浦發(fā)銀行鞍山市立山區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）以下句子中有劃線的部分需要替換，請(qǐng)從選項(xiàng)中選擇最合適的詞填入。1.Therapiddevelopmentofdigitalbankinghassignificantly__________thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.simplifiedC.standardizedD.centralized2.To__________therisksassociatedwithonlinetransactions,PudongDevelopmentBankimplementedadvancedencryptionprotocolsandmulti-factorauthentication.A.mitigateB.eliminateC.enhanceD.ignore3.ThenewbranchinLishanDistrictaimsto__________localbusinessesbyofferingcustomizedfinancialsolutionstailoredtotheirneeds.A.supportB.competeC.replaceD.regulate4.Thebank’smobileapphasundergoneseveral__________toimproveuserexperienceandfunctionality.A.modificationsB.reductionsC.eliminationsD.expansions5.Despiteeconomicdownturns,PudongDevelopmentBankhasmaintainedastrong__________bydiversifyingitsinvestmentportfolio.A.stabilityB.flexibilityC.growthD.innovation二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，并回答問(wèn)題。Passage:Theriseoffintechhastransformedthewayfinancialservicesaredelivered.TraditionalbankslikePudongDevelopmentBankareincreasinglycollaboratingwithtechcompaniestointegratecutting-edgesolutionssuchasblockchain,artificialintelligence,andbigdataanalyticsintotheiroperations.Thesetechnologiesnotonlyenhanceefficiencybutalsoimprovecustomersatisfactionbyprovidingpersonalizedservices.However,challengessuchasregulatorycomplianceanddatasecurityremainsignificantconcernsfortheindustry.Asthebankingsectorevolves,institutionsmustbalanceinnovationwithriskmanagementtostaycompetitiveinthedigitalage.1.Whatisthemainfocusofthepassage?A.Thehistoryoffintech.B.Theimpactoftechnologyonbanking.C.Thechallengesoffinancialregulation.D.ThegrowthofPudongDevelopmentBank.2.Accordingtothepassage,howaretraditionalbanksadaptingtofintechtrends?A.Byignoringtechnologicaladvancements.B.Bymergingwithtechcompanies.C.Byreducingtheirworkforce.D.Byfocusingsolelyondigitalbanking.3.Whatremainsasignificantconcernforthebankingindustrydespitetechnologicaladvancements?A.Customersatisfaction.B.Operationalefficiency.C.Regulatorycomplianceanddatasecurity.D.Marketcompetition.4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswillcompletelydisappear.B.Fintechwillreplacetraditionalbankingentirely.C.Banksmustbalanceinnovationwithriskmanagement.D.Technologywillhavenoimpactonthebankingsector.三、語(yǔ)法填空（共5題，每題2分，共10分）以下句子中有劃線的部分需要填入合適的詞，使句子完整。1.Thebank’sonlineplatformallowscustomersto__________(manage)theiraccountsanytime,anywhere.2.To__________(reduce)fraudrisks,PudongDevelopmentBankintroducedreal-timetransactionmonitoring.3.Employeesareencouragedto__________(attend)professionaldevelopmentworkshopstostayupdatedonindustrytrends.4.Thenewcreditpolicyaimsto__________(support)smallbusinessesbyofferingmorefavorablelendingterms.5.Ifcustomers__________(lose)theirdebitcards,theyshouldcontactthebankimmediatelytoreporttheloss.四、句子改錯(cuò)（共5題，每題2分，共10分）以下句子中各有一處錯(cuò)誤，請(qǐng)找出并改正。1.Thebank’sfinancialperformancehasimprovedsignificantlyduringthepastyear.→(錯(cuò)誤：__________；改正：__________)2.Manycustomersprefertousemobilebankingbecauseitismoreconvenientthantraditionalmethods.→(錯(cuò)誤：__________；改正：__________)3.Theloanapplicationformrequiresborrowerstosubmittheirincomestatementsandtaxreturns.→(錯(cuò)誤：__________；改正：__________)4.Duetotheeconomicrecession,severalbankshaveclosedtheirbranchesinlessprofitableareas.→(錯(cuò)誤：__________；改正：__________)5.Thebank’scustomerserviceteamisavailable24/7toassistclientswiththeirfinancialneeds.→(錯(cuò)誤：__________；改正：__________)五、完形填空（共5題，每題2分，共10分）閱讀以下短文，并從選項(xiàng)中選擇最合適的詞填入空格。Thebankingsectorhasundergonesignificantchangesinrecentyears,largelyduetothe__________(1)ofdigitaltechnology.TraditionalfinancialinstitutionslikePudongDevelopmentBankhavehadto__________(2)theirbusinessmodelstoremaincompetitive.Forinstance,theadoptionofmobilebankingappshas__________(3)thewaycustomersinteractwiththeiraccounts.Additionally,theuseofbigdataanalyticshasenabledbankstooffermore__________(4)financialproductstailoredtoindividualneeds.However,theseadvancementsalsobringchallenges,suchastheneedforstricter__________(5)toprotectcustomerdata.1.A.emergenceB.declineC.disappearanceD.evolution2.A.adaptB.ignoreC.maintainD.expand3.A.revolutionizedB.simplifiedC.standardizedD.centralized4.A.personalizedB.generalizedC.standardizedD.complicated5.A.regulationsB.innovationsC.technologiesD.strategies答案與解析一、選詞填空1.A.revolutionized-解析：Thesentencediscusseshowdigitalbankinghasdramaticallychangedthetraditionalfinancialindustry."Revolutionized"bestconveysthistransformativeimpact.2.A.mitigate-解析："Mitigate"meanstoreducetheseverityofrisks,whichalignswiththebank’seffortstominimizefraudrisksthroughencryption.3.A.support-解析："Support"fitsthecontextofhelpinglocalbusinesses,whichisacommongoalforbanksindevelopingregionslikeLishanDistrict.4.A.modifications-解析："Modifications"referstoimprovementsmadetotheapp,whichmatchesthedescriptionofenhancinguserexperience.5.A.stability-解析："Stability"isappropriateasthebankmaintainsbalanceinitsportfoliodespiteeconomicfluctuations.二、閱讀理解1.B.Theimpactoftechnologyonbanking-解析：Thepassageprimarilydiscusseshowfintechandtechnologyarereshapingthebankingsector.2.B.Bymergingwithtechcompanies-解析：Thetextmentionscollaborationsbetweentraditionalbanksandtechfirmstointegrateadvancedsolutions.3.C.Regulatorycomplianceanddatasecurity-解析：Thepassageexplicitlystatesthattheseremainsignificantchallengesfortheindustry.4.C.Banksmustbalanceinnovationwithriskmanagement-解析：Thefinalsentenceemphasizestheneedtocombinetechnologicalprogresswithriskcontrol.三、語(yǔ)法填空1.manage-解析："Allow"requiresthebaseformoftheverb.2.reduce-解析："Introduce"isfollowedbyabaseformverb.3.attend-解析："Encourage"