民生銀行成都市郫都區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.TherapiddevelopmentofdigitaleconomyinChengduhasbroughtboth______andchallengestolocalbusinesses.A.opportunitiesB.innovationsC.competitionsD.regulations2.Toimprovecustomersatisfaction,thebankshould______morepersonalizedservicesbasedonbigdataanalysis.A.implementB.ignoreC.postponeD.reduce3.Thenewpolicyaimsto______theregionaleconomicgapbetweenChengduandothercitiesinSichuanProvince.A.narrowB.widenC.ignoreD.celebrate4.Thebranchmanageremphasizedtheimportanceof______inmaintaininglong-termclientrelationships.A.efficiencyB.dishonestyC.flexibilityD.rigidity5.Withtheriseofgreenfinance,thebankneedsto______itsinvestmentstrategiestoalignwithenvironmentalgoals.A.adjustB.ignoreC.rejectD.copy二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Chengdu,asakeyfinancialhubinwesternChina,hasbeenattractingincreasingattentionfromdomesticandforeigninvestors.Thelocalgovernmenthasintroducedseveralpoliciestosupportthegrowthofthefinancialindustry,includingtaxincentivesandinfrastructureimprovements.However,challengesremain,suchastalentshortagesandmarketcompetition.Toaddresstheseissues,thebankshouldfocusontalentdevelopment,technologicalinnovation,andserviceoptimization.Byleveragingbigdataandartificialintelligence,thebankcanenhanceefficiencyandprovidebetterservicestocustomers.6.WhatisthemainfocusofChengdu'sfinancialindustrydevelopment?A.TaxreductionB.InfrastructureexpansionC.TalentattractionD.Marketcompetition7.Accordingtothepassage,whatproblemdoesChengdu'sfinancialindustryface?A.ExcessiveregulationB.LowinvestmentC.TalentshortagesD.Governmentopposition8.HowcanthebankimproveitsservicesinChengdu?A.ByignoringtechnologicalinnovationB.ByreducingstaffC.ByleveragingbigdataandAID.Bycopyingotherbanks9.Whatdoesthepassagesuggestthebankshouldprioritize?A.Short-termprofitsB.Long-termsustainabilityC.GovernmentsubsidiesD.Traditionalbankingmethods三、完形填空（共5題，每題2分，共10分）directions:Completethepassagebelowbychoosingthebestwordforeachblank.ThebankingsectorinChengduhasundergonesignificantchangesinrecentyears.______(10)theriseoffintech,traditionalbankslikeoursmustadapttostaycompetitive.Digitaltransformationhasbecome______(11)forsurvival.Forexample,mobilebankingappshave______(12)customerengagement,allowingforreal-timetransactionsandpersonalizedrecommendations.However,challengessuchasdatasecurityandregulatorycomplianceremain.Banksmustbalanceinnovationwithriskmanagementtoensuresustainablegrowth.10.A.DuetoB.DespiteC.BecauseofD.Insteadof11.A.necessaryB.optionalC.impossibleD.unnecessary12.A.increasedB.decreasedC.ignoredD.avoided13.ThesuccessofabankinChengdudependsonitsabilityto______(13)markettrendsandcustomerneeds.A.ignoreB.predictC.neglectD.follow14.Tomaintainacompetitiveedge,banksshould______(14)investmentsintechnologyandhumanresources.A.reduceB.prioritizeC.delayD.ignore15.ThefutureofbankinginChengduliesin______(15)innovationandcustomer-centricstrategies.A.supportingB.opposingC.limitingD.copying四、句子改錯（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebankhasbeenofferingloanswithlowerinterestratessincetwoyearsago.→_________________________2.Ifthecustomerdoesnotpaythebillontime,theywillbechargedapenalty.→_________________________3.Despitetheeconomicdownturn,thebank'sprofitshaveincreasedby20%.→_________________________4.ThenewbranchisexpectedtoopeninChengdunextmonth,whichwillservethelocalcommunitybetter.→_________________________5.Thebank'sdigitalplatformhasimprovedcustomersatisfaction,andalsoreducedoperationalcosts.→_________________________五、翻譯填空（共5題，每題3分，共15分）directions:TranslatetheChinesesentencesintoEnglish.1.成都作為西部金融中心，近年來吸引了大量投資?！鷂________________________2.銀行應加強員工培訓，以提升服務質量和客戶滿意度?！鷂________________________3.綠色金融是當前金融行業(yè)的重要發(fā)展方向?！鷂________________________4.為了應對市場競爭，銀行需要不斷創(chuàng)新產(chǎn)品和服務。→_________________________5.政府出臺了一系列政策，以支持當?shù)刂行∑髽I(yè)的融資需求?！鷂________________________答案與解析一、選詞填空1.A(opportunities)-Explanation:Thedigitaleconomybringsbothopportunitiesandchallenges.2.A(implement)-Explanation:Personalizedservicesbasedonbigdatarequireimplementation.3.A(narrow)-Explanation:Thepolicyaimstoreducetheeconomicgap.4.C(flexibility)-Explanation:Flexibilityhelpsmaintainlong-termclientrelationships.5.A(adjust)-Explanation:Thebankneedstoadjustitsstrategiesforenvironmentalgoals.二、閱讀理解6.C(Talentattraction)-Explanation:Thepassagementionstalentshortagesasachallenge.7.C(Talentshortages)-Explanation:Thepassageexplicitlystatestalentshortagesareanissue.8.C(LeveragingbigdataandAI)-Explanation:ThepassagesuggestsusingbigdataandAIforbetterservices.9.B(Long-termsustainability)-Explanation:Thepassageemphasizesadaptingforlong-termgrowth.三、完形填空10.A(Dueto)-Explanation:Theriseoffintechisareasonforadaptation.11.A(necessary)-Explanation:Digitaltransformationisessentialforsurvival.12.A(increased)-Explanation:Mobileappsenhancecustomerengagement.13.B(predict)-Explanation:Banksneedtopredictmarkettrends.14.B(prioritize)-Explanation:Banksshouldprioritizetechandhumanresources.15.A(supporting)-Explanation:Innovationiskeytothefutureofbanking.四、句子改錯1.Thebankhasbeenofferingloanswithlowerinterestratesfortwoyears.-Explanation:"Since"shouldbereplacedwith"for"toindicateduration.2.Ifthecustomerdoesnotpaythebillontime,theywillbechargedapenalty.-Explanation:"They"shouldagreewith"customer"(singular).3.Despitetheeconomicdownturn,thebank'sprofitshaveincreasedby20%.-Explanation:Noerror.4.ThenewbranchisexpectedtoopeninChengdunextmonth,whichwillservethelocalcommunitybetter.-Explanation:"Which"shouldbereplacedwith"that"(preferablyinformalwriting).5.Thebank'sdigitalplatformhasimprovedcustomersatisfaction,andithasreducedoperationalcosts.-Explanation:Acommaspliceiscorrectedbymakingittwoseparatesentencesorusingasemicolon.五、翻譯填空1.Chengdu,asafinancialhubinwesternChina,hasattractedsignificantinvestmentinrecentye