交通銀行2025茂名市秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選擇最合適的單詞填空，使段落意思完整。Therapiddevelopmentofdigitalfinancehasbroughtbothopportunitiesandchallengestotraditionalbanking.ForbankslikeChinaMerchantsBank,especiallyinregionslikeMaoming,adaptingtotechnologicalchangesiscrucial.Employeesmustbeskilledindigitaltoolsandcustomerservice.Otherwise,theymaystruggletomeetthegrowingdemandsofclients.Thebank’strainingprogramsfocusonimprovingemployees’abilitiesinonlinebanking,riskmanagement,andcross-selling.Onlybydoingsocanthebankstaycompetitiveinthemarket.1.A.riseB.growthC.developmentD.expansion2.A.despiteB.becauseofC.althoughD.however3.A.expertiseB.skillsC.knowledgeD.abilities4.A.faceB.encounterC.dealwithD.handle5.A.goalsB.demandsC.targetsD.objectives6.A.includingB.suchasC.likeD.including7.A.enhanceB.improveC.boostD.increase8.A.waysB.meansC.methodsD.approaches9.A.thusB.thereforeC.soD.hence10.A.whichB.thatC.whatD.where二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，選擇最佳答案。TheRiseofMobileBankinginMaomingMobilebankinghasbecomeanessentialpartoffinancialservicesinMaoming.Accordingtoa2024reportbytheChinaBankingAssociation,over70%oflocalresidentsnowusemobileappstomanagetheiraccounts,transfermoney,andpaybills.Thisshiftispartlyduetotheconvenienceofsmartphonesandtheincreasinginternetpenetrationinthecity.However,challengesremain.Manyelderlypeoplestillprefertraditionalbankingmethods,whilesomeyoungusersworryaboutdatasecurity.Toaddresstheseissues,ChinaMerchantsBankhaslaunchedspecialtrainingforelderlycustomersandenhanceditssecuritymeasures.Thebankalsooffersofflinesupportforthosewhoneedit.Despitethesechallenges,thefutureofmobilebankinginMaominglooksbright.Astechnologyimproves,morepeoplewilllikelyadoptdigitalfinancialservices.Forbanks,stayingaheadofthesetrendsiskeytomaintainingcustomerloyalty.1.Whatisthemaintopicofthepassage?A.ThehistoryofbankinginMaoming.B.ThepopularityofmobilebankinginMaoming.C.Theproblemsoftraditionalbanking.D.Thegovernment’sroleinfinancialservices.2.Accordingtothereport,whatpercentageofresidentsusemobilebanking?A.50%B.60%C.70%D.80%3.Whydomorepeopleusemobilebanking?A.Itismoreexpensivethantraditionalbanking.B.Smartphonesarewidelyavailable.C.Banksforcepeopletousemobileapps.D.InternetusageislowinMaoming.4.WhatchallengesdoesmobilebankingfaceinMaoming?A.Onlyyoungpeopleuseit.B.Elderlypeopleandsecurityconcerns.C.Banksarelosingmoney.D.Theinternetisslow.5.Whatdoesthepassagesuggestaboutthefutureofmobilebanking?A.Fewerpeoplewilluseit.B.Itwillfacemoreproblems.C.Itwillbecomemorepopular.D.Bankswillstopofferingservices.三、完形填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選擇最佳答案。TheImportanceofFinancialLiteracyinRuralAreasInruralareaslikeMaoming,manypeoplelackbasicfinancialknowledge.Thiscanleadtoproblemssuchasdebtandpoorsavingshabits.Forexample,somefarmersborrowmoneywithoutunderstandinginterestrates,resultinginhighdebt.Banksplayacriticalroleinimprovingfinancialliteracy.Theycanorganizeworkshopstoteachpeopleaboutbudgeting,investing,andcreditmanagement.Localgovernmentscanalsohelpbyprovidingschoolswithfinancialeducationresources.Ifmorepeopleunderstandmoneymanagement,theycanmakebetterfinancialdecisions.This,inturn,canboostthelocaleconomy.Banksandgovernmentsmustworktogethertoensureeveryonehasaccesstofinancialeducation.1.Whatisthemainprobleminruralareas?A.Highinternetusage.B.Lackoffinancialknowledge.C.Toomanybanks.D.Toofewschools.2.Whydosomefarmersborrowmoney?A.Theylovetospend.B.Theyneedmoneyforfarming.C.Theydonotknowinterestrates.D.Theyarelazy.3.Whatcanbanksdotohelp?A.Givefreemoney.B.Teachfinancialskills.C.Closedown.D.Ignoretheproblem.4.Howcangovernmentshelp?A.Buildmoreschools.B.Teachpeopleinbanks.C.Providefinancialeducation.D.Banborrowingmoney.5.Whatwillhappenifmorepeoplelearnaboutmoney?A.Theywillborrowmore.B.Theeconomywillimprove.C.Bankswilllosemoney.D.Schoolswillclose.6.Whatisthekeytosolvingthisproblem?A.Banksalone.B.Governmentsalone.C.Banksandgovernmentsworkingtogether.D.Farmerschangingtheirhabits.7.Whyisfinancialliteracyimportant?A.Tomakebanksrich.B.Tohelppeoplemakegooddecisions.C.Toteachchildren.D.Toreduceborrowing.8.Whatistheauthor’sopinion?A.Banksshouldnothelp.B.Governmentsshouldnothelp.C.Everyoneshouldlearnaboutmoney.D.Farmersshouldborrowmore.9.Whatisthetoneofthepassage?A.CriticalB.InformativeC.PersuasiveD.Humorous10.Whatdoesthepassagesuggestforthefuture?A.Moredebt.B.Betterfinancialdecisions.C.Fewerbanks.D.Lessgovernmentinvolvement.四、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英文，并填入空格中。1.交通銀行在茂名地區(qū)的業(yè)務(wù)增長(zhǎng)迅速，為當(dāng)?shù)鼐用裉峁┝烁啾憷?。ThegrowthofChinaMerchantsBankintheMaomingareais______,providingmoreconvenienceforlocalresidents.2.為了適應(yīng)數(shù)字化趨勢(shì)，銀行員工需要掌握新的技能。Toadapttothedigitaltrend,bankemployeesneedtomaster______.3.茂名市民對(duì)移動(dòng)銀行的接受度越來(lái)越高。TheacceptanceofmobilebankingamongMaomingresidentsis______.4.銀行可以通過(guò)培訓(xùn)提高客戶服務(wù)質(zhì)量。Bankscanimprovecustomerservicequalityby______.5.經(jīng)濟(jì)發(fā)展需要良好的金融基礎(chǔ)設(shè)施。Economicdevelopmentrequires______.五、寫(xiě)作（共1題，10分）題目：Writeashortessay(150-200words)onthetopic:"TheRoleofBanksinPromotingFinancialInclusioninRuralAreas."Includethefollowingpoints:-Theimportanceoffinancialinclusion.-Challengesinruralareas.-Solutionsbankscanprovide.答案及解析一、選詞填空1.growth*解析：*Therapiddevelopmentofdigitalfinanceindicatessignificantexpansion,so"growth"fitsbest.2.despite*解析：*Theparagraphhighlightsbothopportunitiesandchallenges,showingcontrast.3.skills*解析：*Employeesneedpracticalabilitiesfordigitaltoolsandcustomerservice.4.face*解析：*Strugglingimpliesencounteringdifficulties.5.demands*解析：*Clientshaveincreasingneedsinthedigitalage.6.suchas*解析：*Listsexamplesofabilities.7.improve*解析：*Trainingaimstoenhanceemployeeperformance.8.methods*解析：*Referstowaysofimprovingcustomerservice.9.therefore*解析：*Explainstheresultofimprovingabilities.10.that*解析：*Referstotheabilitytostaycompetitive.二、閱讀理解1.B*解析：*Thepassagefocusesonmobilebanking’spopularity.2.C*解析：*Thereportstates70%ofresidentsusemobilebanking.3.B*解析：*Convenienceandinternetusagearekeyreasons.4.B*解析：*Elderlypreferencesandsecurityconcernsarementioned.5.C*解析：*Thepassagepredictsincreasingadoption.三、完形填空1.B2.C3.B4.C5.B6.C7.B8.C9.B10.B四、翻譯填空1.rapid2.newskills3.increasing4.providingtraining5.goodfinancialinfrastructure五、寫(xiě)作范文TheRoleofBanksinPromotingFinancialInclusioninRuralAreasFinancialinclusioniscrucialforreducingpovertyandboostingeconomicgrowth,especiallyinruralareas.Howev