全國(guó)銀行招聘考試重點(diǎn)試題精編

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密

!（參考答案和詳細(xì)解析均在試卷末尾）

一、選擇題

??

zi1、某集團(tuán)下屬甲、乙兩家公司，甲公司準(zhǔn)備吸收合并乙公司，乙公司的凈資產(chǎn)賬面價(jià)格是

量i3000萬元，甲公司發(fā)行5。00萬股（每股1元）進(jìn)行對(duì)價(jià)支付。合并完成后，甲公司需要沖減

資本公積（）。

A.3000萬

B.1000萬

：C.不需要沖減資本公積

D.2000萬

:2、甲公司應(yīng)收乙公司貸款800萬元。經(jīng)磋商，雙方同意按600萬元結(jié)清該筆貸款，甲公司

i已經(jīng)為該筆貸款累計(jì)提了100萬元壞賬準(zhǔn)備。在債務(wù)重組日，該事項(xiàng)對(duì)甲公司和乙公司的影

I響分別為（）。

A.甲公司資本公積減少200萬元，乙公司資本公積增加200萬元

iB.甲公司營(yíng)業(yè)外支出增加100萬元，乙公司資本公枳增加200萬元

一1C.甲公司營(yíng)業(yè)外支出增加100萬元.乙公司營(yíng)業(yè)外收入增加200萬元

兇電D.甲公司營(yíng)業(yè)外支出增加200萬元，乙公司營(yíng)業(yè)外收入增加200萬元

⑥封

小繾

3、Thesesmallcompaniesnowhavetheirownidentity.

A.discreet

iB.discrete

C.separated

D.isolated

!4、下列句子中語序排列最連貫的一項(xiàng)是（）.

[（1）瘟疫同人類文明史如影隨形。

j（2）無論是宗教式的祈禱還是對(duì)惡疾的救治，在這些作品中，我們都能看到人類面對(duì)瘟疫

時(shí)所做出的頑強(qiáng)的抗?fàn)帯?/p>

恬

（3）歐洲的文藝復(fù)興時(shí)期，藝術(shù)巨匠們不僅用畫筆謳歌上帝天使，同時(shí)也在描繪撒旦和死

神。

（4）人類社會(huì)發(fā)展歷程中，政治、經(jīng)濟(jì)、文化、宗教等方方面面都有它的影子。

（5）作為硬幣的反面，那些與死亡相關(guān)的畫作很多都是以瘟疫作為敘事背景。

A.(4)(1)(3)(5)(2)

B.(1)(4)(3)(5)(2)

C.(1)(5)(2)(4)(3)

D.(4)(3)(5)(2)(1)

5、資料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequesticnsor

unfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebest

choice.

Yourfaceisthefutureofsmartphonesecurity.Applemadethatclearlastweekwhenitunveiled

thepriceyiPhoneX.Appleclaimstohaveconqueredmanyofthechallengesthathaveprevented

thewidespreaduseoffacislbiometrics.Butanumberofcomputer-visionresearcherssaythey

areskepticalthatasmartphone-basedsystemlikeFacelDcanaccountforthingslikevariable

lightingconditionsorsubtlechangesinaperson'sappearancetocreateasecure-yet-practical

waytounlockaphoneadozenormoretimesaday.

Apple'snewtechnologydoessoundpromising.ThecompanysaysFacelDcreatesa“precise

depthmap“ofone'svisagebyprojectingmorethan30,000infrareddotsagainstaperson'sface,

thenusingthephone/sinfraredTrueDepthcameraandhigh-powermicrochiptocollectand

analyzetheresults.Usersarealsoaskedtoturntheirheadastheyscansothephone's

machine-learningalgorithrrcanmeasurethefacefromseveralanglesandcreateamoredetailed

3-Dmapoftheirfeatures.Oncethemapiscreatedandstored,theiPhoneXusesinfraredlightto

helpFacelDscanaperson'sfaceeveninthedark.Meanwhile,machine-learningalgorithms

runningonthephonekeeptrackofchangesinaperson'sappearance—includingglasses,facial

hairandhats—sothesmartphone'saccuracyimprovesovertime.

Despiteadvancesinfacialrecognitioninrecentyears,itremainsunclearwhetherFacelDwill

workinavarietyofconditionswhilealsokeepingtheiPhoneXsecure.Hackers,forexample,

quicklyfoundawaytobypasstheSamsungGalaxyS8'sfacial-recognitionscannerwhenitwas

introducedinMarch:Theytrickedthedevicebysimplyshowingitaphotooftheuser.FacelD's

useof3-Dfacialmapscouldaddressthatproblem.Buthistoricallyithasbeenabigchallengefor

suchasystemtorecognize'acesunderdifferentlightingconditionsandfromavarietyofangles.

AppleshowedoffFacelDlastweekunderrelativelycontrolledconditions,saysArunRoss,a

professorofcomputerscienceandengineeringatMichiganStateUniversity."Clearlythedemo

wasveryinteresting,"hesays."Butatthesametimesomeextraordinaryclaimsweremade."

Apple'sSchillersaid,forexample,thatthechancearandomperson'sfacecouldunlock

someoneelse'siPhoneXwasoneinamillionmuchmoresecurethanTouchlD.Rosssays,

however,thatitisnotclearhowoftenFacelDfailstorecognizeitsowner.Whencontacted,Apple

declinedtoelaborateonSchiller'scomments.

“Likeallbiometrics,FacelDwillhaveaproblemwithrevocation/saysVitalyShmatikov,a

computerscienceprofessoratCornellTech."Ifapasswordiscompromised,itcanbe

changed—butafacecannotbechanged."AppletoutsitsabilitytosecuredataonitsiPhones,

whichdonotsharebiometricinformationwiththecompany'sservers.Still,Rosssays,hackers

alwaysseemtofindawaycroundeventhetightestsecurity.

WhatdoesArunRossmeanby''relativelycontrolledcondition"?

A.TostartanexplanationcfFacelD'susingcondition

B.TomentionthatAppleInc.showstheirnewproductunderawelldesignedenvironment

C.ToimplythatFacelDhasitslimits

D.Toaddacontextexplanationoftheinterestingdemo

6、Childrenenterschoolattheageofsix,___?

A.dothechildren

B.don'tthey

C.don'tthechildren

0,aren'tthey

7、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntothe

Chinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslow

simultaneously.

Anotherdifferentapproachtodoingbusinessisthatinabuyingdecision:Westernerstendto

lookforclearalternatives,whileEasternersmayexaminewaystocombinebothoptions.For

example,aChinesepanelmayfeelthatasupplierwhocombinesclaimsofbestqualitywithalow

pricemayeitherraisethepriceduringthecontractorfailtoimplementthecontract.Theywill

thereforeoftenprefertochooseasupplierwhosepriceisneitherthecheapestnorthemost

expensive.Inaddition,aChinesepanelmayavoidawardingeachsuppliermorethanone

contract,inordertominimizedependenceonasinglesupplier.Suchanapproachmaymakea

WesternerthinkthataChinesenegotiatorisbeingillogical,evasiveordevious,whenhehimself

believesheisbeingquitestraightforward.

What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccessto

havinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinese

callguanxi(.pronouncedgwanshee),whichareessentiallysocialorbusinessconnectionsbased

onmutualinterestandbenefitinacentralizedandbureaucraticstate,relianceonpersonal

contactsisoftenseenastheonlywaytogetthingdone.AndinaplacelikeChinawherethelegal

systemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.

BothChineseandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggood

guanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,

withunsuitablepeople,theobligationscanbecomeatrapwhichishardtoescape.

Whatisthebestpossibletitleofthearticle?

A.Chinesebusinessphilosophy

B.China'sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina

8、在單一客戶授信限額管理中，商業(yè)銀行對(duì)客戶進(jìn)行信用評(píng)級(jí)后，首要工作是確定客戶的

()。

A.最低債務(wù)承受額

B.最高債務(wù)承受額

C.平均債務(wù)承受額

D.一般債務(wù)承受額

9、企業(yè)溢價(jià)發(fā)行股票時(shí)，超過股票面值的部分計(jì)入（）。

A.盈余公積

B.實(shí)收資本

C.資本公積

D.留存收益

10、當(dāng)組織的人力資源供給小于需求時(shí)，正確的供需平衡方法是（）。

A.擴(kuò)大經(jīng)營(yíng)規(guī)模

B.延長(zhǎng)工作時(shí)間

C.裁員

D.推行工作分享

11、在一個(gè)會(huì)計(jì)期間發(fā)生的一切經(jīng)濟(jì)業(yè)務(wù)，都要依次經(jīng)過的核算環(huán)節(jié)是（）。

A.填制和審核憑證、復(fù)式記賬、編制會(huì)計(jì)報(bào)表

B.填制和審核憑證、登記賬簿、編制會(huì)計(jì)報(bào)表

C.設(shè)置會(huì)計(jì)科目、成本計(jì)算、復(fù)式記賬

D.復(fù)式記賬、財(cái)產(chǎn)清查、編制會(huì)計(jì)報(bào)表

12、資料：Memo

DateJanuary17

From:NelaPotter

To:Marketingstaff

Pleasereviewtheattachedbestsellerlistfromtoday'sSilvertonDaily.ThoughMarkShipley's

bookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillan

opportunityforsalestoincrease.Howcanweguaranteethatthishappens?

Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,such

asWaylandandBrownback,havebeenthriving.1attributetheirsuccesstoaggressivemarketing

tactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt*sbook!

So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalideals

forgeneratingmorepublicityforourcurrentandfurtureprojects.

{圖

}WhatistrueaboutthebookwrittenbyMr.Morrison?

A.Itisthemostexpensivebookonthelist

B.ltiswrittenonthesametopicasisMs.Karl'sbook

C.ltfirstappearedonthelistthreeweeksago

D.lthasfalleninpopularitysincelastweek

13、資料：SingaporeAirlinesplanstointroduceinflightmooilephoneandinternetaccessirMay

thisyear,beginningwithitsflagshipAirbusA380fleet.

Severalpricingmodelsarebelievedtobeunderconsideration,beginningwithalow-costpackage

suitableforWE—servicesuchasGoogleGmaiLYahooandHotmailaswellasa30MBallowance

foraroundSGD$25(that's$20RussiaandUS,and￡20and￡14).

TheairlineispollingselectedmembersofitsKrisFlyerfrequentflyerloyaltyprogramto

participateinanonlinesurveyaboutyourattitudestowardsinflightmobileandinternet

services,whichweareplanningtointroducefromMay2011accordingtotheemailinvitation.

ThesurveyaskstravellersfortheiropinionsonpricingpackagessuchasSGD$25for30MB,aswell

asifmobilephonecellsandSMSmessagesshouldbepermitted.

Shouldpassagersbeallowedtomakeandtakecallsat30000feetthey'llpayplentyforthe

privilege,withcallsbeingchargedatinternationalroamingrates.

Asit'suptoeachcountrytodecidewhatthoseratesare-andwithSingaporeAirlineseffectively

beingitsowncountryintermsofprovidingafullycontrolledandself-containedtelecomssystem

onboardeachplane-thoseratescouldliterallybeskyhigh.

SQ'sinflightinternetandmobileservice,whichmaycarrytheKrisNetbrandinkeepingwiththe

KrisWorldinflightentertainmentsystem,isexpectedtodebutontheAirbusA380beforebeing

installedontotheairline'sA340-500andBoeing777-300ERaircraft.

Passagerswillbeabletoaccesstheinternetonanydevicefromasmartphonetoatabletor

laptop,asSingaporeAirlineswillsupportconnectionsthroughbothWifiwirelessnetworking

(usingaseriesoflow-hotpotslocatedthroughouttheplane)and3G(viatinypico-cell

stations).

ItwillemploythepepularOnAirtechnology,jointlydevelopedbyITcompanySI1AandAirbus,and

currentlyusedbyover20airlines(includingAirNewZealand'scurrent

trialofin-flightinternet)whichfeedstheWifiand3GsignalsthroughtoInmarsat's

SwiftBroadbandsatellitenetwork.

AccordingtotheauthoothefeesformakingandtakingcallsonplanesofSingaporeAirlineswill

beskyhigh,because_.

A.thetelecomssystememployedbySingaporeAirlinesonboardeachplaneisthebestofthe

breed

B.SingaporeAirlineshasaself-containedtelecomssystemwhichenablesittosethigh

internationalroamingrates

C.thecallswillbechargedatinternationalroamingrateswhicharenormallyhigh

D.itwillbeaprivilegetoasmall

14、下列會(huì)計(jì)基本假設(shè)中，()是指企業(yè)會(huì)計(jì)確認(rèn)、計(jì)量和報(bào)告的空間范圍。

A.會(huì)計(jì)分期

B.會(huì)計(jì)主體

C.持續(xù)經(jīng)營(yíng)

D.貨幣計(jì)量

15、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateofrightsand

later,asupporterofsame-sexmarriage.

A.waste

B.removal

C.autonomy

0.abortion

16、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslisting

fortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionson

fishingandothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangered

listingsaidtheproposalwasa“turningpointwtheyhopewillleadtogreaterturtleprotections.

"\thinkit'shugedayforloggerheadseaturtles,wsaidBethRiff,amarinewildlifescientistat

Oceana/zitreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/Withallthatattentiontopaidtothem,you'dthinkthesecreatures

wouldatleasthavethegratitudenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallyknowshowmanyloggerheadthereare,orhowmanyarebeingkilledby

fishinggearorotheractivities.Riffcitesa40percentdropinthenumberofnestingfemalesin

Floridaoverthelastdecadeasevidenceoftrouble.

Loggerheadsarenamedfortheirlargeheads,whichcontainpotentjawsthatcancrushthehard

shellsofpreysuchasconch.Theturtlesareaboutthesizeofafistwhentheyhatchandmakea

frenzieddashtothesurf.Buttheytypicallygrowtomorethanthreefeetinlengthand250

pounds.Theanimalcanlogthousandsofmilesasittravelsacrossoceans.

BarbaraSchoder,nationalseaturtlecoordinatorforNOAA'sfisheriesdivision,saidthebiggest

threatstotheNorthPacificloggerheadincludedamagetoprimarynestingsites,whicharemainly

inJapan,aswellasaccidentalsnaringoftheturtlesinfishinggear.AndreaTeeofSan

Francisco-basedCenterforBiologicalDiversitysaidtheturtlesgethookedbyHawaiianlongline

fishermentargetingswordfishandtunaandcanbeinjuredordrowned.OntheEastCoast,the

mainthreattoturtlesisgearfromtheregion'svariousfishenesSchodersaid.

Aprimarybenefitoftheendangeredstatuswouldbeincreasedpublicpressureonprotectingthe

species,Riffsaid.Butthegovernmentwouldalsohavetodetermine/zcriticalhabitats,“suchas

wheretheturtlesreproduceorforage.Suchplacescouldbesubjecttoadditionalprotectionsfor

theturtles,includingrestrictionsonmaritimedevelopmentorfishing.

Likeeveryotherenvironmentalissuetoday,thisisplayingoutagainstthebackgroundofglobal

warmingandhumaninterferencewithnaturalecosystems,Thenarrowstripsofbeachonwhich

theturtleslaytheireggsarebeingsqueezedononesidebydevelopmentandontheotherby

threatofrisingsealevelsastheoceanswarm.Ultimatelywemustgetahandleonthoseissuesas

well,oracreaturethatoutlivedthedinosaurswillmeetitsendatthehandsofhumans,leaving

ourdescendantstowonderhowcreaturesouglycouldhavewonsomuchaffection.

Itcanbelearnedfromthefirstparagraphthat().

A.humanactivitieshavechangedthewayturtlessurvive

B.Effortshavebeenmadetoprotectturtlesfromextinction

C.Marinebiologistsarelookingforthesecretofturtles*reproduction

0.Governmentbureaucracyhascontributedtodecreasingnumberofturtles

17、根據(jù)《民法典》的規(guī)定，以下屬于非營(yíng)利法人的是（）。

A.基金會(huì)

B.有獨(dú)立經(jīng)費(fèi)的機(jī)關(guān)

C.農(nóng)村集體經(jīng)濟(jì)組織

D.承擔(dān)行政職能的法定機(jī)構(gòu)

18、2009年10月2日在丹麥?zhǔn)锥几绫竟e行的國(guó)際奧委會(huì)第121屆全會(huì)，關(guān)于2016年

夏季奧運(yùn)會(huì)舉辦城市的投票中，經(jīng)過三輪投稟，（）成功獲得了2016年奧運(yùn)會(huì)的主辦權(quán)。

A.芝加哥

B.馬德里

C凍京

D.里約熱內(nèi)盧

19、在1月18日凌晨結(jié)交的2021斯諾克大師賽決賽中，20歲的中國(guó)球員（）戰(zhàn)勝英

國(guó)名將約翰?希金斯奪冠，成為歷史首位“00后”大師賽冠軍。

A.顏丙濤

B.顏振濤

C.丁俊輝

D.王濤

20、WiththeU.S.governmentamassinggrowingamountsofeveryyear,itneedsthe

moneythatforeigninvestorsoffer.

A.currency

B.cost

C.payment

D.debt

21、最廣義的投資銀行定義是指（）o

A.任何經(jīng)營(yíng)華爾街金融業(yè)務(wù)的銀行

B.指經(jīng)營(yíng)一部分或者全莉資本市場(chǎng)業(yè)務(wù)的金融機(jī)構(gòu)

C.投資銀行是指經(jīng)營(yíng)資本市場(chǎng)某些業(yè)務(wù)的金融機(jī)構(gòu)

D.在一級(jí)市場(chǎng)上承銷證券籌集資本和在二級(jí)市場(chǎng)上交易證券的金融機(jī)構(gòu)

22、遠(yuǎn)期合約的最大功能是（

A.方便交易

B.增加收益

C.增加交易量

D.轉(zhuǎn)嫁風(fēng)險(xiǎn)

23、一般來講，在下列（）經(jīng)濟(jì)背景條件下證券市場(chǎng)呈上升走勢(shì)最有利。

A.持續(xù)、穩(wěn)定、高速的GDP增長(zhǎng)

B.高通脹下的GDP增長(zhǎng)

C.宏觀調(diào)控下的GDP減速增長(zhǎng)

D.轉(zhuǎn)折性的GDP變動(dòng)

24、資格I■:It'seasytotracetheevolutionoftheautomobile.Atmost,we'reonlytalkingabouta

fewcenturiesoftechnologicaldevelopment,andmostoftheplans,prototypesandmodelsare

stillaround.Withjustalittleresearch,youcaneasilytracethelatestmodelelectrichybridback

toitssteam-poweredancestors.

Yourfamilytreeisprobablyadifferentmatter.Evenanextensivegenealogychartcanonlyreach

backsofar,andmortalityputsaratherstrictlimitonexactlyhowmany“models“arestillonthe

road.Humanity'sevolutionaryprogressionisevenmoredifficult.Westillhaveplentyofliving

primaterelatives,butmaryofthelifeformsthatconnecttheevolutionarydotsarelongextinct.

Evolutionarybiologistsuseseveralmethodstodecipherexactlyhowwecametobeasweare.In

fact,thefielditselfencompassesseveraldifferentdisciplinesinadditiontobiology,likegenetics,

psychology,geology,archaeologylinguistics,anthropologyandprimatologyjusttonameafew.

Naturally,paleoanthropologyalsoplaysakeyrole,aswehavetoturntothefossilrecordfor

manycluesaboutourancientprimate,humanandnearlyhumanancestors.

Whilethefossilrecordbyitsverynatureisincomplete,there'snoshortageoffossilevidenceto

linktheplanet'svariedIreformsintoagreattreeoflife,achartthatscientistscalla

phylogenetictree.Youcanthinkofhumansastheverytipofjustonebranchonthattreecalled

“hominid."Chimpanzeesexistattheendofanadjoiningbranchcalled"panin."Followboththe

hominidandpaninbranchbackabout5.4millionyears,andyou'llfindapointwherescientists

thinkthetwoconvergedfromasingle,commonancestor.

Fossilevidencehelpsscientiststoreconstructthesetrees,butsodomorphologicalandgenetic

studlies.Geneticanalysishasyieldedstrikingsimilaritiesbetweenchimpsandhumans.Assuch,

scientistsknowalastcommonancestorofchimpsandhumansexisted,evenifwe'veyetto

determinetheexactspecies.Yetpaleoanthropologistshavefoundnumeroushominidfossilsto

bridgetheevolutionaryprogressionfromthatunknowncommonancestortomodernhumans.

ThesefindsincludesuchfamousEastAfricanfossilsasLucy(Australopithecusafarensis),which

strengthenedtheimportanceofbipedalisminhumanevolutionandprovedanessential

milestoneonourwaytomodernHomosapiens.

Fossilevidenceforhumanevolutionwillneverbecomplete,asfossilsthemselvesarerare

geologicoccurrences.Nevertheless,byincorporatingotherscientificdisciplines,we'reableto

buildanincreasinglyaccuratepictureofjustwhatourevolutionaryfamilytreeconsistedof.

WhatcanbeinferredfromPara.5?

A.Morpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorof

chimpsandhumansexisted

B.Morphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimps

andhumansexisted

C.Geneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknown

commonancestortomodernhumans

D.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestone

inthisfield

25、（）要求企業(yè)提供的會(huì)計(jì)信息應(yīng)當(dāng)反映與企業(yè)財(cái)務(wù)狀況、經(jīng)營(yíng)成果和現(xiàn)金流量有關(guān)的所有

重要交易或者事項(xiàng)。

A.相關(guān)性

B.及時(shí)性

C.重要性

D.可比性

26>Sincehesufferedagreatdealfromstomachache,thedoctorinsistedthathewineany

more.

A.didnotdrink

B.doesnotdrink

C.shouldnotdrink

D.couldnotdrink

27、（）是使得全球各地外匯市場(chǎng)的匯率保持一致的主要因素。

A.套匯活動(dòng)

B.國(guó)際貿(mào)易

C.開放經(jīng)濟(jì)

D.資金流動(dòng)

28、Trainingincludespracticalexperienceworkingonarangeofaircraftoncampusincluding

aBoeingaircraftownedbytheschool.

A.broken

B.functioning

C.used

□.skeleton

29、對(duì)實(shí)際現(xiàn)金流進(jìn)行折算時(shí)，使用（）o

A.名義利率

B.稅前利率

C.通脹率

D.實(shí)際利率

30、白居易在登上廬山時(shí)寫下：“人間四月芳菲盡，山寺桃花始盛開〃。產(chǎn)生詩(shī)中景象的原因

是（）。

A.山地土壤貧瘠，桃樹開花較遲

B.山地由于海拔高，氣溫低，桃樹開花來得遲

C.山地云霧多，桃樹開花來得遲

D.山地空氣稀薄缺氧，桃樹開花較遲

31、下列文種中.行文方向固定的是（）o

A.批復(fù)

B.意見

C.函

D.紀(jì)要

32、Passage1

TheIMFbelievesthateconomicgrowthispickingup,soundsfamiliar.

Aprilisthecruelestmonth,breedinglilacsoutofthedeadland,and,inWashington,chirpy

forecastsfromtheIMFthatoftenproveabittoochirpy.OnApril18ththefundreleasedits

semi-annualWorldEconomicOutlook（WEO）“raisingitsforecastforglobalgrowthin2017to

3.5%.Growthforecastsfortheemergingworldhavenotchanged.TheIMF'sglobaloptimismis

basedinsteadonhopesofincreasedgrowthintherichworld.

ThefundtakesarosyviewoftheAmericaneconomy,citingbothhighlevelsofconsumer

confidenceandDonaldTrump'splansformoregovernmentspending.

InBritaintheIMFnowreckonsGDPwillgrowby2.0%in2017,upfromearlierestimatesof1.5%

(issuedinJanuary)and11%(lastOctober).TheIMFhasalsoraiseditsforecastsforJapanand

theeuroarea.

SniperspointoutthatIMFforecastshavebeenfarfromperfect.Someglitchesareexcusable.In

thespringof1990,itpredictedthatKuwait'seconomywouldgrowby0.8%thatyear.ltactuallyfell

by26%.

What*sthemainideaofthispassage?()

A.Theeconomicgrowthisturningbetter

B.Theworldeconomicgrowthisplunging

C.TheIMF'sforecastsonworldeconomysometimesaretoooptimistic

D.Theeconomicgrowthoftheemergingworldremainsthesame

33、Internet提供的最簡(jiǎn)便、快捷的通信服務(wù)為()。

A.文件傳輸(FTP)

B.遠(yuǎn)程登錄(Telnet)

C.電子郵件(E-mail)

D.萬維網(wǎng)(WWW)

34、下列敘述中，正確的是()。

A.高級(jí)語言編寫的程序的可移植性差

B.機(jī)器語言就是匯編語言，無非是名稱不同而巳

C.指令是由一串二進(jìn)制數(shù)(0和1)組成的

D.由機(jī)器語言編寫的程序可讀性好

35、資料：之后，經(jīng)濟(jì)學(xué)家MrV發(fā)表了關(guān)于一些新名詞的感悟，請(qǐng)根據(jù)下列資料回答問題。

Theword“globalization“isindailyusethroughouttheworld.Variouslyreferredtoas

mondialisationinFrench,globalisierunginGerman,orQuanquihuainChina(Scholte,1996),

newsarticles,television,andeventextbooksoftenusetheword“globalization“tomeanmany

differentthings.AuthorJanPieterse(1995)assertstherearealmostasmany

conceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersand

scholarsindisciplinessuchasmanagementmarketing,finance,accounting,andeconomicsalsouse

theword“globalization"tomeandifferentthings.Forexample,somebelieveglobalizationisthe

absenceofbordersandbarrierstotradebetweennations(Ohmae,1995),butalsoithasbeen

describedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade

(Dicken,1992).

Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoing

everythingthesameeverywhere(KanterandDretler,lS98).Othersbelieveglobalizationis

interconnectionsbetweenoverlappinginterestsofbusinessandsociety(Brown1992;renesch

1992).Asyoucansee,thesedefinitionsdifferinsignificantways.Because

definitions,descriptions,andvisionsofglobalizationvarywidelyjtisdifficulttoknowwhatit

meansforbusinessestogo"global".

WhichofthefollowingstatementisNOTimpliedbytheunderlinedsentence?()

A.Theconceptionsofglobalizationvary

B.Thedisciplinesinthesocialsciencesvary

C.Therearelessconceptionsofglobalization

D.Therearemanydisciplinesinthesocialsciences

36、(1)電報(bào)、電話、廣播、電視機(jī)問世之初都曾被認(rèn)為會(huì)引發(fā)災(zāi)難，現(xiàn)在又輪到智能手機(jī)

等移動(dòng)設(shè)備了。家長(zhǎng)們擔(dān)心，移動(dòng)設(shè)備會(huì)使青少年遠(yuǎn)離社會(huì)，不與其他人交往。既然之前的

新技術(shù)已經(jīng)被證明是無害的，人們?yōu)槭裁匆獡?dān)憂呢？

(2)一個(gè)原因可能是新技術(shù)后果的評(píng)估和其問世之間存在滯后，在擔(dān)心新技術(shù)對(duì)下一代造

成的影響方面確實(shí)如此。人們的焦慮和趣聞?shì)W事在不斷增加。統(tǒng)計(jì)學(xué)中的一句格言是，軼事

的里數(shù)形式不是“數(shù)據(jù)〃，但可能是“媒體報(bào)道〃。

(3)在《心理科學(xué)》(PsychologicalScience)上發(fā)表的一篇論文中，杜克大學(xué)研究人員馬德

琳?喬治(MadeleineGeorge)和坎蒂絲?歐哲斯(Candiceedgers)評(píng)估了迄今為止有關(guān)社交媒

體對(duì)青少年影響的科學(xué)證據(jù)。他們發(fā)現(xiàn)，青少年普遍沉浸于數(shù)字世界。在一項(xiàng)調(diào)查中，青少

年每天發(fā)送60條短信，78%的青少年擁有能上網(wǎng)的手機(jī)。

(4)但喬治?歐哲斯團(tuán)隊(duì)也發(fā)現(xiàn)，沒有證據(jù)支持家長(zhǎng)們的擔(dān)心。他們的結(jié)論是，青少年在移

動(dòng)世界的體驗(yàn)與實(shí)際生活中的體驗(yàn)是相互平行的，前者不會(huì)取代后者。青少年主要利用移動(dòng)

設(shè)備與線下已經(jīng)認(rèn)識(shí)的朋友溝通。青少年會(huì)有不愉快的線上體驗(yàn)，但這些體驗(yàn)與他們?cè)诰€下

的不愉快體驗(yàn)類似。

(5)2007年、2013年在荷蘭和百慕大進(jìn)行的兩次大規(guī)模調(diào)查顯示，線上溝通活躍的青少

年有更多和更鐵的朋友，小規(guī)模研究也得出了這樣的結(jié)論。沒有跡象表明移動(dòng)設(shè)備使用的增

加影響了青少年與其他人之間的友誼。

(6)也有家長(zhǎng)們擔(dān)憂，移動(dòng)技術(shù)會(huì)使孩子們與家長(zhǎng)疏遠(yuǎn)或使孩子們?nèi)菀资艿侥吧饲趾Γ?/p>

但喬治?歐哲斯團(tuán)隊(duì)并沒有發(fā)現(xiàn)支持這些擔(dān)憂的證據(jù)％研究人員倒是發(fā)現(xiàn)，顯示屏?xí)绊懰?/p>

眠，無論這是由LED屏幕發(fā)出的光線還是由“數(shù)字世界〃帶來的興奮造成的。因此，讓孩子(包

括家長(zhǎng))不把手機(jī)放在床邊是個(gè)不錯(cuò)的做法。

(7)盡管有了這項(xiàng)研究的成果，以及之前有關(guān)技術(shù)引發(fā)災(zāi)難的預(yù)言都已落空，人們?yōu)槭裁?/p>

相信移動(dòng)設(shè)備對(duì)青少年的影響會(huì)不同于以往的新技術(shù)呢？一種原因可能是，技術(shù)和文化改變

的體驗(yàn)對(duì)成年人和孩子們是不同的，心理學(xué)家稱之為“文化棘輪”。每一代孩子會(huì)輕松和自動(dòng)

接受前幾代人的全部技術(shù)，但每一代都會(huì)推出新技術(shù)，作為成年人，理解這些新技術(shù)要困難

得多。

(8)不可避免的是，在人們眼中，自己出生前的歲月像是伊甸園，孩子出生后的歲月就像

是“瘋狂的麥克斯

第4段中作者提到“喬治-歐哲斯團(tuán)隊(duì)〃的研究結(jié)果是“沒有證據(jù)支持家長(zhǎng)們的擔(dān)心〃,請(qǐng)推測(cè)怎

樣的證據(jù)最能支持"家長(zhǎng)們的擔(dān)心〃？()

A.增加線上溝通會(huì)減少青少年與朋友的距離感

B.移動(dòng)世界的體驗(yàn)與實(shí)際生活中的體驗(yàn)是相同的

C.青少年沉浸于數(shù)字世界之后很少參加線下活動(dòng)

D.青少年可以通過移動(dòng)設(shè)備在線上交到更多的好朋友

37、由某?銀行集團(tuán)成立段權(quán)公司，再由該公司控制或收購(gòu)兩家以上的若干銀行而建立的?

種銀行制度，屬于()制度。

A.持股公司制

B.連鎖銀行制

C.代理銀行制

D.總分行制

38、資料.：FORTWOMARKETINGEXECUTIVES

LegendCo.isaninternationalfamouscompanyspecializedinmanufacturingfurnitureand

householdappliances.ItisheadquarteredinNewYorkandhasestablishedover30branches

aroundChina.Withtherapdgrowth,nowthecompanyneedstwomarketingexecutives.

Qualifications:

Nationality:Chinese

Education：masterdegreeinMarketing,Management,Economicsorotherrelatedmajors.

Experience:atleast3years'experienceinmarketing.

Skills:goodcommandoforalEnglish;proficientcomputerskills.

Others:obedienttoarrangementsofthecompany;frequentbusinesstripsareacceptable.

Ifyouwanttoworkinthecompanyandarequalified,pleasecallat01087654321andcontactMr.

Smith.

Whoisthemostsuitablepersonforthispost?

A.Emma,masterdegreeinEnglish,frequentbusinesstripsareacceptable

B.LiLei,masterdegreeinManagement,3years'experienceinmarketing,goodEnglishand

computerskills

CJack,bachelordegreeinManagement,goodEnglish

DJimmy,masterdegreeinMarketing,2years,experienceinmarketing,goodEnglishand

computerskills

39、資本主義條件下的借貸資本()o

A.是從職能資本運(yùn)動(dòng)中分離出來的一種生息資本

B.是貨幣資本

C.是高利貸資本

D.是職能資本

40、資$4：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongto

oneormoregroupsorteams.

Ateamisasetofpeoplewitharangeofdifferentskillsthatwillideallyhaveobjectivesthat

contributetotheoverallcorporatestrategyofthebusiness.Theywillusuallyhavesomebody

whoisidentifiedastheteamleader.Theimportanceofteamsthatperformwellcannotbe

underestimated.Itisgenerallyacceptedbyhighachievingorganizationsthattobeeffectiveyou

needto.

1.createamotivatedteam

2.giveteammembersabriefalongsideobjectives

3.appointaleaderoftheteam

4.managetheteam

5.providethemwithauthority

6.monitortheprogressoftheteam

7.ensureeffectivecommunicationsstreams(lackofcommunicationcanbetheoneofthebiggest

issuesandfailureswithinorganization.)

Thephrase'twoheadsarebetterthanone'helpstodescribethepurposeofteams.Teams

provideanopportunitytoshareideasandstrengthsanduseavarietyofviewpointsand

experiences.Ateamprovidesindividualswithacommonpurpose.Theyalsohaveacommon

identityastheystrivetogethertowardsacommongoal.

Whatisnotsupposedtodoifyo