案】DCJ8J9S7O6K4T4W9HP9S10M9V9W2S1Y5ZG4L4C8H4A2P5W497、Ihavebeentoldtoseeklegal________withregardtosellingthisproperty.

A.instruction

B.decision

C.suggestion

D.advice【答案】DCE7D5U10P6Z10U3K5HW10Z8P10Z10Z5Z6B10ZD3I1M1G2X6Q10V598、Onlywhenhumanitybegantogetitsfoodinamore（）waywastheretimeforotherthings,likesportsgamesandentertainmentactivities.

A.predictive

B.provocative

C.protective

D.productive【答案】DCZ8V4F8W5M5S1Z9HN4F8W5J7G10O1L4ZY1N2C1V8V5B6I899、Therearemanyfascinatingcases_____peopleactuallydreamtaboutthingswhichlaterhappenedtothem。

A.where

B.when

C.which

D.what【答案】ACP9J8D10Y4G4L5A6HR1C5M7C10K8D3S8ZT10S10S8S8R8R8Q4100、壟斷競爭的市場結(jié)構(gòu)主要特征是（）。

A.產(chǎn)業(yè)集中度較低

B.產(chǎn)品無差別

C.進入和退出壁壘較低

D.他介于完全競爭和完全壟斷之間，且偏向于壟斷【答案】ACZ6A5I1F8Q8E9Q1HH6W1S2B10R10R2O1ZF1E1V2B2A5B4W10101、2012年1月8日，中國人民銀行工作會議在北京閉幕，會議上透露出的信息顯示，（）仍是金融宏觀調(diào)控的首要任務(wù)。

A.穩(wěn)定物價總水平

B.抑制投資

C.降低金融風險

D.控制貨幣供應(yīng)量【答案】ACJ9R1X4K2P4Z6Y10HQ3C9O7S3Z8W2V2ZQ4P4Q9U6N7W9X8102、對于價值較低或極易損壞的低值易耗品，應(yīng)采用(）進行攤銷。

A.使用次數(shù)攤銷法

B.分次攤銷法

C.一次轉(zhuǎn)銷法

D.計劃成本法【答案】CCT4F9M1C9Z9L3Y5HA7C5D1L8Z1Z1U5ZJ6Q3T1O7J2I10H7103、Passage4

A.themoneypaidbytheinsurers

B.thecostofadministeringinsurance

C.themoneypaidbytheinsured

D.theamountofeachpremium【答案】CCZ7O5T1Z5X3V5B5HG1Q6Y7Q4D10V3N2ZF6S3R8N5H1R7Y4104、資料：packingtips

A.Papers

B.Cash

C.Plasticbottle

D.Clothes【答案】BCG3E10G9J5I6G2O10HA2V9M4X7P10R9U8ZG4D1V3B10M1S1R10105、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.

A.TherightsofEU’scitizenswillbeprotectedinBritainafterthedivorce

B.Britainwouldbewillingtocontinuetofulfillthecommitmenttheyhavemadeduringtheperiodofmembership

C.AgoodtraderelationbetweenBritainandtheEUisinlin