2025年銀行英語筆試題庫及答案

一、單項選擇題（每題2分，共10題）1.-Howoftendoyougotothebank?-_______.A.YesterdayB.OnceaweekC.ForaweekD.Nextweek答案：B2.She_______alotofmoneyinthebank.A.depositsB.depositC.depositedD.depositing答案：A3.Thebankoffersa_______interestrate.A.highB.higherC.highestD.thehighest答案：A4.Ineedto_______myaccountbalance.A.checkB.checkedC.checksD.checking答案：A5.Thebankis_______at9am.A.openB.opensC.openedD.opening答案：A6.Heisinterested_______thebank'snewservice.A.inB.onC.atD.for答案：A7.TheATMis_______thecornerofthestreet.A.onB.inC.atD.to答案：C8.-Haveyoueverborrowedmoneyfromthebank?-_______.A.Yes,IdoB.Yes,IhaveC.Yes,IdidD.Yes,Iwas答案：B9.Thebankclerk_______veryhelpful.A.isB.areC.beD.been答案：A10.Wecanpay_______creditcardinthebank.A.byB.withC.inD.on答案：A二、多項選擇題（每題2分，共10題）1.Whichofthefollowingcanbeusedinabank?A.PassbookB.ATMcardC.ChequeD.Mobilephone答案：ABC2.Bankservicesmayinclude:A.SavingaccountsB.LoanservicesC.ForeignexchangeD.Insurance答案：ABC3.Thefollowingwordsarerelatedtobanksecurity:A.PasswordB.FingerprintC.CCTVD.Firewall答案：ABCD4.Whenyouopenabankaccount,youmayneedtoprovide:A.IDcardB.AddressC.PhonenumberD.Incomesource答案：ABC5.Whichofthefollowingcanbeusedforonlinebanking?A.ComputerB.TabletC.SmartphoneD.E-bookreader答案：ABC6.Bankemployeesmayinclude:A.TellerB.ManagerC.LoanofficerD.Securityguard答案：ABCD7.Inabank,youcanexchange:A.DollarstoEurosB.YuantoYenC.PoundstoRupeesD.FrancstoLira答案：ABC8.Thebenefitsofhavingabankaccountare:A.SavingmoneysafelyB.EarninginterestC.ConvenientforpaymentD.Gettingfreegifts答案：ABC9.Bankregulationsmaycover:A.InterestratesB.Anti-moneylaunderingC.CustomerprivacyD.Bankopeninghours答案：ABC10.Whichofthefollowingarebankfacilities?A.WaitingareaB.SafedepositboxesC.ParkinglotD.Coffeemachine答案：ABC三、判斷題（每題2分，共10題）1.Banksonlyacceptcashdeposits.(False)2.Thebankisnotresponsibleforthesecurityofonlinebanking.(False)3.Youcanopenabankaccountwithoutanyidentification.(False)4.Banktellerscangiveinvestmentadvicedirectly.(False)5.Allbankshavethesameinterestrates.(False)6.Achequecanbecashedimmediatelywithoutverification.(False)7.Banksdonotchargeanyfeesfortheirservices.(False)8.TheATMcanonlybeusedtowithdrawcash.(False)9.Bankcustomersdonotneedtosignanyagreementswhenopeninganaccount.(False)10.Banksdonotprovideservicesonweekends.(False)四、簡答題（每題5分，共4題）1.Whatarethebasicrequirementsforopeningasavingsaccountinabank?Answer:Generally,youneedtoprovideidentification(suchasIDcard),youraddress,andcontactinformation(likephonenumber).2.Brieflydescribetwocommonbankservices.Answer:Savingaccountsfordepositingmoneyandearninginterest.Loanservicesforborrowingmoneywhenneeded.3.WhatshouldyoudoifyouloseyourATMcard?Answer:Contactthebankimmediatelytoreportthelossandfreezethecardtopreventunauthorizeduse.4.Howcanyouprotectyourbankaccountinformation?Answer:Keepyourpasswordsecret,avoidusingpublicWi-Fiforbanking,andcheckyouraccountstatementsregularly.五、討論題（每題5分，共4題）1.Discusstheimportanceofonlinebankinginmodernsociety.Answer:Itisveryimportant.Itoffersconvenienceforpeopletomanagetheiraccounts,transfermoney,andpaybillsatanytimeandplace.2.Howcanbanksimprovecustomerservice?Answer:Bankscantrainemployeesbetter,providemorepersonalizedservices,andimprovethewaitingenvironment.3.Whatarethepotentialrisksofusingmobilebanking?Answer:Risksincludesecuritythreatslikemalware,phishing,andthepossibilityoflosingthemobiledevicewithbankingap