平安銀行南通市海安市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填入空格。1.Thenewfinancialtechnologypolicywillsignificantly______thebankingindustry'soperationalefficiency.A.improveB.decreaseC.stabilizeD.disruptE.replace2.Despitetheeconomicdownturn,thelocaleconomyinHai'anhasshownremarkable______inrecentyears.A.declineB.growthC.stagnationD.fluctuationE.collapse3.Ourteamneedstoenhanceits______tomeettheincreasingdemandsofdigitalbankingcustomers.A.flexibilityB.resistanceC.reliabilityD.complexityE.efficiency4.Thebank'smobileappaimsto______customerengagementthroughpersonalizedfinancialservices.A.enhanceB.minimizeC.ignoreD.reduceE.disrupt5.Themergerwill______thebank'smarketshareandstrengthenitscompetitiveedgeintheregion.A.expandB.shrinkC.maintainD.weakenE.eliminate6.Theregulatoryenvironmentrequiresbankstoensurestrict______ofanti-moneylaunderingcompliance.A.adherenceB.violationC.flexibilityD.exemptionE.negligence7.Thecompany'sAI-drivenriskassessmentsystemhasimprovedits______indetectingfraudulenttransactions.A.accuracyB.delayC.inefficiencyD.costE.complexity8.Thebranchmanageremphasizedtheimportanceof______customersatisfactiontoretainbusinessloyalty.A.prioritizingB.neglectingC.minimizingD.delayingE.ignoring9.Thenewbranchlocationisstrategicallychosento______thebank'spresenceinthecoastalarea.A.expandB.limitC.centralizeD.diversifyE.reduce10.Thebank'ssustainabilityreporthighlightsitseffortsto______environmentalimpactinoperations.A.mitigateB.exacerbateC.ignoreD.enhanceE.overlook二、閱讀理解（共5題，每題2分）閱讀以下文章，回答問題。Passage:Therapidadvancementofartificialintelligencehastransformedthebankingsector,particularlyinriskmanagementandcustomerservice.Traditionalbankingoperationsreliedheavilyonmanualprocesses,whichwerepronetoerrorsandinefficiencies.However,AI-drivensolutionshaveenabledbankstoautomatetasks,reducecosts,andenhanceaccuracy.Forinstance,machinelearningalgorithmscannowdetectfraudulenttransactionsinreal-time,minimizingfinanciallosses.Additionally,chatbotsandvirtualassistantshaveimprovedcustomerengagementbyproviding24/7support.Despitethesebenefits,challengesremain.TheintegrationofAIrequiressignificantinvestmentintechnologyinfrastructureandskilledpersonnel.Moreover,dataprivacyconcernsmustbeaddressedtoensurecompliancewithregulatorystandards.BanksinregionslikeHai'an,whichareexperiencingrapideconomicgrowth,needtoadaptquicklytostaycompetitive.Thelocalgovernmenthasalsointroducedpoliciestosupporttheadoptionoffintechsolutions,encouragingcollaborationbetweentraditionalbanksandtechcompanies.Inthefuture,AIwilllikelyplayanevengreaterroleinbanking,frompersonalizedfinancialadvicetoautomatedwealthmanagement.Astheindustryevolves,banksmustbalanceinnovationwithriskmanagementtomaintaintrustandstability.Questions:1.WhathasAIprimarilytransformedinthebankingsector?A.CustomerserviceB.RiskmanagementC.OperationalefficiencyD.RegulatorycomplianceE.Financiallosses2.WhatchallengesdobanksfacewhenimplementingAI?A.ReducedcustomerengagementB.HighcostsandskilledpersonnelshortagesC.ImprovedaccuracyD.EnhancedprofitabilityE.Greaterefficiency3.HowhasAIimprovedcustomerservice?A.ByreplacinghumaninteractionB.Throughreal-timefrauddetectionC.Byproviding24/7supportD.ByincreasingtransactionfeesE.Byreducingbranchoperations4.WhatroledoesthelocalgovernmentplayinsupportingAIadoption?A.ImposingstrictregulationsB.EncouragingfintechcollaborationC.ReducingbankinvestmentsD.IgnoringtechnologicaladvancementsE.Focusingonmanualprocesses5.WhatwilllikelyhappentoAIinbankinginthefuture?A.ItwillbereplacedbyothertechnologiesB.ItwillfocusonlyonriskmanagementC.ItwillexpandintowealthmanagementD.ItwillbecomelessimportantE.Itwillbelimitedtolargebanks三、完形填空（共5題，每題2分）閱讀以下文章，選擇最合適的單詞填入空格。ThebankingindustryincoastalregionslikeHai'anhasfaceduniquechallengesduetoeconomicfluctuationsandincreasingcompetition.However,theadoptionofdigitalbankingsolutionshashelpedinstitutionsadaptandthrive.______(6)theriseofmobilebanking,traditionalbrancheshavehadtoinnovatetoremainrelevant.______(7)offeringadvancedservices,theyalsofocusonimprovingcustomerexperiencethroughpersonalizedfinancialproducts.Anotherkeyfactoristhegrowingimportanceofdatasecurity.Withcyberthreatsontherise,banksmustinvestinrobustcybersecuritymeasurestoprotectcustomerinformation.______(8)thesemeasures,institutionscanbuildtrustandensurelong-termstability.Additionally,thelocalgovernmenthasplayedaroleinfosteringasupportiveenvironmentforbanks.______(9)incentivesandtaxbreaks,theyhaveencouragedthedevelopmentoffintechstartups,whichcomplementtraditionalbankingservices.Lookingahead,theindustrywilllikelyseefurtherintegrationofAIandblockchaintechnologies.______(10)theseinnovations,bankscanstreamlineoperations,reducecosts,andenhancecustomersatisfaction.6.A.WithB.DespiteC.BecauseD.AlthoughE.Unless7.A.InadditionB.InsteadC.ThereforeD.HoweverE.Moreover8.A.WithB.WithoutC.ThroughD.DespiteE.Because9.A.ByofferingB.ThroughprovidingC.InadditiontoD.WiththehelpofE.Despite10.A.ThroughB.WithC.WithoutD.AlthoughE.Because四、翻譯（共2題，每題5分）將以下句子翻譯成英語。1.平安銀行南通市海安支行的數(shù)字化轉(zhuǎn)型戰(zhàn)略旨在提升客戶體驗(yàn)和增強(qiáng)市場競爭力。2.隨著金融科技的快速發(fā)展，銀行業(yè)需要加強(qiáng)風(fēng)險(xiǎn)管理以應(yīng)對(duì)新的挑戰(zhàn)。五、寫作（共1題，10分）Topic:Writeashortessay(150-200words)ontheimpactofdigitalbankingonthefinancialindustryincoastalregionslikeHai'an.答案及解析一、選詞填空1.A.improve解析：Financialtechnologypolicyaimstoimproveefficiency.2.B.growth解析：Thelocaleconomyshowspositivegrowthdespitethedownturn.3.A.flexibility解析：Digitalbankingrequiresflexibilitytomeetcustomerdemands.4.A.enhance解析：Theappenhancesengagementthroughpersonalizedservices.5.A.expand解析：Themergerexpandsmarketshare.6.A.adherence解析：Banksmustadheretoanti-moneylaunderingrules.7.A.accuracy解析：AIimprovesaccuracyinfrauddetection.8.A.prioritizing解析：Customersatisfactionshouldbeprioritized.9.A.expand解析：Thenewlocationexpandsthebank'scoastalpresence.10.A.mitigate解析：Sustainabilityeffortsmitigateenvironmentalimpact.二、閱讀理解1.B.Riskmanagement解析：ThepassagehighlightsAI'sroleinriskmanagement.2.B.Highcostsandskilledpersonnelshortages解析：Challengesincludeinvestmentandtalentneeds.3.C.Byproviding24/7support解析：Chatbotsandvirtualassistantsofferround-the-clockservice.4.B.Encouragingfintechcollaboration解析：Thegovernmentsupportsfintechpartnerships.5.C.Itwillexpandintowealthmanagement解析：AIisexpectedtogrowinwealthmanagement.三、完形填空6.A.With解析：Withmobilebanking'srise,branchesmustadapt.7.A.Inaddition解析：Branchesofferadvancedservicesinadditiontotraditionalones.8.B.Without解析：Withoutsecuritymeasures,trustcannotbeensured.9.C.Inadditionto解析：Inadditiontoincentives,thegovernmentsupportsfintech.10.B.With解析：WithAIandblockchain,bankscanimproveoperations.四、翻譯1.ThedigitaltransformationstrategyofPingAnBank'sHai'anBranchaimstoenhancecustomerexperienceandstrengthenmarketcompetitiveness.2.Withtherapiddevelopmentoffintech,thebankingindustryneedstostrengthenri