光大銀行合肥市廬江縣2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）題目要求：從選項(xiàng)中選出最合適的單詞填入空格，使句子語(yǔ)義完整、語(yǔ)法正確。1.Therapiddevelopmentoffintechhas______traditionalbankingmodels,requiringfinancialinstitutionstoadaptquickly.A.revolutionizedB.complicatedC.supportedD.standardized2.Toimprovecustomersatisfaction,thebankmust______itsdigitalserviceplatformstomeetmoderndemands.A.enhanceB.ignoreC.delayD.reduce3.ThenewbranchinLujiangaimsto______localbusinessesbyofferingtailoredfinancialsolutions.A.attractB.discourageC.neglectD.compete4.Inthecurrenteconomicclimate,liquiditymanagementis______forbankstomaintainstability.A.unnecessaryB.secondaryC.criticalD.optional5.Theregulatoryframeworkrequiresbanksto______anti-moneylaunderingmeasuresmorerigorously.A.weakenB.strengthenC.ignoreD.relax第二部分：閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage：Theriseofdigitalbankinghastransformedthefinancialindustry,offeringbothopportunitiesandchallenges.Whileonlinebankinghasincreasedaccessibilityforcustomers,ithasalsoexposedtraditionalinstitutionstocyberthreats.AccordingtoareportbythePeople’sBankofChina,60%ofbanksinfirst-tiercitieshavereportedsecuritybreachesinthepastyear.Tomitigaterisks,banksmustinvestinadvancedcybersecurityinfrastructureandemployeetraining.Moreover,theintegrationofartificialintelligenceinbankingoperationshasimprovedefficiencybutalsoraisedconcernsaboutdataprivacy.AstheChinesefinancialmarketcontinuestoevolve,banksthatfailtoadaptwillbeleftbehind.6.Whatisthemainthemeofthepassage?A.Thebenefitsofdigitalbanking.B.Thechallengesofdigitalbanking.C.TheroleofAIinfinance.D.Theimportanceofcybersecurity.7.Accordingtothepassage,whatisamajorconcernfordigitalbanking?A.Reducedcustomersatisfaction.B.Higheroperationalcosts.C.Cybersecuritythreats.D.Regulatorycompliance.8.WhichofthefollowingisNOTmentionedasapositiveeffectofdigitalbanking?A.Increasedaccessibility.B.Improvedefficiency.C.Enhanceddataprivacy.D.Bettercybersecurity.9.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Digitalbankswillreplacetraditionalones.C.Adaptationiskeytosurvival.D.Regulationwillbecomestricter.第三部分：語(yǔ)法填空（共5題，每題2分，共10分）題目要求：根據(jù)句子意思和語(yǔ)法規(guī)則，填入最合適的單詞（動(dòng)詞、名詞、形容詞等）。10.Thebank’smobileappallowscustomersto______transactionsanytime,anywhere.11.Duetoinflation,thecentralbankdecidedto______interestratestocontroltheeconomy.12.Financialinclusionisa______goalforreducingpovertyinruralareas.13.Thenewcreditpolicyrequiresborrowersto______ahighercreditscoreforapproval.14.Artificialintelligenceis______transformingthewaybanksanalyzecustomerdata.第四部分：完形填空（共5題，每題2分，共10分）題目要求：根據(jù)上下文，選擇最合適的選項(xiàng)填入空格。ThebankingsectorinChinahasbeen______(15)byrapidtechnologicaladvancements.DigitalpaymentplatformslikeAlipayandWeChatPayhave______(16)thetraditionalbankingmodel.However,thesechangeshavealsobroughtnewchallenges,suchasregulatorycomplianceandcybersecurityrisks.Tostaycompetitive,banksmust______(17)theirdigitalinfrastructureandfocusoncustomerexperience.Additionally,thegovernmenthas______(18)stricterregulationstoprotectconsumerdata.Despitetheseobstacles,thefutureofbankinginChinalooks______(19).15.A.revolutionizedB.complicatedC.supportedD.standardized16.A.alteredB.ignoredC.preservedD.improved17.A.enhanceB.neglectC.expandD.reduce18.A.introducedB.weakenedC.relaxedD.ignored19.A.promisingB.uncertainC.negativeD.stagnant第五部分：翻譯填空（共5題，每題2分，共10分）題目要求：將中文句子翻譯成英文，填入空格。20.為提升服務(wù)質(zhì)量，銀行計(jì)劃擴(kuò)大員工培訓(xùn)規(guī)模。21.在當(dāng)前經(jīng)濟(jì)環(huán)境下，穩(wěn)健的資產(chǎn)配置至關(guān)重要。22.銀行需要加強(qiáng)反洗錢措施以符合監(jiān)管要求。23.數(shù)字化轉(zhuǎn)型是銀行業(yè)可持續(xù)發(fā)展的關(guān)鍵。24.合規(guī)經(jīng)營(yíng)是銀行長(zhǎng)期發(fā)展的基石。答案與解析第一部分：選詞填空1.A.revolutionized解析：Fintech（金融科技）通過技術(shù)革新改變了傳統(tǒng)銀行業(yè)模式，故選revolutionized（使…革命化）。2.A.enhance解析：銀行需要提升數(shù)字服務(wù)平臺(tái)以滿足現(xiàn)代需求，enhance（增強(qiáng)）符合語(yǔ)境。3.A.attract解析：新分行旨在吸引本地企業(yè)，attract（吸引）最符合文意。4.C.critical解析：在當(dāng)前經(jīng)濟(jì)環(huán)境下，流動(dòng)性管理對(duì)銀行穩(wěn)定至關(guān)重要，critical（關(guān)鍵的）最合適。5.B.strengthen解析：監(jiān)管要求銀行加強(qiáng)反洗錢措施，strengthen（加強(qiáng)）符合語(yǔ)義。第二部分：閱讀理解6.B.Thechallengesofdigitalbanking解析：文章主要討論數(shù)字銀行帶來(lái)的風(fēng)險(xiǎn)和問題。7.C.Cybersecuritythreats解析：文中提到60%的銀行遭遇網(wǎng)絡(luò)安全漏洞，是主要擔(dān)憂。8.C.Enhanceddataprivacy解析：文章未提及AI或數(shù)字銀行能增強(qiáng)數(shù)據(jù)隱私，反而提到擔(dān)憂。9.C.Adaptationiskeytosurvival解析：結(jié)尾暗示不適應(yīng)將被淘汰，強(qiáng)調(diào)變革的重要性。第三部分：語(yǔ)法填空10.toconduct解析：allowsb.todosth.（允許某人做某事）。11.toraise解析：raiseinterestrates（提高利率）是固定搭配。12.fundamental解析：financialinclusion（金融包容性）是核心目標(biāo)，fundamental（基礎(chǔ)的）最合適。13.tohave解析：requiresb.todosth.（要求某人做某事）。14.rapidly解析：修飾transformation（變革），需副詞。第四部分：完形填空15.A.revolutionized16.A.altered17.C.expand18.A.introduced19.A.promising解析：15.Technologicaladvancements（技術(shù)進(jìn)步）使銀行業(yè)革命化。16.Digitalpayments（數(shù)字支付）改變了傳統(tǒng)模式。17.Banks（銀行）需擴(kuò)展數(shù)字基建。18.Government（政府）引入新規(guī)。19.Future（未來(lái)）前景光明。第五部分：翻譯填空20.Toimproveservicequality,thebankplanstoexpandemployeetrainingprograms.21.Inthecurrenteconomicenvironment,soundassetallocationiscrucial.22.Banksneedto